Alla Petriaieva's Avatar
Alla Petriaieva
published in Blogs
Jan 29, 2019
Will Fintech's Bull Market Continue into 2019?

Will Fintech's Bull Market Continue into 2019?

The beginning of a new year is high time for predictions. January 2018 was the peak of 2017’s cryptocurrency boom; prognosticators eagerly discussed whether its rise would, or could, continue. This year, pundits are focused on fintech – and whether it can continue its remarkable growth.

Financial technology has been enjoying a steady upwards trajectory since 2017. 2018 saw 20 fintechs reach vaunted unicorn – or $1 billion valuation – status, and the industry managed to maintain its positive path throughout the year. Experts uniformly agree on fintech’s bullish prospects for 2019, predicting another year of growth characterized by consolidation, additional VC contributions, and potential IPOs.

Fintech’s ongoing maturation has meant not only more exits (from roughly $700 million in value in 2017 to more than $7 billion in 2018) but an uptick in merger and acquisition deals. Dana Stalder and Allen Miller of fintech-focused VC firm Matrix Partners predict more of the same as legacy financial services businesses, whose scale and regulatory burdens make innovation a challenge, continue to “…acquire fintech companies in an effort to stay competitive.” They predict 2019 will be the first year to see in excess of $10 billion in fintech liquidity events. Arjun Sethi, the co-founder of Tribe Capital, echoed this sentiment to Bloomberg. “We think there will be a continued increase in M&A interest from large finance companies,” he said. “I think you'll see much larger transactions from traditional industry players as well as they evolve and become more tech stack-enabled.”

Funding was up in 2018 and experts predict that it will continue to grow in 2019 – but maybe not as rapidly if the market slows down. Vanessa Colella, head of Citi Ventures at Citigroup Inc., characterized 2018 as a “year for massive funding rounds,” with plenty of venture funds ready to buy into the space. “There is a lot of capital in the private sector right now,” Colella told Bloomberg. She predicts that the next two to three years will be particularly active, with “…more funding and big valuation bumps in 2019.” Frank Rotman of QED Investors foresees the same as “…a growing number of mega-funds…need to deploy capital in nine-figure chunks.” But he cautions that a significant economic slowdown will mean “…a modest reduction in availability of capital and rationalization of valuations as VC and PE firms become a bit more cautious in their outlook.”

Bolstered by VC funding and chastened by stock drops from early fintech IPOs, fintech companies have taken a slow and steady approach to go public. Most remain product-focused – a mentality at odds with the profit-driven ethos demanded by shareholders. But of the 20-plus unicorns in the sector, Credit Karma, Stripe, and Robinhood seem well-positioned to take the next step in 2019. Kyle Lui of DCM Ventures believes that “truly breakout companies like Robinhood will likely go public,” this year. Those that do not will continue to leverage existing capital to grow in private.

Fintech is primed for another year of growth and innovation in 2019. As the entrenched giants of global finance are forced to adjust to the disruptive power of technology, consumers stand to reap the benefits. The financial world is changing – and most specialists agree it is for the better.

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Sergey Savastiouk's Avatar
Sergey Savastiouk
published in Blogs
Mar 07, 2021
4 Tricks Hedge Funds Use to Get Ahead

4 Tricks Hedge Funds Use to Get Ahead

If the stock market were Major League Baseball, hedge funds and institutional investors would be the pros on championship teams while everyday self-directed investors (SDIs) are the benchwarmers in the minors.It’s how they get ahead, and it’s why 90% of SDIs lose money trying to play (invest and trade) in the major leagues. The 4 tricks we discuss below are rooted in one common theme: they all use Artificial Intelligence and algorithms to generate data and ideas.
John Jacques's Avatar
John Jacques
published in Blogs
Mar 22, 2018
A.I. Stock Market Predictions: Head & Shoulders

