FICO
Price
$1849.65
Change
-$30.67 (-1.63%)
Updated
Jan 23, 03:59 PM (EDT)
Capitalization
31.06B
Earnings call today
QTWO
Price
$94.71
Change
+$0.67 (+0.71%)
Updated
Jan 23, 04:15 PM (EDT)
Capitalization
3.1B
27 days until earnings call
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FICO vs QTWO

Header iconFICO vs QTWO Comparison
Open Charts FICO vs QTWOBanner chart's image
Fair Isaac
Price$1849.65
Change-$30.67 (-1.63%)
Volume$100
Capitalization31.06B
Q2 Holdings
Price$94.71
Change+$0.67 (+0.71%)
Volume$200
Capitalization3.1B
FICO vs QTWO Comparison Chart
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FICO
Daily Signalchanged days ago
Gain/Loss if bought
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QTWO
Daily Signalchanged days ago
Gain/Loss if bought
Show more...
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VS
FICO vs. QTWO commentary
Jan 23, 2025

To compare these two companies we present long-term analysis, their fundamental ratings and make comparative short-term technical analysis which are presented below. The conclusion is FICO is a Hold and QTWO is a Buy.

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COMPARISON
Comparison
Jan 23, 2025
Stock price -- (FICO: $1880.32 vs. QTWO: $94.04)
Brand notoriety: FICO and QTWO are both not notable
Both companies represent the Packaged Software industry
Current volume relative to the 65-day Moving Average: FICO: 169% vs. QTWO: 82%
Market capitalization -- FICO: $31.06B vs. QTWO: $3.1B
FICO [@Packaged Software] is valued at $31.06B. QTWO’s [@Packaged Software] market capitalization is $3.1B. The market cap for tickers in the [@Packaged Software] industry ranges from $3.15T to $0. The average market capitalization across the [@Packaged Software] industry is $11.85B.

Long-Term Analysis

It is best to consider a long-term outlook for a ticker by using Fundamental Analysis (FA) ratings. The rating of 1 to 100, where 1 is best and 100 is worst, is divided into thirds. The first third (a green rating of 1-33) indicates that the ticker is undervalued; the second third (a grey number between 34 and 66) means that the ticker is valued fairly; and the last third (red number of 67 to 100) reflects that the ticker is undervalued. We use an FA Score to show how many ratings show the ticker to be undervalued (green) or overvalued (red).

FICO’s FA Score shows that 3 FA rating(s) are green whileQTWO’s FA Score has 0 green FA rating(s).

  • FICO’s FA Score: 3 green, 2 red.
  • QTWO’s FA Score: 0 green, 5 red.
According to our system of comparison, FICO is a better buy in the long-term than QTWO.

Short-Term Analysis

It is best to consider a short-term outlook for a ticker by using Technical Analysis (TA) indicators. We use Odds of Success as the percentage of outcomes which confirm successful trade signals in the past.

If the Odds of Success (the likelihood of the continuation of a trend) for each indicator are greater than 50%, then the generated signal is confirmed. A green percentage from 90% to 51% indicates that the ticker is in a bullish trend. A red percentage from 90% - 51% indicates that the ticker is in a bearish trend. All grey percentages are below 50% and are considered not to confirm the trend signal.

FICO’s TA Score shows that 1 TA indicator(s) are bullish while QTWO’s TA Score has 3 bullish TA indicator(s).

  • FICO’s TA Score: 1 bullish, 2 bearish.
  • QTWO’s TA Score: 3 bullish, 4 bearish.
According to our system of comparison, both FICO and QTWO are a bad buy in the short-term.

Price Growth

FICO (@Packaged Software) experienced а -7.39% price change this week, while QTWO (@Packaged Software) price change was +0.77% for the same time period.

The average weekly price growth across all stocks in the @Packaged Software industry was +2.00%. For the same industry, the average monthly price growth was +5.70%, and the average quarterly price growth was +17.42%.

Reported Earning Dates

FICO is expected to report earnings on Apr 30, 2025.

QTWO is expected to report earnings on May 06, 2025.

Industries' Descriptions

@Packaged Software (+2.00% weekly)

Packaged software comprises multiple software programs bundled together and sold as a group. For example, Microsoft Office includes multiple applications such as Excel, Word, and PowerPoint. In some cases, buying a bundled product is cheaper than purchasing each item individually[s20] . Microsoft Corporation, Oracle Corp. and Adobe are some major American packaged software makers.

