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BSVN vs SHBI
Bank7 Corp. (BSVN) vs Shore Bancshares, Inc. (SHBI) Earnings Preview: Q1 Insights Ahead
Key Takeaways
- Bank7 Corp. (BSVN) schedules Q1 2026 earnings release on April 14, 2026, with analysts projecting EPS of $1.02 and revenue around $23.7 million.
- Shore Bancshares, Inc. (SHBI) Q1 2026 earnings expected late April, following strong Q4 2025 results with EPS of $0.48, beating estimates.
- Both regional banks show solid asset quality; BSVN reported peak asset quality in recent quarters, while SHBI held nonperforming assets at 0.69%.
- BSVN maintains higher profitability per share but smaller scale ($2B assets) versus SHBI ($6.3B assets).
- Loan growth evident: BSVN at $1.6B, SHBI at $4.9B as of Q4 2025.
- Tickeron AI favors BSVN for near-term momentum tied to earnings.
Earnings Context and Why This Comparison Matters
Quarterly earnings remain pivotal for regional banks like Bank7 Corp. (BSVN) and Shore Bancshares, Inc. (SHBI), revealing trends in net interest income (NII, interest revenue minus funding costs), loan growth, deposit stability, and credit quality amid fluctuating rates. Both operate as holding companies for community-focused banks—BSVN in Oklahoma, Texas, and Kansas with business lending emphasis, and SHBI on Maryland's Eastern Shore offering consumer and commercial services. Comparing them highlights efficiency in smaller versus larger balance sheets, informing investor choices on growth potential versus stability.
Bank7 Corp. Focus
Bank7 Corp. (BSVN) will report Q1 2026 results on April 14, 2026, before market open, followed by a conference call. Analysts forecast EPS near $1.02, slightly below Q1 2025's $1.08, with revenue of about $23.7 million versus $22.6 million last year. Building on Q4 2025's net income of $10.8 million (EPS $1.12, beating estimates by 7.7%) and full-year EPS of $4.50, focus areas include continued loan expansion from $1.6 billion, deposit growth to $1.7 billion, and NII of $22.3 million in Q4. Strong organic deposit gains and peak asset quality, with low provisions ($0.7 million in Q4), position BSVN for potential beats if energy and commercial lending hold firm.
Shore Bancshares Context
Shore Bancshares (SHBI) anticipates Q1 2026 earnings around late April. In Q4 2025, net income rose to $15.9 million (EPS $0.48, up 11.6% QoQ and beating by 2.1%), driven by NII of $50.4 million and total interest income of $80.2 million. Loans grew to $4.9 billion, deposits to $5.53 billion, with CET1 (common equity tier 1 capital ratio, a key measure of bank strength) at 10.52% and ROA (return on assets) at 1.02%. Nonperforming assets stayed low at 0.69%, though net charge-offs (NCO, loans written off net of recoveries) hit $3.6 million. Efficiency ratio (noninterest expense to revenue) was 60.06%, reflecting scale benefits in a larger $6.3 billion asset base versus recent quarters.
Head-to-Head Earnings and Market Comparison
Bank7 (BSVN) boasts superior per-share profitability ($4.50 TTM EPS) and lean operations in a $2 billion asset footprint, with robust loan-to-deposit dynamics and top asset quality. However, Shore (SHBI) leverages its $6.3 billion scale for diversified revenue, higher absolute NII ($50.4 million vs. $22.3 million in Q4), and stronger CET1 buffering risks like CRE (commercial real estate) exposure. Growth drivers favor SHBI's loan expansion (up amid core deposit gains), while BSVN excels in efficiency and energy sector ties. Risks include rate sensitivity for both, but SHBI's NCOs signal watchpoints. Market caps (~$410M BSVN vs. ~$650M SHBI) reflect size, with sentiment tilting to BSVN's beats history.
