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AFL
Stock ticker: NYSE
AS OF
Mar 6 closing price
Price
$111.29
Change
+$0.25 (+0.23%)
Capitalization
58.79B

AFL stock forecast, quote, news & analysis

Aflac Inc offers supplemental health insurance and life insurance in the United States and Japan... Show more

AFL
Daily Signal:
Gain/Loss:
A.I.Advisor
published price charts
These past five trading days, the stock lost 0.00% with an average daily volume of 0 shares traded.The stock tracked a drawdown of 0% for this period. AFL showed earnings on February 04, 2026. You can read more about the earnings report here.
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Aflac Incorporated (AFL) Stock Analysis: Analysts Raise Bets on Insurance Giant

Key Takeaways

  • Aflac announced a 5.2% dividend increase for Q1 2026, raising the quarterly payout to $0.61 per share amid steady insurance demand.
  • Multiple analysts adjusted price targets upward in December 2025, with TD Cowen at $102 and Mizuho at $104, maintaining neutral to buy ratings.
  • Insider sales totaled $9 million in early January 2026, signaling potential caution despite positive analyst sentiment.
  • Analyst consensus holds at Hold, with an average price target of $110.67 reflecting mixed growth views.
  • Shares traded around $110 in early January 2026, showing stability with a year-to-date gain of 1.63%.
  • Upcoming Q4 2025 earnings on February 4, 2026, could provide clarity on Japan and U.S. operations.

Current Market Snapshot

Aflac Incorporated's stock has demonstrated resilience in recent trading sessions, within the broader insurance sector's steady performance. Following gains earlier in the market cycle, shares have consolidated as investors digest analyst adjustments and economic signals. Trading near the mid-range of its yearly spectrum, the stock attracts interest from those focused on supplemental insurance and dividend yields, supported by consistent policyholder demand. Market capitalization aligns with major insurers, with liquidity facilitating moderate activity. The price movement highlights the equilibrium between operational strengths and macroeconomic influences on consumer spending.

Recent Developments Driving AFL Price Action

In the past 30 days, Aflac Incorporated has been shaped by analyst price target adjustments, insider transactions, and anticipation of upcoming earnings that have contributed to stable stock performance amid mild sector volatility. A notable event was the December 16, 2025, price target increase by Mizuho to $104 from a prior level, maintaining a neutral rating, which reflected confidence in Aflac's diversified operations. This was followed by TD Cowen raising its target to $102 from $100 on December 22, also keeping a Hold rating, citing resilient insurance demand. These updates bolstered sentiment, helping shares maintain levels around $110 through late December, as the consensus solidified at Hold with an average 12-month target of $110.67, ranging up to $125.

Early January brought mixed signals with insider sales reported on January 5, 2026, totaling $9 million, which sometimes indicates hesitancy but did not trigger significant selling pressure, with shares dipping only modestly to $109.23 before recovering. The company's announcement on January 5 of its Q4 2025 earnings release scheduled for February 4 provided a forward anchor, stabilizing investor focus on potential updates from Japan and U.S. segments. No major operational press releases emerged, but emphasis on the firm's 51-year dividend streak in analyses reinforced its appeal for income investors, countering minor declines.

Industry catalysts included broader discussions on insurance sector growth, with Aflac's exposure to supplemental health products benefiting from steady policy sales. Macroeconomic factors, such as persistent inflation and interest rate stability, supported utility-like valuations for insurers, aligning with a 1.63% year-to-date gain through January 9, 2026. No regulatory developments directly affected Aflac, but positive signals on healthcare policies offered indirect tailwinds. Trading volumes remained measured, with the stock outperforming the S&P 500's flat start to the year.

Overall, these events resulted in contained fluctuations, with the stock advancing from December closes around $110.27 to intraday highs near $112.72 in early January before settling at $109.24 on January 9, illustrating the balance between analyst optimism and cautious insider activity in a maturing insurance landscape.

2026 Outlook and Key Factors to Monitor

As Aflac Incorporated navigates 2026, investors should track performance in its Japan and U.S. segments, where cancer and health insurance demand could drive revenue amid aging populations and healthcare trends. Opportunities may stem from product diversification and digital enhancements, potentially improving margins through operational efficiencies.

Risks include currency fluctuations impacting Japan operations and competitive pressures in supplemental insurance markets. Macroeconomic pressures, such as inflation affecting consumer affordability, may strain policy uptake. Technology shifts toward digital distribution present innovation avenues but require investments in cybersecurity and platforms. Regulatory considerations, including insurance standards in key markets, could influence cost structures and compliance. Competitive positioning will depend on strategic expansions and customer retention. Monitoring cash flows, dividend sustainability, and earnings growth will be essential for assessing resilience in a stable sector.

 

A.I.Advisor
a Summary for AFL with price predictions
Mar 06, 2026

AFL in upward trend: price rose above 50-day moving average on March 06, 2026

AFL moved above its 50-day moving average on March 06, 2026 date and that indicates a change from a downward trend to an upward trend. In of 42 similar past instances, the stock price increased further within the following month. The odds of a continued upward trend are .

Price Prediction Chart

Technical Analysis (Indicators)

Bullish Trend Analysis

The Stochastic Oscillator suggests the stock price trend may be in a reversal from a downward trend to an upward trend. of 51 cases where AFL's Stochastic Oscillator exited the oversold zone resulted in an increase in price. Tickeron's analysis proposes that the odds of a continued upward trend are .

The 10-day moving average for AFL crossed bullishly above the 50-day moving average on February 04, 2026. This indicates that the trend has shifted higher and could be considered a buy signal. In of 16 past instances when the 10-day crossed above the 50-day, the stock continued to move higher over the following month. The odds of a continued upward trend are .

