BFIN
Price
$10.96
Change
-$0.16 (-1.44%)
Updated
Aug 1 closing price
Capitalization
130.84M
86 days until earnings call
UCB
Price
$29.91
Change
-$0.59 (-1.93%)
Updated
Aug 1 closing price
Capitalization
3.13B
80 days until earnings call
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BFIN vs UCB

Header iconBFIN vs UCB Comparison
Open Charts BFIN vs UCBBanner chart's image
BankFinancial
Price$10.96
Change-$0.16 (-1.44%)
Volume$73.33K
Capitalization130.84M
United Community Banks
Price$29.91
Change-$0.59 (-1.93%)
Volume$828.54K
Capitalization3.13B
BFIN vs UCB Comparison Chart in %
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BFIN
Daily Signalchanged days ago
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UCB
Daily Signalchanged days ago
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BFIN vs. UCB commentary
Aug 02, 2025

To compare these two companies we present long-term analysis, their fundamental ratings and make comparative short-term technical analysis which are presented below. The conclusion is BFIN is a StrongBuy and UCB is a Hold.

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COMPARISON
Comparison
Aug 02, 2025
Stock price -- (BFIN: $10.96 vs. UCB: $29.91)
Brand notoriety: BFIN and UCB are both not notable
Both companies represent the Regional Banks industry
Current volume relative to the 65-day Moving Average: BFIN: 123% vs. UCB: 121%
Market capitalization -- BFIN: $130.84M vs. UCB: $3.13B
BFIN [@Regional Banks] is valued at $130.84M. UCB’s [@Regional Banks] market capitalization is $3.13B. The market cap for tickers in the [@Regional Banks] industry ranges from $133.96B to $0. The average market capitalization across the [@Regional Banks] industry is $6.06B.

Long-Term Analysis

It is best to consider a long-term outlook for a ticker by using Fundamental Analysis (FA) ratings. The rating of 1 to 100, where 1 is best and 100 is worst, is divided into thirds. The first third (a green rating of 1-33) indicates that the ticker is undervalued; the second third (a grey number between 34 and 66) means that the ticker is valued fairly; and the last third (red number of 67 to 100) reflects that the ticker is undervalued. We use an FA Score to show how many ratings show the ticker to be undervalued (green) or overvalued (red).

BFIN’s FA Score shows that 2 FA rating(s) are green whileUCB’s FA Score has 1 green FA rating(s).

  • BFIN’s FA Score: 2 green, 3 red.
  • UCB’s FA Score: 1 green, 4 red.
According to our system of comparison, BFIN is a better buy in the long-term than UCB.

Short-Term Analysis

It is best to consider a short-term outlook for a ticker by using Technical Analysis (TA) indicators. We use Odds of Success as the percentage of outcomes which confirm successful trade signals in the past.

If the Odds of Success (the likelihood of the continuation of a trend) for each indicator are greater than 50%, then the generated signal is confirmed. A green percentage from 90% to 51% indicates that the ticker is in a bullish trend. A red percentage from 90% - 51% indicates that the ticker is in a bearish trend. All grey percentages are below 50% and are considered not to confirm the trend signal.

BFIN’s TA Score shows that 4 TA indicator(s) are bullish while UCB’s TA Score has 4 bullish TA indicator(s).

  • BFIN’s TA Score: 4 bullish, 5 bearish.
  • UCB’s TA Score: 4 bullish, 4 bearish.
According to our system of comparison, BFIN is a better buy in the short-term than UCB.

Price Growth

BFIN (@Regional Banks) experienced а -4.70% price change this week, while UCB (@Regional Banks) price change was -5.17% for the same time period.

The average weekly price growth across all stocks in the @Regional Banks industry was -1.81%. For the same industry, the average monthly price growth was -0.38%, and the average quarterly price growth was +7.26%.

Reported Earning Dates

BFIN is expected to report earnings on Oct 27, 2025.

UCB is expected to report earnings on Oct 21, 2025.

Industries' Descriptions

@Regional Banks (-1.81% weekly)

Regional banks have a smaller reach than major banks, and cater mostly to one region of a country, such as a state or within a group of states. They offer services often similar – albeit with some limitations/smaller scale – compared to major banks. Taking deposits, making loans, mortgages, leases, credit cards , fund management, insurance and investment banking. SunTrust Banks, State Street Corp., M&T Bank Corp. are some examples of U.S. regional banks.

