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BRO vs ERIE
Which Stock Would AI Choose? Brown & Brown (BRO) vs. Erie Indemnity (ERIE) Stock Comparison
Key Takeaways
- BRO and ERIE are both insurance sector players, with BRO operating as a full-service brokerage and ERIE serving as managing attorney-in-fact for the Erie Insurance Exchange.
- In recent market activity, BRO has traded near $67.66 with a market capitalization of approximately $22.9 billion, while ERIE closed around $223.55 with a market capitalization near $11.7 billion.
- Both companies have upcoming second-quarter 2026 earnings releases, with BRO reporting on July 27-28 and ERIE on July 30.
- BRO has pursued an AI-first transformation through partnerships, while ERIE maintains a low-debt balance sheet and focuses on operational services for its insurance exchange.
- Over recent weeks, BRO has shown relative resilience in the insurance brokers space compared to ERIE's more pronounced volatility from prior highs.
- Sector exposure remains similar, but differences in business models create distinct risk-return profiles for investors evaluating relative performance.
Introduction
This comparison examines BRO and ERIE, two stocks in the insurance brokers sector. Both companies operate within the broader financial services industry but pursue different business models that influence their market positioning and performance characteristics. The analysis is relevant for traders and investors seeking to understand relative performance, growth drivers, and risk factors in the current market environment. It provides objective data on recent price behavior, upcoming catalysts such as earnings reports, and key operational distinctions to support informed evaluation of these securities.
BRO Overview and Recent Performance
Brown & Brown, Inc. markets and sells insurance products and services across the United States, the United Kingdom, and internationally through its Retail and Specialty Distribution segments. In recent market activity, the stock has traded with a market capitalization of approximately $22.9 billion and a trailing P/E ratio of 22.04. Price action has reflected broader sector dynamics amid anticipation of its second-quarter 2026 earnings release scheduled for July 27 after market close, with the conference call set for July 28. Analysts have projected notable year-over-year revenue growth. Recent developments include the company's stated pursuit of an AI-first transformation through partnerships with firms such as Anthropic, McKinsey, and Accenture to enhance operations and productivity. These factors have contributed to sentiment in recent weeks as the stock navigated volatility within its 52-week range of $53.81 to $104.10.
ERIE Overview and Recent Performance
Erie Indemnity Company operates as the managing attorney-in-fact for subscribers at the Erie Insurance Exchange, providing services including policy issuance, sales support, underwriting, and administrative functions. In recent market activity, the stock has traded with a market capitalization near $11.7 billion and a trailing P/E ratio of approximately 20.45. Price behavior has shown notable volatility, with the shares recovering from levels near the lower end of their 52-week range of $204.63 to $380.67. The company is scheduled to report second-quarter 2026 results after market close on July 30, followed by a pre-recorded webcast on July 31. Recent market sentiment has been influenced by the stock's significant underperformance relative to prior highs over the past year, alongside its characteristically low debt-to-equity ratio and focus on operational efficiency for the insurance exchange.
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Head-to-Head Comparison
BRO functions as an independent insurance brokerage with diversified retail and specialty distribution capabilities, exposing it to organic growth through client acquisition and cross-selling. In contrast, ERIE derives revenue primarily from service fees tied to the Erie Insurance Exchange, resulting in a more stable but potentially less scalable model with lower financial leverage. Recent momentum has favored BRO in relative terms amid its AI initiatives, while ERIE has contended with sharper drawdowns from peak levels despite a stronger balance sheet. Risk factors differ notably: BRO carries higher debt relative to equity, whereas ERIE maintains minimal leverage. Both face sector-wide pressures from insurance pricing cycles and catastrophe losses, yet BRO's international and specialty exposure introduces additional variables compared to ERIE's more concentrated U.S. regional focus. Market sentiment reflects these trade-offs, with earnings catalysts likely to influence near-term positioning for each.
