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FMBH vs PKBK
Which Stock Would AI Choose? First Mid Bancshares (FMBH) vs. Parke Bancorp (PKBK) Stock Comparison
Key Takeaways
- FMBH and PKBK are both community-focused bank holding companies, but they operate at very different scales: First Mid Bancshares holds roughly $9.3 billion in assets, while Parke Bancorp holds about $2.1 billion.
- Both stocks have delivered strong relative performance over the trailing year, with PKBK posting the larger one-year gain on a smaller base and lower beta.
- FMBH is growing through acquisitions and an active analyst following, while PKBK is emphasizing capital returns through dividend increases and buybacks.
- Credit quality trends diverge: FMBH has seen agricultural credit normalization and rising non-performing loans, whereas PKBK has kept non-performing loans near historic lows.
- Valuation favors PKBK on a price-to-earnings basis, but FMBH trades at a discount to close regional-bank peers.
Introduction
Investors comparing FMBH (First Mid Bancshares, Inc.) and PKBK (Parke Bancorp, Inc.) are weighing two community-bank franchises with different footprints, growth strategies, and risk profiles. This stock comparison is most relevant to traders and investors evaluating regional financials for relative performance, market positioning, and momentum. Both names have rallied meaningfully in recent quarters, yet they reflect distinct business models: an acquisitive Illinois-based lender expanding its Midwest reach versus a high-margin New Jersey bank focused on commercial real estate and residential lending. Understanding these contrasts helps clarify which profile may better suit a given risk tolerance or market outlook.
FMBH Overview and Recent Performance
First Mid Bancshares is a financial holding company headquartered in Mattoon, Illinois, providing community banking, wealth management, and insurance services to commercial, retail, and agricultural customers. In recent market activity, FMBH has sustained upward momentum, with shares trading near their 52-week high after a multi-month advance and a trailing one-year total return that has drawn attention from analysts and options traders alike.
Several developments have shaped sentiment. The company reported quarterly earnings that exceeded consensus estimates, driven by stronger net interest income (the spread between interest earned on loans and interest paid on deposits) and net interest margin (NIM) expansion. Management also completed the acquisition of Two Rivers Financial Group, which lifted deposits and loans meaningfully in recent weeks. A planned leadership transition saw Matthew K. Smith become Chief Executive Officer, a change analysts described as evolutionary rather than disruptive. Notably, several sell-side firms raised their price targets on the stock, citing durable fundamentals and improved earnings estimates. A key watch item is credit: the bank has flagged agricultural credit rating normalization and an uptick in non-performing loans, a trend worth monitoring.
PKBK Overview and Recent Performance
Parke Bancorp is the holding company for Parke Bank, a community bank based in Sewell, New Jersey, serving individuals and small to mid-sized businesses with a focus on commercial real estate, residential real estate, and construction lending across southern New Jersey, the greater Philadelphia area, New York City, and Florida. In recent weeks, PKBK has delivered strong relative performance, with the stock up sharply year-to-date and over the trailing twelve months, albeit with a lower beta than the broader market.
Earnings have been a key driver of sentiment. The bank reported a first-quarter net income increase of more than 50% year over year, supported by higher net interest income and lower interest expense as deposit costs eased. Management raised the quarterly dividend and authorized a stock repurchase program covering up to 5% of outstanding common shares, signaling confidence in capital generation. The Chief Executive Officer also purchased additional shares, while a director separately disposed of a portion of holdings. Asset quality has remained comparatively strong, with non-performing loans declining and the allowance for credit losses covering them comfortably. The bank's efficiency ratio—a measure of non-interest expense relative to revenue—remains among the lowest in its peer set.
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Head-to-Head Comparison
The clearest contrast between these two names is scale and strategy. FMBH is a multi-state, roughly $9.3 billion-asset franchise that is actively consolidating through acquisitions and diversifying into wealth management and insurance. PKBK is a far smaller, roughly $2.1 billion-asset lender concentrated in commercial and residential real estate, where it generates an exceptionally high net interest margin and efficiency profile.
