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FINV vs QFIN
To compare these two companies we present long-term analysis, their fundamental ratings and make comparative short-term technical analysis which are presented below. The conclusion is FINV is a Buy and QFIN is a StrongBuy.
Momentum Indicator for FINV turns positive, indicating new upward trend
FINV saw its Momentum Indicator move above the 0 level on November 03, 2026. This is an indication that the stock could be shifting in to a new upward move. Traders may want to consider buying the stock or buying call options. Tickeron's A.I.dvisor looked at 96 similar instances where the indicator turned positive. In 76 of the 96 cases, the stock moved higher in the following days. The odds of a move higher are at 79%.
Technical Analysis (Indicators)
Bullish Trend Analysis
The RSI Indicator points to a transition from a downward trend to an upward trend -- in cases where FINV's RSI Indicator exited the oversold zone, 14 of 24 resulted in an increase in price. Tickeron's analysis proposes that the odds of a continued upward trend are 58%.
The Stochastic Oscillator suggests the stock price trend may be in a reversal from a downward trend to an upward trend. 40 of 56 cases where FINV's Stochastic Oscillator exited the oversold zone resulted in an increase in price. Tickeron's analysis proposes that the odds of a continued upward trend are 71%.
Following a +5.52% 3-day Advance, the price is estimated to grow further. Considering data from situations where FINV advanced for three days, in 227 of 294 cases, the price rose further within the following month. The odds of a continued upward trend are 77%.
Bearish Trend Analysis
Following a 3-day decline, the stock is projected to fall further. Considering past instances where FINV declined for three days, the price rose further in 50 of 62 cases within the following month. The odds of a continued downward trend are 73%.
The Aroon Indicator for FINV entered a downward trend on October 28, 2026. This could indicate a strong downward move is ahead for the stock. Traders may want to consider selling the stock or buying put options.
Fundamental Analysis (Ratings)
The Tickeron Valuation Rating of 1 (best 1 - 100 worst) indicates that the company is seriously undervalued in the industry. This rating compares market capitalization estimated by our proprietary formula with the current market capitalization. This rating is based on the following metrics, as compared to industry averages: P/B Ratio (0.043) is normal, around the industry mean (3.804). P/E Ratio (0.387) is within average values for comparable stocks, (6.599). Projected Growth (PEG Ratio) (0.500) is also within normal values, averaging (3.918). Dividend Yield (0.403) settles around the average of (0.186) among similar stocks. P/S Ratio (0.446) is also within normal values, averaging (5.901).
The Tickeron SMR rating for this company is 65 (best 1 - 100 worst), indicating slightly weaker than average sales and a marginally profitable business model. SMR (Sales, Margin, Return on Equity) rating is based on comparative analysis of weighted Sales, Income Margin and Return on Equity values compared against S&P 500 index constituents. The weighted SMR value is a proprietary formula developed by Tickeron and represents an overall profitability measure for a stock.
The Tickeron Price Growth Rating for this company is 79 (best 1 - 100 worst), indicating slightly worse than average price growth. FINV’s price grows at a lower rate over the last 12 months as compared to S&P 500 index constituents.
The Tickeron PE Growth Rating for this company is 97 (best 1 - 100 worst), pointing to worse than average earnings growth. The PE Growth rating is based on a comparative analysis of stock PE ratio increase over the last 12 months compared against S&P 500 index constituents.
The Tickeron Profit vs. Risk Rating rating for this company is 100 (best 1 - 100 worst), indicating that the returns do not compensate for the risks. FINV’s unstable profits reported over time resulted in significant Drawdowns within these last five years. A stable profit reduces stock drawdown and volatility. The average Profit vs. Risk Rating rating for the industry is 78, placing this stock worse than average.
QFIN's MACD Histogram just turned positive
The Moving Average Convergence Divergence (MACD) for QFIN turned positive on October 09, 2026. Looking at past instances where QFIN's MACD turned positive, the stock continued to rise in 46 of 55 cases over the following month. The odds of a continued upward trend are 84%.
Technical Analysis (Indicators)
Bullish Trend Analysis
The RSI Oscillator points to a transition from a downward trend to an upward trend -- in cases where QFIN's RSI Oscillator exited the oversold zone, 17 of 27 resulted in an increase in price. Tickeron's analysis proposes that the odds of a continued upward trend are 63%.
The Stochastic Oscillator suggests the stock price trend may be in a reversal from a downward trend to an upward trend. 49 of 65 cases where QFIN's Stochastic Oscillator exited the oversold zone resulted in an increase in price. Tickeron's analysis proposes that the odds of a continued upward trend are 75%.
The Momentum Indicator moved above the 0 level on November 04, 2026. You may want to consider a long position or call options on QFIN as a result. In 66 of 95 past instances where the momentum indicator moved above 0, the stock continued to climb. The odds of a continued upward trend are 69%.
