CNBC: A millennial finance coach who paid off $30,000 in 10 months says these 5 money challenges can help you retire smartly

Hopping on the "new year, new you" bandwagon this year? You're in good company, especially if it involves money goals.

You might have many things on your checklist, like paying off loans or buying your dream home, but your top priority should ultimately be saving for retirement. One way to stay motivated and on track is to think of it as a game instead of an adult chore.

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Harry Richardson|Expert

Harry Richardson — Algorithmic Trader & Strategy Developer Harry is an algorithmic trader specializing in impulse and breakout trading strategies across cryptocurrency and equity markets. With more than 10 years of experience in developing automated trading systems, he focuses on building structured algorithms designed to capture momentum while maintaining strict risk control. His approach combines quantitative analysis, real-market execution, and continuous performance monitoring. Vitalii prioritizes risk management, drawdown control, and strategy stability over short-term optimization, ensuring algorithms are adaptable to changing market conditions. He has developed and tested hundreds of automated strategies, working extensively with live trading environments, forward testing, and portfolio-level algorithm management. His work centers on transforming trading ideas into fully operational, scalable automated systems.

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