CPAY
Price
$416.87
Change
+$10.28 (+2.53%)
Updated
Nov 4, 02:36 PM (EDT)
Capitalization
26.7B
Earnings call today
Intraday BUY SELL Signals
SPSC
Price
$85.25
Change
+$0.17 (+0.20%)
Updated
Nov 3 closing price
Capitalization
3.07B
99 days until earnings call
Intraday BUY SELL Signals
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CPAY vs SPSC

CPAY vs SPSC Comparison Chart in %
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CPAY vs. SPSC commentary
Nov 04, 2026

To compare these two companies we present long-term analysis, their fundamental ratings and make comparative short-term technical analysis which are presented below. The conclusion is CPAY is a Hold and SPSC is a Hold.

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SUMMARIES
A.I.Advisor
a Summary for CPAY with price predictions
Nov 03, 2026

CPAY in upward trend: 10-day moving average broke above 50-day moving average on October 30, 2026

The 10-day moving average for CPAY crossed bullishly above the 50-day moving average on October 30, 2026. This indicates that the trend has shifted higher and could be considered a buy signal. In 12 of 16 past instances when the 10-day crossed above the 50-day, the stock continued to move higher over the following month. The odds of a continued upward trend are 75%.

Price Prediction Chart

Technical Analysis (Indicators)

Bullish Trend Analysis

The Stochastic Oscillator suggests the stock price trend may be in a reversal from a downward trend to an upward trend. 35 of 53 cases where CPAY's Stochastic Oscillator exited the oversold zone resulted in an increase in price. Tickeron's analysis proposes that the odds of a continued upward trend are 66%.

The Moving Average Convergence Divergence (MACD) for CPAY just turned positive on November 02, 2026. Looking at past instances where CPAY's MACD turned positive, the stock continued to rise in 24 of 35 cases over the following month. The odds of a continued upward trend are 69%.

CPAY moved above its 50-day moving average on November 02, 2026 date and that indicates a change from a downward trend to an upward trend.

Following a +2.84% 3-day Advance, the price is estimated to grow further. Considering data from situations where CPAY advanced for three days, in 232 of 351 cases, the price rose further within the following month. The odds of a continued upward trend are 66%.

The Aroon Indicator entered an Uptrend today. In 180 of 270 cases where CPAY Aroon's Indicator entered an Uptrend, the price rose further within the following month. The odds of a continued Uptrend are 67%.

Bearish Trend Analysis

The Momentum Indicator moved below the 0 level on November 03, 2026. You may want to consider selling the stock, shorting the stock, or exploring put options on CPAY as a result. In 52 of 76 cases where the Momentum Indicator fell below 0, the stock fell further within the subsequent month. The odds of a continued downward trend are 68%.

Following a 3-day decline, the stock is projected to fall further. Considering past instances where CPAY declined for three days, the price rose further in 50 of 62 cases within the following month. The odds of a continued downward trend are 65%.

CPAY broke above its upper Bollinger Band on October 22, 2026. This could be a sign that the stock is set to drop as the stock moves back below the upper band and toward the middle band. You may want to consider selling the stock or exploring put options.

Fundamental Analysis (Ratings)

The Tickeron PE Growth Rating for this company is 14 (best 1 - 100 worst), pointing to outstanding earnings growth. The PE Growth rating is based on a comparative analysis of stock PE ratio increase over the last 12 months compared against S&P 500 index constituents.

The Tickeron SMR rating for this company is 33 (best 1 - 100 worst), indicating very strong sales and a profitable business model. SMR (Sales, Margin, Return on Equity) rating is based on comparative analysis of weighted Sales, Income Margin and Return on Equity values compared against S&P 500 index constituents. The weighted SMR value is a proprietary formula developed by Tickeron and represents an overall profitability measure for a stock.

The Tickeron Price Growth Rating for this company is 39 (best 1 - 100 worst), indicating steady price growth. CPAY’s price grows at a higher rate over the last 12 months as compared to S&P 500 index constituents.

The Tickeron Profit vs. Risk Rating rating for this company is 41 (best 1 - 100 worst), indicating well-balanced risk and returns. The average Profit vs. Risk Rating rating for the industry is 91, placing this stock slightly better than average.

The Tickeron Seasonality Score of 50 (best 1 - 100 worst) indicates that the company is fair valued in the industry. The Tickeron Seasonality score describes the variance of predictable price changes around the same period every calendar year. These changes can be tied to a specific month, quarter, holiday or vacation period, as well as a meteorological or growing season.

