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ZION
Stock ticker: NASDAQ
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ZION stock forecast, quote, news & analysis

Zions Bancorp is a US regional bank with around $90 billion in total assets as of June 30, 2026... Show more

Industry: #Regional Banks
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ZION
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A.I.Advisor
Oct 20, 2026

Zions Bancorporation (ZION) Stock Analysis: How a Western U.S. Regional Lender Is Navigating Rate Uncertainty

Key Takeaways

  • Zions Bancorporation (ZION) traded near $64.37, down roughly 1.3% over the trailing 30 days from its $65.23 close in mid-September.
  • Shares have drifted from the low $70s in mid-July into the low $60s, a decline of about 10% over the past quarter.
  • The stock has been largely range-bound in the low-to-mid $60s through much of October, showing limited directional momentum.
  • As a regional bank, Zions' performance remains closely tied to the interest-rate environment, net interest margin, and credit quality.

Current Market Snapshot

Zions Bancorporation shares have traded in a relatively narrow band in recent weeks, hovering in the low-to-mid $60s. After slipping from roughly $68–$69 in early September to the $62–$65 area by mid-month, the stock stabilized and has since moved sideways. This range-bound behavior contrasts with the more pronounced pullback seen earlier in the quarter, when shares fell from around $72 in mid-July. The subdued 30-day move suggests investors are in a holding pattern, weighing the outlook for regional bank earnings against an uncertain interest-rate backdrop.

Zions Bancorporation (ZION) Business Overview and Competitive Position

Zions Bancorporation, N.A. is a bank holding company headquartered in Salt Lake City, Utah, and one of the larger regional banking franchises serving the western and southwestern United States. Through a collection of locally branded banks, including Zions Bank, Amegy Bank, California Bank & Trust, National Bank of Arizona, Nevada State Bank, and Vectra Bank Colorado, the company provides commercial and retail banking, lending, treasury management, and wealth services across multiple states. Investors follow ZION closely as a gauge of regional economic health in fast-growing western markets, with its fundamentals heavily influenced by loan growth, deposit costs, and net interest margin.

Recent Developments Driving ZION

Over the past 30 days, ZION has traded without a single dominant catalyst, instead reflecting broader sentiment toward regional banks. The shares' move from the upper $60s into the low $60s earlier in the period coincided with a wider retreat in the stock before settling into a tight range. For regional lenders like Zions, the most persistent themes affecting investor sentiment include the trajectory of short- and long-term interest rates, the cost of funding deposits, and expectations around credit performance. Because no single company-specific announcement has defined the recent window, the stock's behavior has largely mirrored the sector's cautious tone rather than any isolated event.

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2026 Outlook and What Investors Should Watch

Looking ahead, the factors most likely to shape ZION's performance are rooted in the core mechanics of regional banking. Net interest margin will remain a central focus, as the direction of the Federal Reserve's rate path directly influences the spread between what Zions earns on loans and pays on deposits. Deposit pricing and balance-sheet mix will be watched closely for signs of margin pressure or stabilization. Credit quality, particularly exposure to commercial real estate and small- to mid-sized business lending, is another key area investors will monitor for any deterioration. Loan growth in the company's western markets, capital deployment, and expense discipline round out the list of fundamentals that could drive the next leg of the stock's move. As always, the stock's trajectory will depend on how these operating metrics develop relative to consensus expectations.

Disclaimer

The information on this webpage is provided for general informational and educational purposes only and is not intended as investment advice, a recommendation to purchase or sell any security, or an offer or solicitation related to investments. It does not consider your personal financial situation, goals, or risk profile, and all investing carries inherent risks, including the possibility of losing your entire investment. For more details, please review our full disclaimer.

Disclaimers and Limitations

A.I.Advisor
a Summary for ZION with price predictions
Oct 23, 2026

ZION's MACD Histogram crosses above signal line

The Moving Average Convergence Divergence (MACD) for ZION turned positive on October 08, 2026. Looking at past instances where ZION's MACD turned positive, the stock continued to rise in 38 of 49 cases over the following month. The odds of a continued upward trend are 78%.

Price Prediction Chart

Technical Analysis (Indicators)

Bullish Trend Analysis

The Momentum Indicator moved above the 0 level on October 20, 2026. You may want to consider a long position or call options on ZION as a result. In 59 of 83 past instances where the momentum indicator moved above 0, the stock continued to climb. The odds of a continued upward trend are 71%.

ZION moved above its 50-day moving average on October 22, 2026 date and that indicates a change from a downward trend to an upward trend.

Following a +2.79% 3-day Advance, the price is estimated to grow further. Considering data from situations where ZION advanced for three days, in 215 of 332 cases, the price rose further within the following month. The odds of a continued upward trend are 65%.

Bearish Trend Analysis

The 10-day RSI Indicator for ZION moved out of overbought territory on October 23, 2026. This could be a bearish sign for the stock. Traders may want to consider selling the stock or buying put options. Tickeron's A.I.dvisor looked at 36 similar instances where the indicator moved out of overbought territory. In 22 of the 36 cases, the stock moved lower in the following days. This puts the odds of a move lower at 61%.