SUMMARIES
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FUNDAMENTALS
Fundamentals
UCB($3.13B) has a higher market cap than BFIN($131M). UCB has higher P/E ratio than BFIN: UCB (16.42) vs BFIN (14.22). UCB YTD gains are higher at: -5.849 vs. BFIN (-12.297). UCB has more cash in the bank: 201M vs. BFIN (19.7M). BFIN has less debt than UCB: BFIN (44.7M) vs UCB (325M). UCB has higher revenues than BFIN: UCB (872M) vs BFIN (56.2M).
BFINUCBBFIN / UCB
Capitalization131M3.13B4%
EBITDAN/AN/A-
Gain YTD-12.297-5.849210%
P/E Ratio14.2216.4287%
Revenue56.2M872M6%
Total Cash19.7M201M10%
Total Debt44.7M325M14%
FUNDAMENTALS RATINGS
BFIN vs UCB: Fundamental Ratings
BFIN
UCB
OUTLOOK RATING
1..100
664
VALUATION
overvalued / fair valued / undervalued
1..100
58
Fair valued
63
Fair valued
PROFIT vs RISK RATING
1..100
3253
SMR RATING
1..100
6111
PRICE GROWTH RATING
1..100
7856
P/E GROWTH RATING
1..100
1183
SEASONALITY SCORE
1..100
n/an/a

Tickeron ratings are formulated such that a rating of 1 designates the most successful stocks in a given industry, while a rating of 100 points to the least successful stocks for that industry.

BFIN's Valuation (58) in the Savings Banks industry is in the same range as UCB (63) in the Regional Banks industry. This means that BFIN’s stock grew similarly to UCB’s over the last 12 months.

BFIN's Profit vs Risk Rating (32) in the Savings Banks industry is in the same range as UCB (53) in the Regional Banks industry. This means that BFIN’s stock grew similarly to UCB’s over the last 12 months.

UCB's SMR Rating (11) in the Regional Banks industry is somewhat better than the same rating for BFIN (61) in the Savings Banks industry. This means that UCB’s stock grew somewhat faster than BFIN’s over the last 12 months.

UCB's Price Growth Rating (56) in the Regional Banks industry is in the same range as BFIN (78) in the Savings Banks industry. This means that UCB’s stock grew similarly to BFIN’s over the last 12 months.

BFIN's P/E Growth Rating (11) in the Savings Banks industry is significantly better than the same rating for UCB (83) in the Regional Banks industry. This means that BFIN’s stock grew significantly faster than UCB’s over the last 12 months.

TECHNICAL ANALYSIS
Technical Analysis
BFINUCB
RSI
ODDS (%)
N/A
Bearish Trend 2 days ago
86%
Stochastic
ODDS (%)
Bullish Trend 2 days ago
57%
Bullish Trend 2 days ago
63%
Momentum
ODDS (%)
Bearish Trend 2 days ago
45%
Bearish Trend 2 days ago
71%
MACD
ODDS (%)
Bearish Trend 2 days ago
52%
Bearish Trend 2 days ago
60%
TrendWeek
ODDS (%)
Bearish Trend 2 days ago
44%
Bearish Trend 2 days ago
69%
TrendMonth
ODDS (%)
Bearish Trend 2 days ago
38%
Bearish Trend 2 days ago
65%
Advances
ODDS (%)
Bullish Trend 6 days ago
61%
Bullish Trend 17 days ago
61%
Declines
ODDS (%)
Bearish Trend 3 days ago
45%
Bearish Trend 2 days ago
70%
BollingerBands
ODDS (%)
Bullish Trend 2 days ago
68%
Bullish Trend 2 days ago
72%
Aroon
ODDS (%)
Bullish Trend 2 days ago
69%
Bullish Trend 2 days ago
54%
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BFIN
Daily Signalchanged days ago
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UCB
Daily Signalchanged days ago
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BFIN and

Correlation & Price change

A.I.dvisor indicates that over the last year, BFIN has been loosely correlated with UBFO. These tickers have moved in lockstep 43% of the time. This A.I.-generated data suggests there is some statistical probability that if BFIN jumps, then UBFO could also see price increases.

1D
1W
1M
1Q
6M
1Y
5Y
Ticker /
NAME
Correlation
To BFIN
1D Price
Change %
BFIN100%
-1.97%
UBFO - BFIN
43%
Loosely correlated
-2.46%
WNEB - BFIN
42%
Loosely correlated
-2.91%
BHB - BFIN
42%
Loosely correlated
-1.38%
HFWA - BFIN
42%
Loosely correlated
-1.82%
UCB - BFIN
40%
Loosely correlated
-1.93%
More

UCB and

Correlation & Price change

A.I.dvisor indicates that over the last year, UCB has been closely correlated with FNB. These tickers have moved in lockstep 92% of the time. This A.I.-generated data suggests there is a high statistical probability that if UCB jumps, then FNB could also see price increases.

1D
1W
1M
1Q
6M
1Y
5Y
Ticker /
NAME
Correlation
To UCB
1D Price
Change %
UCB100%
-1.93%
FNB - UCB
92%
Closely correlated
-3.00%
HWC - UCB
92%
Closely correlated
-3.48%
UBSI - UCB
91%
Closely correlated
-1.38%
SBCF - UCB
91%
Closely correlated
-1.95%
ABCB - UCB
91%
Closely correlated
-3.57%
More