The Tickeron Valuation Rating of 68 (best 1 - 100 worst) indicates that the company is slightly overvalued in the industry. This rating compares market capitalization estimated by our proprietary formula with the current market capitalization. This rating is based on the following metrics, as compared to industry averages: P/B Ratio (7.537) is normal, around the industry mean (16.526). P/E Ratio (24.419) is within average values for comparable stocks, (57.809). Projected Growth (PEG Ratio) (0.757) is also within normal values, averaging (3.648). Dividend Yield (0.000) settles around the average of (0.287) among similar stocks. P/S Ratio (5.528) is also within normal values, averaging (103.889).

A.I.Advisor
a Summary for SPSC with price predictions
Nov 03, 2026

SPSC's Stochastic Oscillator is sitting in oversold zone for 3 days

The price of this ticker is presumed to bounce back soon, since the longer the ticker stays in the oversold zone, the more promptly an uptrend is expected.

Price Prediction Chart

Technical Analysis (Indicators)

Bullish Trend Analysis

SPSC moved above its 50-day moving average on November 02, 2026 date and that indicates a change from a downward trend to an upward trend.

Following a +2.72% 3-day Advance, the price is estimated to grow further. Considering data from situations where SPSC advanced for three days, in 220 of 316 cases, the price rose further within the following month. The odds of a continued upward trend are 70%.

The Aroon Indicator entered an Uptrend today. In 133 of 195 cases where SPSC Aroon's Indicator entered an Uptrend, the price rose further within the following month. The odds of a continued Uptrend are 68%.

Bearish Trend Analysis

The 10-day RSI Indicator for SPSC moved out of overbought territory on October 26, 2026. This could be a bearish sign for the stock. Traders may want to consider selling the stock or buying put options. Tickeron's A.I.dvisor looked at 32 similar instances where the indicator moved out of overbought territory. In 25 of the 32 cases, the stock moved lower in the following days. This puts the odds of a move lower at 78%.

The Momentum Indicator moved below the 0 level on October 29, 2026. You may want to consider selling the stock, shorting the stock, or exploring put options on SPSC as a result. In 67 of 90 cases where the Momentum Indicator fell below 0, the stock fell further within the subsequent month. The odds of a continued downward trend are 74%.

The Moving Average Convergence Divergence Histogram (MACD) for SPSC turned negative on October 28, 2026. This could be a sign that the stock is set to turn lower in the coming weeks. Traders may want to sell the stock or buy put options. Tickeron's A.I.dvisor looked at 44 similar instances when the indicator turned negative. In 32 of the 44 cases the stock turned lower in the days that followed. This puts the odds of success at 73%.

Following a 3-day decline, the stock is projected to fall further. Considering past instances where SPSC declined for three days, the price rose further in 50 of 62 cases within the following month. The odds of a continued downward trend are 65%.

SPSC broke above its upper Bollinger Band on October 22, 2026. This could be a sign that the stock is set to drop as the stock moves back below the upper band and toward the middle band. You may want to consider selling the stock or exploring put options.

Fundamental Analysis (Ratings)

The Tickeron PE Growth Rating for this company is 32 (best 1 - 100 worst), pointing to outstanding earnings growth. The PE Growth rating is based on a comparative analysis of stock PE ratio increase over the last 12 months compared against S&P 500 index constituents.

The Tickeron Price Growth Rating for this company is 40 (best 1 - 100 worst), indicating steady price growth. SPSC’s price grows at a higher rate over the last 12 months as compared to S&P 500 index constituents.

The Tickeron SMR rating for this company is 76 (best 1 - 100 worst), indicating slightly better than average sales and a considerably profitable business model. SMR (Sales, Margin, Return on Equity) rating is based on comparative analysis of weighted Sales, Income Margin and Return on Equity values compared against S&P 500 index constituents. The weighted SMR value is a proprietary formula developed by Tickeron and represents an overall profitability measure for a stock.

