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ALTG vs OMF
Which Stock Would AI Choose? Alta Equipment Group (ALTG) vs. OneMain Holdings (OMF) Stock Comparison
Key Takeaways
- ALTG is a cyclical equipment dealership operating in material handling, construction, and environmental processing, while OMF is a consumer lender focused on personal loans, auto finance, and credit cards for non-prime borrowers.
- OMF offers a roughly 7% dividend yield and consistent profitability, whereas ALTG is currently loss-making and carries a higher-risk, more volatile profile (beta of about 1.76).
- Recent market activity reflects diverging narratives: OMF is managing credit-cycle transition, while ALTG is working through tariff headwinds, debt reduction, and a rental-fleet transition.
- Tickeron AI Verdict: Based on trend consistency, stability, cash generation, and relative positioning, the AI currently favors OMF over ALTG.
- For more detail on the latest developments, explore ALTG Major News and ALTG Today's Price Move, as well as OMF Major News and OMF Today's Price Move.
- To see how automated strategies are positioning across the market, visit the Trending AI Robots page.
Introduction
This stock comparison examines two businesses with little in common on the surface: ALTG, an equipment distribution and rental operator, and OMF, a consumer finance company. Yet both sit at important inflection points in their respective cycles, making their relative performance and market positioning a useful study for investors weighing cyclical value against dividend-supported stability. Traders focused on momentum and catalysts, as well as longer-term investors assessing cash generation and balance-sheet quality, may find this head-to-head comparison relevant as each company navigates a shifting macroeconomic and credit environment.
ALTG Overview and Recent Performance
Alta Equipment Group Inc. (ALTG) owns and operates integrated equipment dealership platforms across the United States and Canada, spanning material handling, construction equipment, and a master distribution segment for environmental processing equipment. The business is closely tied to industrial activity, infrastructure spending, and construction demand.
In recent weeks, sentiment around ALTG has reflected a balancing act between near-term headwinds and a potential recovery. Management has cited improving material handling bookings, with the strongest single booking month since mid-2023, alongside stable construction quoting activity supported by state and federal infrastructure budgets. At the same time, the company has continued to right-size its rental fleet and reduce leverage, while tariff-related margin pressure and a competitive construction equipment market have weighed on results. The stock remains a higher-beta, more speculative name, with a smaller market capitalization and ongoing net losses, even as sell-side consensus maintains a "Buy" rating and a price target well above recent trading levels.
OMF Overview and Recent Performance
OneMain Holdings Inc. (OMF) is a leading provider of responsible credit access to non-prime consumers, offering personal loans, auto finance, and a growing credit card business through a nationwide branch network and digital platforms. Its earnings are driven primarily by net interest income and credit performance across roughly $28 billion in managed receivables.
Recent market activity around OMF has centered on the credit cycle. In its latest quarterly report, the company posted strong receivables growth and improving delinquency metrics, with consumer loan net charge-offs (the portion of loans written off as uncollectible) declining and management guiding toward more normalized losses by 2027. However, the stock retreated after results, as investors weighed higher loan-loss reserves tied to a larger credit card book and a slower-than-expected path to credit normalization. The shares nonetheless carry an attractive dividend yield near 7%, supported by consistent capital generation and ongoing share repurchases.
Trending AI Robots
Tickeron's Trending AI Robots page showcases a curated selection of automated trading strategies drawn from hundreds of available AI trading bots that collectively trade thousands of different tickers. Because each bot uses its own trading style, strategy, timeframe, performance statistics, and set of tickers, only those best suited to current market conditions earn a place in this featured section. The platform highlights bots across a range of objectives, from short-term swing trades to longer-horizon trend-following approaches, giving traders a way to compare automated signals side by side. If you are interested in how data-driven strategies are navigating names like ALTG and OMF, exploring the Trending AI Robots page can provide additional context.
Head-to-Head Comparison
The contrast between these two stocks is fundamentally about business model and risk profile. ALTG is a capital-intensive, cyclical industrial distributor whose earnings depend on equipment demand, rental utilization, and infrastructure investment. Its growth drivers are tied to a potential material handling recovery and infrastructure spending, while its key risks include debt levels, tariff exposure, and margin pressure in a competitive construction segment.
