TransUnion (TRU) DIvidends Date & History

Key Takeaways

• TransUnion offers a current dividend yield of 0.69%, paid quarterly at $0.125 per share.
• The payout ratio stands at approximately 20%, indicating strong earnings coverage for the dividend.
• Dividend has shown modest growth, with a 5-year CAGR of about 9%.
• Free cash flow (FCF) covers the dividend 7x over, with an FCF payout ratio of 13.7%.
• Yield trails industry peers like EFX (1.3%) and MCO (0.96%).
• Recent ex-dividend date was February 26, 2026, with payment on March 13, 2026.

Dividend Overview

TransUnion (TRU), a leading global information and insights company specializing in credit and consumer risk management, maintains a modest dividend policy. The company currently provides an annual dividend of $0.50 per share, yielding approximately 0.69% based on recent stock prices. Dividends are paid quarterly, with the most recent payment of $0.125 per share following the ex-dividend date of February 26, 2026. This positions TRU as a low-yield payer rather than a high-yield or aggressive dividend growth stock. The policy emphasizes sustainability over rapid payout expansion, aligning with the company's focus on reinvesting in technology and data analytics for long-term growth in the credit information sector. Investors receive reliable, though small, income streams backed by solid financials.

Dividend History and Growth

TransUnion initiated its regular dividend program in recent years, with payments beginning around 2018. The annual dividend has grown modestly from $0.40 in 2022 to $0.50 in 2026, reflecting slight quarterly increases such as from $0.105 to $0.125. Over the past five years, the dividend growth rate has averaged about 9.39% CAGR, with 3-year growth at 4.77%. There is no extended dividend growth streak like those of Dividend Aristocrats, but payments have remained consistent without cuts. This steady progression supports a strategy of balancing shareholder returns with capital investments in emerging markets and digital solutions.

Dividend Sustainability and Payout Ratio

The dividend appears highly sustainable, underpinned by a low payout ratio of around 20.26% of earnings, leaving ample room for growth or reinvestment. Free cash flow coverage is even stronger, with an FCF payout ratio of 13.67%, meaning FCF more than covers the dividend multiple times over. TransUnion's debt-to-equity (D/E) ratio of 1.15 reflects moderate leverage, with net debt at $4.25 billion against $854 million in cash. Recent quarters show improving FCF margins, up to 19% in Q4 2025, bolstering confidence in ongoing payments amid stable revenue from credit reporting services.

Dividend Compared to Industry Peers

In the information services and credit bureau industry, TransUnion's 0.69% yield is below the sector median of 1.42% and trails key peers. Equifax (EFX) offers about 1.26%, Moody's (MCO) 0.96%, and S&P Global (SPGI) 0.93%. While TRU's lower yield reflects its growth-oriented profile, peers demonstrate slightly higher income potential with similar quarterly cadences and sustainable payouts.

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Is This Stock Attractive for Dividend Investors?

TransUnion (TRU) may appeal to conservative dividend investors prioritizing safety over high income. Its ultra-low payout ratio and robust FCF coverage make it suitable for those seeking reliable payments with minimal cut risk, especially in a volatile credit sector. Long-term holders focused on total return—combining modest dividends with potential capital appreciation from data analytics growth—could find value. However, yield-chasing income investors may look elsewhere, as the 0.69% yield lags peers and broad market averages. Dividend growth enthusiasts might note the 9% historical CAGR but lack of a long streak. Overall, TRU suits patient, risk-averse portfolios emphasizing sustainability amid economic cycles affecting consumer credit.

Disclaimer

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