CZWI
Price
$16.40
Change
-$0.22 (-1.32%)
Updated
Sep 12 closing price
Capitalization
164.04M
44 days until earnings call
FGBI
Price
$8.15
Change
-$0.07 (-0.85%)
Updated
Sep 12 closing price
Capitalization
123.23M
66 days until earnings call
Interact to see
Advertisement

CZWI vs FGBI

Header iconCZWI vs FGBI Comparison
Open Charts CZWI vs FGBIBanner chart's image
Citizens Community Ban
Price$16.40
Change-$0.22 (-1.32%)
Volume$9.85K
Capitalization164.04M
First Guaranty Bancshares
Price$8.15
Change-$0.07 (-0.85%)
Volume$2.29K
Capitalization123.23M
CZWI vs FGBI Comparison Chart in %
Loading...
CZWI
Daily Signalchanged days ago
Gain/Loss if bought
Show more...
FGBI
Daily Signalchanged days ago
Gain/Loss if bought
Show more...
View a ticker or compare two or three
VS
CZWI vs. FGBI commentary
Sep 13, 2025

To compare these two companies we present long-term analysis, their fundamental ratings and make comparative short-term technical analysis which are presented below. The conclusion is CZWI is a Hold and FGBI is a Hold.

Interact to see
Advertisement
COMPARISON
Comparison
Sep 13, 2025
Stock price -- (CZWI: $16.40 vs. FGBI: $8.15)
Brand notoriety: CZWI and FGBI are both not notable
Both companies represent the Regional Banks industry
Current volume relative to the 65-day Moving Average: CZWI: 37% vs. FGBI: 40%
Market capitalization -- CZWI: $164.04M vs. FGBI: $123.23M
CZWI [@Regional Banks] is valued at $164.04M. FGBI’s [@Regional Banks] market capitalization is $123.23M. The market cap for tickers in the [@Regional Banks] industry ranges from $168.67B to $0. The average market capitalization across the [@Regional Banks] industry is $7.98B.

Long-Term Analysis

It is best to consider a long-term outlook for a ticker by using Fundamental Analysis (FA) ratings. The rating of 1 to 100, where 1 is best and 100 is worst, is divided into thirds. The first third (a green rating of 1-33) indicates that the ticker is undervalued; the second third (a grey number between 34 and 66) means that the ticker is valued fairly; and the last third (red number of 67 to 100) reflects that the ticker is undervalued. We use an FA Score to show how many ratings show the ticker to be undervalued (green) or overvalued (red).

CZWI’s FA Score shows that 1 FA rating(s) are green whileFGBI’s FA Score has 1 green FA rating(s).

  • CZWI’s FA Score: 1 green, 4 red.
  • FGBI’s FA Score: 1 green, 4 red.
According to our system of comparison, CZWI is a better buy in the long-term than FGBI.

Short-Term Analysis

It is best to consider a short-term outlook for a ticker by using Technical Analysis (TA) indicators. We use Odds of Success as the percentage of outcomes which confirm successful trade signals in the past.

If the Odds of Success (the likelihood of the continuation of a trend) for each indicator are greater than 50%, then the generated signal is confirmed. A green percentage from 90% to 51% indicates that the ticker is in a bullish trend. A red percentage from 90% - 51% indicates that the ticker is in a bearish trend. All grey percentages are below 50% and are considered not to confirm the trend signal.

CZWI’s TA Score shows that 3 TA indicator(s) are bullish while FGBI’s TA Score has 4 bullish TA indicator(s).

  • CZWI’s TA Score: 3 bullish, 5 bearish.
  • FGBI’s TA Score: 4 bullish, 5 bearish.
According to our system of comparison, CZWI is a better buy in the short-term than FGBI.

Price Growth

CZWI (@Regional Banks) experienced а -0.55% price change this week, while FGBI (@Regional Banks) price change was -4.90% for the same time period.

The average weekly price growth across all stocks in the @Regional Banks industry was +0.33%. For the same industry, the average monthly price growth was +2.49%, and the average quarterly price growth was +13.97%.

Reported Earning Dates

CZWI is expected to report earnings on Oct 27, 2025.

FGBI is expected to report earnings on Nov 18, 2025.

Industries' Descriptions

@Regional Banks (+0.33% weekly)

Regional banks have a smaller reach than major banks, and cater mostly to one region of a country, such as a state or within a group of states. They offer services often similar – albeit with some limitations/smaller scale – compared to major banks. Taking deposits, making loans, mortgages, leases, credit cards , fund management, insurance and investment banking. SunTrust Banks, State Street Corp., M&T Bank Corp. are some examples of U.S. regional banks.

