Zions Bancorp is a US regional bank with around $90 billion in total assets as of June 30, 2026... Show more
Zions Bancorporation shares have traded in a relatively narrow band in recent weeks, hovering in the low-to-mid $60s. After slipping from roughly $68–$69 in early September to the $62–$65 area by mid-month, the stock stabilized and has since moved sideways. This range-bound behavior contrasts with the more pronounced pullback seen earlier in the quarter, when shares fell from around $72 in mid-July. The subdued 30-day move suggests investors are in a holding pattern, weighing the outlook for regional bank earnings against an uncertain interest-rate backdrop.
Zions Bancorporation, N.A. is a bank holding company headquartered in Salt Lake City, Utah, and one of the larger regional banking franchises serving the western and southwestern United States. Through a collection of locally branded banks, including Zions Bank, Amegy Bank, California Bank & Trust, National Bank of Arizona, Nevada State Bank, and Vectra Bank Colorado, the company provides commercial and retail banking, lending, treasury management, and wealth services across multiple states. Investors follow ZION closely as a gauge of regional economic health in fast-growing western markets, with its fundamentals heavily influenced by loan growth, deposit costs, and net interest margin.
Over the past 30 days, ZION has traded without a single dominant catalyst, instead reflecting broader sentiment toward regional banks. The shares' move from the upper $60s into the low $60s earlier in the period coincided with a wider retreat in the stock before settling into a tight range. For regional lenders like Zions, the most persistent themes affecting investor sentiment include the trajectory of short- and long-term interest rates, the cost of funding deposits, and expectations around credit performance. Because no single company-specific announcement has defined the recent window, the stock's behavior has largely mirrored the sector's cautious tone rather than any isolated event.
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Looking ahead, the factors most likely to shape ZION's performance are rooted in the core mechanics of regional banking. Net interest margin will remain a central focus, as the direction of the Federal Reserve's rate path directly influences the spread between what Zions earns on loans and pays on deposits. Deposit pricing and balance-sheet mix will be watched closely for signs of margin pressure or stabilization. Credit quality, particularly exposure to commercial real estate and small- to mid-sized business lending, is another key area investors will monitor for any deterioration. Loan growth in the company's western markets, capital deployment, and expense discipline round out the list of fundamentals that could drive the next leg of the stock's move. As always, the stock's trajectory will depend on how these operating metrics develop relative to consensus expectations.
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The Moving Average Convergence Divergence (MACD) for ZION turned positive on October 08, 2026. Looking at past instances where ZION's MACD turned positive, the stock continued to rise in 38 of 49 cases over the following month. The odds of a continued upward trend are 78%.
The Momentum Indicator moved above the 0 level on October 20, 2026. You may want to consider a long position or call options on ZION as a result. In 59 of 83 past instances where the momentum indicator moved above 0, the stock continued to climb. The odds of a continued upward trend are 71%.
ZION moved above its 50-day moving average on October 22, 2026 date and that indicates a change from a downward trend to an upward trend.
Following a +2.79% 3-day Advance, the price is estimated to grow further. Considering data from situations where ZION advanced for three days, in 215 of 332 cases, the price rose further within the following month. The odds of a continued upward trend are 65%.
The 10-day RSI Indicator for ZION moved out of overbought territory on October 23, 2026. This could be a bearish sign for the stock. Traders may want to consider selling the stock or buying put options. Tickeron's A.I.dvisor looked at 36 similar instances where the indicator moved out of overbought territory. In 22 of the 36 cases, the stock moved lower in the following days. This puts the odds of a move lower at 61%.
The Stochastic Oscillator has been in the overbought zone for 2 days. Expect a price pull-back in the near future.
Following a 3-day decline, the stock is projected to fall further. Considering past instances where ZION declined for three days, the price rose further in 50 of 62 cases within the following month. The odds of a continued downward trend are 69%.
ZION broke above its upper Bollinger Band on October 20, 2026. This could be a sign that the stock is set to drop as the stock moves back below the upper band and toward the middle band. You may want to consider selling the stock or exploring put options.
The Aroon Indicator for ZION entered a downward trend on October 12, 2026. This could indicate a strong downward move is ahead for the stock. Traders may want to consider selling the stock or buying put options.
The Tickeron SMR rating for this company is 9 (best 1 - 100 worst), indicating very strong sales and a profitable business model. SMR (Sales, Margin, Return on Equity) rating is based on comparative analysis of weighted Sales, Income Margin and Return on Equity values compared against S&P 500 index constituents. The weighted SMR value is a proprietary formula developed by Tickeron and represents an overall profitability measure for a stock.
The Tickeron Price Growth Rating for this company is 44 (best 1 - 100 worst), indicating steady price growth. ZION’s price grows at a higher rate over the last 12 months as compared to S&P 500 index constituents.
The Tickeron PE Growth Rating for this company is 53 (best 1 - 100 worst), pointing to average earnings growth. The PE Growth rating is based on a comparative analysis of stock PE ratio increase over the last 12 months compared against S&P 500 index constituents.
The Tickeron Valuation Rating of 75 (best 1 - 100 worst) indicates that the company is slightly overvalued in the industry. This rating compares market capitalization estimated by our proprietary formula with the current market capitalization. This rating is based on the following metrics, as compared to industry averages: P/B Ratio (1.269) is normal, around the industry mean (1.271). P/E Ratio (8.433) is within average values for comparable stocks, (13.247). Projected Growth (PEG Ratio) (3.417) is also within normal values, averaging (1.190). Dividend Yield (0.029) settles around the average of (0.035) among similar stocks. P/S Ratio (2.573) is also within normal values, averaging (3.738).
The Tickeron Profit vs. Risk Rating rating for this company is 79 (best 1 - 100 worst), indicating that the returns do not compensate for the risks. ZION’s unstable profits reported over time resulted in significant Drawdowns within these last five years. A stable profit reduces stock drawdown and volatility. The average Profit vs. Risk Rating rating for the industry is 56, placing this stock worse than average.
The average fundamental analysis ratings, where 1 is best and 100 is worst, are as follows
a regional bank
Industry RegionalBanks