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BOKF vs INDB
Which Stock Would AI Choose? BOK Financial Corporation (BOKF) vs. Independent Bank Corp. (INDB) Stock Comparison
Key Takeaways
- BOKF outperforms INDB in recent market activity with a year-to-date return of approximately 16% compared to 9%.
- BOKF boasts a larger market capitalization of $8.3 billion versus INDB's $3.8 billion, offering greater scale in regional banking operations.
- Both stocks delivered solid Q1 2026 earnings, with BOKF revenue up 9.7% year-over-year and INDB surging 41.9%.
- INDB provides a higher dividend yield around 3.2%, appealing to income-focused investors.
- BOKF exhibits stronger return on equity (ROE, a measure of profitability relative to shareholders' equity) at 10.5% versus INDB's 7.3%.
- One-year returns favor BOKF at 54% compared to INDB's 47%, reflecting robust relative performance.
Introduction
This stock comparison examines BOKF and INDB, two regional banks navigating a dynamic interest rate environment and economic shifts. Both operate in the competitive U.S. banking sector, focusing on commercial and consumer services. Traders seeking momentum plays and investors eyeing dividend stability or growth potential will find value in analyzing their recent trajectories, financial metrics, and market positioning. With regional banks sensitive to net interest income (NII, revenue from interest-earning assets minus interest expenses) and loan growth, this head-to-head highlights key contrasts for informed decision-making in today's market.
BOKF Overview and Recent Performance
BOKF, the holding company for BOKF, NA, delivers banking, wealth management, and brokerage services across Oklahoma, Texas, and neighboring states. Its diversified segments include commercial banking for middle-market clients, consumer retail, and wealth services with fiduciary and investment advisory offerings. In recent market activity, BOKF shares have traded near $137, within a 52-week range of $85 to $140, supported by a market cap of $8.3 billion and a trailing P/E ratio of 14.
Sentiment has been bolstered by strong Q1 2026 results, with revenue meeting expectations and up 9.7% year-over-year, despite a minor dip in NII. Earnings topped estimates, driving positive momentum amid broader regional bank recovery. Year-to-date gains of 16% and one-year returns exceeding 50% reflect resilience, influenced by solid loan demand in energy and healthcare sectors, stable deposits, and efficient expense management. Trading volume has averaged around 366,000 shares, with a beta of 0.84 indicating moderate volatility relative to the market.
INDB Overview and Recent Performance
INDB, parent of Rockland Trust Company, provides commercial and retail banking primarily in Massachusetts and surrounding areas. Services encompass deposits, commercial real estate loans, residential mortgages, cash management, and trust/investment advisory for small-to-medium businesses and individuals. Shares recently hovered around $79, in a 52-week range of $54 to $87, with a $3.8 billion market cap and trailing P/E of 15.8.
Recent weeks have seen upbeat sentiment following Q1 2026 earnings, where revenue rose 41.9% year-over-year and profitability improved with stable balance sheet metrics. Earnings aligned with expectations, fueled by robust loan growth and fee income from wealth management. Year-to-date performance stands at 9%, with one-year gains near 47%, trailing some peers but supported by a deposit franchise and controlled credit costs. Average volume is about 349,000 shares, with a beta of 0.81 signaling lower market sensitivity.
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Head-to-Head Comparison
Both BOKF and INDB are regional banks with overlapping models in commercial lending and deposits, but BOKF benefits from broader geographic exposure and stronger wealth management fees, contributing to higher ROE and revenue scale. Growth drivers differ: BOKF leverages energy/healthcare loans, while INDB emphasizes real estate and Northeast retail.
Recent momentum favors BOKF with superior YTD and one-year gains, though INDB shows explosive quarterly revenue growth. Risk factors include interest rate sensitivity and credit quality (both maintain low NCO, net charge-offs), but BOKF's larger size offers diversification. Sector exposure is similar in banking, yet BOKF edges in market sentiment via consistent beats. Trade-offs pit BOKF's growth against INDB's yield appeal.