Growth drivers also differ. First Mid's momentum is tied to deal integration, loan growth, and margin expansion, while Parke Bancorp's is tied to strong loan yields, falling funding costs, and shareholder-friendly capital returns. On risk factors, FMBH faces elevated agricultural credit exposure and integration risk from recent acquisitions, whereas PKBK carries concentration risk in commercial real estate and a smaller, less liquid trading float. From a valuation standpoint, PKBK trades at a lower price-to-earnings multiple, while FMBH sits at a discount to its closer regional-bank peers but a slight premium to the broader U.S. bank group. Market sentiment toward both has been constructive, with analyst target increases and insider activity reinforcing near-term confidence.
Tickeron AI Verdict
Based on observable trend consistency, stability, catalysts, and relative positioning, Tickeron's AI would likely favor PKBK for its momentum profile: stronger trailing-year relative performance, higher profitability margins, improving asset quality, and a lower valuation multiple. At the same time, FMBH may be the more likely choice for strategies that prioritize diversification, institutional analyst coverage, and acquisition-driven scale, provided credit normalization remains contained. Both stocks exhibit constructive trends, so the AI's preference would depend on the weighting assigned to momentum and efficiency versus size and breadth. This assessment is probabilistic and reflects current market conditions rather than a definitive forecast.
Disclaimer
The information on this webpage is provided for general informational and educational purposes only and is not intended as investment advice, a recommendation to purchase or sell any security, or an offer or solicitation related to investments. It does not consider your personal financial situation, goals, or risk profile, and all investing carries inherent risks, including the possibility of losing your entire investment. For more details, please review our full disclaimer.
To compare these two companies we present long-term analysis, their fundamental ratings and make comparative short-term technical analysis which are presented below. The conclusion is FMBH is a Buy and PKBK is a StrongBuy.
Momentum Indicator for FMBH turns positive, indicating new upward trend
FMBH saw its Momentum Indicator move above the 0 level on November 09, 2026. This is an indication that the stock could be shifting in to a new upward move. Traders may want to consider buying the stock or buying call options. Tickeron's A.I.dvisor looked at 86 similar instances where the indicator turned positive. In 57 of the 86 cases, the stock moved higher in the following days. The odds of a move higher are at 66%.
Technical Analysis (Indicators)
Bullish Trend Analysis
The Moving Average Convergence Divergence (MACD) for FMBH just turned positive on October 15, 2026. Looking at past instances where FMBH's MACD turned positive, the stock continued to rise in 24 of 50 cases over the following month. The odds of a continued upward trend are 48%.
FMBH moved above its 50-day moving average on October 22, 2026 date and that indicates a change from a downward trend to an upward trend.
The 10-day moving average for FMBH crossed bullishly above the 50-day moving average on October 28, 2026. This indicates that the trend has shifted higher and could be considered a buy signal. In 11 of 17 past instances when the 10-day crossed above the 50-day, the stock continued to move higher over the following month. The odds of a continued upward trend are 65%.
Following a +0.97% 3-day Advance, the price is estimated to grow further. Considering data from situations where FMBH advanced for three days, in 158 of 273 cases, the price rose further within the following month. The odds of a continued upward trend are 58%.
The Aroon Indicator entered an Uptrend today. In 99 of 226 cases where FMBH Aroon's Indicator entered an Uptrend, the price rose further within the following month. The odds of a continued Uptrend are 44%.
Bearish Trend Analysis
The Stochastic Oscillator may be shifting from an upward trend to a downward trend. In 33 of 53 cases where FMBH's Stochastic Oscillator exited the overbought zone, the price fell further within the following month. The odds of a continued downward trend are 62%.
Following a 3-day decline, the stock is projected to fall further. Considering past instances where FMBH declined for three days, the price rose further in 50 of 62 cases within the following month. The odds of a continued downward trend are 63%.
FMBH broke above its upper Bollinger Band on October 22, 2026. This could be a sign that the stock is set to drop as the stock moves back below the upper band and toward the middle band. You may want to consider selling the stock or exploring put options.
Fundamental Analysis (Ratings)
The Tickeron PE Growth Rating for this company is 19 (best 1 - 100 worst), pointing to outstanding earnings growth. The PE Growth rating is based on a comparative analysis of stock PE ratio increase over the last 12 months compared against S&P 500 index constituents.
