Allana's Avatar
published in Blogs
Jan 29, 2019

Will Fintech's Bull Market Continue into 2019?

The beginning of a new year is high time for predictions. January 2018 was the peak of 2017’s cryptocurrency boom; prognosticators eagerly discussed whether its rise would, or could, continue. This year, pundits are focused on fintech – and whether it can continue its remarkable growth.

Financial technology has been enjoying a steady upwards trajectory since 2017. 2018 saw 20 fintechs reach vaunted unicorn – or $1 billion valuation – status, and the industry managed to maintain its positive path throughout the year. Experts uniformly agree on fintech’s bullish prospects for 2019, predicting another year of growth characterized by consolidation, additional VC contributions, and potential IPOs.

Fintech’s ongoing maturation has meant not only more exits (from roughly $700 million in value in 2017 to more than $7 billion in 2018) but an uptick in merger and acquisition deals. Dana Stalder and Allen Miller of fintech-focused VC firm Matrix Partners predict more of the same as legacy financial services businesses, whose scale and regulatory burdens make innovation a challenge, continue to “…acquire fintech companies in an effort to stay competitive.” They predict 2019 will be the first year to see in excess of $10 billion in fintech liquidity events. Arjun Sethi, the co-founder of Tribe Capital, echoed this sentiment to Bloomberg. “We think there will be a continued increase in M&A interest from large finance companies,” he said. “I think you'll see much larger transactions from traditional industry players as well as they evolve and become more tech stack-enabled.”

Funding was up in 2018 and experts predict that it will continue to grow in 2019 – but maybe not as rapidly if the market slows down. Vanessa Colella, head of Citi Ventures at Citigroup Inc., characterized 2018 as a “year for massive funding rounds,” with plenty of venture funds ready to buy into the space. “There is a lot of capital in the private sector right now,” Colella told Bloomberg. She predicts that the next two to three years will be particularly active, with “…more funding and big valuation bumps in 2019.” Frank Rotman of QED Investors foresees the same as “…a growing number of mega-funds…need to deploy capital in nine-figure chunks.” But he cautions that a significant economic slowdown will mean “…a modest reduction in availability of capital and rationalization of valuations as VC and PE firms become a bit more cautious in their outlook.”

Bolstered by VC funding and chastened by stock drops from early fintech IPOs, fintech companies have taken a slow and steady approach to go public. Most remain product-focused – a mentality at odds with the profit-driven ethos demanded by shareholders. But of the 20-plus unicorns in the sector, Credit Karma, Stripe, and Robinhood seem well-positioned to take the next step in 2019. Kyle Lui of DCM Ventures believes that “truly breakout companies like Robinhood will likely go public,” this year. Those that do not will continue to leverage existing capital to grow in private.

Fintech is primed for another year of growth and innovation in 2019. As the entrenched giants of global finance are forced to adjust to the disruptive power of technology, consumers stand to reap the benefits. The financial world is changing – and most specialists agree it is for the better.

Looking for Fresh Investment Ideas? See How Algorithms and A.I. Can Help

Want to invest and/or diversify your portfolio but unsure where to start? Artificial Intelligence can help! Tickeron has developed user-friendly artificial Intelligence tools to help new and experienced investors generate investment ideas. Tickeron’s A.I. is capable of evaluating a portfolio and providing a “Diversification Score,” to tell the user how well-diversified their portfolio is. It can also generate investment ideas for a user’s 401(k) plan – even if you’re just getting started! The A.I. will give you ideas based on your risk tolerance, investment objectives, and the investment options available.

Tickeron’s new financial website is available to beginners, intermediate investors, and even experts and advisors. Explore tickeron.com today.

Sergey Savastiouk's Avatar
published in Blogs
Mar 14, 2023
How to Start Trading Penny Stocks

How to Start Trading Penny Stocks

Penny stocks have long been marginalized within the professional investment community, oftentimes being painted with a broad brush of simply being “too risky.” Leonardo DiCaprio’s depiction of the penny stock peddling conman, Jordan Belfort, in the Wolf of Wall Street certainly didn’t help.Here are four reasons to start trading them now. Reason #1: Let’s State the Obvious -- Penny Stocks are Cheap A single share of Apple Inc. costs over $350.
Dmitry Perepelkin's Avatar
published in Blogs
Mar 14, 2023
5 Habits that Lead to Successful Investing

5 Habits that Lead to Successful Investing

To consistently make money in this industry, you need emotional fortitude, an analytical mind, and a willingness to self-reflect. Despite trading and investing being two different activities, these principles can be applied to both.Conversely, investors with good habits often become great traders.  Rather than full sentences for titles, we’ve labeled each of our top-five investing habits using a single word principle.
Allana's Avatar
published in Blogs
Mar 23, 2023
What’s the Difference Between Data Analytics and Machine Learning?

