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ALTG vs ENVA
Which Stock Would AI Choose? Alta Equipment Group (ALTG) vs. Enova International (ENVA) Stock Comparison
Key Takeaways
- Tickeron AI Verdict: Based on profitability, growth consistency, and relative market positioning, the AI favors ENVA over ALTG in the current environment, though both names carry meaningful risk.
- ENVA is a profitable, fast-growing online lender with record quarterly revenue and a "Strong Buy" analyst consensus, while ALTG is an equipment dealership reporting losses but improving bookings momentum.
- ALTG has outperformed its industrial peers in recent trading and benefits from infrastructure tailwinds, but faces high leverage and negative earnings.
- ENVA recently experienced a sharp price decline and securities-related investigations, tempering its otherwise strong fundamental story.
- For more detail, explore ALTG Major News and ALTG Today's Price Move, along with ENVA Major News and ENVA Today's Price Move.
- Discover curated, market-ready strategies by exploring Trending AI Robots.
Introduction
Investors evaluating mid-cap growth opportunities often weigh fundamentally distinct businesses that nonetheless compete for the same risk capital. This stock comparison examines Alta Equipment Group (ALTG), an industrial equipment dealer, against Enova International (ENVA), a digital consumer and small-business lender. The two operate in different sectors and face different economic sensitivities, making their relative performance and market positioning a useful lens for understanding current sentiment. Value-oriented industrial investors may find ALTG appealing for its recovery potential, while growth-focused traders may gravitate toward ENVA's earnings power. Comparing them highlights trade-offs between cyclical turnaround and proven profitability.
ALTG Overview and Recent Performance
Alta Equipment Group (ALTG) owns and operates integrated equipment dealerships across the United States and Canada, organized into Material Handling, Construction Equipment, and Master Distribution segments. The company sells, rents, and services lift trucks, earthmoving machinery, cranes, and environmental processing equipment. In recent weeks, the stock has gained roughly 40% year to date, outpacing its broader industrial peer group, reflecting improving sentiment around a potential demand inflection.
Recent results have been mixed. First-quarter 2026 revenue of $410.5 million declined about 3% year over year, pressured by harsh winter weather and a pull-forward of equipment purchases into the prior quarter. Management reported, however, that material handling bookings rose more than 20% and that March was the strongest booking month since mid-2023, supporting expectations of a second-half recovery. Construction revenue held essentially flat, aided by infrastructure spending. Adjusted EBITDA (earnings before interest, taxes, depreciation, and amortization) reached $28.1 million for the quarter. The company continues to reduce its rental fleet and lower leverage, though it remains unprofitable on a trailing basis with negative earnings per share.
ENVA Overview and Recent Performance
Enova International (ENVA) is a financial technology company providing online lending products to nonprime consumers and small businesses under brands including CashNetUSA, NetCredit, OnDeck, and Headway Capital. Its business relies on machine learning and proprietary analytics for underwriting and credit decisions, with small business lending now representing a majority of the portfolio.
Fundamentals have strengthened in recent quarters. Third-quarter 2026 revenue surpassed $1 billion for the first time, rising about 26% year over year, while adjusted earnings per share climbed roughly 33%. Originations grew 31% to $2.6 billion, and the consolidated net charge-off ratio (the share of loans written off as uncollectible) improved to 8.1% from 8.5%. Despite this momentum, the shares have traded below their longer-term moving averages after a sharp one-day decline of about 23% in recent weeks, and several securities law firms have announced investigations following the company's withdrawal of its bank-holding application. Analyst consensus nonetheless remains a "Strong Buy," with price targets well above current levels.
Trending AI Robots
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Head-to-Head Comparison
The clearest contrast between these two stocks is profitability and scale. ENVA generates substantial net income, positive earnings per share, and a return on equity in the mid-20% range, while ALTG is posting net losses and carries a debt-heavy balance sheet typical of equipment dealerships. On the other hand, ALTG offers cyclical recovery optionality tied to infrastructure spending and a turnaround in material handling bookings, whereas ENVA's growth is more self-generated through loan originations.
Risk profiles differ as well. ALTG faces weather, tariff, and end-market cyclicality, while ENVA faces credit-cycle risk, elevated debt, regulatory scrutiny, and recent litigation headlines. Sentiment is divided: ALTG has shown positive relative price momentum, while ENVA trades below key averages despite superior earnings growth. These trade-offs define the market positioning of each name.