Tickeron AI Verdict
Based on observable factors such as trend consistency, earnings visibility, and relative positioning in recent market activity, Tickeron’s AI would currently assign a modestly higher probability of favorable near-term performance to BRO. This assessment considers BRO's ongoing revenue growth expectations and AI-driven operational initiatives alongside its broader market capitalization and sector participation. ERIE presents a compelling profile through balance-sheet stability but has demonstrated greater price volatility from recent highs. The verdict remains probabilistic and tied to evolving data rather than definitive outcomes.
Disclaimer
The information on this webpage is provided for general informational and educational purposes only and is not intended as investment advice, a recommendation to purchase or sell any security, or an offer or solicitation related to investments. It does not consider your personal financial situation, goals, or risk profile, and all investing carries inherent risks, including the possibility of losing your entire investment. For more details, please review our full disclaimer.
To compare these two companies we present long-term analysis, their fundamental ratings and make comparative short-term technical analysis which are presented below. The conclusion is BRO is a Hold and ERIE is a Buy.
Long-Term Analysis
It is best to consider a long-term outlook for a ticker by using Fundamental Analysis (FA) ratings. The rating of 1 to 100, where 1 is best and 100 is worst, is divided into thirds. The first third (a green rating of 1-33) indicates that the ticker is undervalued; the second third (a grey number between 34 and 66) means that the ticker is valued fairly; and the last third (red number of 67 to 100) reflects that the ticker is undervalued. We use an FA Score to show how many ratings show the ticker to be undervalued (green) or overvalued (red).
BRO’s FA Score shows that 0 FA rating(s) are green whileERIE’s FA Score has 0 green FA rating(s).
- BRO’s FA Score: 0 green, 5 red.
- ERIE’s FA Score: 0 green, 5 red.
Short-Term Analysis
It is best to consider a short-term outlook for a ticker by using Technical Analysis (TA) indicators. We use Odds of Success as the percentage of outcomes which confirm successful trade signals in the past.
If the Odds of Success (the likelihood of the continuation of a trend) for each indicator are greater than 50%, then the generated signal is confirmed. A green percentage from 90% to 51% indicates that the ticker is in a bullish trend. A red percentage from 90% - 51% indicates that the ticker is in a bearish trend. All grey percentages are below 50% and are considered not to confirm the trend signal.
BRO’s TA Score shows that 3 TA indicator(s) are bullish while ERIE’s TA Score has 8 bullish TA indicator(s).
- BRO’s TA Score: 3 bullish, 5 bearish.
- ERIE’s TA Score: 8 bullish, 2 bearish.
Price Growth
BRO (@Insurance Brokers/Services) experienced а -1.02% price change this week, while ERIE (@Insurance Brokers/Services) price change was +1.35% for the same time period.
The average weekly price growth across all stocks in the @Insurance Brokers/Services industry was +16.19%. For the same industry, the average monthly price growth was +27.48%, and the average quarterly price growth was +37.98%.
Reported Earning Dates
BRO is expected to report earnings on Nov 02, 2026.
ERIE is expected to report earnings on Oct 22, 2026.
Industries' Descriptions
@Insurance Brokers/Services (+16.19% weekly)Insurance brokers sell, solicit, or negotiate insurance for compensation. General insurance brokers mostly cater to insurances on car, house etc. (versus life). Brokers are also often instrumental in helping small employers find health insurance, particularly in more competitive markets. Additionally, brokers may also provide risk assessments, insurance consulting services, insurance-related regulatory and legislative update services. Some of the major names in this industry include Marsh & McLennan Companies, Inc., Aon plc and Verisk Analytics Inc.
| BRO | ERIE | BRO / ERIE | |
| Capitalization | 23.6B | 13.4B | 176% |
| EBITDA | 2.47B | N/A | - |
| Gain YTD | -10.824 | -9.195 | 118% |
| P/E Ratio | 22.54 | 23.23 | 97% |
| Revenue | 6.66B | 4.19B | 159% |
| Total Cash | N/A | 375M | - |
| Total Debt | 8.01B | 0 | - |
BRO | ERIE | ||
|---|---|---|---|
OUTLOOK RATING 1..100 | 15 | 38 | |
VALUATION overvalued / fair valued / undervalued 1..100 | 80 Overvalued | 95 Overvalued | |
PROFIT vs RISK RATING 1..100 | 82 | 82 | |
SMR RATING 1..100 | 72 | 39 | |
PRICE GROWTH RATING 1..100 | 49 | 51 | |
P/E GROWTH RATING 1..100 | 68 | 77 | |
SEASONALITY SCORE 1..100 | n/a | 50 |
Tickeron ratings are formulated such that a rating of 1 designates the most successful stocks in a given industry, while a rating of 100 points to the least successful stocks for that industry.
