Advertisement
BBVA vs ING
Which Stock Would AI Choose? Banco Bilbao Vizcaya Argentaria (BBVA) vs. ING Groep (ING) Stock Comparison
Key Takeaways
- BBVA boasts a higher return on equity (ROE, a measure of profitability relative to shareholders' equity) at 18.27% compared to ING's 15.77%.
- Both stocks offer attractive dividend yields around 4.6-4.9%, with BBVA slightly ahead at 4.90%.
- BBVA has delivered stronger one-year returns of approximately 61% versus ING's 51%.
- BBVA's larger market cap of $123 billion provides greater scale than ING's $81 billion.
- Recent momentum shows mixed signals, with ING gaining from share buybacks while BBVA benefits from financing deals.
- P/E ratios (price-to-earnings, a valuation metric) are similar at around 11 for both, indicating comparable valuations.
Introduction
Banco Bilbao Vizcaya Argentaria (BBVA) and ING Groep (ING) are prominent European banks with global footprints, making them compelling for comparison in today's volatile market. Both emphasize retail and commercial banking, yet differ in geographic exposure—BBVA leans toward emerging markets like Mexico and Turkey, while ING focuses on Western Europe. Traders seeking dividend income or growth in financials, and investors tracking relative performance amid interest rate shifts and economic uncertainty, will find this stock comparison valuable for assessing market positioning and potential trade-offs.
BBVA Overview and Recent Performance
Banco Bilbao Vizcaya Argentaria, S.A. (BBVA), headquartered in Spain, operates as a multinational bank with significant presence in Spain, Mexico, Turkey, and South America. It provides retail, wholesale, and digital banking services, alongside insurance and asset management. In recent market activity, BBVA's shares have traded around $22, within a 52-week range of $13.47 to $26.20. Year-to-date gains stand at about 2.6%, with one-year returns exceeding 60%. Sentiment has been supported by financing agreements, such as a $500 million deal with Envision Energy, and positive analyst target raises, though weekly pullbacks reflect broader sector volatility. Profit margins remain robust at 33%, driven by net interest income in high-growth regions.
ING Overview and Recent Performance
ING Groep N.V. (ING), based in Amsterdam, delivers banking products across retail and wholesale segments in Europe and beyond, including mortgages, SME loans, and cash management. Shares recently hovered near $28, with a 52-week range from $19.14 to $31.18. Year-to-date performance is slightly ahead at 3%, with one-year gains around 51%. Recent weeks have seen upward momentum from a share buyback program announcement and the completion of an acquisition in Poland, boosting investor confidence amid stable profitability. Margins are strong at 34%, supported by European retail operations, though wholesale banking poses some drags.
Trending AI Robots
Tickeron’s Trending AI Robots page showcases a curated selection of top-performing AI trading bots from its library of over 350 bots that trade thousands of tickers across various strategies, timeframes, and market conditions. Currently featuring more than 25 trending bots in categories like AI Trading Signal Agents, Virtual Agents, and Brokerage Agents, these are filtered for current market suitability using criteria such as volatility, technicals, and fundamentals. Bots offer diverse styles—from short-term signals to long-term portfolios—with features like no minimum balance and risk controls. This section highlights bots with strong historical performance in live trading, helping users identify opportunities in stocks like those in financial sectors. Explore Trending AI Robots to see which align with your trading goals.
Head-to-Head Comparison
BBVA and ING share retail banking cores but diverge in growth drivers: BBVA's emerging market exposure offers higher ROE potential amid rising rates, while ING benefits from stable European deposits. Recent momentum favors ING with buybacks, contrasting BBVA's deal-driven gains. Risk factors include geopolitical tensions for BBVA in Turkey/Mexico and regulatory pressures for ING in the EU. Sector-wise, both are sensitive to interest rates, but BBVA's scale edges in diversification. Market sentiment tilts toward value plays, with similar P/E ratios highlighting balanced valuations.
