Sergey Savastiouk's Avatar
Sergey Savastiouk
published in Blogs
Jan 21, 2019
What's Next for Fintech in 2019?

What's Next for Fintech in 2019?

Fintech had a strong year in 2018. Fueled by its own ambition and new technological developments, the industry is growing in prominence as its ideas are increasingly accepted into the mainstream. Like any industry, it can be difficult to parse facts from the hype, but experts believe there is plenty to be excited about in 2019.

The idea of a cashless world is foundational to fintech – pundits believe that time is coming sooner rather than later. But society has been slow entirely jettison cash, and fintech companies have plenty of work to do to reach un- or under-banked consumers around the world who rely heavily on a physical medium for payment. Madhvi Mavadiya, a contributor for Forbes, predicts that Sweden or Australia will be the first cashless nation – the former’s citizens use cash “for just 20 percent of transactions, well below the world average of 75 percent,” while the Reserve Bank of Australia governor Philip Lowe calls cash a “niche payment instrument” in his country in an age of diversified payment options.

While the world may not go cashless quite yet, new, paperless payment methods are on the uptick. Bob Legters of American Banker predicts that loyalty will be “the new currency that we will see take shape in 2019,” as companies work to “allow people to redeem their rewards right at a point of sale…[while] loyalty processors will spend less time on marketing and recordkeeping and will shift their focus toward technologies augmented with a real-time settlement.” Meanwhile, contactless payment technology will continue its evolution, but cost concerns to issuers will curtail true mainstream adoption – for now.

Artificial intelligence and machine learning had a big 2018 and are primed for a bigger 2019. Each has clear-cut use cases and benefits while maintaining the flexibility to be used in new, creative ways. Blockchain is also likely to continue its upward trajectory, especially while cryptocurrency remains in regulatory flux, but all four buzzy technologies have attributes that can be used inventively in backend systems.

2018 was a watershed financial year for fintech startups: Techcrunch reported “only three fintech exits in the U.S. over $100 million, totaling just over $700 million in value” in 2017; 2018 saw “that number grew by a factor of 10 to over $7 billion in value,” with “more than half of that value came from the GreenSky IPO…[and] also a number of significant M&A events.” Additionally, 20 fintech companies were classified as unicorns (meaning a privately held company valued at over $1 billion) in 2018. They predict 2019 will be the first year to exceed $10 billion in total aggregate value for fintech liquidity events, with an additional ten companies joining the $1 billion valuation club “for a total aggregate value…[crossing] $90 billion.”

Fintech took great leaps in an exhilarating 2018, but experts anticipate an even more exciting 2019. Key technologies are progressing to a point of usefulness and new companies are defining fresh, vital ways to use them. Most importantly, consumers are recognizing the value of these companies and their offerings. A cashless world may not materialize this year, but that is closer to reality than ever.

The Investment Industry’s Fintech Revolution

Hedge funds and large institutional investors have been using Artificial Intelligence to analyze large data sets for investment opportunities, and they have also unleashed A.I. on charts to discover patterns and trends. Not only can the A.I. scan thousands of individual securities and cryptocurrencies for patterns and trends, and it generate trade ideas based on what it finds. Hedge funds have had a leg-up on the retail investor for some time now.

Not anymore. Tickeron has launched a new investment platform, and it is designed to give retail investors access to sophisticated AI for a multitude of functions:

And much more. No longer is AI just confined to the biggest hedge funds in the world. It can now be accessed by everyday investors. Learn how on Tickeron.com.

Sergey Savastiouk's Avatar
Sergey Savastiouk
published in Blogs
Mar 07, 2021
4 Tricks Hedge Funds Use to Get Ahead

4 Tricks Hedge Funds Use to Get Ahead

If the stock market were Major League Baseball, hedge funds and institutional investors would be the pros on championship teams while everyday self-directed investors (SDIs) are the benchwarmers in the minors.It’s how they get ahead, and it’s why 90% of SDIs lose money trying to play (invest and trade) in the major leagues. The 4 tricks we discuss below are rooted in one common theme: they all use Artificial Intelligence and algorithms to generate data and ideas.
John Jacques's Avatar
John Jacques
published in Blogs
Mar 22, 2018
A.I. Stock Market Predictions: Head & Shoulders