The Tickeron SMR rating for this company is 23 (best 1 - 100 worst), indicating very strong sales and a profitable business model. SMR (Sales, Margin, Return on Equity) rating is based on comparative analysis of weighted Sales, Income Margin and Return on Equity values compared against S&P 500 index constituents. The weighted SMR value is a proprietary formula developed by Tickeron and represents an overall profitability measure for a stock.
The Tickeron Price Growth Rating for this company is 42 (best 1 - 100 worst), indicating steady price growth. FMBH’s price grows at a higher rate over the last 12 months as compared to S&P 500 index constituents.
The Tickeron Seasonality Score of 50 (best 1 - 100 worst) indicates that the company is fair valued in the industry. The Tickeron Seasonality score describes the variance of predictable price changes around the same period every calendar year. These changes can be tied to a specific month, quarter, holiday or vacation period, as well as a meteorological or growing season.
The Tickeron Profit vs. Risk Rating rating for this company is 55 (best 1 - 100 worst), indicating well-balanced risk and returns. The average Profit vs. Risk Rating rating for the industry is 56, placing this stock slightly better than average.
The Tickeron Valuation Rating of 99 (best 1 - 100 worst) indicates that the company is significantly overvalued in the industry. This rating compares market capitalization estimated by our proprietary formula with the current market capitalization. This rating is based on the following metrics, as compared to industry averages: P/B Ratio (1.222) is normal, around the industry mean (1.262). P/E Ratio (12.527) is within average values for comparable stocks, (13.479). FMBH's Projected Growth (PEG Ratio) (43.000) is very high in comparison to the industry average of (1.190). Dividend Yield (0.021) settles around the average of (0.035) among similar stocks. P/S Ratio (3.330) is also within normal values, averaging (3.738).
PKBK sees its Stochastic Oscillator climbs out of oversold territory
On November 10, 2026, the Stochastic Oscillator for PKBK moved out of oversold territory and this could be a bullish sign for the stock. Traders may want to buy the stock or buy call options. Tickeron's A.I.dvisor looked at 62 instances where the indicator left the oversold zone. In 42 of the 62 cases the stock moved higher in the following days. This puts the odds of a move higher at over 68%.
Technical Analysis (Indicators)
Bullish Trend Analysis
The Moving Average Convergence Divergence (MACD) for PKBK just turned positive on October 20, 2026. Looking at past instances where PKBK's MACD turned positive, the stock continued to rise in 27 of 42 cases over the following month. The odds of a continued upward trend are 64%.
Following a +1.48% 3-day Advance, the price is estimated to grow further. Considering data from situations where PKBK advanced for three days, in 163 of 263 cases, the price rose further within the following month. The odds of a continued upward trend are 62%.
The Aroon Indicator entered an Uptrend today. In 142 of 235 cases where PKBK Aroon's Indicator entered an Uptrend, the price rose further within the following month. The odds of a continued Uptrend are 60%.
Bearish Trend Analysis
The Momentum Indicator moved below the 0 level on November 05, 2026. You may want to consider selling the stock, shorting the stock, or exploring put options on PKBK as a result. In 52 of 101 cases where the Momentum Indicator fell below 0, the stock fell further within the subsequent month. The odds of a continued downward trend are 51%.
PKBK moved below its 50-day moving average on November 05, 2026 date and that indicates a change from an upward trend to a downward trend.
Following a 3-day decline, the stock is projected to fall further. Considering past instances where PKBK declined for three days, the price rose further in 50 of 62 cases within the following month. The odds of a continued downward trend are 56%.
PKBK broke above its upper Bollinger Band on October 22, 2026. This could be a sign that the stock is set to drop as the stock moves back below the upper band and toward the middle band. You may want to consider selling the stock or exploring put options.
Fundamental Analysis (Ratings)
The Tickeron Profit vs. Risk Rating rating for this company is 25 (best 1 - 100 worst), indicating low risk on high returns. The average Profit vs. Risk Rating rating for the industry is 56, placing this stock better than average.