AI Screener
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Tickeron AI Verdict
Tickeron AI currently favors Bank7 Corp. (BSVN) with 65% probability for superior near-term performance, citing consistent earnings beats, peak asset quality, and trend strength ahead of Q1 results, over SHBI's scale-driven stability.
Disclaimer
The information on this webpage is provided for general informational and educational purposes only and is not intended as investment advice, a recommendation to purchase or sell any security, or an offer or solicitation related to investments. It does not consider your personal financial situation, goals, or risk profile, and all investing carries inherent risks, including the possibility of losing your entire investment. For more details, please review our full disclaimer. Disclaimers and Limitations
To compare these two companies we present long-term analysis, their fundamental ratings and make comparative short-term technical analysis which are presented below. The conclusion is BSVN is a StrongBuy and SHBI is a Buy.
Long-Term Analysis
It is best to consider a long-term outlook for a ticker by using Fundamental Analysis (FA) ratings. The rating of 1 to 100, where 1 is best and 100 is worst, is divided into thirds. The first third (a green rating of 1-33) indicates that the ticker is undervalued; the second third (a grey number between 34 and 66) means that the ticker is valued fairly; and the last third (red number of 67 to 100) reflects that the ticker is undervalued. We use an FA Score to show how many ratings show the ticker to be undervalued (green) or overvalued (red).
BSVN’s FA Score shows that 1 FA rating(s) are green whileSHBI’s FA Score has 0 green FA rating(s).
- BSVN’s FA Score: 1 green, 4 red.
- SHBI’s FA Score: 0 green, 5 red.
Short-Term Analysis
It is best to consider a short-term outlook for a ticker by using Technical Analysis (TA) indicators. We use Odds of Success as the percentage of outcomes which confirm successful trade signals in the past.
If the Odds of Success (the likelihood of the continuation of a trend) for each indicator are greater than 50%, then the generated signal is confirmed. A green percentage from 90% to 51% indicates that the ticker is in a bullish trend. A red percentage from 90% - 51% indicates that the ticker is in a bearish trend. All grey percentages are below 50% and are considered not to confirm the trend signal.
BSVN’s TA Score shows that 5 TA indicator(s) are bullish while SHBI’s TA Score has 4 bullish TA indicator(s).
- BSVN’s TA Score: 5 bullish, 3 bearish.
- SHBI’s TA Score: 4 bullish, 4 bearish.
Price Growth
BSVN (@Regional Banks) experienced а +2.43% price change this week, while SHBI (@Regional Banks) price change was +1.40% for the same time period.
The average weekly price growth across all stocks in the @Regional Banks industry was +1.31%. For the same industry, the average monthly price growth was +5.64%, and the average quarterly price growth was +13.60%.
Reported Earning Dates
BSVN is expected to report earnings on Jul 23, 2026.
SHBI is expected to report earnings on Jul 23, 2026.
Industries' Descriptions
@Regional Banks (+1.31% weekly)Regional banks have a smaller reach than major banks, and cater mostly to one region of a country, such as a state or within a group of states. They offer services often similar – albeit with some limitations/smaller scale – compared to major banks. Taking deposits, making loans, mortgages, leases, credit cards , fund management, insurance and investment banking. SunTrust Banks, State Street Corp., M&T Bank Corp. are some examples of U.S. regional banks.
| BSVN | SHBI | BSVN / SHBI | |
| Capitalization | 446M | 752M | 59% |
| EBITDA | N/A | N/A | - |
| Gain YTD | 15.738 | 28.840 | 55% |
| P/E Ratio | 9.79 | 11.74 | 83% |
| Revenue | 99.9M | 232M | 43% |
| Total Cash | 247M | 44.1M | 560% |
| Total Debt | 4.8M | 99.6M | 5% |
BSVN | SHBI | ||
|---|---|---|---|
OUTLOOK RATING 1..100 | 37 | 41 | |
VALUATION overvalued / fair valued / undervalued 1..100 | 51 Fair valued | 49 Fair valued | |
PROFIT vs RISK RATING 1..100 | 19 | 53 | |
SMR RATING 1..100 | 44 | 53 | |
PRICE GROWTH RATING 1..100 | 46 | 41 | |
P/E GROWTH RATING 1..100 | 38 | 37 | |
SEASONALITY SCORE 1..100 | 85 | 50 |
Tickeron ratings are formulated such that a rating of 1 designates the most successful stocks in a given industry, while a rating of 100 points to the least successful stocks for that industry.
