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BSBR vs ITUB
Which Stock Would AI Choose? Banco Santander (Brasil) S.A. (BSBR) vs. Itaú Unibanco Holding S.A. (ITUB) Stock Comparison
Key Takeaways
- Banco Santander (Brasil) S.A. (BSBR) and Itaú Unibanco Holding S.A. (ITUB) are leading Brazilian banks with significant exposure to the domestic economy and similar business models focused on retail and corporate lending.
- Over recent weeks, ITUB has shown stronger year-to-date total returns compared to BSBR, reflecting differences in market positioning and investor sentiment toward the two institutions.
- BSBR recently reported recurring net income alongside customer base expansion, while facing an exchange offer from its parent company that could influence minority shareholder dynamics.
- ITUB maintains a larger market capitalization and has delivered comparatively robust performance amid broader sector trends in Brazilian financial services.
- Both stocks trade with valuations influenced by interest rate expectations, credit quality metrics, and macroeconomic conditions in Brazil, creating distinct risk-reward profiles for investors.
- Relative momentum favors ITUB in recent market activity, though BSBR offers exposure to Santander group synergies and potential corporate developments.
Introduction
Banco Santander (Brasil) S.A. (BSBR) and Itaú Unibanco Holding S.A. (ITUB) represent two of Brazil’s largest financial institutions, making them natural benchmarks for investors evaluating regional banking sector exposure. This comparison examines their business profiles, recent price behavior, and relative positioning within the current market environment. Professional traders and portfolio managers focused on emerging-market equities, as well as individual investors seeking diversified financial-sector holdings, may find the analysis relevant when assessing allocation decisions between these two Brazilian bank stocks.
BSBR Overview and Recent Performance
Banco Santander (Brasil) S.A. (BSBR) operates primarily through commercial banking and global wholesale banking segments, serving millions of retail and corporate clients across Brazil. In recent weeks, the stock has experienced price fluctuations amid earnings updates and corporate developments. The company reported recurring net income of BRL 3 billion with a return on average equity of 12.5 percent, supported by a 6 percent year-over-year increase in its customer base to 76.2 million. Selective loan growth in cards, consumer finance, and small-to-medium enterprises contributed to performance, while an exchange offer from the parent Banco Santander S.A. targeting minority shares introduced additional corporate activity. These factors have shaped sentiment around the ticker in recent market activity.
ITUB Overview and Recent Performance
Itaú Unibanco Holding S.A. (ITUB) is a major Brazilian financial services provider with a broad franchise in retail banking, corporate lending, and wealth management. In recent weeks, the stock has demonstrated relatively stable price behavior compared with sector peers. The company continues to benefit from its scale and established market presence, with ongoing initiatives in sustainable finance and corporate responsibility highlighted in industry recognitions. Market capitalization remains larger than that of BSBR, and year-to-date total returns have outpaced those of the peer in available data. Broader macroeconomic influences, including interest-rate trends and credit-demand dynamics in Brazil, have contributed to the ticker’s positioning during the recent period.
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Head-to-Head Comparison
Banco Santander (Brasil) S.A. (BSBR) and Itaú Unibanco Holding S.A. (ITUB) share core exposures to Brazilian retail and corporate banking, yet differ in scale, ownership structure, and recent momentum. ITUB maintains a larger market capitalization and has recorded stronger year-to-date total returns in available comparisons. BSBR offers potential upside linked to its parent-group exchange offer and customer-acquisition initiatives, while carrying considerations around minority-share dynamics. Both face similar sector risks, including credit-quality sensitivity and interest-rate movements, though ITUB’s broader franchise may provide relative stability in certain environments. Market sentiment has recently tilted toward ITUB based on observable performance differentials, creating trade-offs for investors prioritizing either growth catalysts or established scale.