Tickeron AI Verdict
Tickeron's AI currently leans toward BOKF based on superior trend consistency, higher ROE, stronger recent returns, and positive earnings catalysts positioning it favorably amid regional bank rallies. While INDB demonstrates revenue acceleration and yield advantages, BOKF's scale and momentum suggest higher probability of outperformance in prevailing conditions.
Disclaimer
The information on this webpage is provided for general informational and educational purposes only and is not intended as investment advice, a recommendation to purchase or sell any security, or an offer or solicitation related to investments. It does not consider your personal financial situation, goals, or risk profile, and all investing carries inherent risks, including the possibility of losing your entire investment. For more details, please review our full disclaimer. Disclaimers and Limitations
To compare these two companies we present long-term analysis, their fundamental ratings and make comparative short-term technical analysis which are presented below. The conclusion is BOKF is a Buy and INDB is a Hold.
Long-Term Analysis
It is best to consider a long-term outlook for a ticker by using Fundamental Analysis (FA) ratings. The rating of 1 to 100, where 1 is best and 100 is worst, is divided into thirds. The first third (a green rating of 1-33) indicates that the ticker is undervalued; the second third (a grey number between 34 and 66) means that the ticker is valued fairly; and the last third (red number of 67 to 100) reflects that the ticker is undervalued. We use an FA Score to show how many ratings show the ticker to be undervalued (green) or overvalued (red).
BOKF’s FA Score shows that 2 FA rating(s) are green whileINDB’s FA Score has 0 green FA rating(s).
- BOKF’s FA Score: 2 green, 3 red.
- INDB’s FA Score: 0 green, 5 red.
Short-Term Analysis
It is best to consider a short-term outlook for a ticker by using Technical Analysis (TA) indicators. We use Odds of Success as the percentage of outcomes which confirm successful trade signals in the past.
If the Odds of Success (the likelihood of the continuation of a trend) for each indicator are greater than 50%, then the generated signal is confirmed. A green percentage from 90% to 51% indicates that the ticker is in a bullish trend. A red percentage from 90% - 51% indicates that the ticker is in a bearish trend. All grey percentages are below 50% and are considered not to confirm the trend signal.
BOKF’s TA Score shows that 6 TA indicator(s) are bullish while INDB’s TA Score has 5 bullish TA indicator(s).
- BOKF’s TA Score: 6 bullish, 3 bearish.
- INDB’s TA Score: 5 bullish, 4 bearish.
Price Growth
BOKF (@Regional Banks) experienced а +0.61% price change this week, while INDB (@Regional Banks) price change was -0.79% for the same time period.
The average weekly price growth across all stocks in the @Regional Banks industry was +1.31%. For the same industry, the average monthly price growth was +5.68%, and the average quarterly price growth was +13.55%.
Reported Earning Dates
BOKF is expected to report earnings on Jul 29, 2026.
INDB is expected to report earnings on Jul 16, 2026.
Industries' Descriptions
@Regional Banks (+1.31% weekly)Regional banks have a smaller reach than major banks, and cater mostly to one region of a country, such as a state or within a group of states. They offer services often similar – albeit with some limitations/smaller scale – compared to major banks. Taking deposits, making loans, mortgages, leases, credit cards , fund management, insurance and investment banking. SunTrust Banks, State Street Corp., M&T Bank Corp. are some examples of U.S. regional banks.
| BOKF | INDB | BOKF / INDB | |
| Capitalization | 8.07B | 3.93B | 205% |
| EBITDA | N/A | N/A | - |
| Gain YTD | 13.233 | 12.360 | 107% |
| P/E Ratio | 13.43 | 16.18 | 83% |
| Revenue | 2.14B | 923M | 232% |
| Total Cash | 1B | 203M | 493% |
| Total Debt | 6.12B | 776M | 788% |
BOKF | INDB | ||
|---|---|---|---|
OUTLOOK RATING 1..100 | 10 | 14 | |
VALUATION overvalued / fair valued / undervalued 1..100 | 60 Fair valued | 86 Overvalued | |
PROFIT vs RISK RATING 1..100 | 43 | 76 | |
SMR RATING 1..100 | 21 | 34 | |
PRICE GROWTH RATING 1..100 | 48 | 47 | |
P/E GROWTH RATING 1..100 | 31 | 38 | |
SEASONALITY SCORE 1..100 | 50 | 85 |
Tickeron ratings are formulated such that a rating of 1 designates the most successful stocks in a given industry, while a rating of 100 points to the least successful stocks for that industry.