Tickeron AI Verdict
Weighing trend consistency, stability, catalysts, and relative positioning, Tickeron's AI would likely favor ENVA in this comparison. The lender's profitability, double-digit revenue and earnings growth, and "Strong Buy" analyst consensus indicate stronger fundamental momentum than ALTG, which remains loss-making despite improving bookings. That said, ENVA's recent price decline and regulatory overhang introduce elevated volatility, while ALTG's positive relative performance and infrastructure exposure could narrow the gap if its recovery materializes. The verdict is probabilistic rather than definitive, reflecting the trade-offs between proven earnings power and cyclical upside.
Disclaimer
The information on this webpage is provided for general informational and educational purposes only and is not intended as investment advice, a recommendation to purchase or sell any security, or an offer or solicitation related to investments. It does not consider your personal financial situation, goals, or risk profile, and all investing carries inherent risks, including the possibility of losing your entire investment. For more details, please review our full disclaimer.
To compare these two companies we present long-term analysis, their fundamental ratings and make comparative short-term technical analysis which are presented below. The conclusion is ALTG is a StrongBuy and ENVA is a StrongBuy.
Aroon Indicator for ALTG shows an upward move is likely
ALTG's Aroon Indicator triggered a bullish signal on November 04, 2026. Tickeron's A.I.dvisor detected that the AroonUp green line is above 70 while the AroonDown red line is below 30. When the up indicator moves above 70 and the down indicator remains below 30, it is a sign that the stock could be setting up for a bullish move. Traders may want to buy the stock or look to buy calls options. A.I.dvisor looked at 198 similar instances where the Aroon Indicator showed a similar pattern. In 168 of the 198 cases, the stock moved higher in the days that followed. This puts the odds of a move higher at 85%.
Technical Analysis (Indicators)
Bullish Trend Analysis
The RSI Indicator entered the oversold zone -- be on the watch for ALTG's price rising or consolidating in the future. That's also the time to consider buying the stock or exploring call options.
The Stochastic Oscillator demonstrated that the ticker has stayed in the oversold zone for 2 days, which means it's wise to expect a price bounce in the near future.
The 10-day moving average for ALTG crossed bullishly above the 50-day moving average on October 22, 2026. This indicates that the trend has shifted higher and could be considered a buy signal. In 11 of 17 past instances when the 10-day crossed above the 50-day, the stock continued to move higher over the following month. The odds of a continued upward trend are 65%.
Following a +4.50% 3-day Advance, the price is estimated to grow further. Considering data from situations where ALTG advanced for three days, in 235 of 283 cases, the price rose further within the following month. The odds of a continued upward trend are 83%.
ALTG may jump back above the lower band and head toward the middle band. Traders may consider buying the stock or exploring call options.
Bearish Trend Analysis
The Momentum Indicator moved below the 0 level on November 05, 2026. You may want to consider selling the stock, shorting the stock, or exploring put options on ALTG as a result. In 63 of 82 cases where the Momentum Indicator fell below 0, the stock fell further within the subsequent month. The odds of a continued downward trend are 77%.
The Moving Average Convergence Divergence Histogram (MACD) for ALTG turned negative on November 05, 2026. This could be a sign that the stock is set to turn lower in the coming weeks. Traders may want to sell the stock or buy put options. Tickeron's A.I.dvisor looked at 51 similar instances when the indicator turned negative. In 39 of the 51 cases the stock turned lower in the days that followed. This puts the odds of success at 76%.
ALTG moved below its 50-day moving average on November 05, 2026 date and that indicates a change from an upward trend to a downward trend.
Following a 3-day decline, the stock is projected to fall further. Considering past instances where ALTG declined for three days, the price rose further in 50 of 62 cases within the following month. The odds of a continued downward trend are 82%.
Fundamental Analysis (Ratings)
The Tickeron Valuation Rating of 8 (best 1 - 100 worst) indicates that the company is seriously undervalued in the industry. This rating compares market capitalization estimated by our proprietary formula with the current market capitalization. This rating is based on the following metrics, as compared to industry averages: ALTG's P/B Ratio (-5.351) is very low in comparison to the industry average of (4.173). P/E Ratio (-2.325) is within average values for comparable stocks, (2.286). Projected Growth (PEG Ratio) (0.000) is also within normal values, averaging (2.538). Dividend Yield (0.038) settles around the average of (0.448) among similar stocks. P/S Ratio (0.104) is also within normal values, averaging (3.013).