Tickeron AI Verdict
Based on observable factors such as relative price momentum, consistency of recent performance trends, and positioning amid corporate developments, Tickeron’s AI would currently assign a probabilistic preference toward Itaú Unibanco Holding S.A. (ITUB) over Banco Santander (Brasil) S.A. (BSBR). Stronger year-to-date returns and larger market presence contribute to this assessment, though outcomes remain subject to evolving macroeconomic conditions and sector-specific catalysts that could alter relative trajectories.
Disclaimer
The information on this webpage is provided for general informational and educational purposes only and is not intended as investment advice, a recommendation to purchase or sell any security, or an offer or solicitation related to investments. It does not consider your personal financial situation, goals, or risk profile, and all investing carries inherent risks, including the possibility of losing your entire investment. For more details, please review our full disclaimer.
To compare these two companies we present long-term analysis, their fundamental ratings and make comparative short-term technical analysis which are presented below. The conclusion is BSBR is a StrongBuy and ITUB is a Buy.
Long-Term Analysis
It is best to consider a long-term outlook for a ticker by using Fundamental Analysis (FA) ratings. The rating of 1 to 100, where 1 is best and 100 is worst, is divided into thirds. The first third (a green rating of 1-33) indicates that the ticker is undervalued; the second third (a grey number between 34 and 66) means that the ticker is valued fairly; and the last third (red number of 67 to 100) reflects that the ticker is undervalued. We use an FA Score to show how many ratings show the ticker to be undervalued (green) or overvalued (red).
BSBR’s FA Score shows that 2 FA rating(s) are green whileITUB’s FA Score has 3 green FA rating(s).
- BSBR’s FA Score: 2 green, 3 red.
- ITUB’s FA Score: 3 green, 2 red.
Short-Term Analysis
It is best to consider a short-term outlook for a ticker by using Technical Analysis (TA) indicators. We use Odds of Success as the percentage of outcomes which confirm successful trade signals in the past.
If the Odds of Success (the likelihood of the continuation of a trend) for each indicator are greater than 50%, then the generated signal is confirmed. A green percentage from 90% to 51% indicates that the ticker is in a bullish trend. A red percentage from 90% - 51% indicates that the ticker is in a bearish trend. All grey percentages are below 50% and are considered not to confirm the trend signal.
BSBR’s TA Score shows that 6 TA indicator(s) are bullish while ITUB’s TA Score has 4 bullish TA indicator(s).
- BSBR’s TA Score: 6 bullish, 3 bearish.
- ITUB’s TA Score: 4 bullish, 5 bearish.
Price Growth
BSBR (@Regional Banks) experienced а +1.23% price change this week, while ITUB (@Regional Banks) price change was -8.42% for the same time period.
The average weekly price growth across all stocks in the @Regional Banks industry was -0.12%. For the same industry, the average monthly price growth was +3.19%, and the average quarterly price growth was +11.64%.
Reported Earning Dates
BSBR is expected to report earnings on Oct 28, 2026.
ITUB is expected to report earnings on Nov 03, 2026.
Industries' Descriptions
@Regional Banks (-0.12% weekly)Regional banks have a smaller reach than major banks, and cater mostly to one region of a country, such as a state or within a group of states. They offer services often similar – albeit with some limitations/smaller scale – compared to major banks. Taking deposits, making loans, mortgages, leases, credit cards , fund management, insurance and investment banking. SunTrust Banks, State Street Corp., M&T Bank Corp. are some examples of U.S. regional banks.
| BSBR | ITUB | BSBR / ITUB | |
| Capitalization | 21.4B | 91B | 24% |
| EBITDA | N/A | N/A | - |
| Gain YTD | 3.220 | 7.132 | 45% |
| P/E Ratio | 16.51 | 9.08 | 182% |
| Revenue | 49.5B | 164B | 30% |
| Total Cash | N/A | N/A | - |
| Total Debt | 31.7B | N/A | - |
BSBR | ITUB | ||
|---|---|---|---|
OUTLOOK RATING 1..100 | 21 | 56 | |
VALUATION overvalued / fair valued / undervalued 1..100 | 14 Undervalued | 12 Undervalued | |
PROFIT vs RISK RATING 1..100 | 83 | 15 | |
SMR RATING 1..100 | 3 | 4 | |
PRICE GROWTH RATING 1..100 | 49 | 58 | |
P/E GROWTH RATING 1..100 | 60 | 53 | |
SEASONALITY SCORE 1..100 | 50 | 50 |
Tickeron ratings are formulated such that a rating of 1 designates the most successful stocks in a given industry, while a rating of 100 points to the least successful stocks for that industry.
