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XYF
Stock ticker: NYSE
AS OF
Oct 23 closing price
Price
$12.67
Change
+$0.22 (+1.77%)
Capitalization
509M

XYF X Financial Forecast, Technical & Fundamental Analysis

X Financial is a Cayman Islands-based technology-driven personal finance company... Show more

XYF
Daily Signalchanged days ago
Gain/Loss if bought
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A.I.Advisor
a Summary for XYF with price predictions
Oct 23, 2025

XYF's Stochastic Oscillator is remaining in oversold zone for 5 days

The price of this ticker is presumed to bounce back soon, since the longer the ticker stays in the oversold zone, the more promptly an uptrend is expected.

Price Prediction Chart

Technical Analysis (Indicators)

Bullish Trend Analysis

Following a 3-day Advance, the price is estimated to grow further. Considering data from situations where XYF advanced for three days, in of 264 cases, the price rose further within the following month. The odds of a continued upward trend are .

Bearish Trend Analysis

The Momentum Indicator moved below the 0 level on October 15, 2025. You may want to consider selling the stock, shorting the stock, or exploring put options on XYF as a result. In of 100 cases where the Momentum Indicator fell below 0, the stock fell further within the subsequent month. The odds of a continued downward trend are .

The Moving Average Convergence Divergence Histogram (MACD) for XYF turned negative on October 10, 2025. This could be a sign that the stock is set to turn lower in the coming weeks. Traders may want to sell the stock or buy put options. Tickeron's A.I.dvisor looked at 46 similar instances when the indicator turned negative. In of the 46 cases the stock turned lower in the days that followed. This puts the odds of success at .

XYF moved below its 50-day moving average on October 10, 2025 date and that indicates a change from an upward trend to a downward trend.

The 10-day moving average for XYF crossed bearishly below the 50-day moving average on October 16, 2025. This indicates that the trend has shifted lower and could be considered a sell signal. In of 18 past instances when the 10-day crossed below the 50-day, the stock continued to move higher over the following month. The odds of a continued downward trend are .

Following a 3-day decline, the stock is projected to fall further. Considering past instances where XYF declined for three days, the price rose further in of 62 cases within the following month. The odds of a continued downward trend are .

The Aroon Indicator for XYF entered a downward trend on October 23, 2025. This could indicate a strong downward move is ahead for the stock. Traders may want to consider selling the stock or buying put options.

Fundamental Analysis (Ratings)

The Tickeron Valuation Rating of (best 1 - 100 worst) indicates that the company is seriously undervalued in the industry. This rating compares market capitalization estimated by our proprietary formula with the current market capitalization. This rating is based on the following metrics, as compared to industry averages: P/B Ratio (0.478) is normal, around the industry mean (13.136). P/E Ratio (2.350) is within average values for comparable stocks, (36.061). XYF's Projected Growth (PEG Ratio) (0.000) is slightly lower than the industry average of (1.408). Dividend Yield (0.042) settles around the average of (0.039) among similar stocks. P/S Ratio (1.315) is also within normal values, averaging (130.500).

The Tickeron PE Growth Rating for this company is (best 1 - 100 worst), pointing to outstanding earnings growth. The PE Growth rating is based on a comparative analysis of stock PE ratio increase over the last 12 months compared against S&P 500 index constituents.

The Tickeron Profit vs. Risk Rating rating for this company is (best 1 - 100 worst), indicating well-balanced risk and returns. The average Profit vs. Risk Rating rating for the industry is 72, placing this stock slightly better than average.

The Tickeron Seasonality Score of (best 1 - 100 worst) indicates that the company is fair valued in the industry. The Tickeron Seasonality score describes the variance of predictable price changes around the same period every calendar year. These changes can be tied to a specific month, quarter, holiday or vacation period, as well as a meteorological or growing season.

The Tickeron Price Growth Rating for this company is (best 1 - 100 worst), indicating fairly steady price growth. XYF’s price grows at a lower rate over the last 12 months as compared to S&P 500 index constituents.

The Tickeron SMR rating for this company is (best 1 - 100 worst), indicating weak sales and an unprofitable business model. SMR (Sales, Margin, Return on Equity) rating is based on comparative analysis of weighted Sales, Income Margin and Return on Equity values compared against S&P 500 index constituents. The weighted SMR value is a proprietary formula developed by Tickeron and represents an overall profitability measure for a stock.

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XYF
Daily Signalchanged days ago
Gain/Loss if bought
Show more...
Interact to see
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A.I.Advisor
published Dividends

XYF paid dividends on October 15, 2025

X Financial XYF Stock Dividends
А dividend of $0.28 per share was paid with a record date of October 15, 2025, and an ex-dividend date of September 26, 2025. Read more...
A.I. Advisor
published General Information

General Information

a chinese personal finance company

Industry SavingsBanks

Profile
Fundamentals
Details
Industry
Finance Or Rental Or Leasing
Address
No. 168, Haide Third Avenue
Phone
+86 75586282977
Employees
461
Web
https://ir.xiaoyinggroup.com
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XYF and Stocks

Correlation & Price change

A.I.dvisor indicates that over the last year, XYF has been loosely correlated with QFIN. These tickers have moved in lockstep 54% of the time. This A.I.-generated data suggests there is some statistical probability that if XYF jumps, then QFIN could also see price increases.

1D
1W
1M
1Q
6M
1Y
5Y
Ticker /
NAME
Correlation
To XYF
1D Price
Change %
XYF100%
+1.77%
QFIN - XYF
54%
Loosely correlated
+1.26%
LX - XYF
52%
Loosely correlated
-0.90%
YRD - XYF
44%
Loosely correlated
+0.68%
FINV - XYF
43%
Loosely correlated
+0.74%
LU - XYF
34%
Loosely correlated
-0.31%
More

Groups containing XYF

Correlation & Price change

1D
1W
1M
1Q
6M
1Y
5Y
Ticker /
NAME
Correlation
To XYF
1D Price
Change %
XYF100%
+1.77%
Savings Banks
industry (84 stocks)
28%
Poorly correlated
+0.99%