Following a +7.99% 3-day Advance, the price is estimated to grow further. Considering data from situations where QFIN advanced for three days, in 189 of 256 cases, the price rose further within the following month. The odds of a continued upward trend are 74%.
Bearish Trend Analysis
Following a 3-day decline, the stock is projected to fall further. Considering past instances where QFIN declined for three days, the price rose further in 50 of 62 cases within the following month. The odds of a continued downward trend are 80%.
The Aroon Indicator for QFIN entered a downward trend on November 04, 2026. This could indicate a strong downward move is ahead for the stock. Traders may want to consider selling the stock or buying put options.
Fundamental Analysis (Ratings)
The Tickeron Valuation Rating of 2 (best 1 - 100 worst) indicates that the company is seriously undervalued in the industry. This rating compares market capitalization estimated by our proprietary formula with the current market capitalization. This rating is based on the following metrics, as compared to industry averages: P/B Ratio (0.027) is normal, around the industry mean (3.804). P/E Ratio (0.185) is within average values for comparable stocks, (6.599). Projected Growth (PEG Ratio) (0.050) is also within normal values, averaging (3.918). Dividend Yield (0.331) settles around the average of (0.186) among similar stocks. P/S Ratio (0.527) is also within normal values, averaging (5.901).
The Tickeron SMR rating for this company is 5 (best 1 - 100 worst), indicating very strong sales and a profitable business model. SMR (Sales, Margin, Return on Equity) rating is based on comparative analysis of weighted Sales, Income Margin and Return on Equity values compared against S&P 500 index constituents. The weighted SMR value is a proprietary formula developed by Tickeron and represents an overall profitability measure for a stock.
The Tickeron Price Growth Rating for this company is 89 (best 1 - 100 worst), indicating slightly worse than average price growth. QFIN’s price grows at a lower rate over the last 12 months as compared to S&P 500 index constituents.
The Tickeron Seasonality Score of 95 (best 1 - 100 worst) indicates that the company is significantly overvalued in the industry. The Tickeron Seasonality score describes the variance of predictable price changes around the same period every calendar year. These changes can be tied to a specific month, quarter, holiday or vacation period, as well as a meteorological or growing season.
The Tickeron PE Growth Rating for this company is 97 (best 1 - 100 worst), pointing to worse than average earnings growth. The PE Growth rating is based on a comparative analysis of stock PE ratio increase over the last 12 months compared against S&P 500 index constituents.
The Tickeron Profit vs. Risk Rating rating for this company is 100 (best 1 - 100 worst), indicating that the returns do not compensate for the risks. QFIN’s unstable profits reported over time resulted in significant Drawdowns within these last five years. A stable profit reduces stock drawdown and volatility. The average Profit vs. Risk Rating rating for the industry is 78, placing this stock worse than average.
FINV | QFIN | ||
|---|---|---|---|
OUTLOOK RATING 1..100 | 16 | 5 | |
VALUATION overvalued / fair valued / undervalued 1..100 | 1 Undervalued | 2 Undervalued | |
PROFIT vs RISK RATING 1..100 | 100 | 100 | |
SMR RATING 1..100 | 65 | 5 | |
PRICE GROWTH RATING 1..100 | 79 | 89 | |
P/E GROWTH RATING 1..100 | 97 | 97 | |
SEASONALITY SCORE 1..100 | 50 | 90 |
Tickeron ratings are formulated such that a rating of 1 designates the most successful stocks in a given industry, while a rating of 100 points to the least successful stocks for that industry.
FINV's Valuation (1) in the null industry is in the same range as QFIN (2) in the Finance Or Rental Or Leasing industry. This means that FINV’s stock grew similarly to QFIN’s over the last 12 months.
FINV's Profit vs Risk Rating (100) in the null industry is in the same range as QFIN (100) in the Finance Or Rental Or Leasing industry. This means that FINV’s stock grew similarly to QFIN’s over the last 12 months.
QFIN's SMR Rating (5) in the Finance Or Rental Or Leasing industry is somewhat better than the same rating for FINV (65) in the null industry. This means that QFIN’s stock grew somewhat faster than FINV’s over the last 12 months.
FINV's Price Growth Rating (79) in the null industry is in the same range as QFIN (89) in the Finance Or Rental Or Leasing industry. This means that FINV’s stock grew similarly to QFIN’s over the last 12 months.