The Tickeron PE Growth Rating for this company is 39 (best 1 - 100 worst), pointing to consistent earnings growth. The PE Growth rating is based on a comparative analysis of stock PE ratio increase over the last 12 months compared against S&P 500 index constituents.
The Tickeron Price Growth Rating for this company is 60 (best 1 - 100 worst), indicating fairly steady price growth. ALTG’s price grows at a lower rate over the last 12 months as compared to S&P 500 index constituents.
The Tickeron SMR rating for this company is 100 (best 1 - 100 worst), indicating weak sales and an unprofitable business model. SMR (Sales, Margin, Return on Equity) rating is based on comparative analysis of weighted Sales, Income Margin and Return on Equity values compared against S&P 500 index constituents. The weighted SMR value is a proprietary formula developed by Tickeron and represents an overall profitability measure for a stock.
The Tickeron Profit vs. Risk Rating rating for this company is 100 (best 1 - 100 worst), indicating that the returns do not compensate for the risks. ALTG’s unstable profits reported over time resulted in significant Drawdowns within these last five years. A stable profit reduces stock drawdown and volatility. The average Profit vs. Risk Rating rating for the industry is 66, placing this stock worse than average.
ENVA's RSI Indicator ascends from oversold territory
The RSI Indicator for ENVA moved out of oversold territory on October 26, 2026. This could be a sign that the stock is shifting from a downward trend to an upward trend. Traders may want to buy the stock or call options. The A.I.dvisor looked at 21 similar instances when the indicator left oversold territory. In 18 of the 21 cases the stock moved higher. This puts the odds of a move higher at 86%.
Technical Analysis (Indicators)
Bullish Trend Analysis
The Stochastic Oscillator is in the oversold zone. Keep an eye out for a move up in the foreseeable future.
Following a +4.16% 3-day Advance, the price is estimated to grow further. Considering data from situations where ENVA advanced for three days, in 265 of 363 cases, the price rose further within the following month. The odds of a continued upward trend are 73%.
ENVA may jump back above the lower band and head toward the middle band. Traders may consider buying the stock or exploring call options.
Bearish Trend Analysis
The Momentum Indicator moved below the 0 level on November 09, 2026. You may want to consider selling the stock, shorting the stock, or exploring put options on ENVA as a result. In 55 of 83 cases where the Momentum Indicator fell below 0, the stock fell further within the subsequent month. The odds of a continued downward trend are 66%.
The 50-day moving average for ENVA moved below the 200-day moving average on November 10, 2026. This could be a long-term bearish signal for the stock as the stock shifts to an downward trend.
Following a 3-day decline, the stock is projected to fall further. Considering past instances where ENVA declined for three days, the price rose further in 50 of 62 cases within the following month. The odds of a continued downward trend are 63%.
The Aroon Indicator for ENVA entered a downward trend on October 12, 2026. This could indicate a strong downward move is ahead for the stock. Traders may want to consider selling the stock or buying put options.
Fundamental Analysis (Ratings)
The Tickeron Profit vs. Risk Rating rating for this company is 33 (best 1 - 100 worst), indicating low risk on high returns. The average Profit vs. Risk Rating rating for the industry is 80, placing this stock better than average.
The Tickeron SMR rating for this company is 37 (best 1 - 100 worst), indicating strong sales and a profitable business model. SMR (Sales, Margin, Return on Equity) rating is based on comparative analysis of weighted Sales, Income Margin and Return on Equity values compared against S&P 500 index constituents. The weighted SMR value is a proprietary formula developed by Tickeron and represents an overall profitability measure for a stock.
The Tickeron PE Growth Rating for this company is 41 (best 1 - 100 worst), pointing to consistent earnings growth. The PE Growth rating is based on a comparative analysis of stock PE ratio increase over the last 12 months compared against S&P 500 index constituents.
The Tickeron Valuation Rating of 59 (best 1 - 100 worst) indicates that the company is fair valued in the industry. This rating compares market capitalization estimated by our proprietary formula with the current market capitalization. This rating is based on the following metrics, as compared to industry averages: P/B Ratio (2.869) is normal, around the industry mean (3.902). P/E Ratio (12.078) is within average values for comparable stocks, (6.401). Projected Growth (PEG Ratio) (0.270) is also within normal values, averaging (3.918). Dividend Yield (0.000) settles around the average of (0.189) among similar stocks. P/S Ratio (1.319) is also within normal values, averaging (5.901).
The Tickeron Price Growth Rating for this company is 60 (best 1 - 100 worst), indicating steady price growth. ENVA’s price grows at a higher rate over the last 12 months as compared to S&P 500 index constituents.
