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AER vs OMF
Which Stock Would AI Choose? AerCap Holdings N.V. (AER) vs. OneMain Holdings, Inc. (OMF) Stock Comparison
Key Takeaways
- AER trades at a lower trailing P/E ratio of 6.48 compared to OMF's 9.06, suggesting relatively cheaper valuation on earnings.
- OMF shows stronger year-to-date performance at +10% versus AER's +2%, reflecting better short-term momentum.
- Both stocks have outperformed the S&P 500 over the past year, with AER at +37% and OMF at +32%.
- AER boasts a larger market cap of $22.5 billion compared to OMF's $7 billion, indicating greater scale in aircraft leasing.
- Recent leasing activity for AER includes 286 transactions and $3 billion in financing in Q1 2026, bolstering operational momentum.
- OMF reported strong quarterly earnings growth of 62% year-over-year, driven by consumer lending expansion.
Introduction
AerCap Holdings N.V. (AER) and OneMain Holdings, Inc. (OMF) represent distinct segments of the financial and asset management landscape: aircraft leasing versus consumer finance. This stock comparison analyzes their recent performance, valuation metrics, and market positioning amid evolving economic conditions, including interest rate dynamics and sector recoveries. Traders seeking cyclical plays in aviation or income-focused lending opportunities, as well as investors diversifying across asset-based finance, may find value in evaluating relative strengths. With both stocks showing resilience post-earnings seasons, understanding their contrasts aids informed portfolio decisions in the current market environment.
AER Overview and Recent Performance
AerCap Holdings N.V. (AER) is a global leader in aircraft leasing, managing a portfolio of over 3,500 aircraft, engines, and helicopters. The company provides financing, sales, and management services to airlines worldwide. In recent market activity, AER shares have experienced volatility, trading around $138 with a 52-week range of $103 to $155. Year-to-date returns stand at approximately 2%, trailing the broader market, while one-year gains exceed 37%. Sentiment has been influenced by robust Q1 2026 activity, including 286 asset transactions and $3 billion in financing, alongside a major order for 100 Airbus A320neo aircraft. These developments underscore aviation sector recovery and demand for leased assets, though share prices pulled back in recent weeks amid broader market fluctuations.
OMF Overview and Recent Performance
OneMain Holdings, Inc. (OMF) operates as a consumer finance provider, originating and servicing personal loans and auto financing through branches and digital channels. Targeting non-prime borrowers, it offers credit insurance and related products. Recently, OMF shares have traded near $59, within a 52-week range of $45 to $72. The stock has posted solid year-to-date gains of about 10% and 32% over the past year, outperforming in recent weeks with upward momentum. Key drivers include Q4 2025 earnings that beat expectations, with quarterly revenue growth of 12% and EPS (earnings per share) expansion of 62% year-over-year. Positive sentiment stems from loan portfolio growth and operational efficiencies, though sensitivity to interest rates and credit conditions persists.
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Head-to-Head Comparison
AER and OMF diverge in business models: AER focuses on long-term aircraft leases tied to global travel demand, while OMF emphasizes shorter-cycle personal lending sensitive to consumer credit trends. Growth drivers differ, with AER benefiting from fleet expansions and airline financing, and OMF from loan originations amid economic resilience. Recent momentum favors OMF with steadier gains, versus AER's pullback despite strong leasing volumes. Risk factors include aviation cyclicality and geopolitical exposures for AER (debt-to-equity at 238%), and credit losses plus rate hikes for OMF (debt-to-equity 671%). AER offers lower valuation and scale in the industrials sector, while OMF provides higher ROE (return on equity, a measure of profitability relative to shareholders' equity) at 24% in financials.
Tickeron AI Verdict
Tickeron’s AI currently leans toward OMF based on superior recent trend consistency, YTD outperformance, and robust earnings growth amid favorable consumer finance positioning. While AER exhibits attractive valuation and leasing catalysts, its short-term volatility tilts probabilities in OMF's favor for momentum-driven strategies.
Disclaimer
The information on this webpage is provided for general informational and educational purposes only and is not intended as investment advice, a recommendation to purchase or sell any security, or an offer or solicitation related to investments. It does not consider your personal financial situation, goals, or risk profile, and all investing carries inherent risks, including the possibility of losing your entire investment. For more details, please review our full Disclaimers and Limitations.
To compare these two companies we present long-term analysis, their fundamental ratings and make comparative short-term technical analysis which are presented below. The conclusion is AER is a Hold and OMF is a Hold.
Long-Term Analysis
It is best to consider a long-term outlook for a ticker by using Fundamental Analysis (FA) ratings. The rating of 1 to 100, where 1 is best and 100 is worst, is divided into thirds. The first third (a green rating of 1-33) indicates that the ticker is undervalued; the second third (a grey number between 34 and 66) means that the ticker is valued fairly; and the last third (red number of 67 to 100) reflects that the ticker is undervalued. We use an FA Score to show how many ratings show the ticker to be undervalued (green) or overvalued (red).
AER’s FA Score shows that 2 FA rating(s) are green whileOMF’s FA Score has 2 green FA rating(s).
- AER’s FA Score: 2 green, 3 red.
- OMF’s FA Score: 2 green, 3 red.
Short-Term Analysis
It is best to consider a short-term outlook for a ticker by using Technical Analysis (TA) indicators. We use Odds of Success as the percentage of outcomes which confirm successful trade signals in the past.
If the Odds of Success (the likelihood of the continuation of a trend) for each indicator are greater than 50%, then the generated signal is confirmed. A green percentage from 90% to 51% indicates that the ticker is in a bullish trend. A red percentage from 90% - 51% indicates that the ticker is in a bearish trend. All grey percentages are below 50% and are considered not to confirm the trend signal.
