XYF
Price
$5.36
Change
+$0.14 (+2.68%)
Updated
Sep 25, 04:59 PM (EDT)
Capitalization
192.79M
Intraday BUY SELL Signals
YRD
Price
$1.00
Change
+$0.02 (+2.04%)
Updated
Sep 25, 04:53 PM (EDT)
Capitalization
86.11M
61 days until earnings call
Intraday BUY SELL Signals
Interact to see
Advertisement

XYF vs YRD

XYF vs YRD Comparison Chart in %
View a ticker or compare two or three
VS
XYF vs. YRD commentary
Sep 26, 2026

To compare these two companies we present long-term analysis, their fundamental ratings and make comparative short-term technical analysis which are presented below. The conclusion is XYF is a StrongBuy and YRD is a Buy.

Interact to see
Advertisement
SUMMARIES
Loading...
FUNDAMENTALS RATINGS
XYF vs YRD: Fundamental Ratings
XYF
YRD
OUTLOOK RATING
1..100
689
VALUATION
overvalued / fair valued / undervalued
1..100
1
Undervalued
10
Undervalued
PROFIT vs RISK RATING
1..100
90100
SMR RATING
1..100
7655
PRICE GROWTH RATING
1..100
4383
P/E GROWTH RATING
1..100
543
SEASONALITY SCORE
1..100
3950

Tickeron ratings are formulated such that a rating of 1 designates the most successful stocks in a given industry, while a rating of 100 points to the least successful stocks for that industry.

XYF's Valuation (1) in the Finance Or Rental Or Leasing industry is in the same range as YRD (10) in the Internet Software Or Services industry. This means that XYF’s stock grew similarly to YRD’s over the last 12 months.

XYF's Profit vs Risk Rating (90) in the Finance Or Rental Or Leasing industry is in the same range as YRD (100) in the Internet Software Or Services industry. This means that XYF’s stock grew similarly to YRD’s over the last 12 months.

YRD's SMR Rating (55) in the Internet Software Or Services industry is in the same range as XYF (76) in the Finance Or Rental Or Leasing industry. This means that YRD’s stock grew similarly to XYF’s over the last 12 months.

XYF's Price Growth Rating (43) in the Finance Or Rental Or Leasing industry is somewhat better than the same rating for YRD (83) in the Internet Software Or Services industry. This means that XYF’s stock grew somewhat faster than YRD’s over the last 12 months.

YRD's P/E Growth Rating (3) in the Internet Software Or Services industry is somewhat better than the same rating for XYF (54) in the Finance Or Rental Or Leasing industry. This means that YRD’s stock grew somewhat faster than XYF’s over the last 12 months.

TECHNICAL ANALYSIS
Technical Analysis
XYFYRD
RSI
ODDS (%)
N/A
Bullish Trend 2 days ago
64%
Stochastic
ODDS (%)
Bearish Trend 2 days ago
74%
Bullish Trend 2 days ago
75%
Momentum
ODDS (%)
Bullish Trend 2 days ago
78%
Bearish Trend 2 days ago
88%
MACD
ODDS (%)
Bullish Trend 2 days ago
83%
Bullish Trend 2 days ago
61%
TrendWeek
ODDS (%)
Bullish Trend 2 days ago
78%
Bearish Trend 2 days ago
82%
TrendMonth
ODDS (%)
Bearish Trend 2 days ago
75%
Bearish Trend 2 days ago
82%
Advances
ODDS (%)
Bullish Trend 4 days ago
77%
Bullish Trend 15 days ago
76%
Declines
ODDS (%)
Bearish Trend 2 days ago
75%
Bearish Trend 2 days ago
79%
BollingerBands
ODDS (%)
Bullish Trend 2 days ago
81%
Bullish Trend 2 days ago
74%
Aroon
ODDS (%)
Bullish Trend 2 days ago
80%
Bearish Trend 2 days ago
82%
COMPARISON
Comparison
Sep 26, 2026
Stock price -- (XYF: $5.22 vs. YRD: $0.98)
Brand notoriety: XYF and YRD are both not notable
Both companies represent the Savings Banks industry
Current volume relative to the 65-day Moving Average: XYF: 53% vs. YRD: 51%
Market capitalization -- XYF: $192.79M vs. YRD: $86.11M
XYF [@Savings Banks] is valued at $192.79M. YRD’s [@Savings Banks] market capitalization is $86.11M. The market cap for tickers in the [@Savings Banks] industry ranges from $1.75M to $690.83B. The average market capitalization across the [@Savings Banks] industry is $32.47B.