OMF, by contrast, generates more consistent cash flow through interest income, but its earnings are sensitive to consumer credit quality and funding costs. Its growth comes from diversification into auto finance and credit cards, while its principal risks are credit normalization, reserve builds, and economic sensitivity among non-prime borrowers. In terms of market sentiment, OMF offers income-oriented stability with a high dividend yield and single-digit earnings multiple, whereas ALTG represents a higher-risk, recovery-driven opportunity with analyst upside but greater volatility and an unprofitable bottom line.
Tickeron AI Verdict
Based on observable factors including trend consistency, earnings stability, cash generation, and relative positioning, Tickeron's AI would likely favor OMF in the current environment. The lender's consistent profitability, substantial capital generation, improving credit metrics, and reliable dividend provide a more stable foundation than the recovery-dependent, loss-making profile of ALTG. While ALTG may offer greater upside if its booking inflection and deleveraging play out, that path carries higher uncertainty and volatility. The AI's preference for OMF reflects a probabilistic tilt toward stability and consistent risk-adjusted positioning rather than a definitive claim about future returns.
Disclaimer
The information on this webpage is provided for general informational and educational purposes only and is not intended as investment advice, a recommendation to purchase or sell any security, or an offer or solicitation related to investments. It does not consider your personal financial situation, goals, or risk profile, and all investing carries inherent risks, including the possibility of losing your entire investment. For more details, please review our full disclaimer.
To compare these two companies we present long-term analysis, their fundamental ratings and make comparative short-term technical analysis which are presented below. The conclusion is ALTG is a StrongBuy and OMF is a Hold.
Aroon Indicator for ALTG shows an upward move is likely
ALTG's Aroon Indicator triggered a bullish signal on November 04, 2026. Tickeron's A.I.dvisor detected that the AroonUp green line is above 70 while the AroonDown red line is below 30. When the up indicator moves above 70 and the down indicator remains below 30, it is a sign that the stock could be setting up for a bullish move. Traders may want to buy the stock or look to buy calls options. A.I.dvisor looked at 198 similar instances where the Aroon Indicator showed a similar pattern. In 168 of the 198 cases, the stock moved higher in the days that followed. This puts the odds of a move higher at 85%.
Technical Analysis (Indicators)
Bullish Trend Analysis
The RSI Indicator entered the oversold zone -- be on the watch for ALTG's price rising or consolidating in the future. That's also the time to consider buying the stock or exploring call options.
The Stochastic Oscillator demonstrated that the ticker has stayed in the oversold zone for 2 days, which means it's wise to expect a price bounce in the near future.
The 10-day moving average for ALTG crossed bullishly above the 50-day moving average on October 22, 2026. This indicates that the trend has shifted higher and could be considered a buy signal. In 11 of 17 past instances when the 10-day crossed above the 50-day, the stock continued to move higher over the following month. The odds of a continued upward trend are 65%.
Following a +4.50% 3-day Advance, the price is estimated to grow further. Considering data from situations where ALTG advanced for three days, in 235 of 283 cases, the price rose further within the following month. The odds of a continued upward trend are 83%.
ALTG may jump back above the lower band and head toward the middle band. Traders may consider buying the stock or exploring call options.
Bearish Trend Analysis
The Momentum Indicator moved below the 0 level on November 05, 2026. You may want to consider selling the stock, shorting the stock, or exploring put options on ALTG as a result. In 63 of 82 cases where the Momentum Indicator fell below 0, the stock fell further within the subsequent month. The odds of a continued downward trend are 77%.
The Moving Average Convergence Divergence Histogram (MACD) for ALTG turned negative on November 05, 2026. This could be a sign that the stock is set to turn lower in the coming weeks. Traders may want to sell the stock or buy put options. Tickeron's A.I.dvisor looked at 51 similar instances when the indicator turned negative. In 39 of the 51 cases the stock turned lower in the days that followed. This puts the odds of success at 76%.
ALTG moved below its 50-day moving average on November 05, 2026 date and that indicates a change from an upward trend to a downward trend.
Following a 3-day decline, the stock is projected to fall further. Considering past instances where ALTG declined for three days, the price rose further in 50 of 62 cases within the following month. The odds of a continued downward trend are 82%.
Fundamental Analysis (Ratings)
The Tickeron Valuation Rating of 8 (best 1 - 100 worst) indicates that the company is seriously undervalued in the industry. This rating compares market capitalization estimated by our proprietary formula with the current market capitalization. This rating is based on the following metrics, as compared to industry averages: ALTG's P/B Ratio (-5.351) is very low in comparison to the industry average of (4.173). P/E Ratio (-2.325) is within average values for comparable stocks, (2.286). Projected Growth (PEG Ratio) (0.000) is also within normal values, averaging (2.538). Dividend Yield (0.038) settles around the average of (0.448) among similar stocks. P/S Ratio (0.104) is also within normal values, averaging (3.013).