ITUB's Valuation (12) in the Major Banks industry is in the same range as BSBR (14) in the Regional Banks industry. This means that ITUB’s stock grew similarly to BSBR’s over the last 12 months.
ITUB's Profit vs Risk Rating (15) in the Major Banks industry is significantly better than the same rating for BSBR (83) in the Regional Banks industry. This means that ITUB’s stock grew significantly faster than BSBR’s over the last 12 months.
BSBR's SMR Rating (3) in the Regional Banks industry is in the same range as ITUB (4) in the Major Banks industry. This means that BSBR’s stock grew similarly to ITUB’s over the last 12 months.
BSBR's Price Growth Rating (49) in the Regional Banks industry is in the same range as ITUB (58) in the Major Banks industry. This means that BSBR’s stock grew similarly to ITUB’s over the last 12 months.
ITUB's P/E Growth Rating (53) in the Major Banks industry is in the same range as BSBR (60) in the Regional Banks industry. This means that ITUB’s stock grew similarly to BSBR’s over the last 12 months.
| BSBR | ITUB | |
|---|---|---|
| RSI ODDS (%) | N/A | 2 days ago 90% |
| Stochastic ODDS (%) | 2 days ago 69% | 2 days ago 68% |
| Momentum ODDS (%) | 2 days ago 67% | 2 days ago 64% |
| MACD ODDS (%) | 2 days ago 63% | 2 days ago 64% |
| TrendWeek ODDS (%) | 2 days ago 64% | 2 days ago 62% |
| TrendMonth ODDS (%) | 2 days ago 62% | 2 days ago 59% |
| Advances ODDS (%) | 10 days ago 66% | 10 days ago 72% |
| Declines ODDS (%) | 2 days ago 69% | 2 days ago 61% |
| BollingerBands ODDS (%) | 2 days ago 68% | 2 days ago 69% |
| Aroon ODDS (%) | 2 days ago 62% | 2 days ago 52% |
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BSBR and
Correlation & Price change
A.I.dvisor indicates that over the last year, BSBR has been closely correlated with ITUB. These tickers have moved in lockstep 81% of the time. This A.I.-generated data suggests there is a high statistical probability that if BSBR jumps, then ITUB could also see price increases.
| Ticker / NAME | Correlation To BSBR | 1D Price Change % | ||
|---|---|---|---|---|
| BSBR | 100% | -0.17% | ||
| ITUB - BSBR | 81% Closely correlated | -4.82% | ||
| BBD - BSBR | 78% Closely correlated | -3.60% | ||
| INTR - BSBR | 69% Closely correlated | -2.80% | ||
| BBDO - BSBR | 64% Loosely correlated | -4.72% | ||
| BSAC - BSBR | 55% Loosely correlated | -1.27% | ||
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ITUB and
Correlation & Price change
A.I.dvisor indicates that over the last year, ITUB has been closely correlated with BSBR. These tickers have moved in lockstep 81% of the time. This A.I.-generated data suggests there is a high statistical probability that if ITUB jumps, then BSBR could also see price increases.
| Ticker / NAME | Correlation To ITUB | 1D Price Change % | ||
|---|---|---|---|---|
| ITUB | 100% | -4.82% | ||
| BSBR - ITUB | 81% Closely correlated | -0.17% | ||
| BSAC - ITUB | 65% Loosely correlated | -1.27% | ||
| INTR - ITUB | 64% Loosely correlated | -2.80% | ||
| BBDO - ITUB | 60% Loosely correlated | -4.72% | ||
| NU - ITUB | 58% Loosely correlated | -1.52% | ||
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