CPF
Price
$29.48
Change
+$0.07 (+0.24%)
Updated
Oct 27, 04:59 PM (EDT)
Capitalization
793.79M
One day until earnings call
Intraday Buy/Sell Signals
FRME
Price
$36.75
Change
-$0.52 (-1.40%)
Updated
Oct 27 closing price
Capitalization
2.13B
86 days until earnings call
Intraday Buy/Sell Signals
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CPF vs FRME

Header iconCPF vs FRME Comparison
Open Charts CPF vs FRMEBanner chart's image
Central Pacific Financial
Price$29.48
Change+$0.07 (+0.24%)
Volume$1K
Capitalization793.79M
First Merchants
Price$36.75
Change-$0.52 (-1.40%)
Volume$241.43K
Capitalization2.13B
CPF vs FRME Comparison Chart in %
CPF
Daily Signalchanged days ago
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FRME
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CPF vs. FRME commentary
Oct 28, 2025

To compare these two companies we present long-term analysis, their fundamental ratings and make comparative short-term technical analysis which are presented below. The conclusion is CPF is a Hold and FRME is a Buy.

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COMPARISON
Comparison
Oct 28, 2025
Stock price -- (CPF: $29.48 vs. FRME: $36.75)
Brand notoriety: CPF and FRME are both not notable
Both companies represent the Regional Banks industry
Current volume relative to the 65-day Moving Average: CPF: 61% vs. FRME: 71%
Market capitalization -- CPF: $793.79M vs. FRME: $2.13B
CPF [@Regional Banks] is valued at $793.79M. FRME’s [@Regional Banks] market capitalization is $2.13B. The market cap for tickers in the [@Regional Banks] industry ranges from $174.11B to $0. The average market capitalization across the [@Regional Banks] industry is $7.83B.

Long-Term Analysis

It is best to consider a long-term outlook for a ticker by using Fundamental Analysis (FA) ratings. The rating of 1 to 100, where 1 is best and 100 is worst, is divided into thirds. The first third (a green rating of 1-33) indicates that the ticker is undervalued; the second third (a grey number between 34 and 66) means that the ticker is valued fairly; and the last third (red number of 67 to 100) reflects that the ticker is undervalued. We use an FA Score to show how many ratings show the ticker to be undervalued (green) or overvalued (red).

CPF’s FA Score shows that 1 FA rating(s) are green whileFRME’s FA Score has 2 green FA rating(s).

  • CPF’s FA Score: 1 green, 4 red.
  • FRME’s FA Score: 2 green, 3 red.
According to our system of comparison, FRME is a better buy in the long-term than CPF.

Short-Term Analysis

It is best to consider a short-term outlook for a ticker by using Technical Analysis (TA) indicators. We use Odds of Success as the percentage of outcomes which confirm successful trade signals in the past.

If the Odds of Success (the likelihood of the continuation of a trend) for each indicator are greater than 50%, then the generated signal is confirmed. A green percentage from 90% to 51% indicates that the ticker is in a bullish trend. A red percentage from 90% - 51% indicates that the ticker is in a bearish trend. All grey percentages are below 50% and are considered not to confirm the trend signal.

CPF’s TA Score shows that 5 TA indicator(s) are bullish while FRME’s TA Score has 6 bullish TA indicator(s).

  • CPF’s TA Score: 5 bullish, 4 bearish.
  • FRME’s TA Score: 6 bullish, 4 bearish.
According to our system of comparison, FRME is a better buy in the short-term than CPF.

Price Growth

CPF (@Regional Banks) experienced а +1.76% price change this week, while FRME (@Regional Banks) price change was 0.00% for the same time period.

The average weekly price growth across all stocks in the @Regional Banks industry was +1.07%. For the same industry, the average monthly price growth was -0.10%, and the average quarterly price growth was +14.18%.

Reported Earning Dates

CPF is expected to report earnings on Oct 29, 2025.

FRME is expected to report earnings on Jan 22, 2026.

