UBSI
Price
$37.34
Change
+$0.60 (+1.63%)
Updated
Jul 18, 04:59 PM (EDT)
Capitalization
4.74B
6 days until earnings call
UCB
Price
$31.73
Change
+$0.01 (+0.03%)
Updated
Jul 18, 04:59 PM (EDT)
Capitalization
3.13B
5 days until earnings call
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UBSI vs UCB

Header iconUBSI vs UCB Comparison
Open Charts UBSI vs UCBBanner chart's image
United Bankshares
Price$37.34
Change+$0.60 (+1.63%)
Volume$51.1K
Capitalization4.74B
United Community Banks
Price$31.73
Change+$0.01 (+0.03%)
Volume$6.21K
Capitalization3.13B
UBSI vs UCB Comparison Chart in %
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UBSI
Daily Signalchanged days ago
Gain/Loss if bought
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UCB
Daily Signalchanged days ago
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UBSI vs. UCB commentary
Jul 18, 2025

To compare these two companies we present long-term analysis, their fundamental ratings and make comparative short-term technical analysis which are presented below. The conclusion is UBSI is a Hold and UCB is a Hold.

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COMPARISON
Comparison
Jul 18, 2025
Stock price -- (UBSI: $37.48 vs. UCB: $31.72)
Brand notoriety: UBSI and UCB are both not notable
Both companies represent the Regional Banks industry
Current volume relative to the 65-day Moving Average: UBSI: 128% vs. UCB: 134%
Market capitalization -- UBSI: $4.74B vs. UCB: $3.13B
UBSI [@Regional Banks] is valued at $4.74B. UCB’s [@Regional Banks] market capitalization is $3.13B. The market cap for tickers in the [@Regional Banks] industry ranges from $133.96B to $0. The average market capitalization across the [@Regional Banks] industry is $6.04B.

Long-Term Analysis

It is best to consider a long-term outlook for a ticker by using Fundamental Analysis (FA) ratings. The rating of 1 to 100, where 1 is best and 100 is worst, is divided into thirds. The first third (a green rating of 1-33) indicates that the ticker is undervalued; the second third (a grey number between 34 and 66) means that the ticker is valued fairly; and the last third (red number of 67 to 100) reflects that the ticker is undervalued. We use an FA Score to show how many ratings show the ticker to be undervalued (green) or overvalued (red).

UBSI’s FA Score shows that 1 FA rating(s) are green whileUCB’s FA Score has 1 green FA rating(s).

  • UBSI’s FA Score: 1 green, 4 red.
  • UCB’s FA Score: 1 green, 4 red.
According to our system of comparison, UBSI is a better buy in the long-term than UCB.

Short-Term Analysis

It is best to consider a short-term outlook for a ticker by using Technical Analysis (TA) indicators. We use Odds of Success as the percentage of outcomes which confirm successful trade signals in the past.

If the Odds of Success (the likelihood of the continuation of a trend) for each indicator are greater than 50%, then the generated signal is confirmed. A green percentage from 90% to 51% indicates that the ticker is in a bullish trend. A red percentage from 90% - 51% indicates that the ticker is in a bearish trend. All grey percentages are below 50% and are considered not to confirm the trend signal.

UBSI’s TA Score shows that 2 TA indicator(s) are bullish while UCB’s TA Score has 3 bullish TA indicator(s).

  • UBSI’s TA Score: 2 bullish, 6 bearish.
  • UCB’s TA Score: 3 bullish, 4 bearish.
According to our system of comparison, UCB is a better buy in the short-term than UBSI.

Price Growth

UBSI (@Regional Banks) experienced а -1.99% price change this week, while UCB (@Regional Banks) price change was +0.16% for the same time period.

The average weekly price growth across all stocks in the @Regional Banks industry was +0.33%. For the same industry, the average monthly price growth was +5.35%, and the average quarterly price growth was +9.88%.

Reported Earning Dates

UBSI is expected to report earnings on Oct 23, 2025.

UCB is expected to report earnings on Oct 21, 2025.