The Tickeron Seasonality Score of 65 (best 1 - 100 worst) indicates that the company is fair valued in the industry. The Tickeron Seasonality score describes the variance of predictable price changes around the same period every calendar year. These changes can be tied to a specific month, quarter, holiday or vacation period, as well as a meteorological or growing season.
ALTG | ENVA | ||
|---|---|---|---|
OUTLOOK RATING 1..100 | 17 | 15 | |
VALUATION overvalued / fair valued / undervalued 1..100 | 8 Undervalued | 59 Fair valued | |
PROFIT vs RISK RATING 1..100 | 100 | 33 | |
SMR RATING 1..100 | 100 | 37 | |
PRICE GROWTH RATING 1..100 | 60 | 60 | |
P/E GROWTH RATING 1..100 | 39 | 41 | |
SEASONALITY SCORE 1..100 | n/a | 65 |
Tickeron ratings are formulated such that a rating of 1 designates the most successful stocks in a given industry, while a rating of 100 points to the least successful stocks for that industry.
ALTG's Valuation (8) in the null industry is somewhat better than the same rating for ENVA (59) in the Finance Or Rental Or Leasing industry. This means that ALTG’s stock grew somewhat faster than ENVA’s over the last 12 months.
ENVA's Profit vs Risk Rating (33) in the Finance Or Rental Or Leasing industry is significantly better than the same rating for ALTG (100) in the null industry. This means that ENVA’s stock grew significantly faster than ALTG’s over the last 12 months.
ENVA's SMR Rating (37) in the Finance Or Rental Or Leasing industry is somewhat better than the same rating for ALTG (100) in the null industry. This means that ENVA’s stock grew somewhat faster than ALTG’s over the last 12 months.
ENVA's Price Growth Rating (60) in the Finance Or Rental Or Leasing industry is in the same range as ALTG (60) in the null industry. This means that ENVA’s stock grew similarly to ALTG’s over the last 12 months.
ALTG's P/E Growth Rating (39) in the null industry is in the same range as ENVA (41) in the Finance Or Rental Or Leasing industry. This means that ALTG’s stock grew similarly to ENVA’s over the last 12 months.
| ALTG | ENVA | |
|---|---|---|
| RSI ODDS (%) | 2 days ago 75% | 2 days ago 86% |
| Stochastic ODDS (%) | 2 days ago 72% | 2 days ago 65% |
| Momentum ODDS (%) | 2 days ago 77% | 2 days ago 66% |
| MACD ODDS (%) | 2 days ago 76% | N/A |
| TrendWeek ODDS (%) | 2 days ago 80% | 2 days ago 65% |
| TrendMonth ODDS (%) | 2 days ago 80% | 2 days ago 59% |
| Advances ODDS (%) | 3 days ago 83% | 8 days ago 73% |
| Declines ODDS (%) | 7 days ago 82% | 3 days ago 63% |
| BollingerBands ODDS (%) | 2 days ago 65% | 2 days ago 85% |
| Aroon ODDS (%) | 2 days ago 85% | 2 days ago 58% |
Long-Term Analysis
It is best to consider a long-term outlook for a ticker by using Fundamental Analysis (FA) ratings. The rating of 1 to 100, where 1 is best and 100 is worst, is divided into thirds. The first third (a green rating of 1-33) indicates that the ticker is undervalued; the second third (a grey number between 34 and 66) means that the ticker is valued fairly; and the last third (red number of 67 to 100) reflects that the ticker is overvalued. We use an FA Score to show how many ratings show the ticker to be undervalued (green) or overvalued (red).
ALTG’s FA Score shows that 1 FA rating(s) are green while ENVA’s FA Score has 1 green FA rating(s).
- ALTG’s FA Score: 1 green, 4 red.
- ENVA’s FA Score: 1 green, 4 red.
Short-Term Analysis
It is best to consider a short-term outlook for a ticker by using Technical Analysis (TA) indicators. We use Odds of Success as the percentage of outcomes which confirm successful trade signals in the past.
If the Odds of Success (the likelihood of the continuation of a trend) for each indicator are greater than 50%, then the generated signal is confirmed. A green percentage from 90% to 51% indicates that the ticker is in a bullish trend. A red percentage from 90% - 51% indicates that the ticker is in a bearish trend. All grey percentages are below 50% and are considered not to confirm the trend signal.
ALTG’s TA Score shows that 6 TA indicator(s) are bullish while ENVA’s TA Score has 4 bullish TA indicator(s).
