BY
Price
$38.12
Change
+$0.25 (+0.66%)
Updated
Jul 21 closing price
Capitalization
1.73B
One day until earnings call
Intraday BUY SELL Signals
COFS
Price
$34.59
Change
+$0.65 (+1.92%)
Updated
Jul 21 closing price
Capitalization
517.99M
7 days until earnings call
Intraday BUY SELL Signals
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BY vs COFS

BY vs COFS Comparison Chart in %
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BY vs. COFS commentary
Jul 22, 2026

To compare these two companies we present long-term analysis, their fundamental ratings and make comparative short-term technical analysis which are presented below. The conclusion is BY is a Hold and COFS is a Buy.

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COMPARISON
Comparison
Jul 22, 2026
Stock price -- (BY: $38.12 vs. COFS: $34.59)
Brand notoriety: BY and COFS are both not notable
Both companies represent the Regional Banks industry
Current volume relative to the 65-day Moving Average: BY: 128% vs. COFS: 73%
Market capitalization -- BY: $1.73B vs. COFS: $517.99M
BY [@Regional Banks] is valued at $1.73B. COFS’s [@Regional Banks] market capitalization is $517.99M. The market cap for tickers in the [@Regional Banks] industry ranges from $142.82B to $0. The average market capitalization across the [@Regional Banks] industry is $6.42B.

Long-Term Analysis

It is best to consider a long-term outlook for a ticker by using Fundamental Analysis (FA) ratings. The rating of 1 to 100, where 1 is best and 100 is worst, is divided into thirds. The first third (a green rating of 1-33) indicates that the ticker is undervalued; the second third (a grey number between 34 and 66) means that the ticker is valued fairly; and the last third (red number of 67 to 100) reflects that the ticker is undervalued. We use an FA Score to show how many ratings show the ticker to be undervalued (green) or overvalued (red).

BY’s FA Score shows that 2 FA rating(s) are green whileCOFS’s FA Score has 1 green FA rating(s).

  • BY’s FA Score: 2 green, 3 red.
  • COFS’s FA Score: 1 green, 4 red.
According to our system of comparison, BY is a better buy in the long-term than COFS.

Short-Term Analysis

It is best to consider a short-term outlook for a ticker by using Technical Analysis (TA) indicators. We use Odds of Success as the percentage of outcomes which confirm successful trade signals in the past.

If the Odds of Success (the likelihood of the continuation of a trend) for each indicator are greater than 50%, then the generated signal is confirmed. A green percentage from 90% to 51% indicates that the ticker is in a bullish trend. A red percentage from 90% - 51% indicates that the ticker is in a bearish trend. All grey percentages are below 50% and are considered not to confirm the trend signal.

BY’s TA Score shows that 3 TA indicator(s) are bullish while COFS’s TA Score has 4 bullish TA indicator(s).

  • BY’s TA Score: 3 bullish, 5 bearish.
  • COFS’s TA Score: 4 bullish, 3 bearish.
According to our system of comparison, COFS is a better buy in the short-term than BY.

Price Growth

BY (@Regional Banks) experienced а +2.47% price change this week, while COFS (@Regional Banks) price change was +5.17% for the same time period.

The average weekly price growth across all stocks in the @Regional Banks industry was +1.03%. For the same industry, the average monthly price growth was +4.46%, and the average quarterly price growth was +11.24%.

Reported Earning Dates

BY is expected to report earnings on Jul 23, 2026.

COFS is expected to report earnings on Jul 29, 2026.

Industries' Descriptions

@Regional Banks (+1.03% weekly)

Regional banks have a smaller reach than major banks, and cater mostly to one region of a country, such as a state or within a group of states. They offer services often similar – albeit with some limitations/smaller scale – compared to major banks. Taking deposits, making loans, mortgages, leases, credit cards , fund management, insurance and investment banking. SunTrust Banks, State Street Corp., M&T Bank Corp. are some examples of U.S. regional banks.

