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AER vs COF
Which Stock Would AI Choose? AerCap Holdings N.V. (AER) vs. Capital One Financial Corporation (COF) Stock Comparison
Key Takeaways
- AER trades at a significantly lower trailing PE ratio (price-to-earnings ratio) of 6.48 compared to COF's 59.08, indicating potentially better relative valuation in recent market activity.
- AER boasts a higher profit margin of 44.04% and ROE (return on equity) of 21.13%, contrasting with COF's 8.88% margin and 3.26% ROE.
- Over the past year, AER delivered a 36.16% return, outpacing broader market trends amid aviation sector recovery, while COF faced headwinds from earnings misses and settlements.
- COF offers a larger market cap of $121.78B and YTD gains of 20.47%, appealing for scale in consumer finance, versus AER's $22.47B cap and 3.69% YTD.
- Recent momentum shows AER stable with Q1 transaction growth, while COF dipped on settlement news, highlighting sector-specific risks.
Introduction
This stock comparison pits AER, a leader in aircraft leasing, against COF, a major player in consumer banking and credit cards. Both operate within the broader financial services sector but represent distinct niches: aviation asset management versus retail lending and deposits. Traders seeking diversification across cyclical industries or investors evaluating relative performance in a volatile market may find value here. Recent market shifts, including interest rate dynamics and sector recoveries, underscore their contrasting trajectories, offering insights into stock comparison, relative performance, and market positioning for informed decision-making.
AER Overview and Recent Performance
AerCap Holdings N.V. (AER) is a global leader in aircraft, engine, and helicopter leasing, managing a portfolio of over 3,500 assets for airlines worldwide. Headquartered in Dublin, Ireland, the company generates revenue primarily from lease rents (about 82%) and provides services like maintenance oversight and remarketing.
In recent weeks, AER shares have shown stability around $138, within a 52-week range of $103-$155, supported by robust Q1 2026 activity: 286 transactions including leases, purchases, and sales, plus $3 billion in financing. Positive sentiment stems from aviation demand recovery, a new board appointment, and a corporate responsibility report, though valuation scrutiny follows share price strength. Broader performance reflects a 36% one-year gain, driven by high margins and operational efficiency amid industry tailwinds.
COF Overview and Recent Performance
Capital One Financial Corporation (COF) is a diversified financial holding company offering credit cards, auto loans, consumer banking, and commercial services through digital and branch channels in the U.S., Canada, and U.K. Its segments include Credit Card, Consumer Banking, and Commercial Banking, with revenue from net interest income (NII) and fees.
Recent market activity has seen COF shares fluctuate around $192, in a 52-week range of $175-$260, pressured by a Q1 earnings miss and a $425 million settlement approval on savings account practices. Despite YTD gains of 20%, short-term dips reflect credit concerns and regulatory news, offset by analyst buy ratings and a $234 price target. Performance is influenced by consumer spending trends and rate environments, with mixed recent returns highlighting banking sector volatility.
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Head-to-Head Comparison
AER’s asset leasing model ties it to aviation cycles, with growth from fleet demand and transactions, contrasting COF’s lending-focused business reliant on consumer credit and deposits. AER benefits from high barriers in specialized leasing, while COF leverages scale in cards amid spending shifts.
Recent momentum favors AER’s steady gains versus COF’s volatility from earnings and settlements. Risk factors differ: AER faces airline defaults and fuel prices; COF contends with NCOs (net charge-offs) and regulatory scrutiny. Sector exposure positions AER in industrials/finance leasing and COF in banking, with sentiment buoyed by AER’s operational wins over COF’s headwinds.
Tickeron AI Verdict
Tickeron’s AI models currently favor AER for its superior trend consistency, attractive valuation (low PE), robust margins, and positive catalysts like Q1 leasing activity, positioning it strongly relative to COF amid banking pressures. While COF offers scale and yield, AER shows higher probability of outperformance in the near term based on observable metrics.
Disclaimer
The information on this webpage is provided for general informational and educational purposes only and is not intended as investment advice, a recommendation to purchase or sell any security, or an offer or solicitation related to investments. It does not consider your personal financial situation, goals, or risk profile, and all investing carries inherent risks, including the possibility of losing your entire investment. For more details, please review our full disclaimer. Disclaimers and Limitations
To compare these two companies we present long-term analysis, their fundamental ratings and make comparative short-term technical analysis which are presented below. The conclusion is AER is a Hold and COF is a Hold.
Long-Term Analysis
It is best to consider a long-term outlook for a ticker by using Fundamental Analysis (FA) ratings. The rating of 1 to 100, where 1 is best and 100 is worst, is divided into thirds. The first third (a green rating of 1-33) indicates that the ticker is undervalued; the second third (a grey number between 34 and 66) means that the ticker is valued fairly; and the last third (red number of 67 to 100) reflects that the ticker is undervalued. We use an FA Score to show how many ratings show the ticker to be undervalued (green) or overvalued (red).
AER’s FA Score shows that 2 FA rating(s) are green whileCOF’s FA Score has 2 green FA rating(s).
- AER’s FA Score: 2 green, 3 red.
- COF’s FA Score: 2 green, 3 red.
Short-Term Analysis
It is best to consider a short-term outlook for a ticker by using Technical Analysis (TA) indicators. We use Odds of Success as the percentage of outcomes which confirm successful trade signals in the past.
If the Odds of Success (the likelihood of the continuation of a trend) for each indicator are greater than 50%, then the generated signal is confirmed. A green percentage from 90% to 51% indicates that the ticker is in a bullish trend. A red percentage from 90% - 51% indicates that the ticker is in a bearish trend. All grey percentages are below 50% and are considered not to confirm the trend signal.
