HBNC
Price
$18.99
Change
-$0.14 (-0.73%)
Updated
Oct 14, 11:11 AM (EDT)
Capitalization
977.6M
7 days until earnings call
Intraday BUY SELL Signals
MSBI
Price
$31.70
Change
-$0.46 (-1.43%)
Updated
Oct 14, 11:14 AM (EDT)
Capitalization
688.35M
8 days until earnings call
Intraday BUY SELL Signals
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HBNC vs MSBI

HBNC vs MSBI Comparison Chart in %
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HBNC vs. MSBI commentary
Oct 14, 2026

To compare these two companies we present long-term analysis, their fundamental ratings and make comparative short-term technical analysis which are presented below. The conclusion is HBNC is a Hold and MSBI is a Hold.

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SUMMARIES
A.I.Advisor
a Summary for HBNC with price predictions
Oct 13, 2026

HBNC in -1.10% downward trend, declining for three consecutive days on September 30, 2026

Moving lower for three straight days is viewed as a bearish sign. Keep an eye on this stock for future declines. Considering data from situations where HBNC declined for three days, in 196 of 293 cases, the price declined further within the following month. The odds of a continued downward trend are 67%.

Price Prediction Chart

Technical Analysis (Indicators)

Bearish Trend Analysis

The Aroon Indicator for HBNC entered a downward trend on October 12, 2026. This could indicate a strong downward move is ahead for the stock. Traders may want to consider selling the stock or buying put options.

Bullish Trend Analysis

The RSI Oscillator points to a transition from a downward trend to an upward trend -- in cases where HBNC's RSI Indicator exited the oversold zone, 16 of 21 resulted in an increase in price. Tickeron's analysis proposes that the odds of a continued upward trend are 76%.

The Stochastic Oscillator suggests the stock price trend may be in a reversal from a downward trend to an upward trend. 41 of 60 cases where HBNC's Stochastic Oscillator exited the oversold zone resulted in an increase in price. Tickeron's analysis proposes that the odds of a continued upward trend are 68%.

The Momentum Indicator moved above the 0 level on October 02, 2026. You may want to consider a long position or call options on HBNC as a result. In 58 of 79 past instances where the momentum indicator moved above 0, the stock continued to climb. The odds of a continued upward trend are 73%.

The Moving Average Convergence Divergence (MACD) for HBNC just turned positive on October 02, 2026. Looking at past instances where HBNC's MACD turned positive, the stock continued to rise in 30 of 45 cases over the following month. The odds of a continued upward trend are 67%.

Following a +4.33% 3-day Advance, the price is estimated to grow further. Considering data from situations where HBNC advanced for three days, in 195 of 302 cases, the price rose further within the following month. The odds of a continued upward trend are 65%.

HBNC may jump back above the lower band and head toward the middle band. Traders may consider buying the stock or exploring call options.

Fundamental Analysis (Ratings)

The Tickeron Valuation Rating of 32 (best 1 - 100 worst) indicates that the company is slightly undervalued in the industry. This rating compares market capitalization estimated by our proprietary formula with the current market capitalization. This rating is based on the following metrics, as compared to industry averages: P/B Ratio (1.346) is normal, around the industry mean (1.323). P/E Ratio (13.726) is within average values for comparable stocks, (23.509). Projected Growth (PEG Ratio) (0.280) is also within normal values, averaging (1.190). Dividend Yield (0.034) settles around the average of (0.030) among similar stocks. P/S Ratio (3.319) is also within normal values, averaging (3.738).

The Tickeron Price Growth Rating for this company is 45 (best 1 - 100 worst), indicating steady price growth. HBNC’s price grows at a higher rate over the last 12 months as compared to S&P 500 index constituents.

The Tickeron Seasonality Score of 50 (best 1 - 100 worst) indicates that the company is fair valued in the industry. The Tickeron Seasonality score describes the variance of predictable price changes around the same period every calendar year. These changes can be tied to a specific month, quarter, holiday or vacation period, as well as a meteorological or growing season.

The Tickeron SMR rating for this company is 67 (best 1 - 100 worst), indicating weak sales and an unprofitable business model. SMR (Sales, Margin, Return on Equity) rating is based on comparative analysis of weighted Sales, Income Margin and Return on Equity values compared against S&P 500 index constituents. The weighted SMR value is a proprietary formula developed by Tickeron and represents an overall profitability measure for a stock.

The Tickeron Profit vs. Risk Rating rating for this company is 70 (best 1 - 100 worst), indicating that the returns do not compensate for the risks. HBNC’s unstable profits reported over time resulted in significant Drawdowns within these last five years. A stable profit reduces stock drawdown and volatility. The average Profit vs. Risk Rating rating for the industry is 57, placing this stock worse than average.