Tickeron AI Verdict
Tickeron’s AI analysis currently leans toward BBVA with moderate confidence, citing superior ROE, stronger one-year momentum, and resilient emerging market catalysts amid global recovery trends. While ING shows solid buyback support, BBVA's profitability edge and relative stability position it better for near-term outperformance, though both remain attractive for diversified portfolios.
Disclaimer
The information on this webpage is provided for general informational and educational purposes only and is not intended as investment advice, a recommendation to purchase or sell any security, or an offer or solicitation related to investments. It does not consider your personal financial situation, goals, or risk profile, and all investing carries inherent risks, including the possibility of losing your entire investment. For more details, please review our full disclaimer. Disclaimers and Limitations
To compare these two companies we present long-term analysis, their fundamental ratings and make comparative short-term technical analysis which are presented below. The conclusion is BBVA is a Buy and ING is a Buy.
Long-Term Analysis
It is best to consider a long-term outlook for a ticker by using Fundamental Analysis (FA) ratings. The rating of 1 to 100, where 1 is best and 100 is worst, is divided into thirds. The first third (a green rating of 1-33) indicates that the ticker is undervalued; the second third (a grey number between 34 and 66) means that the ticker is valued fairly; and the last third (red number of 67 to 100) reflects that the ticker is undervalued. We use an FA Score to show how many ratings show the ticker to be undervalued (green) or overvalued (red).
BBVA’s FA Score shows that 4 FA rating(s) are green whileING’s FA Score has 3 green FA rating(s).
- BBVA’s FA Score: 4 green, 1 red.
- ING’s FA Score: 3 green, 2 red.
Short-Term Analysis
It is best to consider a short-term outlook for a ticker by using Technical Analysis (TA) indicators. We use Odds of Success as the percentage of outcomes which confirm successful trade signals in the past.
If the Odds of Success (the likelihood of the continuation of a trend) for each indicator are greater than 50%, then the generated signal is confirmed. A green percentage from 90% to 51% indicates that the ticker is in a bullish trend. A red percentage from 90% - 51% indicates that the ticker is in a bearish trend. All grey percentages are below 50% and are considered not to confirm the trend signal.
BBVA’s TA Score shows that 5 TA indicator(s) are bullish while ING’s TA Score has 3 bullish TA indicator(s).
- BBVA’s TA Score: 5 bullish, 3 bearish.
- ING’s TA Score: 3 bullish, 5 bearish.
Price Growth
BBVA (@Major Banks) experienced а -2.66% price change this week, while ING (@Major Banks) price change was -2.12% for the same time period.
The average weekly price growth across all stocks in the @Major Banks industry was -0.04%. For the same industry, the average monthly price growth was +5.26%, and the average quarterly price growth was +15.12%.
Reported Earning Dates
BBVA is expected to report earnings on Jul 30, 2026.
ING is expected to report earnings on Jul 30, 2026.
Industries' Descriptions
@Major Banks (-0.04% weekly)Major banks are among the biggest companies in the world, often times with global reach and market capitalizations in the multi-billions. Large banks often have multiple arms spanning different disciplines, from deposits, to investment banking, to wealth management and insurance. The biggest banks often have key competitive advantages over smaller players in the industry in terms of brand recognition, cost of capital, and efficiency. Think J.P. Morgan, Bank of America, Wells Fargo, and Citigroup.
| BBVA | ING | BBVA / ING | |
| Capitalization | 126B | 89.3B | 141% |
| EBITDA | N/A | N/A | - |
| Gain YTD | 0.203 | 12.777 | 2% |
| P/E Ratio | 10.70 | 11.94 | 90% |
| Revenue | 40.7B | 23.1B | 176% |
| Total Cash | N/A | N/A | - |
| Total Debt | 87.6B | 183B | 48% |
BBVA | ING | ||
|---|---|---|---|
OUTLOOK RATING 1..100 | 69 | 77 | |
VALUATION overvalued / fair valued / undervalued 1..100 | 28 Undervalued | 36 Fair valued | |
PROFIT vs RISK RATING 1..100 | 9 | 7 | |
SMR RATING 1..100 | 4 | 6 | |
PRICE GROWTH RATING 1..100 | 43 | 42 | |
P/E GROWTH RATING 1..100 | 22 | 29 | |
SEASONALITY SCORE 1..100 | 65 | 28 |
Tickeron ratings are formulated such that a rating of 1 designates the most successful stocks in a given industry, while a rating of 100 points to the least successful stocks for that industry.
