FINV
Price
$5.12
Change
-$0.04 (-0.78%)
Updated
Jun 3, 04:59 PM (EDT)
Capitalization
1.22B
82 days until earnings call
Intraday BUY SELL Signals
XYF
Price
$4.82
Change
-$0.09 (-1.83%)
Updated
Jun 3, 04:59 PM (EDT)
Capitalization
189.11M
Intraday BUY SELL Signals
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FINV vs XYF

Header iconFINV vs XYF Comparison
Open Charts FINV vs XYFBanner chart's image
FINV vs XYF Comparison Chart in %
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VS
FINV vs. XYF commentary
Jun 04, 2026

To compare these two companies we present long-term analysis, their fundamental ratings and make comparative short-term technical analysis which are presented below. The conclusion is FINV is a Hold and XYF is a Hold.

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COMPARISON
Comparison
Jun 04, 2026
Stock price -- (FINV: $5.16 vs. XYF: $4.91)
Brand notoriety: FINV and XYF are both not notable
Both companies represent the Savings Banks industry
Current volume relative to the 65-day Moving Average: FINV: 89% vs. XYF: 52%
Market capitalization -- FINV: $1.22B vs. XYF: $189.11M
FINV [@Savings Banks] is valued at $1.22B. XYF’s [@Savings Banks] market capitalization is $189.11M. The market cap for tickers in the [@Savings Banks] industry ranges from $603.46B to $0. The average market capitalization across the [@Savings Banks] industry is $29.81B.

Long-Term Analysis

It is best to consider a long-term outlook for a ticker by using Fundamental Analysis (FA) ratings. The rating of 1 to 100, where 1 is best and 100 is worst, is divided into thirds. The first third (a green rating of 1-33) indicates that the ticker is undervalued; the second third (a grey number between 34 and 66) means that the ticker is valued fairly; and the last third (red number of 67 to 100) reflects that the ticker is undervalued. We use an FA Score to show how many ratings show the ticker to be undervalued (green) or overvalued (red).

FINV’s FA Score shows that 1 FA rating(s) are green whileXYF’s FA Score has 1 green FA rating(s).

  • FINV’s FA Score: 1 green, 4 red.
  • XYF’s FA Score: 1 green, 4 red.
According to our system of comparison, both FINV and XYF are a bad buy in the long-term.

Short-Term Analysis

It is best to consider a short-term outlook for a ticker by using Technical Analysis (TA) indicators. We use Odds of Success as the percentage of outcomes which confirm successful trade signals in the past.

If the Odds of Success (the likelihood of the continuation of a trend) for each indicator are greater than 50%, then the generated signal is confirmed. A green percentage from 90% to 51% indicates that the ticker is in a bullish trend. A red percentage from 90% - 51% indicates that the ticker is in a bearish trend. All grey percentages are below 50% and are considered not to confirm the trend signal.

FINV’s TA Score shows that 8 TA indicator(s) are bullish while XYF’s TA Score has 3 bullish TA indicator(s).

  • FINV’s TA Score: 8 bullish, 2 bearish.
  • XYF’s TA Score: 3 bullish, 5 bearish.
According to our system of comparison, FINV is a better buy in the short-term than XYF.

Price Growth

FINV (@Savings Banks) experienced а +4.24% price change this week, while XYF (@Savings Banks) price change was +11.09% for the same time period.

The average weekly price growth across all stocks in the @Savings Banks industry was -4.75%. For the same industry, the average monthly price growth was -3.28%, and the average quarterly price growth was -6.67%.

Reported Earning Dates

FINV is expected to report earnings on Aug 24, 2026.

Industries' Descriptions

@Savings Banks (-4.75% weekly)

A savings bank primary function is to take deposits and paying interest on those deposits. Originating in Europe during the 18th century, these banks were generally introduced to incentivize people of all stripes to save money and park them with banks. By the 1990s, the internet ushered in online savings banks that allowed savers to deposit/transact with banks digitally, without requiring to visit a branch office. Savings banks have potentially encouraged lower-income population to save and have access to a financial institution to earn interest on their money. New York Community Bancorp, Inc, Webster Financial Corporation, Washington Federal, Inc. are examples of savings banks.

