ECPG
Price
$39.44
Change
+$2.01 (+5.37%)
Updated
Aug 7, 04:59 PM (EDT)
Capitalization
1.07B
83 days until earnings call
OMF
Price
$55.59
Change
-$0.83 (-1.47%)
Updated
Aug 7, 04:59 PM (EDT)
Capitalization
6.02B
76 days until earnings call
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ECPG vs OMF

Header iconECPG vs OMF Comparison
Open Charts ECPG vs OMFBanner chart's image
Encore Capital Group
Price$39.44
Change+$2.01 (+5.37%)
Volume$10.24K
Capitalization1.07B
OneMain Holdings
Price$55.59
Change-$0.83 (-1.47%)
Volume$5.43K
Capitalization6.02B
ECPG vs OMF Comparison Chart in %
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ECPG
Daily Signalchanged days ago
Gain/Loss if bought
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OMF
Daily Signalchanged days ago
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ECPG vs. OMF commentary
Aug 08, 2025

To compare these two companies we present long-term analysis, their fundamental ratings and make comparative short-term technical analysis which are presented below. The conclusion is ECPG is a Buy and OMF is a Hold.

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COMPARISON
Comparison
Aug 08, 2025
Stock price -- (ECPG: $37.43 vs. OMF: $56.42)
Brand notoriety: ECPG and OMF are both not notable
Both companies represent the Finance/Rental/Leasing industry
Current volume relative to the 65-day Moving Average: ECPG: 123% vs. OMF: 77%
Market capitalization -- ECPG: $1.07B vs. OMF: $6.02B
ECPG [@Finance/Rental/Leasing] is valued at $1.07B. OMF’s [@Finance/Rental/Leasing] market capitalization is $6.02B. The market cap for tickers in the [@Finance/Rental/Leasing] industry ranges from $573.25B to $0. The average market capitalization across the [@Finance/Rental/Leasing] industry is $13.06B.

Long-Term Analysis

It is best to consider a long-term outlook for a ticker by using Fundamental Analysis (FA) ratings. The rating of 1 to 100, where 1 is best and 100 is worst, is divided into thirds. The first third (a green rating of 1-33) indicates that the ticker is undervalued; the second third (a grey number between 34 and 66) means that the ticker is valued fairly; and the last third (red number of 67 to 100) reflects that the ticker is undervalued. We use an FA Score to show how many ratings show the ticker to be undervalued (green) or overvalued (red).

ECPG’s FA Score shows that 1 FA rating(s) are green whileOMF’s FA Score has 3 green FA rating(s).

  • ECPG’s FA Score: 1 green, 4 red.
  • OMF’s FA Score: 3 green, 2 red.
According to our system of comparison, OMF is a better buy in the long-term than ECPG.

Short-Term Analysis

It is best to consider a short-term outlook for a ticker by using Technical Analysis (TA) indicators. We use Odds of Success as the percentage of outcomes which confirm successful trade signals in the past.

If the Odds of Success (the likelihood of the continuation of a trend) for each indicator are greater than 50%, then the generated signal is confirmed. A green percentage from 90% to 51% indicates that the ticker is in a bullish trend. A red percentage from 90% - 51% indicates that the ticker is in a bearish trend. All grey percentages are below 50% and are considered not to confirm the trend signal.

ECPG’s TA Score shows that 5 TA indicator(s) are bullish while OMF’s TA Score has 3 bullish TA indicator(s).

  • ECPG’s TA Score: 5 bullish, 5 bearish.
  • OMF’s TA Score: 3 bullish, 4 bearish.
According to our system of comparison, ECPG is a better buy in the short-term than OMF.

Price Growth

ECPG (@Finance/Rental/Leasing) experienced а +1.24% price change this week, while OMF (@Finance/Rental/Leasing) price change was -0.33% for the same time period.

The average weekly price growth across all stocks in the @Finance/Rental/Leasing industry was +1.19%. For the same industry, the average monthly price growth was +0.86%, and the average quarterly price growth was +13.67%.

Reported Earning Dates

ECPG is expected to report earnings on Oct 29, 2025.

OMF is expected to report earnings on Oct 22, 2025.

Industries' Descriptions

@Finance/Rental/Leasing (+1.19% weekly)

A leasing company (e.g. United Rentals, Inc. ) is typically the legal owner of the asset for the duration of the lease, while the lessee has operating control over the asset while also having some share of the economic risks and returns from the change in the valuation of the underlying asset. Per capita disposable income and corporate earnings or cash flow could be some of the critical metrics for this business – the higher the values of these metrics, the potentially greater ability of consumers/businesses to afford apartments/office spaces for rent. Other finance companies include credit/debit card payment processing companies (e.g. Visa Inc. and Mastercard), private label credit cards providers (e.g. Synchrony Financial) and automobile finance companies (e.g. Credit Acceptance Corporation).

