BFIN
Price
$11.56
Change
+$0.42 (+3.77%)
Updated
Nov 21, 04:48 PM (EDT)
Capitalization
143.55M
68 days until earnings call
Intraday BUY SELL Signals
UCB
Price
$30.54
Change
+$0.79 (+2.66%)
Updated
Nov 21, 04:59 PM (EDT)
Capitalization
3.62B
60 days until earnings call
Intraday BUY SELL Signals
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BFIN vs UCB

Header iconBFIN vs UCB Comparison
Open Charts BFIN vs UCBBanner chart's image
BankFinancial
Price$11.56
Change+$0.42 (+3.77%)
Volume$200
Capitalization143.55M
United Community Banks
Price$30.54
Change+$0.79 (+2.66%)
Volume$9.15K
Capitalization3.62B
BFIN vs UCB Comparison Chart in %
BFIN
Daily Signal:
Gain/Loss:
UCB
Daily Signal:
Gain/Loss:
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VS
BFIN vs. UCB commentary
Nov 22, 2025

To compare these two companies we present long-term analysis, their fundamental ratings and make comparative short-term technical analysis which are presented below. The conclusion is BFIN is a Hold and UCB is a Hold.

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COMPARISON
Comparison
Nov 22, 2025
Stock price -- (BFIN: $11.14 vs. UCB: $29.75)
Brand notoriety: BFIN and UCB are both not notable
Both companies represent the Regional Banks industry
Current volume relative to the 65-day Moving Average: BFIN: 56% vs. UCB: 131%
Market capitalization -- BFIN: $138.81M vs. UCB: $3.62B
BFIN [@Regional Banks] is valued at $138.81M. UCB’s [@Regional Banks] market capitalization is $3.62B. The market cap for tickers in the [@Regional Banks] industry ranges from $175.21B to $0. The average market capitalization across the [@Regional Banks] industry is $8B.

Long-Term Analysis

It is best to consider a long-term outlook for a ticker by using Fundamental Analysis (FA) ratings. The rating of 1 to 100, where 1 is best and 100 is worst, is divided into thirds. The first third (a green rating of 1-33) indicates that the ticker is undervalued; the second third (a grey number between 34 and 66) means that the ticker is valued fairly; and the last third (red number of 67 to 100) reflects that the ticker is undervalued. We use an FA Score to show how many ratings show the ticker to be undervalued (green) or overvalued (red).

BFIN’s FA Score shows that 2 FA rating(s) are green whileUCB’s FA Score has 1 green FA rating(s).

  • BFIN’s FA Score: 2 green, 3 red.
  • UCB’s FA Score: 1 green, 4 red.
According to our system of comparison, BFIN is a better buy in the long-term than UCB.

Short-Term Analysis

It is best to consider a short-term outlook for a ticker by using Technical Analysis (TA) indicators. We use Odds of Success as the percentage of outcomes which confirm successful trade signals in the past.

If the Odds of Success (the likelihood of the continuation of a trend) for each indicator are greater than 50%, then the generated signal is confirmed. A green percentage from 90% to 51% indicates that the ticker is in a bullish trend. A red percentage from 90% - 51% indicates that the ticker is in a bearish trend. All grey percentages are below 50% and are considered not to confirm the trend signal.

BFIN’s TA Score shows that 6 TA indicator(s) are bullish while UCB’s TA Score has 5 bullish TA indicator(s).

  • BFIN’s TA Score: 6 bullish, 4 bearish.
  • UCB’s TA Score: 5 bullish, 2 bearish.
According to our system of comparison, UCB is a better buy in the short-term than BFIN.

Price Growth

BFIN (@Regional Banks) experienced а -1.68% price change this week, while UCB (@Regional Banks) price change was -0.77% for the same time period.

The average weekly price growth across all stocks in the @Regional Banks industry was +0.17%. For the same industry, the average monthly price growth was +2.33%, and the average quarterly price growth was +12.42%.

Reported Earning Dates

BFIN is expected to report earnings on Jan 28, 2026.

UCB is expected to report earnings on Jan 20, 2026.

Industries' Descriptions

@Regional Banks (+0.17% weekly)

Regional banks have a smaller reach than major banks, and cater mostly to one region of a country, such as a state or within a group of states. They offer services often similar – albeit with some limitations/smaller scale – compared to major banks. Taking deposits, making loans, mortgages, leases, credit cards , fund management, insurance and investment banking. SunTrust Banks, State Street Corp., M&T Bank Corp. are some examples of U.S. regional banks.