SUMMARIES
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FUNDAMENTALS
Fundamentals
FINV($1.22B) has a higher market cap than XYF($189M). FINV has higher P/E ratio than XYF: FINV (4.16) vs XYF (1.30). FINV YTD gains are higher at: 4.920 vs. XYF (-1.107). FINV has higher annual earnings (EBITDA): 3.27B vs. XYF (1.63B). FINV has higher revenues than XYF: FINV (14B) vs XYF (7.64B).
FINVXYFFINV / XYF
Capitalization1.22B189M644%
EBITDA3.27B1.63B201%
Gain YTD4.920-1.107-444%
P/E Ratio4.161.30321%
Revenue14B7.64B183%
Total CashN/AN/A-
Total DebtN/AN/A-
FUNDAMENTALS RATINGS
FINV vs XYF: Fundamental Ratings
FINV
XYF
OUTLOOK RATING
1..100
3072
VALUATION
overvalued / fair valued / undervalued
1..100
11
Undervalued
1
Undervalued
PROFIT vs RISK RATING
1..100
9790
SMR RATING
1..100
4846
PRICE GROWTH RATING
1..100
5162
P/E GROWTH RATING
1..100
8297
SEASONALITY SCORE
1..100
5020

Tickeron ratings are formulated such that a rating of 1 designates the most successful stocks in a given industry, while a rating of 100 points to the least successful stocks for that industry.

XYF's Valuation (1) in the Finance Or Rental Or Leasing industry is in the same range as FINV (11) in the null industry. This means that XYF’s stock grew similarly to FINV’s over the last 12 months.

XYF's Profit vs Risk Rating (90) in the Finance Or Rental Or Leasing industry is in the same range as FINV (97) in the null industry. This means that XYF’s stock grew similarly to FINV’s over the last 12 months.

XYF's SMR Rating (46) in the Finance Or Rental Or Leasing industry is in the same range as FINV (48) in the null industry. This means that XYF’s stock grew similarly to FINV’s over the last 12 months.

FINV's Price Growth Rating (51) in the null industry is in the same range as XYF (62) in the Finance Or Rental Or Leasing industry. This means that FINV’s stock grew similarly to XYF’s over the last 12 months.

FINV's P/E Growth Rating (82) in the null industry is in the same range as XYF (97) in the Finance Or Rental Or Leasing industry. This means that FINV’s stock grew similarly to XYF’s over the last 12 months.

TECHNICAL ANALYSIS
Technical Analysis
FINVXYF
RSI
ODDS (%)
Bullish Trend 2 days ago
65%
Bearish Trend 2 days ago
79%
Stochastic
ODDS (%)
Bullish Trend 2 days ago
75%
Bearish Trend 2 days ago
74%
Momentum
ODDS (%)
Bullish Trend 2 days ago
85%
Bullish Trend 2 days ago
75%
MACD
ODDS (%)
Bullish Trend 2 days ago
80%
Bearish Trend 2 days ago
71%
TrendWeek
ODDS (%)
Bullish Trend 2 days ago
80%
Bullish Trend 2 days ago
77%
TrendMonth
ODDS (%)
Bullish Trend 2 days ago
79%
Bullish Trend 2 days ago
78%
Advances
ODDS (%)
Bullish Trend 3 days ago
80%
Bullish Trend 3 days ago
77%
Declines
ODDS (%)
Bearish Trend 20 days ago
73%
Bearish Trend 9 days ago
76%
BollingerBands
ODDS (%)
Bearish Trend 2 days ago
73%
Bearish Trend 2 days ago
75%
Aroon
ODDS (%)
Bullish Trend 2 days ago
71%
Bullish Trend 2 days ago
79%
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FINV
Daily Signal:
Gain/Loss:
XYF
Daily Signal:
Gain/Loss:
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FINV and

Correlation & Price change

A.I.dvisor indicates that over the last year, FINV has been closely correlated with QFIN. These tickers have moved in lockstep 68% of the time. This A.I.-generated data suggests there is a high statistical probability that if FINV jumps, then QFIN could also see price increases.

1D
1W
1M
1Q
6M
1Y
5Y
Ticker /
NAME
Correlation
To FINV
1D Price
Change %
FINV100%
-3.01%
QFIN - FINV
68%
Closely correlated
-2.07%
LX - FINV
61%
Loosely correlated
+4.09%
LU - FINV
48%
Loosely correlated
-2.41%
YRD - FINV
47%
Loosely correlated
+0.75%
JFIN - FINV
45%
Loosely correlated
-4.14%
More

XYF and

Correlation & Price change

A.I.dvisor indicates that over the last year, XYF has been loosely correlated with JFIN. These tickers have moved in lockstep 54% of the time. This A.I.-generated data suggests there is some statistical probability that if XYF jumps, then JFIN could also see price increases.

1D
1W
1M
1Q
6M
1Y
5Y
Ticker /
NAME
Correlation
To XYF
1D Price
Change %
XYF100%
N/A
JFIN - XYF
54%
Loosely correlated
-4.14%
YRD - XYF
47%
Loosely correlated
+0.75%
LX - XYF
38%
Loosely correlated
+4.09%
QFIN - XYF
35%
Loosely correlated
-2.07%
FINV - XYF
33%
Poorly correlated
-3.01%
More