BRO's Valuation (80) in the Insurance Brokers Or Services industry is in the same range as ERIE (95) in the Property Or Casualty Insurance industry. This means that BRO’s stock grew similarly to ERIE’s over the last 12 months.
BRO's Profit vs Risk Rating (82) in the Insurance Brokers Or Services industry is in the same range as ERIE (82) in the Property Or Casualty Insurance industry. This means that BRO’s stock grew similarly to ERIE’s over the last 12 months.
ERIE's SMR Rating (39) in the Property Or Casualty Insurance industry is somewhat better than the same rating for BRO (72) in the Insurance Brokers Or Services industry. This means that ERIE’s stock grew somewhat faster than BRO’s over the last 12 months.
BRO's Price Growth Rating (49) in the Insurance Brokers Or Services industry is in the same range as ERIE (51) in the Property Or Casualty Insurance industry. This means that BRO’s stock grew similarly to ERIE’s over the last 12 months.
BRO's P/E Growth Rating (68) in the Insurance Brokers Or Services industry is in the same range as ERIE (77) in the Property Or Casualty Insurance industry. This means that BRO’s stock grew similarly to ERIE’s over the last 12 months.
| BRO | ERIE | |
|---|---|---|
| RSI ODDS (%) | 2 days ago 47% | 2 days ago 60% |
| Stochastic ODDS (%) | 2 days ago 48% | 2 days ago 66% |
| Momentum ODDS (%) | 2 days ago 57% | 2 days ago 66% |
| MACD ODDS (%) | 2 days ago 58% | 2 days ago 57% |
| TrendWeek ODDS (%) | 2 days ago 55% | 2 days ago 62% |
| TrendMonth ODDS (%) | 2 days ago 58% | 2 days ago 63% |
| Advances ODDS (%) | 9 days ago 55% | 4 days ago 63% |
| Declines ODDS (%) | 4 days ago 54% | 25 days ago 57% |
| BollingerBands ODDS (%) | 2 days ago 47% | 2 days ago 57% |
| Aroon ODDS (%) | 2 days ago 56% | 2 days ago 67% |
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BRO and
Correlation & Price change
A.I.dvisor indicates that over the last year, BRO has been closely correlated with AJG. These tickers have moved in lockstep 80% of the time. This A.I.-generated data suggests there is a high statistical probability that if BRO jumps, then AJG could also see price increases.
| Ticker / NAME | Correlation To BRO | 1D Price Change % | ||
|---|---|---|---|---|
| BRO | 100% | -1.49% | ||
| AJG - BRO | 80% Closely correlated | -0.90% | ||
| MRSH - BRO | 78% Closely correlated | -0.46% | ||
| WTW - BRO | 62% Loosely correlated | -0.72% | ||
| ERIE - BRO | 61% Loosely correlated | +0.06% | ||
| GSHD - BRO | 61% Loosely correlated | -1.65% | ||
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ERIE and
Correlation & Price change
A.I.dvisor indicates that over the last year, ERIE has been loosely correlated with BRO. These tickers have moved in lockstep 61% of the time. This A.I.-generated data suggests there is some statistical probability that if ERIE jumps, then BRO could also see price increases.
| Ticker / NAME | Correlation To ERIE | 1D Price Change % | ||
|---|---|---|---|---|
| ERIE | 100% | +0.06% | ||
| BRO - ERIE | 61% Loosely correlated | -1.49% | ||
| AON - ERIE | 52% Loosely correlated | -0.35% | ||
| MRSH - ERIE | 52% Loosely correlated | -0.46% | ||
| AJG - ERIE | 51% Loosely correlated | -0.90% | ||
| WTW - ERIE | 47% Loosely correlated | -0.72% | ||
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