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CRM vs GWRE
Which Stock Would AI Choose? Salesforce (CRM) vs. Guidewire Software (GWRE) Stock Comparison
Key Takeaways
- CRM has shown stronger recent momentum driven by rapid growth in its AI offerings, including Agentforce annual recurring revenue (ARR) exceeding $1.5 billion with triple-digit year-over-year gains.
- GWRE delivered solid fiscal 2026 results with ARR reaching $1.242 billion (up 19% year over year) and total revenue of $1.475 billion (up 23%), though its stock has faced greater year-to-date pressure.
- CRM operates at a much larger scale with a market capitalization near $196 billion, compared to GWRE’s approximately $11.8 billion.
- Both companies have advanced AI initiatives, with CRM focusing on broad customer relationship management (CRM) workflows and GWRE targeting insurance-specific agentic tools.
- Recent market activity highlights contrasts in sector exposure, with CRM facing temporary service disruption concerns and GWRE navigating post-earnings volatility.
- Relative performance over recent weeks reflects differing sensitivities to AI adoption rates and macroeconomic factors affecting technology spending.
Introduction
This comparison examines CRM (Salesforce, Inc.) and GWRE (Guidewire Software, Inc.), two technology companies with distinct yet overlapping exposures to software platforms and artificial intelligence. Salesforce provides customer relationship management solutions across industries, while Guidewire specializes in property and casualty insurance platforms. Traders and investors focused on relative performance, sector positioning within software, and AI-driven growth may find the analysis relevant for assessing how these stocks have responded to recent market conditions and company-specific developments.
CRM Overview and Recent Performance
Salesforce, Inc. delivers cloud-based customer relationship management (CRM) software and related services. In recent market activity, the stock experienced notable volatility following strong quarterly results that included beats on earnings and revenue, alongside raised full-year guidance. AI-related momentum, particularly around Agentforce, contributed to positive sentiment, though temporary service disruptions during the company’s Dreamforce event introduced short-term concerns about reliability. Broader market reactions to AI monetization progress and overall technology sector flows have influenced price behavior in recent weeks.
GWRE Overview and Recent Performance
Guidewire Software, Inc. provides software platforms primarily for the property and casualty insurance industry. The company reported strong fiscal 2026 results in early September, with ARR growth of 19% and total revenue expansion of 23%, supported by subscription momentum and new AI-enabled features such as the Qusar release. Despite these operational highlights, the stock has encountered downward pressure amid broader market rotations and sector-specific considerations in recent weeks, resulting in more pronounced short-term declines compared with some peers.
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Head-to-Head Comparison
CRM and GWRE differ markedly in scale, with Salesforce commanding a substantially larger market capitalization and broader industry reach. Business models contrast as well: CRM emphasizes enterprise-wide customer engagement tools, while GWRE concentrates on insurance-specific core systems. Growth drivers include AI integration for both, though CRM’s Agentforce has achieved faster reported ARR expansion in recent periods. Recent momentum has favored CRM on AI news flow, whereas GWRE has shown resilience in subscription metrics but greater share-price sensitivity post-earnings. Risk factors encompass execution on AI monetization for CRM and insurance cycle exposure for GWRE. Market sentiment reflects these trade-offs, with sector positioning influencing relative performance amid shifting technology spending patterns.
Tickeron AI Verdict
Based on observable factors such as trend consistency in AI revenue growth, relative stability of recent operational metrics, and positioning within broader technology demand, Tickeron’s AI models currently assign a higher probabilistic preference to CRM over GWRE. This assessment incorporates CRM’s larger scale and faster AI ARR trajectory alongside GWRE’s more concentrated sector exposure and recent price volatility, though outcomes remain subject to evolving market conditions.
Disclaimer
The information on this webpage is provided for general informational and educational purposes only and is not intended as investment advice, a recommendation to purchase or sell any security, or an offer or solicitation related to investments. It does not consider your personal financial situation, goals, or risk profile, and all investing carries inherent risks, including the possibility of losing your entire investment. For more details, please review our full disclaimer.
Disclaimers and LimitationsTo compare these two companies we present long-term analysis, their fundamental ratings and make comparative short-term technical analysis which are presented below. The conclusion is CRM is a Hold and GWRE is a Hold.