- ALTG’s TA Score: 6 bullish, 4 bearish.
- ENVA’s TA Score: 4 bullish, 4 bearish.
Price Growth
ALTG (@Electronics Distributors) experienced а -31.82% price change this week, while ENVA (@Savings Banks) price change was -3.57% for the same time period.
The average weekly price growth across all stocks in the @Electronics Distributors industry was +1.26%. For the same industry, the average monthly price growth was +6.24%, and the average quarterly price growth was +13.24%.
The average weekly price growth across all stocks in the @Savings Banks industry was -5.24%. For the same industry, the average monthly price growth was -6.57%, and the average quarterly price growth was -10.04%.
Reported Earning Dates
ALTG is expected to report earnings on Mar 18, 2027.
ENVA is expected to report earnings on Feb 04, 2027.
Industries' Descriptions
@Electronics Distributors (+1.26% weekly)Electronics distributors are companies that are involved in distribution of one or more of the following: electronic components, computer products/ peripherals and software products & services. Several electronics distributors are also becoming the point of contact for technical/pre- & post-sale support in many cases, in an attempt to bolster their position in the market. Tariffs and/or cross-border trade barriers are some of the potential threats to the electronics supply chain, but that could also potentially lead to re-directing to markets where tariffs/restrictions are lower depending on demand. The industry is also vulnerable in the event of economic slowdowns. Arrow Electronics, Inc., SYNNEX Corporation and Versum Materials, Inc. are some of the major electronics distributors in the U.S.
@Savings Banks (-5.24% weekly)A savings bank primary function is to take deposits and paying interest on those deposits. Originating in Europe during the 18th century, these banks were generally introduced to incentivize people of all stripes to save money and park them with banks. By the 1990s, the internet ushered in online savings banks that allowed savers to deposit/transact with banks digitally, without requiring to visit a branch office. Savings banks have potentially encouraged lower-income population to save and have access to a financial institution to earn interest on their money. New York Community Bancorp, Inc, Webster Financial Corporation, Washington Federal, Inc. are examples of savings banks.
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ALTG and
Correlation & Price change
A.I.dvisor indicates that over the last year, ALTG has been loosely correlated with SYF. These tickers have moved in lockstep 52% of the time. This A.I.-generated data suggests there is some statistical probability that if ALTG jumps, then SYF could also see price increases.
| Ticker / NAME | Correlation To ALTG | 1D Price Change % | ||
|---|---|---|---|---|
| ALTG | 100% | -17.72% | ||
| SYF - ALTG | 52% Loosely correlated | -2.08% | ||
| OMF - ALTG | 52% Loosely correlated | -0.27% | ||
| ENVA - ALTG | 49% Loosely correlated | +0.30% | ||
| COF - ALTG | 49% Loosely correlated | -1.38% | ||
| WCC - ALTG | 48% Loosely correlated | +0.07% | ||
More | ||||
ENVA and
Correlation & Price change
A.I.dvisor indicates that over the last year, ENVA has been closely correlated with URI. These tickers have moved in lockstep 68% of the time. This A.I.-generated data suggests there is a high statistical probability that if ENVA jumps, then URI could also see price increases.
| Ticker / NAME | Correlation To ENVA | 1D Price Change % | ||
|---|---|---|---|---|
| ENVA | 100% | +0.30% | ||
| URI - ENVA | 68% Closely correlated | -1.89% | ||
| R - ENVA | 68% Closely correlated | +0.99% | ||
| AER - ENVA | 62% Loosely correlated | +0.47% | ||
| GATX - ENVA | 61% Loosely correlated | +0.71% | ||
| OMF - ENVA | 60% Loosely correlated | -0.27% | ||
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| 1 Day | |||
|---|---|---|---|
| ETFs / NAME | Price $ | Chg $ | Chg % |
| RCLO | 24.77 | 0.04 | +0.16% |
| Reckoner BBB - B CLO ETF (RCLO) | |||
| FEMV | 27.89 | 0.01 | +0.03% |
| Fidelity Enhanced Mid Cap Value ETF (FEMV) | |||
| IBDS | 24.09 | N/A | N/A |
| iShares iBonds Dec 2027 Term Corporate ETF (IBDS) | |||
| OOSP | 10.05 | -0.01 | -0.05% |
| Obra Opportunistic Structured Products ETF (OOSP) | |||
| ULST | 40.22 | -0.03 | -0.07% |
| State Street Ultra Short Term Bond ETF (ULST) | |||