AER’s TA Score shows that 4 TA indicator(s) are bullish while COF’s TA Score has 4 bullish TA indicator(s).
- AER’s TA Score: 4 bullish, 5 bearish.
- COF’s TA Score: 4 bullish, 5 bearish.
Price Growth
AER (@Finance/Rental/Leasing) experienced а +5.19% price change this week, while COF (@Savings Banks) price change was +3.12% for the same time period.
The average weekly price growth across all stocks in the @Finance/Rental/Leasing industry was +2.55%. For the same industry, the average monthly price growth was +13.82%, and the average quarterly price growth was +28.13%.
The average weekly price growth across all stocks in the @Savings Banks industry was +1.22%. For the same industry, the average monthly price growth was +3.31%, and the average quarterly price growth was -4.43%.
Reported Earning Dates
AER is expected to report earnings on Aug 05, 2026.
COF is expected to report earnings on Jul 28, 2026.
Industries' Descriptions
@Finance/Rental/Leasing (+2.55% weekly)A leasing company (e.g. United Rentals, Inc. ) is typically the legal owner of the asset for the duration of the lease, while the lessee has operating control over the asset while also having some share of the economic risks and returns from the change in the valuation of the underlying asset. Per capita disposable income and corporate earnings or cash flow could be some of the critical metrics for this business – the higher the values of these metrics, the potentially greater ability of consumers/businesses to afford apartments/office spaces for rent. Other finance companies include credit/debit card payment processing companies (e.g. Visa Inc. and Mastercard), private label credit cards providers (e.g. Synchrony Financial) and automobile finance companies (e.g. Credit Acceptance Corporation).
@Savings Banks (+1.22% weekly)A savings bank primary function is to take deposits and paying interest on those deposits. Originating in Europe during the 18th century, these banks were generally introduced to incentivize people of all stripes to save money and park them with banks. By the 1990s, the internet ushered in online savings banks that allowed savers to deposit/transact with banks digitally, without requiring to visit a branch office. Savings banks have potentially encouraged lower-income population to save and have access to a financial institution to earn interest on their money. New York Community Bancorp, Inc, Webster Financial Corporation, Washington Federal, Inc. are examples of savings banks.
| AER | COF | AER / COF | |
| Capitalization | 23.2B | 124B | 19% |
| EBITDA | 5.5B | N/A | - |
| Gain YTD | 1.458 | -16.516 | -9% |
| P/E Ratio | 6.45 | 61.73 | 10% |
| Revenue | 8.68B | 58.7B | 15% |
| Total Cash | 1.48B | 3.03B | 49% |
| Total Debt | 43.1B | 51.3B | 84% |
AER | COF | ||
|---|---|---|---|
OUTLOOK RATING 1..100 | 50 | 50 | |
VALUATION overvalued / fair valued / undervalued 1..100 | 15 Undervalued | 92 Overvalued | |
PROFIT vs RISK RATING 1..100 | 12 | 61 | |
SMR RATING 1..100 | 43 | 4 | |
PRICE GROWTH RATING 1..100 | 48 | 50 | |
P/E GROWTH RATING 1..100 | 87 | 4 | |
SEASONALITY SCORE 1..100 | 55 | 50 |
Tickeron ratings are formulated such that a rating of 1 designates the most successful stocks in a given industry, while a rating of 100 points to the least successful stocks for that industry.
AER's Valuation (15) in the Finance Or Rental Or Leasing industry is significantly better than the same rating for COF (92) in the Major Banks industry. This means that AER’s stock grew significantly faster than COF’s over the last 12 months.
AER's Profit vs Risk Rating (12) in the Finance Or Rental Or Leasing industry is somewhat better than the same rating for COF (61) in the Major Banks industry. This means that AER’s stock grew somewhat faster than COF’s over the last 12 months.
COF's SMR Rating (4) in the Major Banks industry is somewhat better than the same rating for AER (43) in the Finance Or Rental Or Leasing industry. This means that COF’s stock grew somewhat faster than AER’s over the last 12 months.
AER's Price Growth Rating (48) in the Finance Or Rental Or Leasing industry is in the same range as COF (50) in the Major Banks industry. This means that AER’s stock grew similarly to COF’s over the last 12 months.
COF's P/E Growth Rating (4) in the Major Banks industry is significantly better than the same rating for AER (87) in the Finance Or Rental Or Leasing industry. This means that COF’s stock grew significantly faster than AER’s over the last 12 months.
| AER | COF | |
|---|---|---|
| RSI ODDS (%) | N/A | 5 days ago 68% |
| Stochastic ODDS (%) | 5 days ago 46% | 5 days ago 63% |
| Momentum ODDS (%) | 5 days ago 74% | 5 days ago 66% |
| MACD ODDS (%) | 5 days ago 68% | 5 days ago 65% |
| TrendWeek ODDS (%) | 5 days ago 70% | 5 days ago 66% |
| TrendMonth ODDS (%) | 5 days ago 68% | 5 days ago 64% |
| Advances ODDS (%) | 5 days ago 70% | 5 days ago 65% |
| Declines ODDS (%) | 21 days ago 55% | 15 days ago 64% |
| BollingerBands ODDS (%) | 5 days ago 55% | 5 days ago 71% |
| Aroon ODDS (%) | 5 days ago 51% | 5 days ago 61% |
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AER and
Correlation & Price change
A.I.dvisor indicates that over the last year, AER has been closely correlated with AXP. These tickers have moved in lockstep 69% of the time. This A.I.-generated data suggests there is a high statistical probability that if AER jumps, then AXP could also see price increases.