CRM sees its 50-day moving average cross bullishly above its 200-day moving average
The 50-day moving average for CRM moved above the 200-day moving average on September 15, 2026. This could be a long-term bullish signal for the stock as the stock shifts to an upward trend.
Technical Analysis (Indicators)
Bullish Trend Analysis
The Momentum Indicator moved above the 0 level on October 12, 2026. You may want to consider a long position or call options on CRM as a result. In 56 of 83 past instances where the momentum indicator moved above 0, the stock continued to climb. The odds of a continued upward trend are 67%.
The Moving Average Convergence Divergence (MACD) for CRM just turned positive on October 15, 2026. Looking at past instances where CRM's MACD turned positive, the stock continued to rise in 37 of 47 cases over the following month. The odds of a continued upward trend are 79%.
Following a +3.88% 3-day Advance, the price is estimated to grow further. Considering data from situations where CRM advanced for three days, in 222 of 324 cases, the price rose further within the following month. The odds of a continued upward trend are 69%.
Bearish Trend Analysis
The Stochastic Oscillator has been in the overbought zone for 1 day. Expect a price pull-back in the near future.
Following a 3-day decline, the stock is projected to fall further. Considering past instances where CRM declined for three days, the price rose further in 50 of 62 cases within the following month. The odds of a continued downward trend are 67%.
CRM broke above its upper Bollinger Band on October 15, 2026. This could be a sign that the stock is set to drop as the stock moves back below the upper band and toward the middle band. You may want to consider selling the stock or exploring put options.
The Aroon Indicator for CRM entered a downward trend on October 16, 2026. This could indicate a strong downward move is ahead for the stock. Traders may want to consider selling the stock or buying put options.
Fundamental Analysis (Ratings)
The Tickeron Price Growth Rating for this company is 39 (best 1 - 100 worst), indicating steady price growth. CRM’s price grows at a higher rate over the last 12 months as compared to S&P 500 index constituents.
The Tickeron SMR rating for this company is 48 (best 1 - 100 worst), indicating strong sales and a profitable business model. SMR (Sales, Margin, Return on Equity) rating is based on comparative analysis of weighted Sales, Income Margin and Return on Equity values compared against S&P 500 index constituents. The weighted SMR value is a proprietary formula developed by Tickeron and represents an overall profitability measure for a stock.
The Tickeron Valuation Rating of 71 (best 1 - 100 worst) indicates that the company is slightly overvalued in the industry. This rating compares market capitalization estimated by our proprietary formula with the current market capitalization. This rating is based on the following metrics, as compared to industry averages: P/B Ratio (5.162) is normal, around the industry mean (-0.260). P/E Ratio (22.002) is within average values for comparable stocks, (14.431). Projected Growth (PEG Ratio) (0.759) is also within normal values, averaging (2.824). Dividend Yield (0.007) settles around the average of (0.073) among similar stocks. P/S Ratio (5.107) is also within normal values, averaging (71.128).
The Tickeron PE Growth Rating for this company is 83 (best 1 - 100 worst), pointing to worse than average earnings growth. The PE Growth rating is based on a comparative analysis of stock PE ratio increase over the last 12 months compared against S&P 500 index constituents.
The Tickeron Seasonality Score of 95 (best 1 - 100 worst) indicates that the company is significantly overvalued in the industry. The Tickeron Seasonality score describes the variance of predictable price changes around the same period every calendar year. These changes can be tied to a specific month, quarter, holiday or vacation period, as well as a meteorological or growing season.
The Tickeron Profit vs. Risk Rating rating for this company is 100 (best 1 - 100 worst), indicating that the returns do not compensate for the risks. CRM’s unstable profits reported over time resulted in significant Drawdowns within these last five years. A stable profit reduces stock drawdown and volatility. The average Profit vs. Risk Rating rating for the industry is 94, placing this stock worse than average.
GWRE's MACD Histogram just turned positive
The Moving Average Convergence Divergence (MACD) for GWRE turned positive on October 01, 2026. Looking at past instances where GWRE's MACD turned positive, the stock continued to rise in 33 of 45 cases over the following month. The odds of a continued upward trend are 73%.
Technical Analysis (Indicators)
Bullish Trend Analysis
The RSI Indicator points to a transition from a downward trend to an upward trend -- in cases where GWRE's RSI Oscillator exited the oversold zone, 19 of 29 resulted in an increase in price. Tickeron's analysis proposes that the odds of a continued upward trend are 66%.
