WU
Price
$10.26
Change
-$0.14 (-1.35%)
Updated
Jan 22, 04:59 PM (EDT)
Capitalization
4.7B
15 days until earnings call
XYF
Price
$7.87
Change
+$0.24 (+3.15%)
Updated
Jan 22, 04:49 PM (EDT)
Capitalization
185.86M
Ad is loading...

WU vs XYF

Header iconWU vs XYF Comparison
Open Charts WU vs XYFBanner chart's image
Western Union Company (The)
Price$10.26
Change-$0.14 (-1.35%)
Volume$71.59K
Capitalization4.7B
X Financial
Price$7.87
Change+$0.24 (+3.15%)
Volume$745
Capitalization185.86M
WU vs XYF Comparison Chart
Loading...
WU
Daily Signalchanged days ago
Gain/Loss if bought
Show more...
XYF
Daily Signalchanged days ago
Gain/Loss if bought
Show more...
View a ticker or compare two or three
VS
WU vs. XYF commentary
Jan 23, 2025

To compare these two companies we present long-term analysis, their fundamental ratings and make comparative short-term technical analysis which are presented below. The conclusion is WU is a Hold and XYF is a Hold.

Ad is loading...
COMPARISON
Comparison
Jan 23, 2025
Stock price -- (WU: $10.40 vs. XYF: $7.63)
Brand notoriety: WU and XYF are both not notable
Both companies represent the Finance/Rental/Leasing industry
Current volume relative to the 65-day Moving Average: WU: 97% vs. XYF: 34%
Market capitalization -- WU: $4.7B vs. XYF: $185.86M
WU [@Finance/Rental/Leasing] is valued at $4.7B. XYF’s [@Finance/Rental/Leasing] market capitalization is $185.86M. The market cap for tickers in the [@Finance/Rental/Leasing] industry ranges from $573.25B to $0. The average market capitalization across the [@Finance/Rental/Leasing] industry is $12.49B.

Long-Term Analysis

It is best to consider a long-term outlook for a ticker by using Fundamental Analysis (FA) ratings. The rating of 1 to 100, where 1 is best and 100 is worst, is divided into thirds. The first third (a green rating of 1-33) indicates that the ticker is undervalued; the second third (a grey number between 34 and 66) means that the ticker is valued fairly; and the last third (red number of 67 to 100) reflects that the ticker is undervalued. We use an FA Score to show how many ratings show the ticker to be undervalued (green) or overvalued (red).

WU’s FA Score shows that 2 FA rating(s) are green whileXYF’s FA Score has 3 green FA rating(s).

  • WU’s FA Score: 2 green, 3 red.
  • XYF’s FA Score: 3 green, 2 red.
According to our system of comparison, XYF is a better buy in the long-term than WU.

Short-Term Analysis

It is best to consider a short-term outlook for a ticker by using Technical Analysis (TA) indicators. We use Odds of Success as the percentage of outcomes which confirm successful trade signals in the past.

If the Odds of Success (the likelihood of the continuation of a trend) for each indicator are greater than 50%, then the generated signal is confirmed. A green percentage from 90% to 51% indicates that the ticker is in a bullish trend. A red percentage from 90% - 51% indicates that the ticker is in a bearish trend. All grey percentages are below 50% and are considered not to confirm the trend signal.

WU’s TA Score shows that 2 TA indicator(s) are bullish while XYF’s TA Score has 3 bullish TA indicator(s).

  • WU’s TA Score: 2 bullish, 3 bearish.
  • XYF’s TA Score: 3 bullish, 2 bearish.
According to our system of comparison, XYF is a better buy in the short-term than WU.

Price Growth

WU (@Finance/Rental/Leasing) experienced а -0.57% price change this week, while XYF (@Finance/Rental/Leasing) price change was +7.31% for the same time period.

The average weekly price growth across all stocks in the @Finance/Rental/Leasing industry was +1.63%. For the same industry, the average monthly price growth was +7.92%, and the average quarterly price growth was +23.17%.

Reported Earning Dates

WU is expected to report earnings on May 13, 2025.

Industries' Descriptions

@Finance/Rental/Leasing (+1.63% weekly)

A leasing company (e.g. United Rentals, Inc. ) is typically the legal owner of the asset for the duration of the lease, while the lessee has operating control over the asset while also having some share of the economic risks and returns from the change in the valuation of the underlying asset. Per capita disposable income and corporate earnings or cash flow could be some of the critical metrics for this business – the higher the values of these metrics, the potentially greater ability of consumers/businesses to afford apartments/office spaces for rent. Other finance companies include credit/debit card payment processing companies (e.g. Visa Inc. and Mastercard), private label credit cards providers (e.g. Synchrony Financial) and automobile finance companies (e.g. Credit Acceptance Corporation).

