ALLY
Price
$42.92
Change
-$1.05 (-2.39%)
Updated
Jul 24 closing price
Capitalization
13.06B
88 days until earnings call
Intraday BUY SELL Signals
YRD
Price
$1.18
Change
-$0.03 (-2.48%)
Updated
Jul 24 closing price
Capitalization
103.24M
19 days until earnings call
Intraday BUY SELL Signals
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ALLY vs YRD

ALLY vs YRD Comparison Chart in %
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VS
ALLY vs. YRD commentary
Jul 26, 2026

To compare these two companies we present long-term analysis, their fundamental ratings and make comparative short-term technical analysis which are presented below. The conclusion is ALLY is a StrongBuy and YRD is a StrongBuy.

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COMPARISON
Comparison
Jul 26, 2026
Stock price -- (ALLY: $42.92 vs. YRD: $1.18)
Brand notoriety: ALLY and YRD are both not notable
Both companies represent the Savings Banks industry
Current volume relative to the 65-day Moving Average: ALLY: 177% vs. YRD: 3%
Market capitalization -- ALLY: $13.06B vs. YRD: $103.24M
ALLY [@Savings Banks] is valued at $13.06B. YRD’s [@Savings Banks] market capitalization is $103.24M. The market cap for tickers in the [@Savings Banks] industry ranges from $676.53B to $0. The average market capitalization across the [@Savings Banks] industry is $32.89B.

Long-Term Analysis

It is best to consider a long-term outlook for a ticker by using Fundamental Analysis (FA) ratings. The rating of 1 to 100, where 1 is best and 100 is worst, is divided into thirds. The first third (a green rating of 1-33) indicates that the ticker is undervalued; the second third (a grey number between 34 and 66) means that the ticker is valued fairly; and the last third (red number of 67 to 100) reflects that the ticker is undervalued. We use an FA Score to show how many ratings show the ticker to be undervalued (green) or overvalued (red).

ALLY’s FA Score shows that 2 FA rating(s) are green whileYRD’s FA Score has 2 green FA rating(s).

  • ALLY’s FA Score: 2 green, 3 red.
  • YRD’s FA Score: 2 green, 3 red.
According to our system of comparison, YRD is a better buy in the long-term than ALLY.

Short-Term Analysis

It is best to consider a short-term outlook for a ticker by using Technical Analysis (TA) indicators. We use Odds of Success as the percentage of outcomes which confirm successful trade signals in the past.

If the Odds of Success (the likelihood of the continuation of a trend) for each indicator are greater than 50%, then the generated signal is confirmed. A green percentage from 90% to 51% indicates that the ticker is in a bullish trend. A red percentage from 90% - 51% indicates that the ticker is in a bearish trend. All grey percentages are below 50% and are considered not to confirm the trend signal.

ALLY’s TA Score shows that 4 TA indicator(s) are bullish while YRD’s TA Score has 4 bullish TA indicator(s).

  • ALLY’s TA Score: 4 bullish, 5 bearish.
  • YRD’s TA Score: 4 bullish, 4 bearish.
According to our system of comparison, YRD is a better buy in the short-term than ALLY.

Price Growth

ALLY (@Savings Banks) experienced а -5.96% price change this week, while YRD (@Savings Banks) price change was -5.60% for the same time period.

The average weekly price growth across all stocks in the @Savings Banks industry was -3.44%. For the same industry, the average monthly price growth was -3.29%, and the average quarterly price growth was -1.54%.

Reported Earning Dates

ALLY is expected to report earnings on Oct 21, 2026.

YRD is expected to report earnings on Aug 13, 2026.

Industries' Descriptions

@Savings Banks (-3.44% weekly)

A savings bank primary function is to take deposits and paying interest on those deposits. Originating in Europe during the 18th century, these banks were generally introduced to incentivize people of all stripes to save money and park them with banks. By the 1990s, the internet ushered in online savings banks that allowed savers to deposit/transact with banks digitally, without requiring to visit a branch office. Savings banks have potentially encouraged lower-income population to save and have access to a financial institution to earn interest on their money. New York Community Bancorp, Inc, Webster Financial Corporation, Washington Federal, Inc. are examples of savings banks.