Industries' Descriptions

@Regional Banks (+0.33% weekly)

Regional banks have a smaller reach than major banks, and cater mostly to one region of a country, such as a state or within a group of states. They offer services often similar – albeit with some limitations/smaller scale – compared to major banks. Taking deposits, making loans, mortgages, leases, credit cards , fund management, insurance and investment banking. SunTrust Banks, State Street Corp., M&T Bank Corp. are some examples of U.S. regional banks.

SUMMARIES
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FUNDAMENTALS
Fundamentals
UBSI($4.74B) has a higher market cap than UCB($3.13B). UCB has higher P/E ratio than UBSI: UCB (16.42) vs UBSI (12.97). UBSI YTD gains are higher at: 1.949 vs. UCB (-0.151). UBSI has more cash in the bank: 270M vs. UCB (201M). UCB has less debt than UBSI: UCB (325M) vs UBSI (1.88B). UBSI has higher revenues than UCB: UBSI (1.05B) vs UCB (872M).
UBSIUCBUBSI / UCB
Capitalization4.74B3.13B151%
EBITDAN/AN/A-
Gain YTD1.949-0.151-1,291%
P/E Ratio12.9716.4279%
Revenue1.05B872M120%
Total Cash270M201M134%
Total Debt1.88B325M579%
FUNDAMENTALS RATINGS
UBSI vs UCB: Fundamental Ratings
UBSI
UCB
OUTLOOK RATING
1..100
1021
VALUATION
overvalued / fair valued / undervalued
1..100
49
Fair valued
70
Overvalued
PROFIT vs RISK RATING
1..100
4153
SMR RATING
1..100
1111
PRICE GROWTH RATING
1..100
5246
P/E GROWTH RATING
1..100
5577
SEASONALITY SCORE
1..100
n/a50

Tickeron ratings are formulated such that a rating of 1 designates the most successful stocks in a given industry, while a rating of 100 points to the least successful stocks for that industry.

UBSI's Valuation (49) in the Regional Banks industry is in the same range as UCB (70). This means that UBSI’s stock grew similarly to UCB’s over the last 12 months.

UBSI's Profit vs Risk Rating (41) in the Regional Banks industry is in the same range as UCB (53). This means that UBSI’s stock grew similarly to UCB’s over the last 12 months.

UBSI's SMR Rating (11) in the Regional Banks industry is in the same range as UCB (11). This means that UBSI’s stock grew similarly to UCB’s over the last 12 months.

UCB's Price Growth Rating (46) in the Regional Banks industry is in the same range as UBSI (52). This means that UCB’s stock grew similarly to UBSI’s over the last 12 months.

UBSI's P/E Growth Rating (55) in the Regional Banks industry is in the same range as UCB (77). This means that UBSI’s stock grew similarly to UCB’s over the last 12 months.

TECHNICAL ANALYSIS
Technical Analysis
UBSIUCB
RSI
ODDS (%)
Bearish Trend 2 days ago
71%
Bearish Trend 2 days ago
66%
Stochastic
ODDS (%)
Bearish Trend 2 days ago
62%
Bearish Trend 2 days ago
68%
Momentum
ODDS (%)
Bearish Trend 2 days ago
66%
Bullish Trend 2 days ago
57%
MACD
ODDS (%)
Bearish Trend 2 days ago
61%
Bullish Trend 2 days ago
64%
TrendWeek
ODDS (%)
Bearish Trend 2 days ago
61%
Bullish Trend 2 days ago
61%
TrendMonth
ODDS (%)
Bullish Trend 2 days ago
55%
Bullish Trend 2 days ago
59%
Advances
ODDS (%)
Bullish Trend 2 days ago
53%
Bullish Trend 2 days ago
61%
Declines
ODDS (%)
N/A
Bearish Trend 11 days ago
71%
BollingerBands
ODDS (%)
Bearish Trend 2 days ago
77%
Bearish Trend 2 days ago
75%
Aroon
ODDS (%)
Bearish Trend 2 days ago
66%
N/A
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UBSI
Daily Signalchanged days ago
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UCB
Daily Signalchanged days ago
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