SUMMARIES
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FUNDAMENTALS
Fundamentals
UCB($3.62B) has a higher market cap than BFIN($144M). BFIN has higher P/E ratio than UCB: BFIN (60.63) vs UCB (11.81). UCB YTD gains are higher at: -5.624 vs. BFIN (-6.199). UCB has more cash in the bank: 202M vs. BFIN (17.7M). BFIN has less debt than UCB: BFIN (33.3M) vs UCB (155M). UCB has higher revenues than BFIN: UCB (953M) vs BFIN (53M).
BFINUCBBFIN / UCB
Capitalization144M3.62B4%
EBITDAN/AN/A-
Gain YTD-6.199-5.624110%
P/E Ratio60.6311.81514%
Revenue53M953M6%
Total Cash17.7M202M9%
Total Debt33.3M155M21%
FUNDAMENTALS RATINGS
BFIN vs UCB: Fundamental Ratings
BFIN
UCB
OUTLOOK RATING
1..100
1911
VALUATION
overvalued / fair valued / undervalued
1..100
94
Overvalued
77
Overvalued
PROFIT vs RISK RATING
1..100
3263
SMR RATING
1..100
7613
PRICE GROWTH RATING
1..100
7258
P/E GROWTH RATING
1..100
490
SEASONALITY SCORE
1..100
n/a50

Tickeron ratings are formulated such that a rating of 1 designates the most successful stocks in a given industry, while a rating of 100 points to the least successful stocks for that industry.

UCB's Valuation (77) in the Regional Banks industry is in the same range as BFIN (94) in the Savings Banks industry. This means that UCB’s stock grew similarly to BFIN’s over the last 12 months.

BFIN's Profit vs Risk Rating (32) in the Savings Banks industry is in the same range as UCB (63) in the Regional Banks industry. This means that BFIN’s stock grew similarly to UCB’s over the last 12 months.

UCB's SMR Rating (13) in the Regional Banks industry is somewhat better than the same rating for BFIN (76) in the Savings Banks industry. This means that UCB’s stock grew somewhat faster than BFIN’s over the last 12 months.

UCB's Price Growth Rating (58) in the Regional Banks industry is in the same range as BFIN (72) in the Savings Banks industry. This means that UCB’s stock grew similarly to BFIN’s over the last 12 months.

BFIN's P/E Growth Rating (4) in the Savings Banks industry is significantly better than the same rating for UCB (90) in the Regional Banks industry. This means that BFIN’s stock grew significantly faster than UCB’s over the last 12 months.

TECHNICAL ANALYSIS
Technical Analysis
BFINUCB
RSI
ODDS (%)
Bullish Trend 4 days ago
43%
N/A
Stochastic
ODDS (%)
Bullish Trend 2 days ago
51%
Bullish Trend 2 days ago
59%
Momentum
ODDS (%)
Bullish Trend 2 days ago
52%
Bullish Trend 2 days ago
60%
MACD
ODDS (%)
Bullish Trend 2 days ago
56%
Bullish Trend 2 days ago
64%
TrendWeek
ODDS (%)
Bearish Trend 2 days ago
46%
Bearish Trend 2 days ago
69%
TrendMonth
ODDS (%)
Bearish Trend 2 days ago
40%
Bearish Trend 2 days ago
66%
Advances
ODDS (%)
Bullish Trend 2 days ago
58%
Bullish Trend 3 days ago
56%
Declines
ODDS (%)
Bearish Trend 22 days ago
48%
Bearish Trend 9 days ago
71%
BollingerBands
ODDS (%)
Bullish Trend 5 days ago
43%
Bullish Trend 5 days ago
63%
Aroon
ODDS (%)
Bearish Trend 2 days ago
40%
Bearish Trend 2 days ago
64%
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BFIN
Daily Signal:
Gain/Loss:
UCB
Daily Signal:
Gain/Loss:
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BFIN and

Correlation & Price change

A.I.dvisor indicates that over the last year, BFIN has been loosely correlated with NWBI. These tickers have moved in lockstep 59% of the time. This A.I.-generated data suggests there is some statistical probability that if BFIN jumps, then NWBI could also see price increases.

1D
1W
1M
1Q
6M
1Y
5Y
Ticker /
NAME
Correlation
To BFIN
1D Price
Change %
BFIN100%
+3.41%
NWBI - BFIN
59%
Loosely correlated
+4.07%
TMP - BFIN
59%
Loosely correlated
+3.68%
HFWA - BFIN
58%
Loosely correlated
+4.26%
UCB - BFIN
58%
Loosely correlated
+2.62%
BY - BFIN
58%
Loosely correlated
+2.53%
More

UCB and

Correlation & Price change

A.I.dvisor indicates that over the last year, UCB has been closely correlated with FNB. These tickers have moved in lockstep 92% of the time. This A.I.-generated data suggests there is a high statistical probability that if UCB jumps, then FNB could also see price increases.

1D
1W
1M
1Q
6M
1Y
5Y
Ticker /
NAME
Correlation
To UCB
1D Price
Change %
UCB100%
-0.07%
FNB - UCB
92%
Closely correlated
-0.76%
FULT - UCB
91%
Closely correlated
-0.75%
UBSI - UCB
91%
Closely correlated
+0.48%
FFBC - UCB
91%
Closely correlated
+0.08%
WSFS - UCB
91%
Closely correlated
+0.02%
More