The Tickeron Valuation Rating of 88 (best 1 - 100 worst) indicates that the company is significantly overvalued in the industry. This rating compares market capitalization estimated by our proprietary formula with the current market capitalization. This rating is based on the following metrics, as compared to industry averages: P/B Ratio (3.270) is normal, around the industry mean (-1.902). P/E Ratio (40.986) is within average values for comparable stocks, (15.583). Projected Growth (PEG Ratio) (5.470) is also within normal values, averaging (2.824). Dividend Yield (0.000) settles around the average of (0.072) among similar stocks. P/S Ratio (3.905) is also within normal values, averaging (70.854).

The Tickeron Profit vs. Risk Rating rating for this company is 100 (best 1 - 100 worst), indicating that the returns do not compensate for the risks. SPSC’s unstable profits reported over time resulted in significant Drawdowns within these last five years. A stable profit reduces stock drawdown and volatility. The average Profit vs. Risk Rating rating for the industry is 94, placing this stock worse than average.

FUNDAMENTALS RATINGS
CPAY vs SPSC: Fundamental Ratings
CPAY
SPSC
OUTLOOK RATING
1..100
8032
VALUATION
overvalued / fair valued / undervalued
1..100
68
Overvalued
88
Overvalued
PROFIT vs RISK RATING
1..100
41100
SMR RATING
1..100
3376
PRICE GROWTH RATING
1..100
3940
P/E GROWTH RATING
1..100
1432
SEASONALITY SCORE
1..100
50n/a

Tickeron ratings are formulated such that a rating of 1 designates the most successful stocks in a given industry, while a rating of 100 points to the least successful stocks for that industry.

CPAY's Valuation (68) in the Miscellaneous Commercial Services industry is in the same range as SPSC (88) in the Packaged Software industry. This means that CPAY’s stock grew similarly to SPSC’s over the last 12 months.

CPAY's Profit vs Risk Rating (41) in the Miscellaneous Commercial Services industry is somewhat better than the same rating for SPSC (100) in the Packaged Software industry. This means that CPAY’s stock grew somewhat faster than SPSC’s over the last 12 months.

CPAY's SMR Rating (33) in the Miscellaneous Commercial Services industry is somewhat better than the same rating for SPSC (76) in the Packaged Software industry. This means that CPAY’s stock grew somewhat faster than SPSC’s over the last 12 months.

CPAY's Price Growth Rating (39) in the Miscellaneous Commercial Services industry is in the same range as SPSC (40) in the Packaged Software industry. This means that CPAY’s stock grew similarly to SPSC’s over the last 12 months.

CPAY's P/E Growth Rating (14) in the Miscellaneous Commercial Services industry is in the same range as SPSC (32) in the Packaged Software industry. This means that CPAY’s stock grew similarly to SPSC’s over the last 12 months.

TECHNICAL ANALYSIS
Technical Analysis
CPAYSPSC
RSI
ODDS (%)
N/A
Bearish Trend 2 days ago
78%
Stochastic
ODDS (%)
Bullish Trend 2 days ago
66%
Bullish Trend 2 days ago
75%
Momentum
ODDS (%)
Bearish Trend 2 days ago
68%
Bearish Trend 2 days ago
74%
MACD
ODDS (%)
Bullish Trend 2 days ago
69%
Bearish Trend 2 days ago
73%
TrendWeek
ODDS (%)
Bullish Trend 2 days ago
71%
Bearish Trend 2 days ago
69%
TrendMonth
ODDS (%)
Bullish Trend 2 days ago
69%
Bullish Trend 2 days ago
68%
Advances
ODDS (%)
Bullish Trend 3 days ago
66%
Bullish Trend 2 days ago
70%
Declines
ODDS (%)
Bearish Trend 8 days ago
65%
Bearish Trend 8 days ago
65%
BollingerBands
ODDS (%)
Bearish Trend 2 days ago
67%
Bearish Trend 2 days ago
75%
Aroon
ODDS (%)
Bullish Trend 2 days ago
67%
Bullish Trend 2 days ago
68%
COMPARISON
Comparison
Nov 04, 2026
Stock price -- (CPAY: $406.58 vs. SPSC: $85.25)
Brand notoriety: CPAY and SPSC are both not notable
CPAY represents the Computer Communications, while SPSC is part of the Packaged Software industry
Current volume relative to the 65-day Moving Average: CPAY: 82% vs. SPSC: 191%
Market capitalization -- CPAY: $26.7B vs. SPSC: $3.07B
CPAY [@Computer Communications] is valued at $26.7B. SPSC’s [@Packaged Software] market capitalization is $3.07B. The market cap for tickers in the [@Computer Communications] industry ranges from $48.8K to $3.87T. The market cap for tickers in the [@Packaged Software] industry ranges from $39 to $265.82B. The average market capitalization across the [@Computer Communications] industry is $34.93B. The average market capitalization across the [@Packaged Software] industry is $10.44B.

