BY
Price
$38.60
Change
+$0.96 (+2.55%)
Updated
Jul 24 closing price
Capitalization
1.75B
89 days until earnings call
Intraday BUY SELL Signals
GSBC
Price
$79.25
Change
+$0.92 (+1.17%)
Updated
Jul 24 closing price
Capitalization
863.79M
88 days until earnings call
Intraday BUY SELL Signals
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BY vs GSBC

BY vs GSBC Comparison Chart in %
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BY vs. GSBC commentary
Jul 25, 2026

To compare these two companies we present long-term analysis, their fundamental ratings and make comparative short-term technical analysis which are presented below. The conclusion is BY is a Hold and GSBC is a Buy.

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COMPARISON
Comparison
Jul 25, 2026
Stock price -- (BY: $38.60 vs. GSBC: $79.25)
Brand notoriety: BY and GSBC are both not notable
Both companies represent the Regional Banks industry
Current volume relative to the 65-day Moving Average: BY: 147% vs. GSBC: 34%
Market capitalization -- BY: $1.75B vs. GSBC: $863.79M
BY [@Regional Banks] is valued at $1.75B. GSBC’s [@Regional Banks] market capitalization is $863.79M. The market cap for tickers in the [@Regional Banks] industry ranges from $142.82B to $0. The average market capitalization across the [@Regional Banks] industry is $6.45B.

Long-Term Analysis

It is best to consider a long-term outlook for a ticker by using Fundamental Analysis (FA) ratings. The rating of 1 to 100, where 1 is best and 100 is worst, is divided into thirds. The first third (a green rating of 1-33) indicates that the ticker is undervalued; the second third (a grey number between 34 and 66) means that the ticker is valued fairly; and the last third (red number of 67 to 100) reflects that the ticker is undervalued. We use an FA Score to show how many ratings show the ticker to be undervalued (green) or overvalued (red).

BY’s FA Score shows that 2 FA rating(s) are green whileGSBC’s FA Score has 2 green FA rating(s).

  • BY’s FA Score: 2 green, 3 red.
  • GSBC’s FA Score: 2 green, 3 red.
According to our system of comparison, BY is a better buy in the long-term than GSBC.

Short-Term Analysis

It is best to consider a short-term outlook for a ticker by using Technical Analysis (TA) indicators. We use Odds of Success as the percentage of outcomes which confirm successful trade signals in the past.

If the Odds of Success (the likelihood of the continuation of a trend) for each indicator are greater than 50%, then the generated signal is confirmed. A green percentage from 90% to 51% indicates that the ticker is in a bullish trend. A red percentage from 90% - 51% indicates that the ticker is in a bearish trend. All grey percentages are below 50% and are considered not to confirm the trend signal.

BY’s TA Score shows that 3 TA indicator(s) are bullish while GSBC’s TA Score has 4 bullish TA indicator(s).

  • BY’s TA Score: 3 bullish, 5 bearish.
  • GSBC’s TA Score: 4 bullish, 4 bearish.
According to our system of comparison, GSBC is a better buy in the short-term than BY.

Price Growth

BY (@Regional Banks) experienced а +1.42% price change this week, while GSBC (@Regional Banks) price change was +1.28% for the same time period.

The average weekly price growth across all stocks in the @Regional Banks industry was -0.57%. For the same industry, the average monthly price growth was +2.43%, and the average quarterly price growth was +14.08%.

Reported Earning Dates

BY is expected to report earnings on Oct 22, 2026.

GSBC is expected to report earnings on Oct 21, 2026.

Industries' Descriptions

@Regional Banks (-0.57% weekly)

Regional banks have a smaller reach than major banks, and cater mostly to one region of a country, such as a state or within a group of states. They offer services often similar – albeit with some limitations/smaller scale – compared to major banks. Taking deposits, making loans, mortgages, leases, credit cards , fund management, insurance and investment banking. SunTrust Banks, State Street Corp., M&T Bank Corp. are some examples of U.S. regional banks.