AER’s TA Score shows that 4 TA indicator(s) are bullish while OMF’s TA Score has 6 bullish TA indicator(s).
- AER’s TA Score: 4 bullish, 5 bearish.
- OMF’s TA Score: 6 bullish, 3 bearish.
Price Growth
AER (@Finance/Rental/Leasing) experienced а +5.19% price change this week, while OMF (@Savings Banks) price change was +0.97% for the same time period.
The average weekly price growth across all stocks in the @Finance/Rental/Leasing industry was +2.55%. For the same industry, the average monthly price growth was +13.82%, and the average quarterly price growth was +28.13%.
The average weekly price growth across all stocks in the @Savings Banks industry was +1.22%. For the same industry, the average monthly price growth was +3.31%, and the average quarterly price growth was -4.43%.
Reported Earning Dates
AER is expected to report earnings on Aug 05, 2026.
OMF is expected to report earnings on Jul 29, 2026.
Industries' Descriptions
@Finance/Rental/Leasing (+2.55% weekly)A leasing company (e.g. United Rentals, Inc. ) is typically the legal owner of the asset for the duration of the lease, while the lessee has operating control over the asset while also having some share of the economic risks and returns from the change in the valuation of the underlying asset. Per capita disposable income and corporate earnings or cash flow could be some of the critical metrics for this business – the higher the values of these metrics, the potentially greater ability of consumers/businesses to afford apartments/office spaces for rent. Other finance companies include credit/debit card payment processing companies (e.g. Visa Inc. and Mastercard), private label credit cards providers (e.g. Synchrony Financial) and automobile finance companies (e.g. Credit Acceptance Corporation).
@Savings Banks (+1.22% weekly)A savings bank primary function is to take deposits and paying interest on those deposits. Originating in Europe during the 18th century, these banks were generally introduced to incentivize people of all stripes to save money and park them with banks. By the 1990s, the internet ushered in online savings banks that allowed savers to deposit/transact with banks digitally, without requiring to visit a branch office. Savings banks have potentially encouraged lower-income population to save and have access to a financial institution to earn interest on their money. New York Community Bancorp, Inc, Webster Financial Corporation, Washington Federal, Inc. are examples of savings banks.
| AER | OMF | AER / OMF | |
| Capitalization | 23.2B | 6.73B | 345% |
| EBITDA | 5.5B | N/A | - |
| Gain YTD | 1.458 | -10.501 | -14% |
| P/E Ratio | 6.45 | 8.68 | 74% |
| Revenue | 8.68B | 5.05B | 172% |
| Total Cash | 1.48B | N/A | - |
| Total Debt | 43.1B | 22.4B | 192% |
AER | OMF | ||
|---|---|---|---|
OUTLOOK RATING 1..100 | 50 | 50 | |
VALUATION overvalued / fair valued / undervalued 1..100 | 15 Undervalued | 10 Undervalued | |
PROFIT vs RISK RATING 1..100 | 12 | 42 | |
SMR RATING 1..100 | 43 | 10 | |
PRICE GROWTH RATING 1..100 | 48 | 48 | |
P/E GROWTH RATING 1..100 | 87 | 75 | |
SEASONALITY SCORE 1..100 | 55 | 50 |
Tickeron ratings are formulated such that a rating of 1 designates the most successful stocks in a given industry, while a rating of 100 points to the least successful stocks for that industry.
OMF's Valuation (10) in the Finance Or Rental Or Leasing industry is in the same range as AER (15). This means that OMF’s stock grew similarly to AER’s over the last 12 months.
AER's Profit vs Risk Rating (12) in the Finance Or Rental Or Leasing industry is in the same range as OMF (42). This means that AER’s stock grew similarly to OMF’s over the last 12 months.
OMF's SMR Rating (10) in the Finance Or Rental Or Leasing industry is somewhat better than the same rating for AER (43). This means that OMF’s stock grew somewhat faster than AER’s over the last 12 months.
OMF's Price Growth Rating (48) in the Finance Or Rental Or Leasing industry is in the same range as AER (48). This means that OMF’s stock grew similarly to AER’s over the last 12 months.
OMF's P/E Growth Rating (75) in the Finance Or Rental Or Leasing industry is in the same range as AER (87). This means that OMF’s stock grew similarly to AER’s over the last 12 months.
| AER | OMF | |
|---|---|---|
| RSI ODDS (%) | N/A | N/A |
| Stochastic ODDS (%) | 5 days ago 46% | 5 days ago 60% |
| Momentum ODDS (%) | 5 days ago 74% | 5 days ago 70% |
| MACD ODDS (%) | 5 days ago 68% | 5 days ago 73% |
| TrendWeek ODDS (%) | 5 days ago 70% | 5 days ago 66% |
| TrendMonth ODDS (%) | 5 days ago 68% | 5 days ago 60% |
| Advances ODDS (%) | 5 days ago 70% | 7 days ago 64% |
| Declines ODDS (%) | 21 days ago 55% | 20 days ago 69% |
| BollingerBands ODDS (%) | 5 days ago 55% | 5 days ago 83% |
| Aroon ODDS (%) | 5 days ago 51% | 5 days ago 58% |
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AER and
Correlation & Price change
A.I.dvisor indicates that over the last year, AER has been closely correlated with AXP. These tickers have moved in lockstep 69% of the time. This A.I.-generated data suggests there is a high statistical probability that if AER jumps, then AXP could also see price increases.