EFSI
Price
$40.55
Change
-$0.47 (-1.15%)
Updated
Jul 31 closing price
Capitalization
219.47M
81 days until earnings call
Intraday BUY SELL Signals
PEBO
Price
$41.66
Change
+$0.10 (+0.24%)
Updated
Jul 31 closing price
Capitalization
1.5B
85 days until earnings call
Intraday BUY SELL Signals
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EFSI vs PEBO

EFSI vs PEBO Comparison Chart in %
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EFSI vs. PEBO commentary
Aug 03, 2026

To compare these two companies we present long-term analysis, their fundamental ratings and make comparative short-term technical analysis which are presented below. The conclusion is EFSI is a Buy and PEBO is a Buy.

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COMPARISON
Comparison
Aug 03, 2026
Stock price -- (EFSI: $40.55 vs. PEBO: $41.66)
Brand notoriety: EFSI and PEBO are both not notable
Both companies represent the Regional Banks industry
Current volume relative to the 65-day Moving Average: EFSI: 23% vs. PEBO: 81%
Market capitalization -- EFSI: $219.47M vs. PEBO: $1.5B
EFSI [@Regional Banks] is valued at $219.47M. PEBO’s [@Regional Banks] market capitalization is $1.5B. The market cap for tickers in the [@Regional Banks] industry ranges from $142.82B to $0. The average market capitalization across the [@Regional Banks] industry is $6.49B.

Long-Term Analysis

It is best to consider a long-term outlook for a ticker by using Fundamental Analysis (FA) ratings. The rating of 1 to 100, where 1 is best and 100 is worst, is divided into thirds. The first third (a green rating of 1-33) indicates that the ticker is undervalued; the second third (a grey number between 34 and 66) means that the ticker is valued fairly; and the last third (red number of 67 to 100) reflects that the ticker is undervalued. We use an FA Score to show how many ratings show the ticker to be undervalued (green) or overvalued (red).

EFSI’s FA Score shows that 1 FA rating(s) are green whilePEBO’s FA Score has 3 green FA rating(s).

  • EFSI’s FA Score: 1 green, 4 red.
  • PEBO’s FA Score: 3 green, 2 red.
According to our system of comparison, PEBO is a better buy in the long-term than EFSI.

Short-Term Analysis

It is best to consider a short-term outlook for a ticker by using Technical Analysis (TA) indicators. We use Odds of Success as the percentage of outcomes which confirm successful trade signals in the past.

If the Odds of Success (the likelihood of the continuation of a trend) for each indicator are greater than 50%, then the generated signal is confirmed. A green percentage from 90% to 51% indicates that the ticker is in a bullish trend. A red percentage from 90% - 51% indicates that the ticker is in a bearish trend. All grey percentages are below 50% and are considered not to confirm the trend signal.

EFSI’s TA Score shows that 2 TA indicator(s) are bullish while PEBO’s TA Score has 4 bullish TA indicator(s).

  • EFSI’s TA Score: 2 bullish, 7 bearish.
  • PEBO’s TA Score: 4 bullish, 4 bearish.
According to our system of comparison, PEBO is a better buy in the short-term than EFSI.

Price Growth

EFSI (@Regional Banks) experienced а +0.17% price change this week, while PEBO (@Regional Banks) price change was +3.35% for the same time period.

The average weekly price growth across all stocks in the @Regional Banks industry was +1.19%. For the same industry, the average monthly price growth was +0.68%, and the average quarterly price growth was +13.65%.

Reported Earning Dates

EFSI is expected to report earnings on Oct 23, 2026.

PEBO is expected to report earnings on Oct 27, 2026.

Industries' Descriptions

@Regional Banks (+1.19% weekly)

Regional banks have a smaller reach than major banks, and cater mostly to one region of a country, such as a state or within a group of states. They offer services often similar – albeit with some limitations/smaller scale – compared to major banks. Taking deposits, making loans, mortgages, leases, credit cards , fund management, insurance and investment banking. SunTrust Banks, State Street Corp., M&T Bank Corp. are some examples of U.S. regional banks.