Following a 3-day Advance, the price is estimated to grow further. Considering data from situations where AFL advanced for three days, in of 372 cases, the price rose further within the following month. The odds of a continued upward trend are .

AFL may jump back above the lower band and head toward the middle band. Traders may consider buying the stock or exploring call options.

Bearish Trend Analysis

The 10-day RSI Indicator for AFL moved out of overbought territory on February 09, 2026. This could be a bearish sign for the stock. Traders may want to consider selling the stock or buying put options. Tickeron's A.I.dvisor looked at 43 similar instances where the indicator moved out of overbought territory. In of the 43 cases, the stock moved lower in the following days. This puts the odds of a move lower at .

The Momentum Indicator moved below the 0 level on February 19, 2026. You may want to consider selling the stock, shorting the stock, or exploring put options on AFL as a result. In of 81 cases where the Momentum Indicator fell below 0, the stock fell further within the subsequent month. The odds of a continued downward trend are .

The Moving Average Convergence Divergence Histogram (MACD) for AFL turned negative on February 19, 2026. This could be a sign that the stock is set to turn lower in the coming weeks. Traders may want to sell the stock or buy put options. Tickeron's A.I.dvisor looked at 49 similar instances when the indicator turned negative. In of the 49 cases the stock turned lower in the days that followed. This puts the odds of success at .

Following a 3-day decline, the stock is projected to fall further. Considering past instances where AFL declined for three days, the price rose further in of 62 cases within the following month. The odds of a continued downward trend are .

Fundamental Analysis (Ratings)

The Tickeron Profit vs. Risk Rating rating for this company is (best 1 - 100 worst), indicating low risk on high returns. The average Profit vs. Risk Rating rating for the industry is 73, placing this stock better than average.

The Tickeron PE Growth Rating for this company is (best 1 - 100 worst), pointing to outstanding earnings growth. The PE Growth rating is based on a comparative analysis of stock PE ratio increase over the last 12 months compared against S&P 500 index constituents.

The Tickeron Price Growth Rating for this company is (best 1 - 100 worst), indicating steady price growth. AFL’s price grows at a higher rate over the last 12 months as compared to S&P 500 index constituents.

The Tickeron Valuation Rating of (best 1 - 100 worst) indicates that the company is slightly overvalued in the industry. This rating compares market capitalization estimated by our proprietary formula with the current market capitalization. This rating is based on the following metrics, as compared to industry averages: P/B Ratio (1.949) is normal, around the industry mean (1.580). P/E Ratio (16.318) is within average values for comparable stocks, (19.017). AFL's Projected Growth (PEG Ratio) (0.000) is slightly lower than the industry average of (1.044). Dividend Yield (0.021) settles around the average of (0.039) among similar stocks. AFL's P/S Ratio (3.429) is very high in comparison to the industry average of (1.314).

The Tickeron SMR rating for this company is (best 1 - 100 worst), indicating weak sales and an unprofitable business model. SMR (Sales, Margin, Return on Equity) rating is based on comparative analysis of weighted Sales, Income Margin and Return on Equity values compared against S&P 500 index constituents. The weighted SMR value is a proprietary formula developed by Tickeron and represents an overall profitability measure for a stock.

A.I.Advisor
published Dividends

AFL paid dividends on March 02, 2026

Aflac AFL Stock Dividends
А dividend of $0.61 per share was paid with a record date of March 02, 2026, and an ex-dividend date of February 18, 2026. Read more...
A.I.Advisor
published Highlights

Notable companies

The most notable companies in this group are MetLife (NYSE:MET), Prudential Financial (NYSE:PRU), Lincoln National Corp (NYSE:LNC), Genworth Financial (NYSE:GNW).

Industry description

Life insurance companies mainly sell policies that pay a death benefit as a lump sum upon the death of the insured to their beneficiaries. Life insurance policies may be sold as term life, (which guarantees payment of a stated death benefit and expires at the end of a specified term) or permanent /typically whole life (which is more expensive but lasts a lifetime and carries a cash accumulation component). Life insurance firms may also sell long-term disability policies that help to replace the insured individual’s income if they become sick or disabled. Health insurance, on the other hand, helps pay for medical expenses. Anthem, Inc., MetLife, Inc. and Aflac Incorporated are some of the largest U.S. companies in this industry.

Market Cap

The average market capitalization across the Life/Health Insurance Industry is 26.55B. The market cap for tickers in the group ranges from 228.36K to 161.41B. CILJF holds the highest valuation in this group at 161.41B. The lowest valued company is GWGHQ at 228.36K.

High and low price notable news

The average weekly price growth across all stocks in the Life/Health Insurance Industry was -2%. For the same Industry, the average monthly price growth was -2%, and the average quarterly price growth was 9%. ABX experienced the highest price growth at 8%, while SLLDY experienced the biggest fall at -16%.

Volume

The average weekly volume growth across all stocks in the Life/Health Insurance Industry was -25%. For the same stocks of the Industry, the average monthly volume growth was -96% and the average quarterly volume growth was -94%

Fundamental Analysis Ratings

The average fundamental analysis ratings, where 1 is best and 100 is worst, are as follows

Valuation Rating: 41
P/E Growth Rating: 59
Price Growth Rating: 55
SMR Rating: 86
Profit Risk Rating: 73
Seasonality Score: -37 (-100 ... +100)
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AFL
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published General Information

General Information

a provider of supplemental life and health insurance services

Industry LifeHealthInsurance

Profile
Fundamentals
Details
Industry
Life Or Health Insurance
Address
1932 Wynnton Road
Phone
+1 706 323-3431
Employees
12785
Web
https://www.aflac.com