SUMMARIES
Loading...
FUNDAMENTALS
Fundamentals
WU($4.7B) has a higher market cap than XYF($186M). WU has higher P/E ratio than XYF: WU (8.18) vs XYF (1.08). WU YTD gains are higher at: -1.887 vs. XYF (-8.403). XYF has less debt than WU: XYF (663M) vs WU (2.67B). WU has higher revenues than XYF: WU (4.36B) vs XYF (1.75B).
WUXYFWU / XYF
Capitalization4.7B186M2,528%
EBITDA1.04BN/A-
Gain YTD-1.887-8.40322%
P/E Ratio8.181.08759%
Revenue4.36B1.75B249%
Total Cash3.22BN/A-
Total Debt2.67B663M402%
FUNDAMENTALS RATINGS
WU vs XYF: Fundamental Ratings
WU
XYF
OUTLOOK RATING
1..100
672
VALUATION
overvalued / fair valued / undervalued
1..100
33
Fair valued
20
Undervalued
PROFIT vs RISK RATING
1..100
10074
SMR RATING
1..100
1210
PRICE GROWTH RATING
1..100
7438
P/E GROWTH RATING
1..100
8912
SEASONALITY SCORE
1..100
5050

Tickeron ratings are formulated such that a rating of 1 designates the most successful stocks in a given industry, while a rating of 100 points to the least successful stocks for that industry.

XYF's Valuation (20) in the Finance Or Rental Or Leasing industry is in the same range as WU (33). This means that XYF’s stock grew similarly to WU’s over the last 12 months.

XYF's Profit vs Risk Rating (74) in the Finance Or Rental Or Leasing industry is in the same range as WU (100). This means that XYF’s stock grew similarly to WU’s over the last 12 months.

XYF's SMR Rating (10) in the Finance Or Rental Or Leasing industry is in the same range as WU (12). This means that XYF’s stock grew similarly to WU’s over the last 12 months.

XYF's Price Growth Rating (38) in the Finance Or Rental Or Leasing industry is somewhat better than the same rating for WU (74). This means that XYF’s stock grew somewhat faster than WU’s over the last 12 months.

XYF's P/E Growth Rating (12) in the Finance Or Rental Or Leasing industry is significantly better than the same rating for WU (89). This means that XYF’s stock grew significantly faster than WU’s over the last 12 months.

TECHNICAL ANALYSIS
Technical Analysis
WUXYF
RSI
ODDS (%)
N/A
N/A
Stochastic
ODDS (%)
Bullish Trend 15 days ago
58%
Bullish Trend 15 days ago
90%
Momentum
ODDS (%)
Bearish Trend 15 days ago
57%
Bearish Trend 15 days ago
81%
MACD
ODDS (%)
Bearish Trend 15 days ago
56%
N/A
TrendWeek
ODDS (%)
Bearish Trend 15 days ago
62%
Bearish Trend 15 days ago
80%
TrendMonth
ODDS (%)
Bearish Trend 15 days ago
62%
Bullish Trend 15 days ago
81%
Advances
ODDS (%)
Bullish Trend 28 days ago
55%
Bullish Trend 20 days ago
82%
Declines
ODDS (%)
Bearish Trend 16 days ago
61%
Bearish Trend 16 days ago
78%
BollingerBands
ODDS (%)
N/A
N/A
Aroon
ODDS (%)
N/A
Bullish Trend 15 days ago
82%
View a ticker or compare two or three
Ad is loading...
WU
Daily Signalchanged days ago
Gain/Loss if bought
Show more...
XYF
Daily Signalchanged days ago
Gain/Loss if bought
Show more...
Interesting Tickers
1D
1W
1M
1Q
6M
1Y
5Y
1 Day
ETFs / NAMEPrice $Chg $Chg %
FNY85.131.55
+1.85%
First Trust Mid Cap Growth AlphaDEX® ETF
AFMC33.510.58
+1.76%
First Trust Active Factor Mid Cap ETF
IBDP25.15N/A
N/A
iShares iBonds Dec 2024 Term Corporate ETF
RNWZ20.60N/A
N/A
TrueShares Eagle Glbl Rnwbls Engy IncETF
SMOG100.53-0.03
-0.02%
VanEck Low Carbon Energy ETF

WU and

Correlation & Price change

A.I.dvisor indicates that over the last year, WU has been loosely correlated with BBDC. These tickers have moved in lockstep 40% of the time. This A.I.-generated data suggests there is some statistical probability that if WU jumps, then BBDC could also see price increases.

1D
1W
1M
1Q
6M
1Y
5Y
Ticker /
NAME
Correlation
To WU
1D Price
Change %
WU100%
-0.29%
BBDC - WU
40%
Loosely correlated
+1.75%
UPBD - WU
37%
Loosely correlated
+1.52%
OMF - WU
37%
Loosely correlated
+1.68%
CACC - WU
33%
Loosely correlated
+2.40%
PFSI - WU
33%
Poorly correlated
+1.06%
More

XYF and

Correlation & Price change

A.I.dvisor indicates that over the last year, XYF has been loosely correlated with LX. These tickers have moved in lockstep 39% of the time. This A.I.-generated data suggests there is some statistical probability that if XYF jumps, then LX could also see price increases.

1D
1W
1M
1Q
6M
1Y
5Y
Ticker /
NAME
Correlation
To XYF
1D Price
Change %
XYF100%
+2.69%
LX - XYF
39%
Loosely correlated
-3.53%
YRD - XYF
32%
Poorly correlated
+4.67%
QFIN - XYF
27%
Poorly correlated
+1.59%
FINV - XYF
26%
Poorly correlated
+2.85%
WU - XYF
22%
Poorly correlated
-0.29%
More