MENU
YRD
Stock ticker: NYSE
PRICE
CHANGE
CAPITALIZATION

YRD stock forecast, quote, news & analysis

Yiren Digital Ltd is an AI-powered platform providing a comprehensive suite of financial and lifestyle services in China... Show more

YRD
Daily Signal:
Gain/Loss:
A.I.Advisor
published price charts
A.I.Advisor
a Summary for YRD with price predictions
Sep 11, 2026

YRD's RSI Indicator recovers from oversold territory

The RSI Oscillator for YRD moved out of oversold territory on September 09, 2026. This could be a sign that the stock is shifting from a downward trend to an upward trend. Traders may want to buy the stock or call options. The A.I.dvisor looked at 23 similar instances when the indicator left oversold territory. In 20 of the 23 cases the stock moved higher. This puts the odds of a move higher at 87%.

Price Prediction Chart

Technical Analysis (Indicators)

Bullish Trend Analysis

The Stochastic Oscillator shows that the ticker has stayed in the oversold zone for 15 days. The price of this ticker is presumed to bounce back soon, since the longer the ticker stays in the oversold zone, the more promptly an upward trend is expected.

Following a +2.26% 3-day Advance, the price is estimated to grow further. Considering data from situations where YRD advanced for three days, in 174 of 229 cases, the price rose further within the following month. The odds of a continued upward trend are 76%.

YRD may jump back above the lower band and head toward the middle band. Traders may consider buying the stock or exploring call options.

Bearish Trend Analysis

The Momentum Indicator moved below the 0 level on August 20, 2026. You may want to consider selling the stock, shorting the stock, or exploring put options on YRD as a result. In 78 of 96 cases where the Momentum Indicator fell below 0, the stock fell further within the subsequent month. The odds of a continued downward trend are 81%.

The Moving Average Convergence Divergence Histogram (MACD) for YRD turned negative on August 21, 2026. This could be a sign that the stock is set to turn lower in the coming weeks. Traders may want to sell the stock or buy put options. Tickeron's A.I.dvisor looked at 44 similar instances when the indicator turned negative. In 37 of the 44 cases the stock turned lower in the days that followed. This puts the odds of success at 84%.

YRD moved below its 50-day moving average on August 14, 2026 date and that indicates a change from an upward trend to a downward trend.

The 10-day moving average for YRD crossed bearishly below the 50-day moving average on August 24, 2026. This indicates that the trend has shifted lower and could be considered a sell signal. In 18 of 20 past instances when the 10-day crossed below the 50-day, the stock continued to move higher over the following month. The odds of a continued downward trend are 90%.

Following a 3-day decline, the stock is projected to fall further. Considering past instances where YRD declined for three days, the price rose further in 50 of 62 cases within the following month. The odds of a continued downward trend are 79%.

The Aroon Indicator for YRD entered a downward trend on September 11, 2026. This could indicate a strong downward move is ahead for the stock. Traders may want to consider selling the stock or buying put options.

Fundamental Analysis (Ratings)

The Tickeron PE Growth Rating for this company is 3 (best 1 - 100 worst), pointing to outstanding earnings growth. The PE Growth rating is based on a comparative analysis of stock PE ratio increase over the last 12 months compared against S&P 500 index constituents.

The Tickeron Valuation Rating of 10 (best 1 - 100 worst) indicates that the company is seriously undervalued in the industry. This rating compares market capitalization estimated by our proprietary formula with the current market capitalization. This rating is based on the following metrics, as compared to industry averages: P/B Ratio (0.068) is normal, around the industry mean (4.234). P/E Ratio (12.361) is within average values for comparable stocks, (15.404). Projected Growth (PEG Ratio) (0.000) is also within normal values, averaging (2.276). YRD has a moderately high Dividend Yield (0.218) as compared to the industry average of (0.081). P/S Ratio (0.117) is also within normal values, averaging (5.928).