SUMMARIES
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FUNDAMENTALS
Fundamentals
ALLY($13.1B) has a higher market cap than YRD($103M). YRD has higher P/E ratio than ALLY: YRD (12.36) vs ALLY (10.10). ALLY YTD gains are higher at: -3.906 vs. YRD (-68.108). YRD has less debt than ALLY: YRD (51.9M) vs ALLY (21.1B). ALLY has higher revenues than YRD: ALLY (9.37B) vs YRD (6.22B).
ALLYYRDALLY / YRD
Capitalization13.1B103M12,718%
EBITDAN/A1.15B-
Gain YTD-3.906-68.1086%
P/E Ratio10.1012.3682%
Revenue9.37B6.22B151%
Total CashN/A3.87B-
Total Debt21.1B51.9M40,655%
FUNDAMENTALS RATINGS
ALLY vs YRD: Fundamental Ratings
ALLY
YRD
OUTLOOK RATING
1..100
7049
VALUATION
overvalued / fair valued / undervalued
1..100
18
Undervalued
10
Undervalued
PROFIT vs RISK RATING
1..100
100100
SMR RATING
1..100
863
PRICE GROWTH RATING
1..100
5165
P/E GROWTH RATING
1..100
995
SEASONALITY SCORE
1..100
5090

Tickeron ratings are formulated such that a rating of 1 designates the most successful stocks in a given industry, while a rating of 100 points to the least successful stocks for that industry.

YRD's Valuation (10) in the Internet Software Or Services industry is in the same range as ALLY (18) in the Finance Or Rental Or Leasing industry. This means that YRD’s stock grew similarly to ALLY’s over the last 12 months.

YRD's Profit vs Risk Rating (100) in the Internet Software Or Services industry is in the same range as ALLY (100) in the Finance Or Rental Or Leasing industry. This means that YRD’s stock grew similarly to ALLY’s over the last 12 months.

ALLY's SMR Rating (8) in the Finance Or Rental Or Leasing industry is somewhat better than the same rating for YRD (63) in the Internet Software Or Services industry. This means that ALLY’s stock grew somewhat faster than YRD’s over the last 12 months.

ALLY's Price Growth Rating (51) in the Finance Or Rental Or Leasing industry is in the same range as YRD (65) in the Internet Software Or Services industry. This means that ALLY’s stock grew similarly to YRD’s over the last 12 months.

YRD's P/E Growth Rating (5) in the Internet Software Or Services industry is significantly better than the same rating for ALLY (99) in the Finance Or Rental Or Leasing industry. This means that YRD’s stock grew significantly faster than ALLY’s over the last 12 months.

TECHNICAL ANALYSIS
Technical Analysis
ALLYYRD
RSI
ODDS (%)
Bearish Trend 2 days ago
64%
Bullish Trend 2 days ago
75%
Stochastic
ODDS (%)
Bullish Trend 2 days ago
75%
Bullish Trend 2 days ago
66%
Momentum
ODDS (%)
Bearish Trend 2 days ago
78%
Bearish Trend 2 days ago
82%
MACD
ODDS (%)
Bearish Trend 2 days ago
58%
Bullish Trend 2 days ago
89%
TrendWeek
ODDS (%)
Bearish Trend 2 days ago
69%
Bearish Trend 2 days ago
82%
TrendMonth
ODDS (%)
Bearish Trend 2 days ago
67%
Bullish Trend 2 days ago
75%
Advances
ODDS (%)
Bullish Trend 10 days ago
65%
Bullish Trend 20 days ago
74%
Declines
ODDS (%)
Bearish Trend 2 days ago
68%
Bearish Trend 2 days ago
80%
BollingerBands
ODDS (%)
Bullish Trend 2 days ago
67%
Bearish Trend 2 days ago
76%
Aroon
ODDS (%)
Bullish Trend 2 days ago
59%
Bearish Trend 2 days ago
87%
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ALLY
Daily Signal:
Gain/Loss:
YRD
Daily Signal:
Gain/Loss:
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YRD and

Correlation & Price change

A.I.dvisor indicates that over the last year, YRD has been loosely correlated with OMF. These tickers have moved in lockstep 34% of the time. This A.I.-generated data suggests there is some statistical probability that if YRD jumps, then OMF could also see price increases.

1D
1W
1M
1Q
6M
1Y
5Y
Ticker /
NAME
Correlation
To YRD
1D Price
Change %
YRD100%
-2.48%
OMF - YRD
34%
Loosely correlated
+1.63%
UPST - YRD
33%
Loosely correlated
-2.39%
ALLY - YRD
30%
Poorly correlated
-2.39%
AXP - YRD
29%
Poorly correlated
-4.30%
NNI - YRD
28%
Poorly correlated
+1.34%
More