The Tickeron PE Growth Rating for this company is 39 (best 1 - 100 worst), pointing to consistent earnings growth. The PE Growth rating is based on a comparative analysis of stock PE ratio increase over the last 12 months compared against S&P 500 index constituents.
The Tickeron Price Growth Rating for this company is 60 (best 1 - 100 worst), indicating fairly steady price growth. ALTG’s price grows at a lower rate over the last 12 months as compared to S&P 500 index constituents.
The Tickeron SMR rating for this company is 100 (best 1 - 100 worst), indicating weak sales and an unprofitable business model. SMR (Sales, Margin, Return on Equity) rating is based on comparative analysis of weighted Sales, Income Margin and Return on Equity values compared against S&P 500 index constituents. The weighted SMR value is a proprietary formula developed by Tickeron and represents an overall profitability measure for a stock.
The Tickeron Profit vs. Risk Rating rating for this company is 100 (best 1 - 100 worst), indicating that the returns do not compensate for the risks. ALTG’s unstable profits reported over time resulted in significant Drawdowns within these last five years. A stable profit reduces stock drawdown and volatility. The average Profit vs. Risk Rating rating for the industry is 66, placing this stock worse than average.
OMF in downward trend: price expected to drop as it breaks its higher Bollinger Band on October 28, 2026
OMF broke above its upper Bollinger Band on October 28, 2026. This could be a sign that the stock is set to drop as the stock moves back below the upper band and toward the middle band. You may want to consider selling the stock or exploring put options. The A.I.dvisor looked at 43 similar instances where the stock broke above the upper band. In 32 of the 43 cases the stock fell afterwards. This puts the odds of success at 74%.
Technical Analysis (Indicators)
Bearish Trend Analysis
The Momentum Indicator moved below the 0 level on November 10, 2026. You may want to consider selling the stock, shorting the stock, or exploring put options on OMF as a result. In 58 of 82 cases where the Momentum Indicator fell below 0, the stock fell further within the subsequent month. The odds of a continued downward trend are 71%.
OMF moved below its 50-day moving average on October 30, 2026 date and that indicates a change from an upward trend to a downward trend.
Following a 3-day decline, the stock is projected to fall further. Considering past instances where OMF declined for three days, the price rose further in 50 of 62 cases within the following month. The odds of a continued downward trend are 68%.
The Aroon Indicator for OMF entered a downward trend on October 23, 2026. This could indicate a strong downward move is ahead for the stock. Traders may want to consider selling the stock or buying put options.
Bullish Trend Analysis
The RSI Oscillator points to a transition from a downward trend to an upward trend -- in cases where OMF's RSI Oscillator exited the oversold zone, 25 of 32 resulted in an increase in price. Tickeron's analysis proposes that the odds of a continued upward trend are 78%.
The Stochastic Oscillator demonstrated that the ticker has stayed in the oversold zone for 1 day, which means it's wise to expect a price bounce in the near future.
The Moving Average Convergence Divergence (MACD) for OMF just turned positive on October 12, 2026. Looking at past instances where OMF's MACD turned positive, the stock continued to rise in 29 of 40 cases over the following month. The odds of a continued upward trend are 73%.
Following a +4.32% 3-day Advance, the price is estimated to grow further. Considering data from situations where OMF advanced for three days, in 213 of 332 cases, the price rose further within the following month. The odds of a continued upward trend are 64%.
Fundamental Analysis (Ratings)
The Tickeron SMR rating for this company is 7 (best 1 - 100 worst), indicating very strong sales and a profitable business model. SMR (Sales, Margin, Return on Equity) rating is based on comparative analysis of weighted Sales, Income Margin and Return on Equity values compared against S&P 500 index constituents. The weighted SMR value is a proprietary formula developed by Tickeron and represents an overall profitability measure for a stock.
The Tickeron Valuation Rating of 20 (best 1 - 100 worst) indicates that the company is slightly undervalued in the industry. This rating compares market capitalization estimated by our proprietary formula with the current market capitalization. This rating is based on the following metrics, as compared to industry averages: P/B Ratio (1.907) is normal, around the industry mean (3.902). P/E Ratio (8.422) is within average values for comparable stocks, (6.401). Projected Growth (PEG Ratio) (0.050) is also within normal values, averaging (3.918). Dividend Yield (0.075) settles around the average of (0.189) among similar stocks. P/S Ratio (1.391) is also within normal values, averaging (5.901).