SUMMARIES
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FUNDAMENTALS
Fundamentals
PEBO($1.5B) has a higher market cap than EFSI($219M). PEBO has higher P/E ratio than EFSI: PEBO (12.62) vs EFSI (10.64). PEBO YTD gains are higher at: 42.224 vs. EFSI (3.574). PEBO has more cash in the bank: 112M vs. EFSI (13.9M). EFSI has less debt than PEBO: EFSI (29.6M) vs PEBO (720M). PEBO has higher revenues than EFSI: PEBO (459M) vs EFSI (82.4M).
EFSIPEBOEFSI / PEBO
Capitalization219M1.5B15%
EBITDAN/AN/A-
Gain YTD3.57442.2248%
P/E Ratio10.6412.6284%
Revenue82.4M459M18%
Total Cash13.9M112M12%
Total Debt29.6M720M4%
FUNDAMENTALS RATINGS
EFSI vs PEBO: Fundamental Ratings
EFSI
PEBO
OUTLOOK RATING
1..100
5050
VALUATION
overvalued / fair valued / undervalued
1..100
24
Undervalued
18
Undervalued
PROFIT vs RISK RATING
1..100
3617
SMR RATING
1..100
6546
PRICE GROWTH RATING
1..100
4839
P/E GROWTH RATING
1..100
8426
SEASONALITY SCORE
1..100
5050

Tickeron ratings are formulated such that a rating of 1 designates the most successful stocks in a given industry, while a rating of 100 points to the least successful stocks for that industry.

PEBO's Valuation (18) in the Major Banks industry is in the same range as EFSI (24) in the null industry. This means that PEBO’s stock grew similarly to EFSI’s over the last 12 months.

PEBO's Profit vs Risk Rating (17) in the Major Banks industry is in the same range as EFSI (36) in the null industry. This means that PEBO’s stock grew similarly to EFSI’s over the last 12 months.

PEBO's SMR Rating (46) in the Major Banks industry is in the same range as EFSI (65) in the null industry. This means that PEBO’s stock grew similarly to EFSI’s over the last 12 months.

PEBO's Price Growth Rating (39) in the Major Banks industry is in the same range as EFSI (48) in the null industry. This means that PEBO’s stock grew similarly to EFSI’s over the last 12 months.

PEBO's P/E Growth Rating (26) in the Major Banks industry is somewhat better than the same rating for EFSI (84) in the null industry. This means that PEBO’s stock grew somewhat faster than EFSI’s over the last 12 months.

TECHNICAL ANALYSIS
Technical Analysis
EFSIPEBO
RSI
ODDS (%)
N/A
Bearish Trend 4 days ago
68%
Stochastic
ODDS (%)
Bullish Trend 4 days ago
45%
Bearish Trend 4 days ago
54%
Momentum
ODDS (%)
Bearish Trend 4 days ago
37%
Bullish Trend 4 days ago
65%
MACD
ODDS (%)
Bearish Trend 4 days ago
39%
Bullish Trend 4 days ago
63%
TrendWeek
ODDS (%)
Bullish Trend 4 days ago
35%
Bullish Trend 4 days ago
59%
TrendMonth
ODDS (%)
Bearish Trend 4 days ago
40%
Bullish Trend 4 days ago
53%
Advances
ODDS (%)
Bullish Trend 6 days ago
48%
Bullish Trend 7 days ago
59%
Declines
ODDS (%)
Bearish Trend 4 days ago
50%
Bearish Trend 5 days ago
51%
BollingerBands
ODDS (%)
Bearish Trend 4 days ago
50%
Bearish Trend 4 days ago
49%
Aroon
ODDS (%)
Bearish Trend 4 days ago
31%
Bullish Trend 4 days ago
38%
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EFSI
Daily Signal:
Gain/Loss:
PEBO
Daily Signal:
Gain/Loss:
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EFSI and

Correlation & Price change

A.I.dvisor indicates that over the last year, EFSI has been closely correlated with SBSI. These tickers have moved in lockstep 68% of the time. This A.I.-generated data suggests there is a high statistical probability that if EFSI jumps, then SBSI could also see price increases.

1D
1W
1M
1Q
6M
1Y
5Y
Ticker /
NAME
Correlation
To EFSI
1D Price
Change %
EFSI100%
-1.15%
SBSI - EFSI
68%
Closely correlated
+0.77%
NBHC - EFSI
65%
Loosely correlated
+1.43%
SSB - EFSI
64%
Loosely correlated
-0.16%
PEBO - EFSI
64%
Loosely correlated
+0.24%
TMP - EFSI
64%
Loosely correlated
+0.47%
More