What’s the Difference Between Data Analytics and Machine Learning?

Artificial intelligence (AI) technology is developing rapidly.Data mining can deliver raw numbers, but it does not necessarily provide actionable insights. Structure is necessary to taking abstract information and extracting commonalities, like averages, ratios, and percentages.
Sergey Savastiouk's Avatar
published in Blogs
Mar 13, 2023
4 Tips for Fast, Effective Stock Analysis

4 Tips for Fast, Effective Stock Analysis

With just a few clicks, an investor can search for individual stocks, categories of stocks, sectors, or investment themes, and then he or she can conduct a full range of technical and fundamental analysis within seconds.All powered by Artificial Intelligence.  Below, we give you 5 tips for fast, effective stock analysis using Tickeron’s Screener.
Sergey Savastiouk's Avatar
published in Blogs
Mar 20, 2023
5 Golden Principles in Investing

5 Golden Principles in Investing

You have enough faith in that stock, based on research, that the return will equal or exceed the investment.  Do unto others.The principles outlined here will ensure that happens.  Principle #1: Diversification Investors can’t be one-dimensional when constructing a portfolio.
John Jacques's Avatar
published in Blogs
Mar 24, 2023
If Hedge Funds are Using AI to Invest, Why Shouldn’t You?

If Hedge Funds are Using AI to Invest, Why Shouldn’t You?

Some of the world’s biggest financial institutions have devoted multi-million dollar budgets to developing algorithms that can find patterns in the market, identify trends, and perform automated trading designed to take advantage of even the smallest price movements. The AI revolution is so big that as it stands today, the world’s five biggest hedge funds all use systems-based approaches to trade financial markets.Indeed, quantitative trading hedge funds now manage $918 billion (according to HFR), which amounts to 30% of the $3 trillion hedge fund industry – a percentage continues to grow with each year that passes.
Sergey Savastiouk's Avatar
published in Blogs
Mar 15, 2023
The five most important Lessons Learned After 10,000 hours of Trading

The five most important Lessons Learned After 10,000 hours of Trading

Ten thousand hours of active trading, broken down into forty-hour weeks, amounts to almost five years. Having surpassed that milestone myself, I now understand why it's significant for any trader's journey. The early years taught me valuable lessons that have shaped my approach to trading. It's a misconception that great traders are born with innate talent. The truth is that it takes years of...
Edward Flores's Avatar
published in Blogs
Mar 12, 2023
What's the Difference Between Tokens and Altcoins?

What's the Difference Between Tokens and Altcoins?

Between their inherently technical nature, multiple varieties and sub-varieties, and endless terminology, cryptocurrency (defined here as digital or virtual currencies that are encrypted using cryptography, powered by the immutable digital ledger known as the blockchain) represents a whole, complex world.All altcoins possess their own blockchain, independent from their source code, that records all transactions of their native coins. Many altcoins are variants, or forks, of Bitcoin that leverage that cryptocurrency’s open-source protocol as the basis.
Edward Flores's Avatar
published in Blogs
Mar 26, 2023
Why it Pays to Invest in Dividend Stocks Over the Long Term

Why it Pays to Invest in Dividend Stocks Over the Long Term

Where smaller, more volatile companies can placate shareholders with higher returns, larger companies often use dividend payouts to entice new investors and hold their existing ones. These low-risk options may not work for every investment approach, but dividend-producing stocks can offer great benefits under the right circumstances – especially for portfolios built for the long-term.Beyond the ability to rely on these semi-regular payouts as an income stream – a strategy favored by retirees – dividends are an excellent vehicle for compounding earnings through reinvestment.
Edward Flores's Avatar
published in Blogs
Apr 02, 2023
How Artificial Intelligence Can Improve Fintech

How Artificial Intelligence Can Improve Fintech

Artificial intelligence (AI) and fintech have an inherent compatibility that has become clearer as each sector has matured, with recent growth and successes on their own accord bringing new ideas about how they can work together.AI can analyze information at far greater quantities (and far more quickly) than any human, making it a natural fit to help fintech firms streamline and automate processes that benefit customers and businesses alike. Fintech has brought a revolution of convenience to the finance world.
body>