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FISV vs TTEC
Which Stock Would AI Choose? Fiserv (FISV) vs. TTEC Holdings (TTEC) Stock Comparison
Key Takeaways
- Fiserv (FISV), a leading fintech payments provider, boasts a market cap of over $33 billion and steady YTD gains of about 7.5%, reflecting resilience amid sector challenges.
- TTEC Holdings (TTEC), a customer experience (CX) technology firm, has surged 24.6% in the past month despite YTD declines, driven by $83 million free cash flow (FCF) in 2025 and AI initiatives.
- FISV offers greater stability with a trailing P/E of 9.8 and forward P/E of 7.6, while TTEC trades at a deep discount but with higher volatility as a small-cap stock.
- Recent analyst targets suggest stronger upside for TTEC (67% to $5) versus FISV (18% to $74), highlighting value potential in CX amid AI trends.
- Both stocks operate in technology services, but FISV focuses on payments processing while TTEC emphasizes AI-driven customer interactions.
Introduction
This stock comparison between Fiserv (FISV) and TTEC Holdings (TTEC) examines two technology services players navigating distinct yet overlapping market dynamics. FISV dominates fintech payments, while TTEC specializes in AI-enhanced customer experience solutions. Traders seeking momentum plays or value opportunities, and investors eyeing relative performance in tech services, will find insights into recent price behavior, sentiment shifts, and positioning. With broader market volatility, understanding these contrasts aids informed decision-making in stock comparison analysis.
FISV Overview and Recent Performance
Fiserv, Inc. (FISV) provides comprehensive financial technology solutions, including payments processing, merchant acquiring, and banking software for institutions worldwide. In recent market activity, FISV shares have rebounded from earlier lows around $56 in early April to approximately $62, marking gains amid mixed sentiment. Year-to-date performance stands at about 7.5%, outperforming broader declines in some fintech peers. Key influences include partnerships for instant card issuance, Q4 2025 earnings highlighting stable revenue growth, and analyst adjustments like Wells Fargo's price target cut to $62 amid growth challenges. Activist investor interest and upcoming earnings on May 5 have supported sentiment, though self-inflicted issues and legal scrutiny temper optimism.
TTEC Overview and Recent Performance
TTEC Holdings, Inc. (TTEC) delivers technology-enabled customer experience services through its Digital and Engage segments, focusing on AI, analytics, and omnichannel support for industries like healthcare and finance. Recent weeks have seen robust momentum, with shares up 24.6% over the past month to around $3, despite a 17% YTD drop and 32% six-month decline. Catalysts include $83 million FCF generation in 2025, a strategic pivot boosting liquidity, and recognitions like Everest Group's healthcare CX assessment. AI product launches, such as AI Gateway and collaborations with AmplifAI, have driven positive shifts, alongside Zacks Strong Buy upgrades, countering prior earnings misses.
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Head-to-Head Comparison
Fiserv (FISV) and TTEC Holdings (TTEC) differ sharply in scale and focus: FISV’s payments-centric model drives consistent revenue from global merchants and banks, while TTEC’s CX platform leverages AI for client retention in fragmented sectors. Growth drivers contrast too—FISV benefits from fintech infrastructure demand, but faces margin pressures; TTEC pivots via AI innovations amid turnaround efforts. Recent momentum favors TTEC’s 25% monthly surge versus FISV’s steadier rebound, yet FISV exhibits lower risk with its mega-cap stability. Sector exposure overlaps in tech services, but TTEC’s small-cap nature amplifies volatility. Market sentiment leans positive for both, with TTEC’s value pricing offsetting execution risks.
Tickeron AI Verdict
Tickeron’s AI currently favors TTEC Holdings (TTEC) over Fiserv (FISV) for traders eyeing short-term relative performance. TTEC’s superior recent momentum, substantial upside to analyst targets, FCF rebound, and AI catalysts in CX position it probabilistically stronger amid volatile markets, despite higher risk versus FISV’s scale and consistency.