Industries' Descriptions

@Regional Banks (+1.07% weekly)

Regional banks have a smaller reach than major banks, and cater mostly to one region of a country, such as a state or within a group of states. They offer services often similar – albeit with some limitations/smaller scale – compared to major banks. Taking deposits, making loans, mortgages, leases, credit cards , fund management, insurance and investment banking. SunTrust Banks, State Street Corp., M&T Bank Corp. are some examples of U.S. regional banks.

SUMMARIES
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FUNDAMENTALS
Fundamentals
FRME($2.13B) has a higher market cap than CPF($794M). CPF has higher P/E ratio than FRME: CPF (13.16) vs FRME (9.19). CPF YTD gains are higher at: 4.365 vs. FRME (-5.361). CPF has more cash in the bank: 107M vs. FRME (81.6M). CPF has less debt than FRME: CPF (163M) vs FRME (961M). FRME has higher revenues than CPF: FRME (638M) vs CPF (262M).
CPFFRMECPF / FRME
Capitalization794M2.13B37%
EBITDAN/AN/A-
Gain YTD4.365-5.361-81%
P/E Ratio13.169.19143%
Revenue262M638M41%
Total Cash107M81.6M131%
Total Debt163M961M17%
FUNDAMENTALS RATINGS
CPF vs FRME: Fundamental Ratings
CPF
FRME
OUTLOOK RATING
1..100
688
VALUATION
overvalued / fair valued / undervalued
1..100
60
Fair valued
31
Undervalued
PROFIT vs RISK RATING
1..100
3550
SMR RATING
1..100
2516
PRICE GROWTH RATING
1..100
5360
P/E GROWTH RATING
1..100
5681
SEASONALITY SCORE
1..100
9085

Tickeron ratings are formulated such that a rating of 1 designates the most successful stocks in a given industry, while a rating of 100 points to the least successful stocks for that industry.

FRME's Valuation (31) in the Regional Banks industry is in the same range as CPF (60). This means that FRME’s stock grew similarly to CPF’s over the last 12 months.

CPF's Profit vs Risk Rating (35) in the Regional Banks industry is in the same range as FRME (50). This means that CPF’s stock grew similarly to FRME’s over the last 12 months.

FRME's SMR Rating (16) in the Regional Banks industry is in the same range as CPF (25). This means that FRME’s stock grew similarly to CPF’s over the last 12 months.

CPF's Price Growth Rating (53) in the Regional Banks industry is in the same range as FRME (60). This means that CPF’s stock grew similarly to FRME’s over the last 12 months.

CPF's P/E Growth Rating (56) in the Regional Banks industry is in the same range as FRME (81). This means that CPF’s stock grew similarly to FRME’s over the last 12 months.

TECHNICAL ANALYSIS
Technical Analysis
CPFFRME
RSI
ODDS (%)
Bullish Trend 4 days ago
68%
Bullish Trend 1 day ago
77%
Stochastic
ODDS (%)
Bullish Trend 4 days ago
75%
Bullish Trend 1 day ago
61%
Momentum
ODDS (%)
Bullish Trend 4 days ago
70%
Bullish Trend 1 day ago
58%
MACD
ODDS (%)
N/A
Bullish Trend 1 day ago
69%
TrendWeek
ODDS (%)
Bullish Trend 4 days ago
66%
Bullish Trend 1 day ago
59%
TrendMonth
ODDS (%)
Bearish Trend 4 days ago
62%
Bearish Trend 1 day ago
61%
Advances
ODDS (%)
Bullish Trend 8 days ago
63%
Bullish Trend 7 days ago
58%
Declines
ODDS (%)
Bearish Trend 12 days ago
61%
Bearish Trend 5 days ago
63%
BollingerBands
ODDS (%)
Bullish Trend 4 days ago
75%
Bullish Trend 1 day ago
68%
Aroon
ODDS (%)
Bearish Trend 4 days ago
71%
Bearish Trend 1 day ago
62%
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CPF
Daily Signalchanged days ago
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FRME
Daily Signalchanged days ago
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