BOKF's Valuation (60) in the Regional Banks industry is in the same range as INDB (86). This means that BOKF’s stock grew similarly to INDB’s over the last 12 months.
BOKF's Profit vs Risk Rating (43) in the Regional Banks industry is somewhat better than the same rating for INDB (76). This means that BOKF’s stock grew somewhat faster than INDB’s over the last 12 months.
BOKF's SMR Rating (21) in the Regional Banks industry is in the same range as INDB (34). This means that BOKF’s stock grew similarly to INDB’s over the last 12 months.
INDB's Price Growth Rating (47) in the Regional Banks industry is in the same range as BOKF (48). This means that INDB’s stock grew similarly to BOKF’s over the last 12 months.
BOKF's P/E Growth Rating (31) in the Regional Banks industry is in the same range as INDB (38). This means that BOKF’s stock grew similarly to INDB’s over the last 12 months.
| BOKF | INDB | |
|---|---|---|
| RSI ODDS (%) | 6 days ago 46% | 2 days ago 68% |
| Stochastic ODDS (%) | 2 days ago 67% | 2 days ago 71% |
| Momentum ODDS (%) | 2 days ago 66% | 2 days ago 65% |
| MACD ODDS (%) | 2 days ago 57% | 2 days ago 70% |
| TrendWeek ODDS (%) | 2 days ago 64% | 2 days ago 68% |
| TrendMonth ODDS (%) | 2 days ago 56% | 2 days ago 60% |
| Advances ODDS (%) | 12 days ago 61% | 12 days ago 61% |
| Declines ODDS (%) | 6 days ago 61% | 6 days ago 70% |
| BollingerBands ODDS (%) | N/A | 2 days ago 72% |
| Aroon ODDS (%) | 2 days ago 63% | 2 days ago 56% |
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BOKF and
Correlation & Price change
A.I.dvisor indicates that over the last year, BOKF has been closely correlated with UBSI. These tickers have moved in lockstep 87% of the time. This A.I.-generated data suggests there is a high statistical probability that if BOKF jumps, then UBSI could also see price increases.
| Ticker / NAME | Correlation To BOKF | 1D Price Change % | ||
|---|---|---|---|---|
| BOKF | 100% | +1.93% | ||
| UBSI - BOKF | 87% Closely correlated | +1.17% | ||
| UCB - BOKF | 85% Closely correlated | +1.61% | ||
| AUB - BOKF | 85% Closely correlated | +1.17% | ||
| INDB - BOKF | 85% Closely correlated | +0.43% | ||
| FNB - BOKF | 84% Closely correlated | +0.71% | ||
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INDB and
Correlation & Price change
A.I.dvisor indicates that over the last year, INDB has been closely correlated with HOMB. These tickers have moved in lockstep 88% of the time. This A.I.-generated data suggests there is a high statistical probability that if INDB jumps, then HOMB could also see price increases.
| Ticker / NAME | Correlation To INDB | 1D Price Change % | ||
|---|---|---|---|---|
| INDB | 100% | +0.43% | ||
| HOMB - INDB | 88% Closely correlated | +0.47% | ||
| UBSI - INDB | 86% Closely correlated | +1.17% | ||
| ONB - INDB | 85% Closely correlated | +0.85% | ||
| BOKF - INDB | 85% Closely correlated | +1.93% | ||
| STBA - INDB | 84% Closely correlated | +1.00% | ||
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