A.I. Stock Market Predictions: Head & Shoulders

Statistics for the Head-and-Shoulders Bottom Pattern The days where only hedge funds used algorithms to trade stocks are officially over. Now retail investors can use Artificial Intelligence (A.I.  Here’s an example of the algorithm in action: Late last year, Tickeron’s A.I.
Sergey Savastiouk's Avatar
Sergey Savastiouk
published in Blogs
Jul 10, 2020
3 Stocks to Buy if Coronavirus Second Wave Hits

3 Stocks to Buy if Coronavirus Second Wave Hits

By analyzing market trends from the first wave, you can predict behavior for the second. Technology stocks have performed at historic levels this year, but the market is severely overbought.To compensate for that, look at performance during Q1 and Q2, the height of global Covid shutdowns.
Edward Flores's Avatar
Edward Flores
published in Blogs
Feb 06, 2021
How to Become the Millionaire Next Door

How to Become the Millionaire Next Door

The Golden Gate Bridge is always a fixture of these walks too, one of man's most beautiful creations.  As we were walking, at one point she turned to me and said, "Man, I'll never have a million dollars."" My girlfriend is 27 years old and works as a graphic designer, making about $75,000 a year.
Alla Petriaieva's Avatar
Alla Petriaieva
published in Blogs
Feb 23, 2021
Is Ethereum’s Bomb about to Explode?

Is Ethereum’s Bomb about to Explode?

Ethereum’s software is set for an update in October.Until it is finished, participants in the Ethereum blockchain must determine how to delay the difficulty bomb – code that necessitates a steadily increasing amount of computer power to mine blocks and unlock rewards – that is already in place.
Sergey Savastiouk's Avatar
Sergey Savastiouk
published in Blogs
Aug 07, 2018
When Is the Next Recession Coming?

When Is the Next Recession Coming?

However, we also know that economists predicted 22 recessions out of 11 that took place since 1945. Are there real recession signs we should watch for?Indeed, the answer is yes, and here are a few very important ones: The first one is almost obvious and known to everyone – it is the Fed.
Abhoy Sarkar's Avatar
Abhoy Sarkar
published in Blogs
May 22, 2020
Central banks have been buying $2.4 billion in assets every hour for the past two months

Central banks have been buying $2.4 billion in assets every hour for the past two months

Some $17.8 billion has been poured into  bond markets over the past week, the biggest move in more than three months.Around $3.5 billion has been invested into gold, the second largest on record. 
Rick Pendergraft's Avatar
Rick Pendergraft
published in Blogs
Feb 07, 2021
Mid-January Short Interest Report Shows 8 Stocks with Good Fundamentals and High Short Interest
Sergey Savastiouk's Avatar
Sergey Savastiouk
published in Blogs
Mar 10, 2021
How to Start Trading Penny Stocks

How to Start Trading Penny Stocks

Penny stocks have long been marginalized within the professional investment community, oftentimes being painted with a broad brush of simply being “too risky.” Leonardo DiCaprio’s depiction of the penny stock peddling conman, Jordan Belfort, in the Wolf of Wall Street certainly didn’t help.Here are four reasons to start trading them now. Reason #1: Let’s State the Obvious -- Penny Stocks are Cheap A single share of Apple Inc. costs over $350.
Abhoy Sarkar's Avatar
Abhoy Sarkar
published in Blogs
May 08, 2020
US unemployment rate jumps to 14.7%, the highest in series history

US unemployment rate jumps to 14.7%, the highest in series history

The U.S. economy’s employment fell by -20.5 million in April. The coronavirus crisis led to unemployment rate soaring to 14.7% in the U.S, the highest rate in the Bureau of Labor Statistics-tracked series history that goes back to 1948. However, the figures were better compared to several economists'/analysts' forecasts of 22 million job losses and 16% unemployment rate.  Another unemployment measure that includes those who have stopped looking for work as well as those holding part-time jobs for economic reasons also touched an all-time high of 22.8%.