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BBD vs ITUB
Which Stock Would AI Choose? Banco Bradesco S.A. (BBD) vs. Itaú Unibanco Holding S.A. (ITUB) Stock Comparison
Key Takeaways
- ITUB commands a larger market capitalization of approximately $95 billion compared to BBD's $40.6 billion, underscoring its greater scale in Brazil's banking sector.
- ITUB exhibits superior profitability with a return on equity (ROE, a measure of how effectively a company uses shareholders' equity to generate profits) of 21.01% versus BBD's 13.75%.
- BBD offers a higher dividend yield of 5.59%, appealing to income-focused investors, compared to ITUB's 1.22%.
- Both stocks have delivered solid year-to-date gains, with ITUB at 20.95% outperforming BBD's 15.40% amid recent market volatility.
- BBD trades at a lower trailing P/E ratio of 9.01 versus ITUB's 10.74, suggesting relative value in its shares.
- Recent earnings reports highlight robust growth, including BBD's 26.1% rise in 2025 recurring net income and ITUB's record profitability.
Introduction
Banco Bradesco S.A. (BBD) and Itaú Unibanco Holding S.A. (ITUB) stand as two of Brazil's largest banks, offering investors exposure to Latin America's biggest economy through diversified financial services. This stock comparison analyzes their recent performance, financial health, and market positioning, aiding traders seeking relative value in emerging market banking and long-term investors eyeing dividend payers or growth plays. With Brazil's interest rates and economic recovery influencing sentiment, understanding their contrasts helps in portfolio diversification and sector rotation strategies.
BBD Overview and Recent Performance
Banco Bradesco S.A. (BBD) is a major Brazilian financial institution providing banking, insurance, and pension services across retail, wholesale, and corporate segments. In recent market activity, BBD shares have navigated volatility tied to Brazil's monetary policy shifts, posting year-to-date gains of 15.40% while trading between a 52-week range of $2.26 and $4.30. Key drivers include a 26.1% surge in 2025 recurring net income to BRL 24.7 billion and quarterly earnings growth of 56.80% year-over-year, bolstering investor confidence. Analyst upgrades to "buy" status and recognition as a top dividend stock have supported sentiment, though weekly pullbacks reflect broader banking sector pressures.
ITUB Overview and Recent Performance
Itaú Unibanco Holding S.A. (ITUB), Brazil's largest private bank, delivers comprehensive retail, wholesale, and market-making services alongside insurance products. Recent weeks have seen ITUB outperform peers with year-to-date returns of 20.95%, within a 52-week span of $5.87 to $9.60. Strong catalysts include record 2025 profitability with an ROE of 23.4% in recent quarters and parent Itaúsa's 11% net income growth to R$16.5 billion, driving positive momentum. Elevated return on assets (ROA, a gauge of asset efficiency in generating earnings) at 1.55% and quarterly revenue up 11% year-over-year have enhanced its relative performance amid economic uncertainties.
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Head-to-Head Comparison
Both BBD and ITUB operate similar business models as full-service Brazilian banks with retail lending, corporate finance, and insurance arms, exposed to Brazil's interest rate-sensitive economy and currency fluctuations. ITUB edges in growth drivers via its larger scale ($95B market cap vs. $40.6B) and superior ROE (21% vs. 13.75%), supporting stronger net interest income (NII, revenue from loans minus deposit costs). Recent momentum favors ITUB with higher YTD gains, while BBD offers value through a lower P/E (9.01 vs. 10.74) and elevated dividend yield. Risk factors include macroeconomic headwinds like inflation and political risks in Brazil, with ITUB's higher price/book ratio (2.32 vs. 1.14) indicating premium valuation but better stability. Market sentiment tilts toward ITUB for efficiency, though BBD appeals for income trade-offs.
Tickeron AI Verdict
Tickeron’s AI currently leans toward ITUB with higher probability for near-term outperformance, driven by consistent trend strength, elevated ROE and ROA, robust earnings growth, and superior year-to-date positioning relative to BBD. While BBD provides attractive valuation and yield, ITUB's catalysts suggest better stability in prevailing Brazilian banking dynamics.
Disclaimer
The information on this webpage is provided for general informational and educational purposes only and is not intended as investment advice, a recommendation to purchase or sell any security, or an offer or solicitation related to investments. It does not consider your personal financial situation, goals, or risk profile, and all investing carries inherent risks, including the possibility of losing your entire investment. For more details, please review our full disclaimer. Disclaimers and Limitations
To compare these two companies we present long-term analysis, their fundamental ratings and make comparative short-term technical analysis which are presented below. The conclusion is BBD is a StrongBuy and ITUB is a StrongBuy.
Long-Term Analysis
It is best to consider a long-term outlook for a ticker by using Fundamental Analysis (FA) ratings. The rating of 1 to 100, where 1 is best and 100 is worst, is divided into thirds. The first third (a green rating of 1-33) indicates that the ticker is undervalued; the second third (a grey number between 34 and 66) means that the ticker is valued fairly; and the last third (red number of 67 to 100) reflects that the ticker is undervalued. We use an FA Score to show how many ratings show the ticker to be undervalued (green) or overvalued (red).
BBD’s FA Score shows that 2 FA rating(s) are green whileITUB’s FA Score has 3 green FA rating(s).
- BBD’s FA Score: 2 green, 3 red.
- ITUB’s FA Score: 3 green, 2 red.