SHBI's Valuation (49) in the Regional Banks industry is in the same range as BSVN (51). This means that SHBI’s stock grew similarly to BSVN’s over the last 12 months.
BSVN's Profit vs Risk Rating (19) in the Regional Banks industry is somewhat better than the same rating for SHBI (53). This means that BSVN’s stock grew somewhat faster than SHBI’s over the last 12 months.
BSVN's SMR Rating (44) in the Regional Banks industry is in the same range as SHBI (53). This means that BSVN’s stock grew similarly to SHBI’s over the last 12 months.
SHBI's Price Growth Rating (41) in the Regional Banks industry is in the same range as BSVN (46). This means that SHBI’s stock grew similarly to BSVN’s over the last 12 months.
SHBI's P/E Growth Rating (37) in the Regional Banks industry is in the same range as BSVN (38). This means that SHBI’s stock grew similarly to BSVN’s over the last 12 months.
| BSVN | SHBI | |
|---|---|---|
| RSI ODDS (%) | 1 day ago 71% | 1 day ago 64% |
| Stochastic ODDS (%) | 1 day ago 64% | 1 day ago 57% |
| Momentum ODDS (%) | 1 day ago 73% | 1 day ago 53% |
| MACD ODDS (%) | 1 day ago 67% | 1 day ago 61% |
| TrendWeek ODDS (%) | 1 day ago 72% | 1 day ago 62% |
| TrendMonth ODDS (%) | 1 day ago 64% | 1 day ago 61% |
| Advances ODDS (%) | 2 days ago 68% | 1 day ago 64% |
| Declines ODDS (%) | 23 days ago 59% | 8 days ago 56% |
| BollingerBands ODDS (%) | N/A | 1 day ago 52% |
| Aroon ODDS (%) | 1 day ago 60% | 1 day ago 53% |
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BSVN and
Correlation & Price change
A.I.dvisor indicates that over the last year, BSVN has been closely correlated with FMBH. These tickers have moved in lockstep 71% of the time. This A.I.-generated data suggests there is a high statistical probability that if BSVN jumps, then FMBH could also see price increases.
| Ticker / NAME | Correlation To BSVN | 1D Price Change % | ||
|---|---|---|---|---|
| BSVN | 100% | +2.56% | ||
| FMBH - BSVN | 71% Closely correlated | +2.00% | ||
| SHBI - BSVN | 71% Closely correlated | +1.86% | ||
| MCBS - BSVN | 70% Closely correlated | +1.81% | ||
| AROW - BSVN | 70% Closely correlated | +2.41% | ||
| RBCAA - BSVN | 70% Closely correlated | +1.88% | ||
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SHBI and
Correlation & Price change
A.I.dvisor indicates that over the last year, SHBI has been closely correlated with THFF. These tickers have moved in lockstep 86% of the time. This A.I.-generated data suggests there is a high statistical probability that if SHBI jumps, then THFF could also see price increases.
| Ticker / NAME | Correlation To SHBI | 1D Price Change % | ||
|---|---|---|---|---|
| SHBI | 100% | +1.86% | ||
| THFF - SHBI | 86% Closely correlated | +1.46% | ||
| SRCE - SHBI | 86% Closely correlated | +1.44% | ||
| BUSE - SHBI | 85% Closely correlated | +1.26% | ||
| FMBH - SHBI | 85% Closely correlated | +2.00% | ||
| UVSP - SHBI | 85% Closely correlated | +1.90% | ||
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