The idea with Alternative fund investing is to gain exposure to assets which are not highly correlated with the rest of your portfolio, and which use non-traditional approaches to fund management.
Alternative Funds are mutual funds that invest in non-traditional asset classes such as commodities (gold, silver, oil, etc.), agricultural products (cocoa futures, orange futures, pork-belly futures), non-publicly traded companies and limited partnerships, and so on.
For more information on futures, see “What are Futures Contracts?”
This can give the investor increased diversification in his or her portfolio, or allow the investor to gain exposure to asset classes that are not easily accessible otherwise. A popular example is REIT funds, which allow someone to invest in high-yield real estate without the startup capital required for buying actual real estate.
Alternative funds may also offer investment strategies that were previously only found in hedge funds, such as opportunistic shorting, or they may actually shadow the movements of large hedge funds.
The Black-Scholes formula is a formula and market model for explaining or determining the price of European-style options
Annuities are financial products sold by insurance companies, and they are designed to protect against life expectancy
Money from 529 Plans can be used for tuition, books, supplies, room and board and, as of recently, computers
There are more than a few types of life insurance, and more are introduced as time passes. Term life is the most common
Assessed value is used to determine the property taxes due on real estate. Assessed value is normally lower than appraisal
FERS is essentially comprised of the Thrift Savings Plan (TSP), which is a 401(k)-type plan for federal employees
HASP came into being in 2009 in response to the housing market crash that made life very difficult for many Americans...
An income statement is a business’s financial statement that gives the income results from operations and non-operations
There are plenty of things that you should know about stocks. Feel free to pursue this collection of useful articles
The Falling Wedge pattern forms when prices appear to spiral downward, with lower lows and lower highs