Short-Term Analysis
It is best to consider a short-term outlook for a ticker by using Technical Analysis (TA) indicators. We use Odds of Success as the percentage of outcomes which confirm successful trade signals in the past.
If the Odds of Success (the likelihood of the continuation of a trend) for each indicator are greater than 50%, then the generated signal is confirmed. A green percentage from 90% to 51% indicates that the ticker is in a bullish trend. A red percentage from 90% - 51% indicates that the ticker is in a bearish trend. All grey percentages are below 50% and are considered not to confirm the trend signal.
BBD’s TA Score shows that 6 TA indicator(s) are bullish while ITUB’s TA Score has 5 bullish TA indicator(s).
- BBD’s TA Score: 6 bullish, 4 bearish.
- ITUB’s TA Score: 5 bullish, 5 bearish.
Price Growth
BBD (@Regional Banks) experienced а +4.17% price change this week, while ITUB (@Regional Banks) price change was +5.97% for the same time period.
The average weekly price growth across all stocks in the @Regional Banks industry was +2.26%. For the same industry, the average monthly price growth was +6.97%, and the average quarterly price growth was +10.31%.
Reported Earning Dates
BBD is expected to report earnings on Jul 29, 2026.
ITUB is expected to report earnings on Aug 04, 2026.
Industries' Descriptions
@Regional Banks (+2.26% weekly)Regional banks have a smaller reach than major banks, and cater mostly to one region of a country, such as a state or within a group of states. They offer services often similar – albeit with some limitations/smaller scale – compared to major banks. Taking deposits, making loans, mortgages, leases, credit cards , fund management, insurance and investment banking. SunTrust Banks, State Street Corp., M&T Bank Corp. are some examples of U.S. regional banks.
| BBD | ITUB | BBD / ITUB | |
| Capitalization | 34.4B | 88.9B | 39% |
| EBITDA | N/A | N/A | - |
| Gain YTD | 5.832 | 12.989 | 45% |
| P/E Ratio | 8.66 | 10.07 | 86% |
| Revenue | 121B | 164B | 74% |
| Total Cash | N/A | N/A | - |
| Total Debt | 466B | 561B | 83% |
BBD | ITUB | ||
|---|---|---|---|
OUTLOOK RATING 1..100 | 61 | 26 | |
VALUATION overvalued / fair valued / undervalued 1..100 | 14 Undervalued | 14 Undervalued | |
PROFIT vs RISK RATING 1..100 | 82 | 12 | |
SMR RATING 1..100 | 3 | 4 | |
PRICE GROWTH RATING 1..100 | 51 | 46 | |
P/E GROWTH RATING 1..100 | 66 | 46 | |
SEASONALITY SCORE 1..100 | 85 | 75 |
Tickeron ratings are formulated such that a rating of 1 designates the most successful stocks in a given industry, while a rating of 100 points to the least successful stocks for that industry.
BBD's Valuation (14) in the Major Banks industry is in the same range as ITUB (14). This means that BBD’s stock grew similarly to ITUB’s over the last 12 months.
ITUB's Profit vs Risk Rating (12) in the Major Banks industry is significantly better than the same rating for BBD (82). This means that ITUB’s stock grew significantly faster than BBD’s over the last 12 months.
BBD's SMR Rating (3) in the Major Banks industry is in the same range as ITUB (4). This means that BBD’s stock grew similarly to ITUB’s over the last 12 months.
ITUB's Price Growth Rating (46) in the Major Banks industry is in the same range as BBD (51). This means that ITUB’s stock grew similarly to BBD’s over the last 12 months.
ITUB's P/E Growth Rating (46) in the Major Banks industry is in the same range as BBD (66). This means that ITUB’s stock grew similarly to BBD’s over the last 12 months.
| BBD | ITUB | |
|---|---|---|
| RSI ODDS (%) | 4 days ago 50% | 4 days ago 55% |
| Stochastic ODDS (%) | 4 days ago 65% | 4 days ago 57% |
| Momentum ODDS (%) | 4 days ago 62% | 4 days ago 68% |
| MACD ODDS (%) | 4 days ago 64% | 4 days ago 78% |
| TrendWeek ODDS (%) | 4 days ago 69% | 4 days ago 68% |
| TrendMonth ODDS (%) | 4 days ago 66% | 4 days ago 61% |
| Advances ODDS (%) | 4 days ago 68% | 4 days ago 71% |
| Declines ODDS (%) | 8 days ago 69% | 8 days ago 62% |
| BollingerBands ODDS (%) | 4 days ago 73% | 4 days ago 68% |
| Aroon ODDS (%) | 4 days ago 67% | 4 days ago 54% |
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ITUB and
Correlation & Price change
A.I.dvisor indicates that over the last year, ITUB has been closely correlated with BBD. These tickers have moved in lockstep 83% of the time. This A.I.-generated data suggests there is a high statistical probability that if ITUB jumps, then BBD could also see price increases.
| Ticker / NAME | Correlation To ITUB | 1D Price Change % | ||
|---|---|---|---|---|
| ITUB | 100% | +1.01% | ||
| BBD - ITUB | 83% Closely correlated | +1.74% | ||
| BSBR - ITUB | 81% Closely correlated | +0.93% | ||
| INTR - ITUB | 67% Closely correlated | +1.05% | ||
| BSAC - ITUB | 65% Loosely correlated | +0.28% | ||
| BCH - ITUB | 62% Loosely correlated | +1.01% | ||
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