The Tickeron Seasonality Score of 50 (best 1 - 100 worst) indicates that the company is fair valued in the industry. The Tickeron Seasonality score describes the variance of predictable price changes around the same period every calendar year. These changes can be tied to a specific month, quarter, holiday or vacation period, as well as a meteorological or growing season.

The Tickeron SMR rating for this company is 55 (best 1 - 100 worst), indicating slightly weaker than average sales and a marginally profitable business model. SMR (Sales, Margin, Return on Equity) rating is based on comparative analysis of weighted Sales, Income Margin and Return on Equity values compared against S&P 500 index constituents. The weighted SMR value is a proprietary formula developed by Tickeron and represents an overall profitability measure for a stock.

The Tickeron Price Growth Rating for this company is 89 (best 1 - 100 worst), indicating slightly worse than average price growth. YRD’s price grows at a lower rate over the last 12 months as compared to S&P 500 index constituents.

The Tickeron Profit vs. Risk Rating rating for this company is 100 (best 1 - 100 worst), indicating that the returns do not compensate for the risks. YRD’s unstable profits reported over time resulted in significant Drawdowns within these last five years. A stable profit reduces stock drawdown and volatility. The average Profit vs. Risk Rating rating for the industry is 76, placing this stock worse than average.

A.I.Advisor
published Dividends

YRD paid dividends on October 15, 2025

Yiren Digital Ltd YRD Stock Dividends
А dividend of $0.22 per share was paid with a record date of October 15, 2025, and an ex-dividend date of September 30, 2025. Read more...
A.I.Advisor
published Highlights

Notable companies

The most notable companies in this group are VISA (NYSE:V), Mastercard (NYSE:MA), American Express Company (NYSE:AXP), Capital One Financial (NYSE:COF), PayPal Holdings (NASDAQ:PYPL), Synchrony Financial (NYSE:SYF), SLM Corp (NASDAQ:SLM), Bread Financial Holdings (NYSE:BFH), LexinFintech Holdings Ltd (NASDAQ:LX).

Industry description

A savings bank primary function is to take deposits and paying interest on those deposits. Originating in Europe during the 18th century, these banks were generally introduced to incentivize people of all stripes to save money and park them with banks. By the 1990s, the internet ushered in online savings banks that allowed savers to deposit/transact with banks digitally, without requiring to visit a branch office. Savings banks have potentially encouraged lower-income population to save and have access to a financial institution to earn interest on their money. New York Community Bancorp, Inc, Webster Financial Corporation, Washington Federal, Inc. are examples of savings banks.

Market Cap

The average market capitalization across the Savings Banks Industry is 34.3B. The market cap for tickers in the group ranges from 1.46M to 696.98B. V holds the highest valuation in this group at 696.98B. The lowest valued company is DXF at 1.46M.

High and low price notable news

The average weekly price growth across all stocks in the Savings Banks Industry was -3%. For the same Industry, the average monthly price growth was -6%, and the average quarterly price growth was 10%. OPFI experienced the highest price growth at 8%, while PMTS experienced the biggest fall at -20%.

Volume

The average weekly volume growth across all stocks in the Savings Banks Industry was -17%. For the same stocks of the Industry, the average monthly volume growth was -19% and the average quarterly volume growth was -57%

Fundamental Analysis Ratings

The average fundamental analysis ratings, where 1 is best and 100 is worst, are as follows

Valuation Rating: 52
P/E Growth Rating: 61
Price Growth Rating: 56
SMR Rating: 45
Profit Risk Rating: 75
Seasonality Score: -32 (-100 ... +100)
View a ticker or compare two or three
YRD
Daily Signal:
Gain/Loss:
Interact to see
Advertisement
A.I. Advisor
published General Information

General Information

an operater of an online platform through which it connects investors and borrowers

Industry SavingsBanks

Profile
Details
Industry
Internet Software Or Services
Address
118 Jianguo Road
Phone
+86 1059644552
Employees
981
Web
https://ir.yiren.com
YRD's RSI Indicator recovers from oversold territory