The Momentum Indicator moved above the 0 level on October 01, 2026. You may want to consider a long position or call options on GWRE as a result. In 53 of 76 past instances where the momentum indicator moved above 0, the stock continued to climb. The odds of a continued upward trend are 70%.
GWRE moved above its 50-day moving average on October 15, 2026 date and that indicates a change from a downward trend to an upward trend.
Following a +2.04% 3-day Advance, the price is estimated to grow further. Considering data from situations where GWRE advanced for three days, in 221 of 318 cases, the price rose further within the following month. The odds of a continued upward trend are 69%.
The Aroon Indicator entered an Uptrend today. In 152 of 221 cases where GWRE Aroon's Indicator entered an Uptrend, the price rose further within the following month. The odds of a continued Uptrend are 69%.
Bearish Trend Analysis
The Stochastic Oscillator demonstrated that the ticker has stayed in the overbought zone for 9 days. The longer the ticker stays in the overbought zone, the sooner a price pull-back is expected.
The 10-day moving average for GWRE crossed bearishly below the 50-day moving average on September 16, 2026. This indicates that the trend has shifted lower and could be considered a sell signal. In 8 of 13 past instances when the 10-day crossed below the 50-day, the stock continued to move higher over the following month. The odds of a continued downward trend are 62%.
Following a 3-day decline, the stock is projected to fall further. Considering past instances where GWRE declined for three days, the price rose further in 50 of 62 cases within the following month. The odds of a continued downward trend are 66%.
GWRE broke above its upper Bollinger Band on October 05, 2026. This could be a sign that the stock is set to drop as the stock moves back below the upper band and toward the middle band. You may want to consider selling the stock or exploring put options.
Fundamental Analysis (Ratings)
The Tickeron Price Growth Rating for this company is 42 (best 1 - 100 worst), indicating steady price growth. GWRE’s price grows at a higher rate over the last 12 months as compared to S&P 500 index constituents.
The Tickeron SMR rating for this company is 68 (best 1 - 100 worst), indicating slightly better than average sales and a considerably profitable business model. SMR (Sales, Margin, Return on Equity) rating is based on comparative analysis of weighted Sales, Income Margin and Return on Equity values compared against S&P 500 index constituents. The weighted SMR value is a proprietary formula developed by Tickeron and represents an overall profitability measure for a stock.
The Tickeron Profit vs. Risk Rating rating for this company is 77 (best 1 - 100 worst), indicating that the returns do not compensate for the risks. GWRE’s unstable profits reported over time resulted in significant Drawdowns within these last five years. A stable profit reduces stock drawdown and volatility. The average Profit vs. Risk Rating rating for the industry is 94, placing this stock better than average.
The Tickeron Valuation Rating of 92 (best 1 - 100 worst) indicates that the company is significantly overvalued in the industry. This rating compares market capitalization estimated by our proprietary formula with the current market capitalization. This rating is based on the following metrics, as compared to industry averages: P/B Ratio (11.599) is normal, around the industry mean (-0.260). P/E Ratio (102.339) is within average values for comparable stocks, (14.431). Projected Growth (PEG Ratio) (0.948) is also within normal values, averaging (2.824). Dividend Yield (0.000) settles around the average of (0.073) among similar stocks. P/S Ratio (8.496) is also within normal values, averaging (71.128).
The Tickeron PE Growth Rating for this company is 94 (best 1 - 100 worst), pointing to worse than average earnings growth. The PE Growth rating is based on a comparative analysis of stock PE ratio increase over the last 12 months compared against S&P 500 index constituents.
CRM | GWRE | ||
|---|---|---|---|
OUTLOOK RATING 1..100 | 7 | 18 | |
VALUATION overvalued / fair valued / undervalued 1..100 | 71 Overvalued | 92 Overvalued | |
PROFIT vs RISK RATING 1..100 | 100 | 77 | |
SMR RATING 1..100 | 48 | 68 | |
PRICE GROWTH RATING 1..100 | 39 | 42 | |
P/E GROWTH RATING 1..100 | 83 | 94 | |
SEASONALITY SCORE 1..100 | 90 | 50 |
Tickeron ratings are formulated such that a rating of 1 designates the most successful stocks in a given industry, while a rating of 100 points to the least successful stocks for that industry.