SUMMARIES
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FUNDAMENTALS
Fundamentals
OMF($6.02B) has a higher market cap than ECPG($1.07B). ECPG has higher P/E ratio than OMF: ECPG (113.64) vs OMF (9.44). OMF YTD gains are higher at: 14.704 vs. ECPG (-21.645). ECPG has less debt than OMF: ECPG (3.32B) vs OMF (19.8B). OMF has higher revenues than ECPG: OMF (4.28B) vs ECPG (1.22B).
ECPGOMFECPG / OMF
Capitalization1.07B6.02B18%
EBITDA47.7MN/A-
Gain YTD-21.64514.704-147%
P/E Ratio113.649.441,204%
Revenue1.22B4.28B29%
Total Cash158MN/A-
Total Debt3.32B19.8B17%
FUNDAMENTALS RATINGS
ECPG vs OMF: Fundamental Ratings
ECPG
OMF
OUTLOOK RATING
1..100
5466
VALUATION
overvalued / fair valued / undervalued
1..100
84
Overvalued
11
Undervalued
PROFIT vs RISK RATING
1..100
8818
SMR RATING
1..100
958
PRICE GROWTH RATING
1..100
6347
P/E GROWTH RATING
1..100
140
SEASONALITY SCORE
1..100
n/an/a

Tickeron ratings are formulated such that a rating of 1 designates the most successful stocks in a given industry, while a rating of 100 points to the least successful stocks for that industry.

OMF's Valuation (11) in the Finance Or Rental Or Leasing industry is significantly better than the same rating for ECPG (84). This means that OMF’s stock grew significantly faster than ECPG’s over the last 12 months.

OMF's Profit vs Risk Rating (18) in the Finance Or Rental Or Leasing industry is significantly better than the same rating for ECPG (88). This means that OMF’s stock grew significantly faster than ECPG’s over the last 12 months.

OMF's SMR Rating (8) in the Finance Or Rental Or Leasing industry is significantly better than the same rating for ECPG (95). This means that OMF’s stock grew significantly faster than ECPG’s over the last 12 months.

OMF's Price Growth Rating (47) in the Finance Or Rental Or Leasing industry is in the same range as ECPG (63). This means that OMF’s stock grew similarly to ECPG’s over the last 12 months.

ECPG's P/E Growth Rating (1) in the Finance Or Rental Or Leasing industry is somewhat better than the same rating for OMF (40). This means that ECPG’s stock grew somewhat faster than OMF’s over the last 12 months.

TECHNICAL ANALYSIS
Technical Analysis
ECPGOMF
RSI
ODDS (%)
Bullish Trend 2 days ago
81%
Bearish Trend 2 days ago
79%
Stochastic
ODDS (%)
Bullish Trend 2 days ago
73%
Bullish Trend 2 days ago
81%
Momentum
ODDS (%)
Bearish Trend 2 days ago
61%
Bearish Trend 2 days ago
66%
MACD
ODDS (%)
Bearish Trend 2 days ago
67%
Bearish Trend 2 days ago
78%
TrendWeek
ODDS (%)
Bullish Trend 2 days ago
65%
Bearish Trend 2 days ago
64%
TrendMonth
ODDS (%)
Bearish Trend 2 days ago
63%
Bearish Trend 2 days ago
65%
Advances
ODDS (%)
Bullish Trend 16 days ago
67%
Bullish Trend 2 days ago
67%
Declines
ODDS (%)
Bearish Trend 7 days ago
69%
Bearish Trend 9 days ago
66%
BollingerBands
ODDS (%)
Bullish Trend 2 days ago
69%
N/A
Aroon
ODDS (%)
Bullish Trend 2 days ago
53%
Bullish Trend 2 days ago
71%
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ECPG
Daily Signalchanged days ago
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OMF
Daily Signalchanged days ago
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ECPG and

Correlation & Price change

A.I.dvisor indicates that over the last year, ECPG has been loosely correlated with PRAA. These tickers have moved in lockstep 59% of the time. This A.I.-generated data suggests there is some statistical probability that if ECPG jumps, then PRAA could also see price increases.

1D
1W
1M
1Q
6M
1Y
5Y
Ticker /
NAME
Correlation
To ECPG
1D Price
Change %
ECPG100%
+2.16%
PRAA - ECPG
59%
Loosely correlated
+0.45%
OMF - ECPG
54%
Loosely correlated
+0.37%
ENVA - ECPG
52%
Loosely correlated
+0.38%
SYF - ECPG
51%
Loosely correlated
-0.77%
AXP - ECPG
51%
Loosely correlated
-0.37%
More

OMF and

Correlation & Price change

A.I.dvisor indicates that over the last year, OMF has been closely correlated with AXP. These tickers have moved in lockstep 82% of the time. This A.I.-generated data suggests there is a high statistical probability that if OMF jumps, then AXP could also see price increases.

1D
1W
1M
1Q
6M
1Y
5Y
Ticker /
NAME
Correlation
To OMF
1D Price
Change %
OMF100%
+0.37%
AXP - OMF
82%
Closely correlated
-0.37%
ENVA - OMF
82%
Closely correlated
+0.38%
COF - OMF
82%
Closely correlated
+0.42%
BFH - OMF
75%
Closely correlated
-0.46%
SLM - OMF
75%
Closely correlated
+0.13%
More