BBVA's Valuation (28) in the Major Banks industry is in the same range as ING (36) in the Financial Conglomerates industry. This means that BBVA’s stock grew similarly to ING’s over the last 12 months.
ING's Profit vs Risk Rating (7) in the Financial Conglomerates industry is in the same range as BBVA (9) in the Major Banks industry. This means that ING’s stock grew similarly to BBVA’s over the last 12 months.
BBVA's SMR Rating (4) in the Major Banks industry is in the same range as ING (6) in the Financial Conglomerates industry. This means that BBVA’s stock grew similarly to ING’s over the last 12 months.
ING's Price Growth Rating (42) in the Financial Conglomerates industry is in the same range as BBVA (43) in the Major Banks industry. This means that ING’s stock grew similarly to BBVA’s over the last 12 months.
BBVA's P/E Growth Rating (22) in the Major Banks industry is in the same range as ING (29) in the Financial Conglomerates industry. This means that BBVA’s stock grew similarly to ING’s over the last 12 months.
| BBVA | ING | |
|---|---|---|
| RSI ODDS (%) | N/A | 1 day ago 53% |
| Stochastic ODDS (%) | 1 day ago 56% | 1 day ago 56% |
| Momentum ODDS (%) | 1 day ago 79% | 1 day ago 73% |
| MACD ODDS (%) | 1 day ago 79% | 1 day ago 54% |
| TrendWeek ODDS (%) | 1 day ago 52% | 1 day ago 55% |
| TrendMonth ODDS (%) | 1 day ago 73% | 1 day ago 68% |
| Advances ODDS (%) | 9 days ago 72% | 15 days ago 69% |
| Declines ODDS (%) | 14 days ago 52% | 8 days ago 56% |
| BollingerBands ODDS (%) | 1 day ago 50% | 1 day ago 53% |
| Aroon ODDS (%) | 1 day ago 69% | 1 day ago 61% |
Advertisement
BBVA and
Correlation & Price change
A.I.dvisor indicates that over the last year, BBVA has been closely correlated with SAN. These tickers have moved in lockstep 78% of the time. This A.I.-generated data suggests there is a high statistical probability that if BBVA jumps, then SAN could also see price increases.
| Ticker / NAME | Correlation To BBVA | 1D Price Change % | ||
|---|---|---|---|---|
| BBVA | 100% | -2.75% | ||
| SAN - BBVA | 78% Closely correlated | -2.01% | ||
| ING - BBVA | 69% Closely correlated | -1.90% | ||
| BCS - BBVA | 66% Loosely correlated | -2.33% | ||
| HSBC - BBVA | 61% Loosely correlated | -1.65% | ||
| NWG - BBVA | 58% Loosely correlated | -1.98% | ||
More | ||||
ING and
Correlation & Price change
A.I.dvisor indicates that over the last year, ING has been closely correlated with SAN. These tickers have moved in lockstep 73% of the time. This A.I.-generated data suggests there is a high statistical probability that if ING jumps, then SAN could also see price increases.
| Ticker / NAME | Correlation To ING | 1D Price Change % | ||
|---|---|---|---|---|
| ING | 100% | -1.90% | ||
| SAN - ING | 73% Closely correlated | -2.01% | ||
| BCS - ING | 70% Closely correlated | -2.33% | ||
| HSBC - ING | 69% Closely correlated | -1.65% | ||
| BBVA - ING | 67% Closely correlated | -2.75% | ||
| UBS - ING | 60% Loosely correlated | -1.74% | ||
More | ||||