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AIG vs ORI
Which Stock Would AI Choose? American International Group (AIG) vs. Old Republic International (ORI) Stock Comparison
Key Takeaways
- AIG demonstrates stronger year-to-date (YTD) performance at 12.84% compared to ORI's 6.04%, reflecting robust market positioning.
- ORI offers a higher dividend yield of 3.13% versus AIG's 2.43%, appealing to income-focused investors.
- AIG's larger market capitalization of $39.65 billion dwarfs ORI's $9.80 billion, underscoring scale differences.
- ORI trades at a lower trailing price-to-earnings (P/E) ratio of 9.91 compared to AIG's 13.65, suggesting relative value.
- Recent quarterly results show ORI missing earnings estimates amid margin pressures, while AIG anticipates strong underwriting ahead of its report.
- Both exhibit low volatility with betas of 0.60 for AIG and 0.77 for ORI, suitable for defensive portfolios.
Introduction
This comparison examines AIG and ORI, two prominent players in the insurance sector with focuses on property and casualty lines. Investors seeking stable dividend payers amid volatile markets or traders eyeing relative performance in financials may find value here. Both stocks offer exposure to underwriting cycles and interest rate sensitivity, but differ in scale, specialization, and recent momentum. By analyzing business models, performance metrics, and market sentiment, this article highlights key contrasts for informed decision-making in today's environment.
AIG Overview and Recent Performance
American International Group (AIG), a global property and casualty insurer, has streamlined operations post its Corebridge spin-off, emphasizing general insurance. In recent market activity, shares traded around $74, down modestly amid broader sector pressures. Year-to-date gains of 12.84% outpace peers, supported by solid earnings per share (EPS) of $5.43 and a forward P/E of 9.41. Sentiment shifted with the completion of a planned CEO transition to Eric Andersen, though shares dipped on execution concerns. Upcoming first-quarter earnings are expected to show underwriting strength and 63% EPS growth, bolstering optimism despite a trailing P/E of 13.65.
ORI Overview and Recent Performance
Old Republic International (ORI) specializes in title insurance, specialty coverages, and property-casualty lines, primarily U.S.-focused. Shares recently hovered near $40, reflecting a slight decline post-earnings. YTD performance stands at 6.04%, with a trailing EPS of $4.06 and P/E of 9.91. First-quarter results topped sales estimates but missed on EPS and revenue due to margin pressures and rising expenses. Return on equity (ROE) remains strong at 17.28%, supported by a low debt-to-equity ratio of 26.84% and profit margins of 10.83%. Analyst targets average $42, signaling moderate upside potential.
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Head-to-Head Comparison
AIG operates a broader multi-line model with global reach in general insurance, contrasting ORI's niche in title and specialty U.S. lines, exposing ORI more to real estate cycles. Growth drivers favor AIG's transformation and projected EPS expansion versus ORI's steady but pressured margins. Recent momentum tilts to AIG's YTD strength, while ORI gained modestly pre-earnings before a pullback. Risk profiles align with low betas, though AIG's scale offers diversification; ORI counters with superior yield and valuation multiples like price-to-book of 1.66. Sector exposure ties both to rates and catastrophes, but sentiment leans positive for AIG pre-earnings amid ORI's post-report caution.
Tickeron AI Verdict
Tickeron's AI currently favors AIG with higher probability due to superior YTD momentum, anticipated earnings catalysts, and forward growth positioning relative to ORI's recent miss and narrower scope. AIG's trend consistency and stability edge out in observable metrics, though ORI suits value-dividend plays.
Disclaimer
The information on this webpage is provided for general informational and educational purposes only and is not intended as investment advice, a recommendation to purchase or sell any security, or an offer or solicitation related to investments. It does not consider your personal financial situation, goals, or risk profile, and all investing carries inherent risks, including the possibility of losing your entire investment. For more details, please review our full disclaimer. Disclaimers and Limitations
To compare these two companies we present long-term analysis, their fundamental ratings and make comparative short-term technical analysis which are presented below. The conclusion is AIG is a Buy and ORI is a Buy.
Long-Term Analysis
It is best to consider a long-term outlook for a ticker by using Fundamental Analysis (FA) ratings. The rating of 1 to 100, where 1 is best and 100 is worst, is divided into thirds. The first third (a green rating of 1-33) indicates that the ticker is undervalued; the second third (a grey number between 34 and 66) means that the ticker is valued fairly; and the last third (red number of 67 to 100) reflects that the ticker is undervalued. We use an FA Score to show how many ratings show the ticker to be undervalued (green) or overvalued (red).
AIG’s FA Score shows that 1 FA rating(s) are green whileORI’s FA Score has 2 green FA rating(s).
- AIG’s FA Score: 1 green, 4 red.
- ORI’s FA Score: 2 green, 3 red.
Short-Term Analysis
It is best to consider a short-term outlook for a ticker by using Technical Analysis (TA) indicators. We use Odds of Success as the percentage of outcomes which confirm successful trade signals in the past.
If the Odds of Success (the likelihood of the continuation of a trend) for each indicator are greater than 50%, then the generated signal is confirmed. A green percentage from 90% to 51% indicates that the ticker is in a bullish trend. A red percentage from 90% - 51% indicates that the ticker is in a bearish trend. All grey percentages are below 50% and are considered not to confirm the trend signal.
AIG’s TA Score shows that 4 TA indicator(s) are bullish while ORI’s TA Score has 5 bullish TA indicator(s).
- AIG’s TA Score: 4 bullish, 4 bearish.
- ORI’s TA Score: 5 bullish, 4 bearish.
Price Growth
AIG (@Multi-Line Insurance) experienced а +1.99% price change this week, while ORI (@Property/Casualty Insurance) price change was +1.35% for the same time period.