The Tickeron Profit vs. Risk Rating rating for this company is 47 (best 1 - 100 worst), indicating well-balanced risk and returns. The average Profit vs. Risk Rating rating for the industry is 80, placing this stock slightly better than average.
The Tickeron Price Growth Rating for this company is 58 (best 1 - 100 worst), indicating steady price growth. OMF’s price grows at a higher rate over the last 12 months as compared to S&P 500 index constituents.
The Tickeron PE Growth Rating for this company is 68 (best 1 - 100 worst), pointing to worse than average earnings growth. The PE Growth rating is based on a comparative analysis of stock PE ratio increase over the last 12 months compared against S&P 500 index constituents.
ALTG | OMF | ||
|---|---|---|---|
OUTLOOK RATING 1..100 | 17 | 36 | |
VALUATION overvalued / fair valued / undervalued 1..100 | 8 Undervalued | 20 Undervalued | |
PROFIT vs RISK RATING 1..100 | 100 | 47 | |
SMR RATING 1..100 | 100 | 7 | |
PRICE GROWTH RATING 1..100 | 60 | 58 | |
P/E GROWTH RATING 1..100 | 39 | 68 | |
SEASONALITY SCORE 1..100 | n/a | n/a |
Tickeron ratings are formulated such that a rating of 1 designates the most successful stocks in a given industry, while a rating of 100 points to the least successful stocks for that industry.
ALTG's Valuation (8) in the null industry is in the same range as OMF (20) in the Finance Or Rental Or Leasing industry. This means that ALTG’s stock grew similarly to OMF’s over the last 12 months.
OMF's Profit vs Risk Rating (47) in the Finance Or Rental Or Leasing industry is somewhat better than the same rating for ALTG (100) in the null industry. This means that OMF’s stock grew somewhat faster than ALTG’s over the last 12 months.
OMF's SMR Rating (7) in the Finance Or Rental Or Leasing industry is significantly better than the same rating for ALTG (100) in the null industry. This means that OMF’s stock grew significantly faster than ALTG’s over the last 12 months.
OMF's Price Growth Rating (58) in the Finance Or Rental Or Leasing industry is in the same range as ALTG (60) in the null industry. This means that OMF’s stock grew similarly to ALTG’s over the last 12 months.
ALTG's P/E Growth Rating (39) in the null industry is in the same range as OMF (68) in the Finance Or Rental Or Leasing industry. This means that ALTG’s stock grew similarly to OMF’s over the last 12 months.
| ALTG | OMF | |
|---|---|---|
| RSI ODDS (%) | 2 days ago 75% | 2 days ago 78% |
| Stochastic ODDS (%) | 2 days ago 72% | 2 days ago 63% |
| Momentum ODDS (%) | 2 days ago 77% | 2 days ago 71% |
| MACD ODDS (%) | 2 days ago 76% | 2 days ago 73% |
| TrendWeek ODDS (%) | 2 days ago 80% | 2 days ago 67% |
| TrendMonth ODDS (%) | 2 days ago 80% | 2 days ago 62% |
| Advances ODDS (%) | 3 days ago 83% | 14 days ago 64% |
| Declines ODDS (%) | 7 days ago 82% | 3 days ago 68% |
| BollingerBands ODDS (%) | 2 days ago 65% | 2 days ago 74% |
| Aroon ODDS (%) | 2 days ago 85% | 2 days ago 56% |
Long-Term Analysis
It is best to consider a long-term outlook for a ticker by using Fundamental Analysis (FA) ratings. The rating of 1 to 100, where 1 is best and 100 is worst, is divided into thirds. The first third (a green rating of 1-33) indicates that the ticker is undervalued; the second third (a grey number between 34 and 66) means that the ticker is valued fairly; and the last third (red number of 67 to 100) reflects that the ticker is overvalued. We use an FA Score to show how many ratings show the ticker to be undervalued (green) or overvalued (red).
ALTG’s FA Score shows that 1 FA rating(s) are green while OMF’s FA Score has 2 green FA rating(s).
- ALTG’s FA Score: 1 green, 4 red.
- OMF’s FA Score: 2 green, 3 red.
Short-Term Analysis
It is best to consider a short-term outlook for a ticker by using Technical Analysis (TA) indicators. We use Odds of Success as the percentage of outcomes which confirm successful trade signals in the past.