The Tickeron PE Growth Rating for this company is 32 (best 1 - 100 worst), pointing to outstanding earnings growth. The PE Growth rating is based on a comparative analysis of stock PE ratio increase over the last 12 months compared against S&P 500 index constituents.
The Tickeron SMR rating for this company is 39 (best 1 - 100 worst), indicating slightly weaker than average sales and a marginally profitable business model. SMR (Sales, Margin, Return on Equity) rating is based on comparative analysis of weighted Sales, Income Margin and Return on Equity values compared against S&P 500 index constituents. The weighted SMR value is a proprietary formula developed by Tickeron and represents an overall profitability measure for a stock.
The Tickeron Price Growth Rating for this company is 45 (best 1 - 100 worst), indicating steady price growth. PKBK’s price grows at a higher rate over the last 12 months as compared to S&P 500 index constituents.
The Tickeron Seasonality Score of 50 (best 1 - 100 worst) indicates that the company is fair valued in the industry. The Tickeron Seasonality score describes the variance of predictable price changes around the same period every calendar year. These changes can be tied to a specific month, quarter, holiday or vacation period, as well as a meteorological or growing season.
The Tickeron Valuation Rating of 62 (best 1 - 100 worst) indicates that the company is fair valued in the industry. This rating compares market capitalization estimated by our proprietary formula with the current market capitalization. This rating is based on the following metrics, as compared to industry averages: P/B Ratio (1.110) is normal, around the industry mean (1.262). P/E Ratio (8.386) is within average values for comparable stocks, (13.479). Projected Growth (PEG Ratio) (0.340) is also within normal values, averaging (1.190). Dividend Yield (0.025) settles around the average of (0.035) among similar stocks. P/S Ratio (4.533) is also within normal values, averaging (3.738).
FMBH | PKBK | ||
|---|---|---|---|
OUTLOOK RATING 1..100 | 82 | 66 | |
VALUATION overvalued / fair valued / undervalued 1..100 | 99 Overvalued | 62 Fair valued | |
PROFIT vs RISK RATING 1..100 | 55 | 25 | |
SMR RATING 1..100 | 23 | 39 | |
PRICE GROWTH RATING 1..100 | 42 | 45 | |
P/E GROWTH RATING 1..100 | 19 | 32 | |
SEASONALITY SCORE 1..100 | 50 | 50 |
Tickeron ratings are formulated such that a rating of 1 designates the most successful stocks in a given industry, while a rating of 100 points to the least successful stocks for that industry.
PKBK's Valuation (62) in the Regional Banks industry is somewhat better than the same rating for FMBH (99). This means that PKBK’s stock grew somewhat faster than FMBH’s over the last 12 months.
PKBK's Profit vs Risk Rating (25) in the Regional Banks industry is in the same range as FMBH (55). This means that PKBK’s stock grew similarly to FMBH’s over the last 12 months.
FMBH's SMR Rating (23) in the Regional Banks industry is in the same range as PKBK (39). This means that FMBH’s stock grew similarly to PKBK’s over the last 12 months.
FMBH's Price Growth Rating (42) in the Regional Banks industry is in the same range as PKBK (45). This means that FMBH’s stock grew similarly to PKBK’s over the last 12 months.
FMBH's P/E Growth Rating (19) in the Regional Banks industry is in the same range as PKBK (32). This means that FMBH’s stock grew similarly to PKBK’s over the last 12 months.
| FMBH | PKBK | |
|---|---|---|
| RSI ODDS (%) | N/A | N/A |
| Stochastic ODDS (%) | 1 day ago 62% | 1 day ago 68% |
| Momentum ODDS (%) | 1 day ago 66% | 1 day ago 51% |
| MACD ODDS (%) | 1 day ago 48% | 1 day ago 64% |
| TrendWeek ODDS (%) | 1 day ago 61% | 1 day ago 56% |
| TrendMonth ODDS (%) | 1 day ago 57% | 1 day ago 65% |
| Advances ODDS (%) | 17 days ago 58% | 3 days ago 62% |
| Declines ODDS (%) | 6 days ago 63% | 1 day ago 56% |
| BollingerBands ODDS (%) | 1 day ago 78% | 1 day ago 58% |
| Aroon ODDS (%) | 1 day ago 44% | 1 day ago 60% |
Long-Term Analysis
It is best to consider a long-term outlook for a ticker by using Fundamental Analysis (FA) ratings. The rating of 1 to 100, where 1 is best and 100 is worst, is divided into thirds. The first third (a green rating of 1-33) indicates that the ticker is undervalued; the second third (a grey number between 34 and 66) means that the ticker is valued fairly; and the last third (red number of 67 to 100) reflects that the ticker is overvalued. We use an FA Score to show how many ratings show the ticker to be undervalued (green) or overvalued (red).