Long-Term Analysis

It is best to consider a long-term outlook for a ticker by using Fundamental Analysis (FA) ratings. The rating of 1 to 100, where 1 is best and 100 is worst, is divided into thirds. The first third (a green rating of 1-33) indicates that the ticker is undervalued; the second third (a grey number between 34 and 66) means that the ticker is valued fairly; and the last third (red number of 67 to 100) reflects that the ticker is overvalued. We use an FA Score to show how many ratings show the ticker to be undervalued (green) or overvalued (red).

XYF’s FA Score shows that 1 FA rating(s) are green while YRD’s FA Score has 2 green FA rating(s).

  • XYF’s FA Score: 1 green, 4 red.
  • YRD’s FA Score: 2 green, 3 red.
According to our system of comparison, both XYF and YRD are a bad buy in the long-term.

Short-Term Analysis

It is best to consider a short-term outlook for a ticker by using Technical Analysis (TA) indicators. We use Odds of Success as the percentage of outcomes which confirm successful trade signals in the past.

If the Odds of Success (the likelihood of the continuation of a trend) for each indicator are greater than 50%, then the generated signal is confirmed. A green percentage from 90% to 51% indicates that the ticker is in a bullish trend. A red percentage from 90% - 51% indicates that the ticker is in a bearish trend. All grey percentages are below 50% and are considered not to confirm the trend signal.

XYF’s TA Score shows that 7 TA indicator(s) are bullish while YRD’s TA Score has 5 bullish TA indicator(s).

  • XYF’s TA Score: 7 bullish, 2 bearish.
  • YRD’s TA Score: 5 bullish, 4 bearish.
According to our system of comparison, XYF is a better buy in the short-term than YRD.

Price Growth

XYF (@Savings Banks) experienced а +6.53% price change this week, while YRD (@Savings Banks) price change was -2.54% for the same time period.

The average weekly price growth across all stocks in the @Savings Banks industry was -0.90%. For the same industry, the average monthly price growth was -6.46%, and the average quarterly price growth was +11.24%.

Reported Earning Dates

YRD is expected to report earnings on Nov 25, 2026.

Industries' Descriptions

@Savings Banks (-0.90% weekly)

A savings bank primary function is to take deposits and paying interest on those deposits. Originating in Europe during the 18th century, these banks were generally introduced to incentivize people of all stripes to save money and park them with banks. By the 1990s, the internet ushered in online savings banks that allowed savers to deposit/transact with banks digitally, without requiring to visit a branch office. Savings banks have potentially encouraged lower-income population to save and have access to a financial institution to earn interest on their money. New York Community Bancorp, Inc, Webster Financial Corporation, Washington Federal, Inc. are examples of savings banks.

View a ticker or compare two or three
XYF
Daily Signal:
Gain/Loss:
YRD
Daily Signal:
Gain/Loss:
Interact to see
Advertisement
Interesting Tickers
1D
1W
1M
1Q
6M
1Y
5Y
1 Day
ETFs / NAMEPrice $Chg $Chg %
FFLG34.200.14
+0.41%
Fidelity Fundamental Large Cap Growth ETF (FFLG)
IVRA15.98N/A
N/A
Invesco Real Assets ESG ETF
XMMO146.65-0.44
-0.30%
Invesco S&P MidCap Momentum ETF (XMMO)
NDIA26.42-0.17
-0.65%
Global X India Active ETF (NDIA)
FYT67.90-0.50
-0.72%
First Trust Small Cap Value AlphaDEX Fund (FYT)

XYF and

Correlation & Price change

A.I.dvisor tells us that XYF and AER have been poorly correlated (+31% of the time) for the last year. This A.I.-generated data suggests there is low statistical probability that XYF and AER's prices will move in lockstep.

1D
1W
1M
1Q
6M
1Y
5Y
Ticker /
NAME
Correlation
To XYF
1D Price
Change %
XYF100%
-0.19%
AER - XYF
31%
Poorly correlated
+0.46%
AFRM - XYF
29%
Poorly correlated
+5.11%
YRD - XYF
27%
Poorly correlated
-1.57%
FINV - XYF
26%
Poorly correlated
-1.88%
OCSL - XYF
25%
Poorly correlated
-0.66%
More

YRD and

Correlation & Price change

A.I.dvisor indicates that over the last year, YRD has been loosely correlated with OMF. These tickers have moved in lockstep 34% of the time. This A.I.-generated data suggests there is some statistical probability that if YRD jumps, then OMF could also see price increases.

1D
1W
1M
1Q
6M
1Y
5Y
Ticker /
NAME
Correlation
To YRD
1D Price
Change %
YRD100%
-1.57%
OMF - YRD
34%
Loosely correlated
-1.01%
ALLY - YRD
30%
Poorly correlated
+0.41%
NNI - YRD
28%
Poorly correlated
N/A
XYF - YRD
27%
Poorly correlated
-0.19%
UHAL - YRD
27%
Poorly correlated
-1.28%
More