The average weekly price growth across all stocks in the @Multi-Line Insurance industry was -0.64%. For the same industry, the average monthly price growth was -0.84%, and the average quarterly price growth was -2.93%.
The average weekly price growth across all stocks in the @Property/Casualty Insurance industry was +1.83%. For the same industry, the average monthly price growth was +3.58%, and the average quarterly price growth was -1.93%.
Reported Earning Dates
AIG is expected to report earnings on Aug 05, 2026.
ORI is expected to report earnings on Jul 23, 2026.
Industries' Descriptions
@Multi-Line Insurance (-0.64% weekly)A multi-line insurance contract bundles together exposures to risk and covers them under a single contract. For providers of such policies, the bundle is a potential risk diversification strategy since their exposure gets spread over several factors, which helps them mitigate a financial burden if a catastrophic event were to occur. Other potential benefits include getting more premiums from including more than one type of insurance in a bundle, and getting a competitive edge by procuring multiple insurance contracts with a customer. Examples of companies in this industry are Berkshire Hathaway (which owns several insurance companies), Chubb Limited, American International Group, Inc. and Sun Life Financial Inc.
@Property/Casualty Insurance (+1.83% weekly)Property and casualty companies insure against accidents of non-physical harm, such as lawsuits, damage to personal assets, car crashes and more. Progressive Corporation, Travelers Companies, Inc. and Allstate Corporation are some of the biggest providers of such products.
| AIG | ORI | AIG / ORI | |
| Capitalization | 40.5B | 9.52B | 426% |
| EBITDA | N/A | N/A | - |
| Gain YTD | -9.607 | -7.944 | 121% |
| P/E Ratio | 13.45 | 9.63 | 140% |
| Revenue | 26.6B | 9.42B | 282% |
| Total Cash | N/A | 2.54B | - |
| Total Debt | 9.16B | 1.59B | 576% |
AIG | ORI | ||
|---|---|---|---|
OUTLOOK RATING 1..100 | 14 | 6 | |
VALUATION overvalued / fair valued / undervalued 1..100 | 38 Fair valued | 19 Undervalued | |
PROFIT vs RISK RATING 1..100 | 25 | 11 | |
SMR RATING 1..100 | 93 | 56 | |
PRICE GROWTH RATING 1..100 | 61 | 56 | |
P/E GROWTH RATING 1..100 | 84 | 73 | |
SEASONALITY SCORE 1..100 | 65 | 50 |
Tickeron ratings are formulated such that a rating of 1 designates the most successful stocks in a given industry, while a rating of 100 points to the least successful stocks for that industry.
ORI's Valuation (19) in the Property Or Casualty Insurance industry is in the same range as AIG (38) in the Multi Line Insurance industry. This means that ORI’s stock grew similarly to AIG’s over the last 12 months.
ORI's Profit vs Risk Rating (11) in the Property Or Casualty Insurance industry is in the same range as AIG (25) in the Multi Line Insurance industry. This means that ORI’s stock grew similarly to AIG’s over the last 12 months.
ORI's SMR Rating (56) in the Property Or Casualty Insurance industry is somewhat better than the same rating for AIG (93) in the Multi Line Insurance industry. This means that ORI’s stock grew somewhat faster than AIG’s over the last 12 months.
ORI's Price Growth Rating (56) in the Property Or Casualty Insurance industry is in the same range as AIG (61) in the Multi Line Insurance industry. This means that ORI’s stock grew similarly to AIG’s over the last 12 months.
ORI's P/E Growth Rating (73) in the Property Or Casualty Insurance industry is in the same range as AIG (84) in the Multi Line Insurance industry. This means that ORI’s stock grew similarly to AIG’s over the last 12 months.
| AIG | ORI | |
|---|---|---|
| RSI ODDS (%) | N/A | 2 days ago 70% |
| Stochastic ODDS (%) | 2 days ago 50% | 2 days ago 47% |
| Momentum ODDS (%) | 2 days ago 62% | 2 days ago 57% |
| MACD ODDS (%) | 2 days ago 63% | 2 days ago 50% |
| TrendWeek ODDS (%) | 2 days ago 62% | 2 days ago 52% |
| TrendMonth ODDS (%) | 2 days ago 46% | 2 days ago 30% |
| Advances ODDS (%) | 12 days ago 60% | 14 days ago 55% |
| Declines ODDS (%) | 6 days ago 51% | 6 days ago 43% |
| BollingerBands ODDS (%) | N/A | 2 days ago 76% |
| Aroon ODDS (%) | 2 days ago 57% | 2 days ago 32% |
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AIG and
Correlation & Price change
A.I.dvisor indicates that over the last year, AIG has been closely correlated with ORI. These tickers have moved in lockstep 71% of the time. This A.I.-generated data suggests there is a high statistical probability that if AIG jumps, then ORI could also see price increases.
| Ticker / NAME | Correlation To AIG | 1D Price Change % | ||
|---|---|---|---|---|
| AIG | 100% | +3.17% | ||
| ORI - AIG | 71% Closely correlated | +1.01% | ||
| HIG - AIG | 52% Loosely correlated | +0.97% | ||
| EQH - AIG | 51% Loosely correlated | -0.68% | ||
| ACGL - AIG | 50% Loosely correlated | +0.93% | ||
| PLGO - AIG | 35% Loosely correlated | +0.17% | ||
More | ||||
ORI and
Correlation & Price change
A.I.dvisor indicates that over the last year, ORI has been closely correlated with HIG. These tickers have moved in lockstep 77% of the time. This A.I.-generated data suggests there is a high statistical probability that if ORI jumps, then HIG could also see price increases.