FINV's P/E Growth Rating (97) in the null industry is in the same range as QFIN (97) in the Finance Or Rental Or Leasing industry. This means that FINV’s stock grew similarly to QFIN’s over the last 12 months.
| FINV | QFIN | |
|---|---|---|
| RSI ODDS (%) | 1 day ago 58% | 1 day ago 63% |
| Stochastic ODDS (%) | 1 day ago 71% | 1 day ago 75% |
| Momentum ODDS (%) | 1 day ago 79% | 1 day ago 69% |
| MACD ODDS (%) | N/A | 1 day ago 84% |
| TrendWeek ODDS (%) | 1 day ago 78% | 1 day ago 73% |
| TrendMonth ODDS (%) | 1 day ago 78% | 1 day ago 84% |
| Advances ODDS (%) | 15 days ago 77% | 10 days ago 74% |
| Declines ODDS (%) | 11 days ago 73% | 7 days ago 80% |
| BollingerBands ODDS (%) | N/A | N/A |
| Aroon ODDS (%) | 1 day ago 81% | 1 day ago 83% |
Long-Term Analysis
It is best to consider a long-term outlook for a ticker by using Fundamental Analysis (FA) ratings. The rating of 1 to 100, where 1 is best and 100 is worst, is divided into thirds. The first third (a green rating of 1-33) indicates that the ticker is undervalued; the second third (a grey number between 34 and 66) means that the ticker is valued fairly; and the last third (red number of 67 to 100) reflects that the ticker is overvalued. We use an FA Score to show how many ratings show the ticker to be undervalued (green) or overvalued (red).
FINV’s FA Score shows that 1 FA rating(s) are green while QFIN’s FA Score has 2 green FA rating(s).
- FINV’s FA Score: 1 green, 4 red.
- QFIN’s FA Score: 2 green, 3 red.
Short-Term Analysis
It is best to consider a short-term outlook for a ticker by using Technical Analysis (TA) indicators. We use Odds of Success as the percentage of outcomes which confirm successful trade signals in the past.
If the Odds of Success (the likelihood of the continuation of a trend) for each indicator are greater than 50%, then the generated signal is confirmed. A green percentage from 90% to 51% indicates that the ticker is in a bullish trend. A red percentage from 90% - 51% indicates that the ticker is in a bearish trend. All grey percentages are below 50% and are considered not to confirm the trend signal.
FINV’s TA Score shows that 4 TA indicator(s) are bullish while QFIN’s TA Score has 5 bullish TA indicator(s).
- FINV’s TA Score: 4 bullish, 2 bearish.
- QFIN’s TA Score: 5 bullish, 2 bearish.
Price Growth
FINV (@Savings Banks) experienced а +7.42% price change this week, while QFIN (@Savings Banks) price change was +0.27% for the same time period.
The average weekly price growth across all stocks in the @Savings Banks industry was +2.19%. For the same industry, the average monthly price growth was -0.73%, and the average quarterly price growth was -5.96%.
Reported Earning Dates
FINV is expected to report earnings on Nov 18, 2026.
QFIN is expected to report earnings on Nov 17, 2026.
Industries' Descriptions
@Savings Banks (+2.19% weekly)A savings bank primary function is to take deposits and paying interest on those deposits. Originating in Europe during the 18th century, these banks were generally introduced to incentivize people of all stripes to save money and park them with banks. By the 1990s, the internet ushered in online savings banks that allowed savers to deposit/transact with banks digitally, without requiring to visit a branch office. Savings banks have potentially encouraged lower-income population to save and have access to a financial institution to earn interest on their money. New York Community Bancorp, Inc, Webster Financial Corporation, Washington Federal, Inc. are examples of savings banks.
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FINV and
Correlation & Price change
A.I.dvisor indicates that over the last year, FINV has been loosely correlated with XYF. These tickers have moved in lockstep 33% of the time. This A.I.-generated data suggests there is some statistical probability that if FINV jumps, then XYF could also see price increases.
| Ticker / NAME | Correlation To FINV | 1D Price Change % | ||
|---|---|---|---|---|
| FINV | 100% | +4.83% | ||
| XYF - FINV | 33% Loosely correlated | +2.06% | ||
| LU - FINV | 31% Poorly correlated | +4.29% | ||
| HAPN - FINV | 31% Poorly correlated | +7.06% | ||
| OPFI - FINV | 28% Poorly correlated | +9.08% | ||
| HTT - FINV | 26% Poorly correlated | N/A | ||
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QFIN and
Correlation & Price change
A.I.dvisor indicates that over the last year, QFIN has been loosely correlated with LX. These tickers have moved in lockstep 61% of the time. This A.I.-generated data suggests there is some statistical probability that if QFIN jumps, then LX could also see price increases.
| Ticker / NAME | Correlation To QFIN | 1D Price Change % | ||
|---|---|---|---|---|
| QFIN | 100% | +4.46% | ||
| LX - QFIN | 61% Loosely correlated | +1.80% | ||
| LU - QFIN | 41% Loosely correlated | +4.29% | ||
| AER - QFIN | 36% Loosely correlated | +2.04% | ||
| SNFCA - QFIN | 35% Loosely correlated | +2.39% | ||
| OBDC - QFIN | 31% Poorly correlated | +2.48% | ||
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