Disclaimer
The information on this webpage is provided for general informational and educational purposes only and is not intended as investment advice, a recommendation to purchase or sell any security, or an offer or solicitation related to investments. It does not consider your personal financial situation, goals, or risk profile, and all investing carries inherent risks, including the possibility of losing your entire investment. For more details, please review our full disclaimer. Disclaimers and Limitations
To compare these two companies we present long-term analysis, their fundamental ratings and make comparative short-term technical analysis which are presented below. The conclusion is FISV is a Hold and TTEC is a Hold.
Long-Term Analysis
It is best to consider a long-term outlook for a ticker by using Fundamental Analysis (FA) ratings. The rating of 1 to 100, where 1 is best and 100 is worst, is divided into thirds. The first third (a green rating of 1-33) indicates that the ticker is undervalued; the second third (a grey number between 34 and 66) means that the ticker is valued fairly; and the last third (red number of 67 to 100) reflects that the ticker is undervalued. We use an FA Score to show how many ratings show the ticker to be undervalued (green) or overvalued (red).
FISV’s FA Score shows that 0 FA rating(s) are green whileTTEC’s FA Score has 2 green FA rating(s).
- FISV’s FA Score: 0 green, 5 red.
- TTEC’s FA Score: 2 green, 3 red.
Short-Term Analysis
It is best to consider a short-term outlook for a ticker by using Technical Analysis (TA) indicators. We use Odds of Success as the percentage of outcomes which confirm successful trade signals in the past.
If the Odds of Success (the likelihood of the continuation of a trend) for each indicator are greater than 50%, then the generated signal is confirmed. A green percentage from 90% to 51% indicates that the ticker is in a bullish trend. A red percentage from 90% - 51% indicates that the ticker is in a bearish trend. All grey percentages are below 50% and are considered not to confirm the trend signal.
FISV’s TA Score shows that 4 TA indicator(s) are bullish while TTEC’s TA Score has 4 bullish TA indicator(s).
- FISV’s TA Score: 4 bullish, 5 bearish.
- TTEC’s TA Score: 4 bullish, 5 bearish.
Price Growth
FISV (@Information Technology Services) experienced а -5.08% price change this week, while TTEC (@Information Technology Services) price change was -10.04% for the same time period.
The average weekly price growth across all stocks in the @Information Technology Services industry was -3.87%. For the same industry, the average monthly price growth was -10.51%, and the average quarterly price growth was +61.37%.
Reported Earning Dates
FISV is expected to report earnings on Jul 29, 2026.
TTEC is expected to report earnings on Aug 06, 2026.
Industries' Descriptions
@Information Technology Services (-3.87% weekly)The industry, whose total market cap runs into trillions, makes hardware/software that allows data to be stored, retrieved, transmitted, and manipulated on computers. With the ever-increasing relevance of data, the information technology (IT) industry has gained momentous growth over the years, and continues to thrive on innovation. Some of the behemoths in the industry are International Business Machines Corporation, Accenture, and VMware, Inc.
| FISV | TTEC | FISV / TTEC | |
| Capitalization | 25.2B | 102M | 24,706% |
| EBITDA | 8.58B | -22.92M | -37,420% |
| Gain YTD | -29.582 | -41.528 | 71% |
| P/E Ratio | 8.00 | 45.89 | 17% |
| Revenue | 21.1B | 2.1B | 1,005% |
| Total Cash | 335M | 88.7M | 378% |
| Total Debt | 29.3B | 973M | 3,011% |
FISV | TTEC | ||
|---|---|---|---|
OUTLOOK RATING 1..100 | 81 | 24 | |
VALUATION overvalued / fair valued / undervalued 1..100 | 56 Fair valued | 15 Undervalued | |
PROFIT vs RISK RATING 1..100 | 100 | 100 | |
SMR RATING 1..100 | 65 | 99 | |
PRICE GROWTH RATING 1..100 | 86 | 88 | |
P/E GROWTH RATING 1..100 | 71 | 7 | |
SEASONALITY SCORE 1..100 | 28 | 75 |
Tickeron ratings are formulated such that a rating of 1 designates the most successful stocks in a given industry, while a rating of 100 points to the least successful stocks for that industry.