Long-Term Analysis

It is best to consider a long-term outlook for a ticker by using Fundamental Analysis (FA) ratings. The rating of 1 to 100, where 1 is best and 100 is worst, is divided into thirds. The first third (a green rating of 1-33) indicates that the ticker is undervalued; the second third (a grey number between 34 and 66) means that the ticker is valued fairly; and the last third (red number of 67 to 100) reflects that the ticker is overvalued. We use an FA Score to show how many ratings show the ticker to be undervalued (green) or overvalued (red).

CPAY’s FA Score shows that 2 FA rating(s) are green while SPSC’s FA Score has 1 green FA rating(s).

  • CPAY’s FA Score: 2 green, 3 red.
  • SPSC’s FA Score: 1 green, 4 red.
According to our system of comparison, CPAY is a better buy in the long-term than SPSC.

Short-Term Analysis

It is best to consider a short-term outlook for a ticker by using Technical Analysis (TA) indicators. We use Odds of Success as the percentage of outcomes which confirm successful trade signals in the past.

If the Odds of Success (the likelihood of the continuation of a trend) for each indicator are greater than 50%, then the generated signal is confirmed. A green percentage from 90% to 51% indicates that the ticker is in a bullish trend. A red percentage from 90% - 51% indicates that the ticker is in a bearish trend. All grey percentages are below 50% and are considered not to confirm the trend signal.

CPAY’s TA Score shows that 6 TA indicator(s) are bullish while SPSC’s TA Score has 4 bullish TA indicator(s).

  • CPAY’s TA Score: 6 bullish, 3 bearish.
  • SPSC’s TA Score: 4 bullish, 5 bearish.
According to our system of comparison, CPAY is a better buy in the short-term than SPSC.

Price Growth

CPAY (@Computer Communications) experienced а +2.41% price change this week, while SPSC (@Packaged Software) price change was -1.15% for the same time period.

The average weekly price growth across all stocks in the @Computer Communications industry was -6.34%. For the same industry, the average monthly price growth was -11.50%, and the average quarterly price growth was -5.53%.

The average weekly price growth across all stocks in the @Packaged Software industry was -2.50%. For the same industry, the average monthly price growth was -4.41%, and the average quarterly price growth was -2.55%.

Reported Earning Dates

CPAY is expected to report earnings on Nov 04, 2026.

SPSC is expected to report earnings on Feb 11, 2027.

Industries' Descriptions

@Computer Communications (-6.34% weekly)

Computer communications industry develops technology that allows computing devices to exchange data with each other using connections/data links between nodes. Common types of computer network include Cloud (IAN), Internet, Wide (WAN, Local (LAN)/Wireless(WLAN) etc. The industry is an ever-more important part of technology, and is set to become even bigger as the Internet of Things (IoT) rapidly forays into the various aspects of our lives. Cisco Systems, Inc., Palo Alto Networks, Inc. and Arista Networks, Inc., Fortinet, Inc. are some of the major computer communications companies.

@Packaged Software (-2.50% weekly)

Packaged software comprises multiple software programs bundled together and sold as a group. For example, Microsoft Office includes multiple applications such as Excel, Word, and PowerPoint. In some cases, buying a bundled product is cheaper than purchasing each item individually[s20] . Microsoft Corporation, Oracle Corp. and Adobe are some major American packaged software makers.

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SPSC and

Correlation & Price change

A.I.dvisor indicates that over the last year, SPSC has been loosely correlated with BL. These tickers have moved in lockstep 59% of the time. This A.I.-generated data suggests there is some statistical probability that if SPSC jumps, then BL could also see price increases.

1D
1W
1M
1Q
6M
1Y
5Y
Ticker /
NAME
Correlation
To SPSC
1D Price
Change %
SPSC100%
+0.20%
BL - SPSC
59%
Loosely correlated
-2.20%
VERX - SPSC
59%
Loosely correlated
-3.60%
FRSH - SPSC
59%
Loosely correlated
-0.42%
COIN - SPSC
56%
Loosely correlated
+5.53%
CPAY - SPSC
55%
Loosely correlated
-0.66%
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