A.I. Stock Market Predictions: Head & Shoulders

Statistics for the Head-and-Shoulders Bottom Pattern The days where only hedge funds used algorithms to trade stocks are officially over. Now retail investors can use Artificial Intelligence (A.I.  Here’s an example of the algorithm in action: Late last year, Tickeron’s A.I.
Sergey Savastiouk's Avatar
Sergey Savastiouk
published in Blogs
Jul 10, 2020
3 Stocks to Buy if Coronavirus Second Wave Hits

3 Stocks to Buy if Coronavirus Second Wave Hits

By analyzing market trends from the first wave, you can predict behavior for the second. Technology stocks have performed at historic levels this year, but the market is severely overbought.To compensate for that, look at performance during Q1 and Q2, the height of global Covid shutdowns.
Edward Flores's Avatar
Edward Flores
published in Blogs
Feb 06, 2021
How to Become the Millionaire Next Door

How to Become the Millionaire Next Door

The Golden Gate Bridge is always a fixture of these walks too, one of man's most beautiful creations.  As we were walking, at one point she turned to me and said, "Man, I'll never have a million dollars."" My girlfriend is 27 years old and works as a graphic designer, making about $75,000 a year.
Alla Petriaieva's Avatar
Alla Petriaieva
published in Blogs
Feb 23, 2021
Is Ethereum’s Bomb about to Explode?

Is Ethereum’s Bomb about to Explode?

Ethereum’s software is set for an update in October.Until it is finished, participants in the Ethereum blockchain must determine how to delay the difficulty bomb – code that necessitates a steadily increasing amount of computer power to mine blocks and unlock rewards – that is already in place.
Sergey Savastiouk's Avatar
Sergey Savastiouk
published in Blogs
Aug 07, 2018
When Is the Next Recession Coming?

When Is the Next Recession Coming?

However, we also know that economists predicted 22 recessions out of 11 that took place since 1945. Are there real recession signs we should watch for?Indeed, the answer is yes, and here are a few very important ones: The first one is almost obvious and known to everyone – it is the Fed.
Abhoy Sarkar's Avatar
Abhoy Sarkar
published in Blogs
May 22, 2020
Central banks have been buying $2.4 billion in assets every hour for the past two months

Central banks have been buying $2.4 billion in assets every hour for the past two months

Some $17.8 billion has been poured into  bond markets over the past week, the biggest move in more than three months.Around $3.5 billion has been invested into gold, the second largest on record. 
Rick Pendergraft's Avatar
Rick Pendergraft
published in Blogs
Feb 07, 2021
Mid-January Short Interest Report Shows 8 Stocks with Good Fundamentals and High Short Interest
Sergey Savastiouk's Avatar
Sergey Savastiouk
published in Blogs
Mar 10, 2021
How to Start Trading Penny Stocks

How to Start Trading Penny Stocks

Penny stocks have long been marginalized within the professional investment community, oftentimes being painted with a broad brush of simply being “too risky.” Leonardo DiCaprio’s depiction of the penny stock peddling conman, Jordan Belfort, in the Wolf of Wall Street certainly didn’t help.Here are four reasons to start trading them now. Reason #1: Let’s State the Obvious -- Penny Stocks are Cheap A single share of Apple Inc. costs over $350.
Abhoy Sarkar's Avatar
Abhoy Sarkar
published in Blogs
May 08, 2020
US unemployment rate jumps to 14.7%, the highest in series history

US unemployment rate jumps to 14.7%, the highest in series history

The U.S. economy’s employment fell by -20.5 million in April. The coronavirus crisis led to unemployment rate soaring to 14.7% in the U.S, the highest rate in the Bureau of Labor Statistics-tracked series history that goes back to 1948. However, the figures were better compared to several economists'/analysts' forecasts of 22 million job losses and 16% unemployment rate.  Another unemployment measure that includes those who have stopped looking for work as well as those holding part-time jobs for economic reasons also touched an all-time high of 22.8%.