The Stochastic Oscillator has been in the overbought zone for 2 days. Expect a price pull-back in the near future.

Following a 3-day decline, the stock is projected to fall further. Considering past instances where ZION declined for three days, the price rose further in 50 of 62 cases within the following month. The odds of a continued downward trend are 69%.

ZION broke above its upper Bollinger Band on October 20, 2026. This could be a sign that the stock is set to drop as the stock moves back below the upper band and toward the middle band. You may want to consider selling the stock or exploring put options.

The Aroon Indicator for ZION entered a downward trend on October 12, 2026. This could indicate a strong downward move is ahead for the stock. Traders may want to consider selling the stock or buying put options.

Fundamental Analysis (Ratings)

The Tickeron SMR rating for this company is 9 (best 1 - 100 worst), indicating very strong sales and a profitable business model. SMR (Sales, Margin, Return on Equity) rating is based on comparative analysis of weighted Sales, Income Margin and Return on Equity values compared against S&P 500 index constituents. The weighted SMR value is a proprietary formula developed by Tickeron and represents an overall profitability measure for a stock.

The Tickeron Price Growth Rating for this company is 44 (best 1 - 100 worst), indicating steady price growth. ZION’s price grows at a higher rate over the last 12 months as compared to S&P 500 index constituents.

The Tickeron PE Growth Rating for this company is 53 (best 1 - 100 worst), pointing to average earnings growth. The PE Growth rating is based on a comparative analysis of stock PE ratio increase over the last 12 months compared against S&P 500 index constituents.

The Tickeron Valuation Rating of 75 (best 1 - 100 worst) indicates that the company is slightly overvalued in the industry. This rating compares market capitalization estimated by our proprietary formula with the current market capitalization. This rating is based on the following metrics, as compared to industry averages: P/B Ratio (1.269) is normal, around the industry mean (1.271). P/E Ratio (8.433) is within average values for comparable stocks, (13.247). Projected Growth (PEG Ratio) (3.417) is also within normal values, averaging (1.190). Dividend Yield (0.029) settles around the average of (0.035) among similar stocks. P/S Ratio (2.573) is also within normal values, averaging (3.738).

The Tickeron Profit vs. Risk Rating rating for this company is 79 (best 1 - 100 worst), indicating that the returns do not compensate for the risks. ZION’s unstable profits reported over time resulted in significant Drawdowns within these last five years. A stable profit reduces stock drawdown and volatility. The average Profit vs. Risk Rating rating for the industry is 56, placing this stock worse than average.

A.I.Advisor
published Dividends

ZION paid dividends on August 20, 2026

Zions Bancorporation NA ZION Stock Dividends
А dividend of $0.48 per share was paid with a record date of August 20, 2026, and an ex-dividend date of August 13, 2026. Read more...
A.I.Advisor
published Highlights

Notable companies

The most notable companies in this group are Itau Unibanco Banco Holding SA (NYSE:ITUB), US Bancorp (NYSE:USB), PNC Financial Services Group (NYSE:PNC), Deutsche Bank Aktiengesellschaft (NYSE:DB), Banco Bradesco SA (NYSE:BBD), Huntington Bancshares (NASDAQ:HBAN), Regions Financial Corp (NYSE:RF), KeyCorp (NYSE:KEY).

Industry description

Regional banks have a smaller reach than major banks, and cater mostly to one region of a country, such as a state or within a group of states. They offer services often similar – albeit with some limitations/smaller scale – compared to major banks. Taking deposits, making loans, mortgages, leases, credit cards , fund management, insurance and investment banking. SunTrust Banks, State Street Corp., M&T Bank Corp. are some examples of U.S. regional banks.

Market Cap

The average market capitalization across the Regional Banks Industry is 6.22B. The market cap for tickers in the group ranges from 147.99 to 173.74B. DBSDF holds the highest valuation in this group at 173.74B. The lowest valued company is VLYPP at 147.99.

High and low price notable news

The average weekly price growth across all stocks in the Regional Banks Industry was 3%. For the same Industry, the average monthly price growth was 0%, and the average quarterly price growth was 9%. EGBN experienced the highest price growth at 19%, while HFBL experienced the biggest fall at -14%.

Volume

The average weekly volume growth across all stocks in the Regional Banks Industry was 25%. For the same stocks of the Industry, the average monthly volume growth was 59% and the average quarterly volume growth was 66%

Fundamental Analysis Ratings

The average fundamental analysis ratings, where 1 is best and 100 is worst, are as follows

Valuation Rating: 51
P/E Growth Rating: 51
Price Growth Rating: 48
SMR Rating: 37
Profit Risk Rating: 56
Seasonality Score: 56 (-100 ... +100)
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published General Information

General Information

a regional bank

Industry RegionalBanks

Industry
Regional Banks
Address
One South Main Street
Phone
+1 801 844-7637
Employees
9195
Web
https://www.zionsbancorporation.com
Zions Bancorporation (ZION) Stock Analysis: How a Western U.S. Regional Lender Is Navigating Rate Uncertainty