TTEC's Valuation (15) in the Miscellaneous Commercial Services industry is somewhat better than the same rating for FISV (56) in the Data Processing Services industry. This means that TTEC’s stock grew somewhat faster than FISV’s over the last 12 months.
TTEC's Profit vs Risk Rating (100) in the Miscellaneous Commercial Services industry is in the same range as FISV (100) in the Data Processing Services industry. This means that TTEC’s stock grew similarly to FISV’s over the last 12 months.
FISV's SMR Rating (65) in the Data Processing Services industry is somewhat better than the same rating for TTEC (99) in the Miscellaneous Commercial Services industry. This means that FISV’s stock grew somewhat faster than TTEC’s over the last 12 months.
FISV's Price Growth Rating (86) in the Data Processing Services industry is in the same range as TTEC (88) in the Miscellaneous Commercial Services industry. This means that FISV’s stock grew similarly to TTEC’s over the last 12 months.
TTEC's P/E Growth Rating (7) in the Miscellaneous Commercial Services industry is somewhat better than the same rating for FISV (71) in the Data Processing Services industry. This means that TTEC’s stock grew somewhat faster than FISV’s over the last 12 months.
| FISV | TTEC | |
|---|---|---|
| RSI ODDS (%) | 2 days ago 65% | 2 days ago 78% |
| Stochastic ODDS (%) | 2 days ago 58% | 2 days ago 80% |
| Momentum ODDS (%) | 2 days ago 57% | 2 days ago 88% |
| MACD ODDS (%) | 2 days ago 62% | 2 days ago 81% |
| TrendWeek ODDS (%) | 2 days ago 62% | 2 days ago 86% |
| TrendMonth ODDS (%) | 2 days ago 60% | 2 days ago 84% |
| Advances ODDS (%) | 24 days ago 57% | 10 days ago 68% |
| Declines ODDS (%) | 3 days ago 60% | 3 days ago 86% |
| BollingerBands ODDS (%) | 2 days ago 52% | 2 days ago 63% |
| Aroon ODDS (%) | 2 days ago 51% | 2 days ago 87% |
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FISV and
Correlation & Price change
A.I.dvisor indicates that over the last year, FISV has been loosely correlated with FLYW. These tickers have moved in lockstep 54% of the time. This A.I.-generated data suggests there is some statistical probability that if FISV jumps, then FLYW could also see price increases.
| Ticker / NAME | Correlation To FISV | 1D Price Change % | ||
|---|---|---|---|---|
| FISV | 100% | +0.25% | ||
| FLYW - FISV | 54% Loosely correlated | +1.20% | ||
| CDW - FISV | 54% Loosely correlated | +5.25% | ||
| PSFE - FISV | 50% Loosely correlated | -1.95% | ||
| TTEC - FISV | 45% Loosely correlated | +1.69% | ||
| PAY - FISV | 44% Loosely correlated | +1.73% | ||
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TTEC and
Correlation & Price change
A.I.dvisor indicates that over the last year, TTEC has been loosely correlated with AI. These tickers have moved in lockstep 49% of the time. This A.I.-generated data suggests there is some statistical probability that if TTEC jumps, then AI could also see price increases.
| Ticker / NAME | Correlation To TTEC | 1D Price Change % | ||
|---|---|---|---|---|
| TTEC | 100% | +1.69% | ||
| AI - TTEC | 49% Loosely correlated | -0.21% | ||
| PAY - TTEC | 47% Loosely correlated | +1.73% | ||
| PSFE - TTEC | 47% Loosely correlated | -1.95% | ||
| CNXC - TTEC | 45% Loosely correlated | +1.71% | ||
| FLYW - TTEC | 44% Loosely correlated | +1.20% | ||
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