SUMMARIES
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FUNDAMENTALS
Fundamentals
BY($1.75B) has a higher market cap than GSBC($864M). GSBC has higher P/E ratio than BY: GSBC (13.23) vs BY (12.53). BY YTD gains are higher at: 33.405 vs. GSBC (30.343). GSBC has more cash in the bank: 101M vs. BY (60.2M). GSBC has less debt than BY: GSBC (496M) vs BY (580M). BY has higher revenues than GSBC: BY (450M) vs GSBC (229M).
BYGSBCBY / GSBC
Capitalization1.75B864M203%
EBITDAN/AN/A-
Gain YTD33.40530.343110%
P/E Ratio12.5313.2395%
Revenue450M229M197%
Total Cash60.2M101M60%
Total Debt580M496M117%
FUNDAMENTALS RATINGS
BY vs GSBC: Fundamental Ratings
BY
GSBC
OUTLOOK RATING
1..100
8390
VALUATION
overvalued / fair valued / undervalued
1..100
67
Overvalued
58
Fair valued
PROFIT vs RISK RATING
1..100
3120
SMR RATING
1..100
4252
PRICE GROWTH RATING
1..100
4141
P/E GROWTH RATING
1..100
2927
SEASONALITY SCORE
1..100
5050

Tickeron ratings are formulated such that a rating of 1 designates the most successful stocks in a given industry, while a rating of 100 points to the least successful stocks for that industry.

GSBC's Valuation (58) in the Savings Banks industry is in the same range as BY (67) in the Regional Banks industry. This means that GSBC’s stock grew similarly to BY’s over the last 12 months.

GSBC's Profit vs Risk Rating (20) in the Savings Banks industry is in the same range as BY (31) in the Regional Banks industry. This means that GSBC’s stock grew similarly to BY’s over the last 12 months.

BY's SMR Rating (42) in the Regional Banks industry is in the same range as GSBC (52) in the Savings Banks industry. This means that BY’s stock grew similarly to GSBC’s over the last 12 months.

BY's Price Growth Rating (41) in the Regional Banks industry is in the same range as GSBC (41) in the Savings Banks industry. This means that BY’s stock grew similarly to GSBC’s over the last 12 months.

GSBC's P/E Growth Rating (27) in the Savings Banks industry is in the same range as BY (29) in the Regional Banks industry. This means that GSBC’s stock grew similarly to BY’s over the last 12 months.

TECHNICAL ANALYSIS
Technical Analysis
BYGSBC
RSI
ODDS (%)
Bearish Trend 2 days ago
65%
Bearish Trend 2 days ago
61%
Stochastic
ODDS (%)
Bearish Trend 2 days ago
60%
Bullish Trend 2 days ago
63%
Momentum
ODDS (%)
Bullish Trend 2 days ago
70%
Bullish Trend 2 days ago
55%
MACD
ODDS (%)
Bearish Trend 2 days ago
52%
Bearish Trend 2 days ago
71%
TrendWeek
ODDS (%)
Bullish Trend 2 days ago
58%
Bullish Trend 2 days ago
56%
TrendMonth
ODDS (%)
Bullish Trend 2 days ago
54%
Bullish Trend 2 days ago
57%
Advances
ODDS (%)
Bullish Trend 10 days ago
57%
Bullish Trend 2 days ago
54%
Declines
ODDS (%)
Bearish Trend 3 days ago
58%
Bearish Trend 6 days ago
51%
BollingerBands
ODDS (%)
Bearish Trend 2 days ago
63%
Bearish Trend 2 days ago
57%
Aroon
ODDS (%)
Bullish Trend 2 days ago
40%
Bullish Trend 2 days ago
67%
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BY
Daily Signal:
Gain/Loss:
GSBC
Daily Signal:
Gain/Loss:
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BY and

Correlation & Price change

A.I.dvisor indicates that over the last year, BY has been closely correlated with FMBH. These tickers have moved in lockstep 87% of the time. This A.I.-generated data suggests there is a high statistical probability that if BY jumps, then FMBH could also see price increases.

1D
1W
1M
1Q
6M
1Y
5Y
Ticker /
NAME
Correlation
To BY
1D Price
Change %
BY100%
+2.55%
FMBH - BY
87%
Closely correlated
+1.90%
IBCP - BY
86%
Closely correlated
+2.76%
UVSP - BY
86%
Closely correlated
-0.18%
SRCE - BY
85%
Closely correlated
+3.20%
GABC - BY
85%
Closely correlated
+1.62%
More

GSBC and

Correlation & Price change

A.I.dvisor indicates that over the last year, GSBC has been closely correlated with OSBC. These tickers have moved in lockstep 84% of the time. This A.I.-generated data suggests there is a high statistical probability that if GSBC jumps, then OSBC could also see price increases.

1D
1W
1M
1Q
6M
1Y
5Y
Ticker /
NAME
Correlation
To GSBC
1D Price
Change %
GSBC100%
+1.17%
OSBC - GSBC
84%
Closely correlated
+2.21%
MBWM - GSBC
84%
Closely correlated
+2.31%
BY - GSBC
83%
Closely correlated
+2.55%
BUSE - GSBC
83%
Closely correlated
+1.88%
PRK - GSBC
83%
Closely correlated
+1.97%
More