SUMMARIES
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FUNDAMENTALS
Fundamentals
FICO($31.1B) has a higher market cap than QTWO($3.11B). FICO YTD gains are higher at: -5.556 vs. QTWO (-6.567). FICO has higher annual earnings (EBITDA): 676M vs. QTWO (15.6M). QTWO has more cash in the bank: 324M vs. FICO (160M). QTWO has less debt than FICO: QTWO (549M) vs FICO (1.99B). FICO has higher revenues than QTWO: FICO (1.55B) vs QTWO (625M).
FICOQTWOFICO / QTWO
Capitalization31.1B3.11B1,002%
EBITDA676M15.6M4,333%
Gain YTD-5.556-6.56785%
P/E Ratio70.12N/A-
Revenue1.55B625M248%
Total Cash160M324M49%
Total Debt1.99B549M362%
FUNDAMENTALS RATINGS
FICO vs QTWO: Fundamental Ratings
FICO
QTWO
OUTLOOK RATING
1..100
5512
VALUATION
overvalued / fair valued / undervalued
1..100
88
Overvalued
45
Fair valued
PROFIT vs RISK RATING
1..100
786
SMR RATING
1..100
1093
PRICE GROWTH RATING
1..100
4939
P/E GROWTH RATING
1..100
28100
SEASONALITY SCORE
1..100
50n/a

Tickeron ratings are formulated such that a rating of 1 designates the most successful stocks in a given industry, while a rating of 100 points to the least successful stocks for that industry.

QTWO's Valuation (45) in the Information Technology Services industry is somewhat better than the same rating for FICO (88) in the Packaged Software industry. This means that QTWO’s stock grew somewhat faster than FICO’s over the last 12 months.

FICO's Profit vs Risk Rating (7) in the Packaged Software industry is significantly better than the same rating for QTWO (86) in the Information Technology Services industry. This means that FICO’s stock grew significantly faster than QTWO’s over the last 12 months.

FICO's SMR Rating (10) in the Packaged Software industry is significantly better than the same rating for QTWO (93) in the Information Technology Services industry. This means that FICO’s stock grew significantly faster than QTWO’s over the last 12 months.

QTWO's Price Growth Rating (39) in the Information Technology Services industry is in the same range as FICO (49) in the Packaged Software industry. This means that QTWO’s stock grew similarly to FICO’s over the last 12 months.

FICO's P/E Growth Rating (28) in the Packaged Software industry is significantly better than the same rating for QTWO (100) in the Information Technology Services industry. This means that FICO’s stock grew significantly faster than QTWO’s over the last 12 months.

TECHNICAL ANALYSIS
Technical Analysis
FICOQTWO
RSI
ODDS (%)
Bullish Trend 16 days ago
73%
N/A
Stochastic
ODDS (%)
N/A
Bullish Trend 16 days ago
70%
Momentum
ODDS (%)
N/A
Bearish Trend 16 days ago
77%
MACD
ODDS (%)
N/A
N/A
TrendWeek
ODDS (%)
Bearish Trend 16 days ago
59%
Bearish Trend 16 days ago
72%
TrendMonth
ODDS (%)
Bearish Trend 16 days ago
65%
Bearish Trend 16 days ago
75%
Advances
ODDS (%)
N/A
Bullish Trend 29 days ago
74%
Declines
ODDS (%)
Bearish Trend 24 days ago
58%
Bearish Trend 17 days ago
71%
BollingerBands
ODDS (%)
N/A
Bullish Trend 16 days ago
79%
Aroon
ODDS (%)
Bearish Trend 16 days ago
63%
Bearish Trend 16 days ago
74%
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FICO
Daily Signalchanged days ago
Gain/Loss if bought
Show more...
QTWO
Daily Signalchanged days ago
Gain/Loss if bought
Show more...
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FICO and

Correlation & Price change

A.I.dvisor indicates that over the last year, FICO has been loosely correlated with DSGX. These tickers have moved in lockstep 47% of the time. This A.I.-generated data suggests there is some statistical probability that if FICO jumps, then DSGX could also see price increases.

1D
1W
1M
1Q
6M
1Y
5Y
Ticker /
NAME
Correlation
To FICO
1D Price
Change %
FICO100%
-0.73%
DSGX - FICO
47%
Loosely correlated
+1.59%
COIN - FICO
45%
Loosely correlated
+0.56%
COMP - FICO
44%
Loosely correlated
+2.07%
CLSK - FICO
43%
Loosely correlated
+1.64%
QTWO - FICO
43%
Loosely correlated
-1.37%
More

QTWO and

Correlation & Price change

A.I.dvisor indicates that over the last year, QTWO has been loosely correlated with ACIW. These tickers have moved in lockstep 64% of the time. This A.I.-generated data suggests there is some statistical probability that if QTWO jumps, then ACIW could also see price increases.

1D
1W
1M
1Q
6M
1Y
5Y
Ticker /
NAME
Correlation
To QTWO
1D Price
Change %
QTWO100%
-1.37%
ACIW - QTWO
64%
Loosely correlated
-3.04%
COIN - QTWO
62%
Loosely correlated
+0.56%
ALKT - QTWO
57%
Loosely correlated
-1.29%
COMP - QTWO
51%
Loosely correlated
+2.07%
CLSK - QTWO
51%
Loosely correlated
+1.64%
More