CRM's Valuation (71) in the Packaged Software industry is in the same range as GWRE (92) in the Information Technology Services industry. This means that CRM’s stock grew similarly to GWRE’s over the last 12 months.
GWRE's Profit vs Risk Rating (77) in the Information Technology Services industry is in the same range as CRM (100) in the Packaged Software industry. This means that GWRE’s stock grew similarly to CRM’s over the last 12 months.
CRM's SMR Rating (48) in the Packaged Software industry is in the same range as GWRE (68) in the Information Technology Services industry. This means that CRM’s stock grew similarly to GWRE’s over the last 12 months.
CRM's Price Growth Rating (39) in the Packaged Software industry is in the same range as GWRE (42) in the Information Technology Services industry. This means that CRM’s stock grew similarly to GWRE’s over the last 12 months.
CRM's P/E Growth Rating (83) in the Packaged Software industry is in the same range as GWRE (94) in the Information Technology Services industry. This means that CRM’s stock grew similarly to GWRE’s over the last 12 months.
| CRM | GWRE | |
|---|---|---|
| RSI ODDS (%) | N/A | 5 days ago 66% |
| Stochastic ODDS (%) | 3 days ago 72% | 3 days ago 67% |
| Momentum ODDS (%) | 3 days ago 67% | 3 days ago 70% |
| MACD ODDS (%) | 3 days ago 79% | 3 days ago 73% |
| TrendWeek ODDS (%) | 3 days ago 66% | 3 days ago 72% |
| TrendMonth ODDS (%) | 3 days ago 71% | 3 days ago 72% |
| Advances ODDS (%) | 6 days ago 69% | 10 days ago 69% |
| Declines ODDS (%) | 12 days ago 67% | 20 days ago 66% |
| BollingerBands ODDS (%) | 3 days ago 66% | 3 days ago 66% |
| Aroon ODDS (%) | 3 days ago 74% | 3 days ago 69% |
Long-Term Analysis
It is best to consider a long-term outlook for a ticker by using Fundamental Analysis (FA) ratings. The rating of 1 to 100, where 1 is best and 100 is worst, is divided into thirds. The first third (a green rating of 1-33) indicates that the ticker is undervalued; the second third (a grey number between 34 and 66) means that the ticker is valued fairly; and the last third (red number of 67 to 100) reflects that the ticker is overvalued. We use an FA Score to show how many ratings show the ticker to be undervalued (green) or overvalued (red).
CRM’s FA Score shows that 0 FA rating(s) are green while GWRE’s FA Score has 0 green FA rating(s).
- CRM’s FA Score: 0 green, 5 red.
- GWRE’s FA Score: 0 green, 5 red.
Short-Term Analysis
It is best to consider a short-term outlook for a ticker by using Technical Analysis (TA) indicators. We use Odds of Success as the percentage of outcomes which confirm successful trade signals in the past.
If the Odds of Success (the likelihood of the continuation of a trend) for each indicator are greater than 50%, then the generated signal is confirmed. A green percentage from 90% to 51% indicates that the ticker is in a bullish trend. A red percentage from 90% - 51% indicates that the ticker is in a bearish trend. All grey percentages are below 50% and are considered not to confirm the trend signal.
CRM’s TA Score shows that 4 TA indicator(s) are bullish while GWRE’s TA Score has 6 bullish TA indicator(s).
- CRM’s TA Score: 4 bullish, 4 bearish.
- GWRE’s TA Score: 6 bullish, 4 bearish.
Price Growth
CRM (@Packaged Software) experienced а +5.05% price change this week, while GWRE (@Packaged Software) price change was +0.92% for the same time period.
The average weekly price growth across all stocks in the @Packaged Software industry was -5.69%. For the same industry, the average monthly price growth was -6.22%, and the average quarterly price growth was -2.11%.
Reported Earning Dates
CRM is expected to report earnings on Dec 08, 2026.
GWRE is expected to report earnings on Dec 03, 2026.
Industries' Descriptions
@Packaged Software (-5.69% weekly)Packaged software comprises multiple software programs bundled together and sold as a group. For example, Microsoft Office includes multiple applications such as Excel, Word, and PowerPoint. In some cases, buying a bundled product is cheaper than purchasing each item individually[s20] . Microsoft Corporation, Oracle Corp. and Adobe are some major American packaged software makers.
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