SUMMARIES
Loading...
FUNDAMENTALS
Fundamentals
CZWI($164M) has a higher market cap than FGBI($123M). FGBI has higher P/E ratio than CZWI: FGBI (61.92) vs CZWI (13.23). CZWI YTD gains are higher at: 3.008 vs. FGBI (-28.074). CZWI has less debt than FGBI: CZWI (61.7M) vs FGBI (179M). FGBI has higher revenues than CZWI: FGBI (99.4M) vs CZWI (57.9M).
CZWIFGBICZWI / FGBI
Capitalization164M123M133%
EBITDAN/AN/A-
Gain YTD3.008-28.074-11%
P/E Ratio13.2361.9221%
Revenue57.9M99.4M58%
Total CashN/A363M-
Total Debt61.7M179M34%
FUNDAMENTALS RATINGS
CZWI vs FGBI: Fundamental Ratings
CZWI
FGBI
OUTLOOK RATING
1..100
7551
VALUATION
overvalued / fair valued / undervalued
1..100
50
Fair valued
50
Fair valued
PROFIT vs RISK RATING
1..100
36100
SMR RATING
1..100
6286
PRICE GROWTH RATING
1..100
5050
P/E GROWTH RATING
1..100
223
SEASONALITY SCORE
1..100
n/a50

Tickeron ratings are formulated such that a rating of 1 designates the most successful stocks in a given industry, while a rating of 100 points to the least successful stocks for that industry.

CZWI's Valuation (50) in the Savings Banks industry is in the same range as FGBI (50) in the Regional Banks industry. This means that CZWI’s stock grew similarly to FGBI’s over the last 12 months.

CZWI's Profit vs Risk Rating (36) in the Savings Banks industry is somewhat better than the same rating for FGBI (100) in the Regional Banks industry. This means that CZWI’s stock grew somewhat faster than FGBI’s over the last 12 months.

CZWI's SMR Rating (62) in the Savings Banks industry is in the same range as FGBI (86) in the Regional Banks industry. This means that CZWI’s stock grew similarly to FGBI’s over the last 12 months.

CZWI's Price Growth Rating (50) in the Savings Banks industry is in the same range as FGBI (50) in the Regional Banks industry. This means that CZWI’s stock grew similarly to FGBI’s over the last 12 months.

FGBI's P/E Growth Rating (3) in the Regional Banks industry is in the same range as CZWI (22) in the Savings Banks industry. This means that FGBI’s stock grew similarly to CZWI’s over the last 12 months.

TECHNICAL ANALYSIS
Technical Analysis
CZWIFGBI
RSI
ODDS (%)
Bearish Trend 1 day ago
56%
N/A
Stochastic
ODDS (%)
Bearish Trend 1 day ago
41%
Bearish Trend 1 day ago
63%
Momentum
ODDS (%)
N/A
Bullish Trend 1 day ago
71%
MACD
ODDS (%)
Bearish Trend 1 day ago
40%
Bullish Trend 1 day ago
73%
TrendWeek
ODDS (%)
Bearish Trend 1 day ago
47%
Bearish Trend 1 day ago
69%
TrendMonth
ODDS (%)
Bullish Trend 1 day ago
58%
Bearish Trend 1 day ago
69%
Advances
ODDS (%)
Bullish Trend 3 days ago
62%
Bullish Trend 12 days ago
75%
Declines
ODDS (%)
Bearish Trend 11 days ago
41%
Bearish Trend 1 day ago
72%
BollingerBands
ODDS (%)
Bearish Trend 1 day ago
58%
Bearish Trend 1 day ago
73%
Aroon
ODDS (%)
Bullish Trend 1 day ago
57%
Bearish Trend 1 day ago
66%
View a ticker or compare two or three
Interact to see
Advertisement
CZWI
Daily Signalchanged days ago
Gain/Loss if bought
Show more...
FGBI
Daily Signalchanged days ago
Gain/Loss if bought
Show more...
Interesting Tickers
1D
1W
1M
1Q
6M
1Y
5Y
1 Day
STOCK / NAMEPrice $Chg $Chg %
BSRTF13.290.05
+0.38%
Bsr Real Estate Invt Tr
LGGNF3.22N/A
+0.09%
Legal & General Group Plc
SPSAF221.00N/A
N/A
SOPRA SA
TMAK9.50N/A
N/A
Touchmark Bancshares, Inc.
SRLY17.50N/A
N/A
Southern Realty Co.

CZWI and

Correlation & Price change

A.I.dvisor indicates that over the last year, CZWI has been loosely correlated with SHBI. These tickers have moved in lockstep 56% of the time. This A.I.-generated data suggests there is some statistical probability that if CZWI jumps, then SHBI could also see price increases.

1D
1W
1M
1Q
6M
1Y
5Y
Ticker /
NAME
Correlation
To CZWI
1D Price
Change %
CZWI100%
-1.32%
SHBI - CZWI
56%
Loosely correlated
-0.99%
FCCO - CZWI
55%
Loosely correlated
-0.71%
HBAN - CZWI
53%
Loosely correlated
+0.17%
THFF - CZWI
53%
Loosely correlated
-0.77%
UCB - CZWI
53%
Loosely correlated
-0.77%
More

FGBI and

Correlation & Price change

A.I.dvisor tells us that FGBI and CZWI have been poorly correlated (+33% of the time) for the last year. This A.I.-generated data suggests there is low statistical probability that FGBI and CZWI's prices will move in lockstep.

1D
1W
1M
1Q
6M
1Y
5Y
Ticker /
NAME
Correlation
To FGBI
1D Price
Change %
FGBI100%
-0.85%
CZWI - FGBI
33%
Poorly correlated
-1.32%
FCCO - FGBI
31%
Poorly correlated
-0.71%
HBAN - FGBI
31%
Poorly correlated
+0.17%
FUNC - FGBI
30%
Poorly correlated
+0.08%
RF - FGBI
30%
Poorly correlated
+0.44%
More