FMBH’s FA Score shows that 2 FA rating(s) are green while PKBK’s FA Score has 2 green FA rating(s).
- FMBH’s FA Score: 2 green, 3 red.
- PKBK’s FA Score: 2 green, 3 red.
Short-Term Analysis
It is best to consider a short-term outlook for a ticker by using Technical Analysis (TA) indicators. We use Odds of Success as the percentage of outcomes which confirm successful trade signals in the past.
If the Odds of Success (the likelihood of the continuation of a trend) for each indicator are greater than 50%, then the generated signal is confirmed. A green percentage from 90% to 51% indicates that the ticker is in a bullish trend. A red percentage from 90% - 51% indicates that the ticker is in a bearish trend. All grey percentages are below 50% and are considered not to confirm the trend signal.
FMBH’s TA Score shows that 6 TA indicator(s) are bullish while PKBK’s TA Score has 4 bullish TA indicator(s).
- FMBH’s TA Score: 6 bullish, 3 bearish.
- PKBK’s TA Score: 4 bullish, 4 bearish.
Price Growth
FMBH (@Regional Banks) experienced а +0.79% price change this week, while PKBK (@Regional Banks) price change was -0.21% for the same time period.
The average weekly price growth across all stocks in the @Regional Banks industry was -1.23%. For the same industry, the average monthly price growth was +2.41%, and the average quarterly price growth was +11.80%.
Reported Earning Dates
FMBH is expected to report earnings on Jan 28, 2027.
Industries' Descriptions
@Regional Banks (-1.23% weekly)Regional banks have a smaller reach than major banks, and cater mostly to one region of a country, such as a state or within a group of states. They offer services often similar – albeit with some limitations/smaller scale – compared to major banks. Taking deposits, making loans, mortgages, leases, credit cards , fund management, insurance and investment banking. SunTrust Banks, State Street Corp., M&T Bank Corp. are some examples of U.S. regional banks.
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FMBH and
Correlation & Price change
A.I.dvisor indicates that over the last year, FMBH has been closely correlated with IBCP. These tickers have moved in lockstep 89% of the time. This A.I.-generated data suggests there is a high statistical probability that if FMBH jumps, then IBCP could also see price increases.
| Ticker / NAME | Correlation To FMBH | 1D Price Change % | ||
|---|---|---|---|---|
| FMBH | 100% | +0.10% | ||
| IBCP - FMBH | 89% Closely correlated | +0.27% | ||
| BY - FMBH | 87% Closely correlated | +0.85% | ||
| CAC - FMBH | 86% Closely correlated | +0.71% | ||
| THFF - FMBH | 86% Closely correlated | -0.13% | ||
| CCNE - FMBH | 86% Closely correlated | -0.72% | ||
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PKBK and
Correlation & Price change
A.I.dvisor indicates that over the last year, PKBK has been closely correlated with IBCP. These tickers have moved in lockstep 80% of the time. This A.I.-generated data suggests there is a high statistical probability that if PKBK jumps, then IBCP could also see price increases.
| Ticker / NAME | Correlation To PKBK | 1D Price Change % | ||
|---|---|---|---|---|
| PKBK | 100% | -0.76% | ||
| IBCP - PKBK | 80% Closely correlated | +0.27% | ||
| SRCE - PKBK | 76% Closely correlated | -0.16% | ||
| BY - PKBK | 76% Closely correlated | +0.85% | ||
| FMBH - PKBK | 76% Closely correlated | +0.10% | ||
| BFST - PKBK | 75% Closely correlated | -0.52% | ||
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