SUMMARIES
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FUNDAMENTALS
Fundamentals
BY($1.73B) has a higher market cap than COFS($518M). BY has higher P/E ratio than COFS: BY (12.38) vs COFS (8.20). BY YTD gains are higher at: 31.746 vs. COFS (17.232). COFS has more cash in the bank: 83.9M vs. BY (60.2M). COFS has less debt than BY: COFS (234M) vs BY (580M). BY has higher revenues than COFS: BY (450M) vs COFS (173M).
BYCOFSBY / COFS
Capitalization1.73B518M334%
EBITDAN/AN/A-
Gain YTD31.74617.232184%
P/E Ratio12.388.20151%
Revenue450M173M260%
Total Cash60.2M83.9M72%
Total Debt580M234M248%
FUNDAMENTALS RATINGS
BY vs COFS: Fundamental Ratings
BY
COFS
OUTLOOK RATING
1..100
8539
VALUATION
overvalued / fair valued / undervalued
1..100
65
Fair valued
18
Undervalued
PROFIT vs RISK RATING
1..100
3140
SMR RATING
1..100
4253
PRICE GROWTH RATING
1..100
4145
P/E GROWTH RATING
1..100
3298
SEASONALITY SCORE
1..100
5050

Tickeron ratings are formulated such that a rating of 1 designates the most successful stocks in a given industry, while a rating of 100 points to the least successful stocks for that industry.

COFS's Valuation (18) in the null industry is somewhat better than the same rating for BY (65) in the Regional Banks industry. This means that COFS’s stock grew somewhat faster than BY’s over the last 12 months.

BY's Profit vs Risk Rating (31) in the Regional Banks industry is in the same range as COFS (40) in the null industry. This means that BY’s stock grew similarly to COFS’s over the last 12 months.

BY's SMR Rating (42) in the Regional Banks industry is in the same range as COFS (53) in the null industry. This means that BY’s stock grew similarly to COFS’s over the last 12 months.

BY's Price Growth Rating (41) in the Regional Banks industry is in the same range as COFS (45) in the null industry. This means that BY’s stock grew similarly to COFS’s over the last 12 months.

BY's P/E Growth Rating (32) in the Regional Banks industry is significantly better than the same rating for COFS (98) in the null industry. This means that BY’s stock grew significantly faster than COFS’s over the last 12 months.

TECHNICAL ANALYSIS
Technical Analysis
BYCOFS
RSI
ODDS (%)
Bearish Trend 2 days ago
72%
Bearish Trend 2 days ago
57%
Stochastic
ODDS (%)
Bearish Trend 2 days ago
51%
Bearish Trend 2 days ago
61%
Momentum
ODDS (%)
Bullish Trend 2 days ago
71%
Bullish Trend 2 days ago
68%
MACD
ODDS (%)
Bearish Trend 2 days ago
55%
Bullish Trend 2 days ago
68%
TrendWeek
ODDS (%)
Bullish Trend 2 days ago
58%
Bullish Trend 2 days ago
67%
TrendMonth
ODDS (%)
Bullish Trend 2 days ago
53%
Bullish Trend 2 days ago
67%
Advances
ODDS (%)
Bullish Trend 6 days ago
57%
Bullish Trend 6 days ago
70%
Declines
ODDS (%)
Bearish Trend 2 days ago
58%
N/A
BollingerBands
ODDS (%)
Bearish Trend 2 days ago
57%
Bearish Trend 2 days ago
55%
Aroon
ODDS (%)
Bullish Trend 2 days ago
39%
Bullish Trend 2 days ago
72%
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BY
Daily Signal:
Gain/Loss:
COFS
Daily Signal:
Gain/Loss:
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COFS and

Correlation & Price change

A.I.dvisor indicates that over the last year, COFS has been closely correlated with FISI. These tickers have moved in lockstep 78% of the time. This A.I.-generated data suggests there is a high statistical probability that if COFS jumps, then FISI could also see price increases.

1D
1W
1M
1Q
6M
1Y
5Y
Ticker /
NAME
Correlation
To COFS
1D Price
Change %
COFS100%
+0.03%
FISI - COFS
78%
Closely correlated
-0.03%
BY - COFS
78%
Closely correlated
-0.50%
IBCP - COFS
76%
Closely correlated
+0.22%
BFST - COFS
76%
Closely correlated
-0.68%
PCB - COFS
74%
Closely correlated
-0.74%
More