If the Odds of Success (the likelihood of the continuation of a trend) for each indicator are greater than 50%, then the generated signal is confirmed. A green percentage from 90% to 51% indicates that the ticker is in a bullish trend. A red percentage from 90% - 51% indicates that the ticker is in a bearish trend. All grey percentages are below 50% and are considered not to confirm the trend signal.
ALTG’s TA Score shows that 6 TA indicator(s) are bullish while OMF’s TA Score has 4 bullish TA indicator(s).
- ALTG’s TA Score: 6 bullish, 4 bearish.
- OMF’s TA Score: 4 bullish, 5 bearish.
Price Growth
ALTG (@Electronics Distributors) experienced а -31.82% price change this week, while OMF (@Savings Banks) price change was -0.31% for the same time period.
The average weekly price growth across all stocks in the @Electronics Distributors industry was +1.26%. For the same industry, the average monthly price growth was +6.24%, and the average quarterly price growth was +13.24%.
The average weekly price growth across all stocks in the @Savings Banks industry was -5.24%. For the same industry, the average monthly price growth was -6.57%, and the average quarterly price growth was -10.04%.
Reported Earning Dates
ALTG is expected to report earnings on Mar 18, 2027.
OMF is expected to report earnings on Feb 10, 2027.
Industries' Descriptions
@Electronics Distributors (+1.26% weekly)Electronics distributors are companies that are involved in distribution of one or more of the following: electronic components, computer products/ peripherals and software products & services. Several electronics distributors are also becoming the point of contact for technical/pre- & post-sale support in many cases, in an attempt to bolster their position in the market. Tariffs and/or cross-border trade barriers are some of the potential threats to the electronics supply chain, but that could also potentially lead to re-directing to markets where tariffs/restrictions are lower depending on demand. The industry is also vulnerable in the event of economic slowdowns. Arrow Electronics, Inc., SYNNEX Corporation and Versum Materials, Inc. are some of the major electronics distributors in the U.S.
@Savings Banks (-5.24% weekly)A savings bank primary function is to take deposits and paying interest on those deposits. Originating in Europe during the 18th century, these banks were generally introduced to incentivize people of all stripes to save money and park them with banks. By the 1990s, the internet ushered in online savings banks that allowed savers to deposit/transact with banks digitally, without requiring to visit a branch office. Savings banks have potentially encouraged lower-income population to save and have access to a financial institution to earn interest on their money. New York Community Bancorp, Inc, Webster Financial Corporation, Washington Federal, Inc. are examples of savings banks.
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ALTG and
Correlation & Price change
A.I.dvisor indicates that over the last year, ALTG has been loosely correlated with SYF. These tickers have moved in lockstep 52% of the time. This A.I.-generated data suggests there is some statistical probability that if ALTG jumps, then SYF could also see price increases.
| Ticker / NAME | Correlation To ALTG | 1D Price Change % | ||
|---|---|---|---|---|
| ALTG | 100% | -17.72% | ||
| SYF - ALTG | 52% Loosely correlated | -2.08% | ||
| OMF - ALTG | 52% Loosely correlated | -0.27% | ||
| ENVA - ALTG | 49% Loosely correlated | +0.30% | ||
| COF - ALTG | 49% Loosely correlated | -1.38% | ||
| WCC - ALTG | 48% Loosely correlated | +0.07% | ||
More | ||||
OMF and
Correlation & Price change
A.I.dvisor indicates that over the last year, OMF has been closely correlated with SYF. These tickers have moved in lockstep 77% of the time. This A.I.-generated data suggests there is a high statistical probability that if OMF jumps, then SYF could also see price increases.
| 1 Day | |||
|---|---|---|---|
| ETFs / NAME | Price $ | Chg $ | Chg % |
| CPSA | 28.16 | N/A | N/A |
| Calamos S&P 500 Structured Alt Protection ETF August (CPSA) | |||
| UCC | 49.16 | -0.08 | -0.16% |
| ProShares Ultra Consumer Discretionary (UCC) | |||
| GRPM | 146.13 | -0.29 | -0.19% |
| Invesco S&P MidCap 400 GARP ETF (GRPM) | |||
| KAPR | 39.84 | -0.10 | -0.26% |
| Innovator U.S. Small Cap Power Buffer ETF - April (KAPR) | |||
| SPTS | 28.71 | -0.09 | -0.31% |
| State Street SPDR Portfolio Short Term Treasury ETF (SPTS) | |||