Sergey Savastiouk's Avatar
published in Blogs
Jan 21, 2019

What's Next for Fintech in 2019?

Fintech had a strong year in 2018. Fueled by its own ambition and new technological developments, the industry is growing in prominence as its ideas are increasingly accepted into the mainstream. Like any industry, it can be difficult to parse facts from the hype, but experts believe there is plenty to be excited about in 2019.

The idea of a cashless world is foundational to fintech – pundits believe that time is coming sooner rather than later. But society has been slow entirely jettison cash, and fintech companies have plenty of work to do to reach un- or under-banked consumers around the world who rely heavily on a physical medium for payment. Madhvi Mavadiya, a contributor for Forbes, predicts that Sweden or Australia will be the first cashless nation – the former’s citizens use cash “for just 20 percent of transactions, well below the world average of 75 percent,” while the Reserve Bank of Australia governor Philip Lowe calls cash a “niche payment instrument” in his country in an age of diversified payment options.

While the world may not go cashless quite yet, new, paperless payment methods are on the uptick. Bob Legters of American Banker predicts that loyalty will be “the new currency that we will see take shape in 2019,” as companies work to “allow people to redeem their rewards right at a point of sale…[while] loyalty processors will spend less time on marketing and recordkeeping and will shift their focus toward technologies augmented with a real-time settlement.” Meanwhile, contactless payment technology will continue its evolution, but cost concerns to issuers will curtail true mainstream adoption – for now.

Artificial intelligence and machine learning had a big 2018 and are primed for a bigger 2019. Each has clear-cut use cases and benefits while maintaining the flexibility to be used in new, creative ways. Blockchain is also likely to continue its upward trajectory, especially while cryptocurrency remains in regulatory flux, but all four buzzy technologies have attributes that can be used inventively in backend systems.

2018 was a watershed financial year for fintech startups: Techcrunch reported “only three fintech exits in the U.S. over $100 million, totaling just over $700 million in value” in 2017; 2018 saw “that number grew by a factor of 10 to over $7 billion in value,” with “more than half of that value came from the GreenSky IPO…[and] also a number of significant M&A events.” Additionally, 20 fintech companies were classified as unicorns (meaning a privately held company valued at over $1 billion) in 2018. They predict 2019 will be the first year to exceed $10 billion in total aggregate value for fintech liquidity events, with an additional ten companies joining the $1 billion valuation club “for a total aggregate value…[crossing] $90 billion.”

Fintech took great leaps in an exhilarating 2018, but experts anticipate an even more exciting 2019. Key technologies are progressing to a point of usefulness and new companies are defining fresh, vital ways to use them. Most importantly, consumers are recognizing the value of these companies and their offerings. A cashless world may not materialize this year, but that is closer to reality than ever.

The Investment Industry’s Fintech Revolution

Hedge funds and large institutional investors have been using Artificial Intelligence to analyze large data sets for investment opportunities, and they have also unleashed A.I. on charts to discover patterns and trends. Not only can the A.I. scan thousands of individual securities and cryptocurrencies for patterns and trends, and it generate trade ideas based on what it finds. Hedge funds have had a leg-up on the retail investor for some time now.

Not anymore. Tickeron has launched a new investment platform, and it is designed to give retail investors access to sophisticated AI for a multitude of functions:

And much more. No longer is AI just confined to the biggest hedge funds in the world. It can now be accessed by everyday investors. Learn how on Tickeron.com.

John Jacques's Avatar
published in Blogs
May 16, 2022
A.I. Stock Market Predictions: Head & Shoulders

A.I. Stock Market Predictions: Head & Shoulders

Statistics for the Head-and-Shoulders Bottom Pattern The days where only hedge funds used algorithms to trade stocks are officially over. Now retail investors can use Artificial Intelligence (A.I.  Here’s an example of the algorithm in action: Late last year, Tickeron’s A.I.
Edward Flores's Avatar
published in Blogs
Apr 29, 2022
How to Become the Millionaire Next Door

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Sergey Savastiouk's Avatar
published in Blogs
May 16, 2022
When Is the Next Recession Coming?

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Sergey Savastiouk's Avatar
published in Blogs
Mar 14, 2023
How to Start Trading Penny Stocks

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Penny stocks have long been marginalized within the professional investment community, oftentimes being painted with a broad brush of simply being “too risky.” Leonardo DiCaprio’s depiction of the penny stock peddling conman, Jordan Belfort, in the Wolf of Wall Street certainly didn’t help.Here are four reasons to start trading them now. Reason #1: Let’s State the Obvious -- Penny Stocks are Cheap A single share of Apple Inc. costs over $350.
Dmitry Perepelkin's Avatar
published in Blogs
Mar 14, 2023
5 Habits that Lead to Successful Investing

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Allana's Avatar
published in Blogs
Mar 23, 2023
What’s the Difference Between Data Analytics and Machine Learning?

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Sergey Savastiouk's Avatar
published in Blogs
Mar 13, 2023
4 Tips for Fast, Effective Stock Analysis

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With just a few clicks, an investor can search for individual stocks, categories of stocks, sectors, or investment themes, and then he or she can conduct a full range of technical and fundamental analysis within seconds.All powered by Artificial Intelligence.  Below, we give you 5 tips for fast, effective stock analysis using Tickeron’s Screener.
Sergey Savastiouk's Avatar
published in Blogs
Mar 20, 2023
5 Golden Principles in Investing

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You have enough faith in that stock, based on research, that the return will equal or exceed the investment.  Do unto others.The principles outlined here will ensure that happens.  Principle #1: Diversification Investors can’t be one-dimensional when constructing a portfolio.
John Jacques's Avatar
published in Blogs
Mar 24, 2023
If Hedge Funds are Using AI to Invest, Why Shouldn’t You?

If Hedge Funds are Using AI to Invest, Why Shouldn’t You?

Some of the world’s biggest financial institutions have devoted multi-million dollar budgets to developing algorithms that can find patterns in the market, identify trends, and perform automated trading designed to take advantage of even the smallest price movements. The AI revolution is so big that as it stands today, the world’s five biggest hedge funds all use systems-based approaches to trade financial markets.Indeed, quantitative trading hedge funds now manage $918 billion (according to HFR), which amounts to 30% of the $3 trillion hedge fund industry – a percentage continues to grow with each year that passes.
Sergey Savastiouk's Avatar
published in Blogs
Mar 15, 2023
The five most important Lessons Learned After 10,000 hours of Trading

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Ten thousand hours of active trading, broken down into forty-hour weeks, amounts to almost five years. Having surpassed that milestone myself, I now understand why it's significant for any trader's journey. The early years taught me valuable lessons that have shaped my approach to trading. It's a misconception that great traders are born with innate talent. The truth is that it takes years of...