The Tickeron PE Growth Rating for this company is 97 (best 1 - 100 worst), pointing to worse than average earnings growth. The PE Growth rating is based on a comparative analysis of stock PE ratio increase over the last 12 months compared against S&P 500 index constituents.

A.I.Advisor
a Summary for MSBI with price predictions
Oct 13, 2026

MSBI in downward trend: price dove below 50-day moving average on October 05, 2026

MSBI moved below its 50-day moving average on October 05, 2026 date and that indicates a change from an upward trend to a downward trend. In 28 of 42 similar past instances, the stock price decreased further within the following month. The odds of a continued downward trend are 67%.

Price Prediction Chart

Technical Analysis (Indicators)

Bearish Trend Analysis

The Momentum Indicator moved below the 0 level on September 21, 2026. You may want to consider selling the stock, shorting the stock, or exploring put options on MSBI as a result. In 48 of 83 cases where the Momentum Indicator fell below 0, the stock fell further within the subsequent month. The odds of a continued downward trend are 58%.

The Moving Average Convergence Divergence Histogram (MACD) for MSBI turned negative on September 16, 2026. This could be a sign that the stock is set to turn lower in the coming weeks. Traders may want to sell the stock or buy put options. Tickeron's A.I.dvisor looked at 43 similar instances when the indicator turned negative. In 26 of the 43 cases the stock turned lower in the days that followed. This puts the odds of success at 60%.

The 10-day moving average for MSBI crossed bearishly below the 50-day moving average on September 30, 2026. This indicates that the trend has shifted lower and could be considered a sell signal. In 11 of 17 past instances when the 10-day crossed below the 50-day, the stock continued to move higher over the following month. The odds of a continued downward trend are 65%.

Following a 3-day decline, the stock is projected to fall further. Considering past instances where MSBI declined for three days, the price rose further in 50 of 62 cases within the following month. The odds of a continued downward trend are 59%.

Bullish Trend Analysis

The Stochastic Oscillator suggests the stock price trend may be in a reversal from a downward trend to an upward trend. 36 of 54 cases where MSBI's Stochastic Oscillator exited the oversold zone resulted in an increase in price. Tickeron's analysis proposes that the odds of a continued upward trend are 67%.

Following a +3.05% 3-day Advance, the price is estimated to grow further. Considering data from situations where MSBI advanced for three days, in 183 of 305 cases, the price rose further within the following month. The odds of a continued upward trend are 60%.

MSBI may jump back above the lower band and head toward the middle band. Traders may consider buying the stock or exploring call options.

The Aroon Indicator entered an Uptrend today. In 148 of 233 cases where MSBI Aroon's Indicator entered an Uptrend, the price rose further within the following month. The odds of a continued Uptrend are 64%.

Fundamental Analysis (Ratings)

The Tickeron Valuation Rating of 24 (best 1 - 100 worst) indicates that the company is slightly undervalued in the industry. This rating compares market capitalization estimated by our proprietary formula with the current market capitalization. This rating is based on the following metrics, as compared to industry averages: P/B Ratio (1.499) is normal, around the industry mean (1.323). P/E Ratio (21.115) is within average values for comparable stocks, (23.509). Projected Growth (PEG Ratio) (0.470) is also within normal values, averaging (1.190). Dividend Yield (0.039) settles around the average of (0.030) among similar stocks. P/S Ratio (2.459) is also within normal values, averaging (3.738).

The Tickeron SMR rating for this company is 28 (best 1 - 100 worst), indicating very strong sales and a profitable business model. SMR (Sales, Margin, Return on Equity) rating is based on comparative analysis of weighted Sales, Income Margin and Return on Equity values compared against S&P 500 index constituents. The weighted SMR value is a proprietary formula developed by Tickeron and represents an overall profitability measure for a stock.

The Tickeron PE Growth Rating for this company is 36 (best 1 - 100 worst), pointing to consistent earnings growth. The PE Growth rating is based on a comparative analysis of stock PE ratio increase over the last 12 months compared against S&P 500 index constituents.

The Tickeron Price Growth Rating for this company is 38 (best 1 - 100 worst), indicating steady price growth. MSBI’s price grows at a higher rate over the last 12 months as compared to S&P 500 index constituents.

The Tickeron Profit vs. Risk Rating rating for this company is 38 (best 1 - 100 worst), indicating well-balanced risk and returns. The average Profit vs. Risk Rating rating for the industry is 57, placing this stock slightly better than average.

The Tickeron Seasonality Score of 85 (best 1 - 100 worst) indicates that the company is significantly overvalued in the industry. The Tickeron Seasonality score describes the variance of predictable price changes around the same period every calendar year. These changes can be tied to a specific month, quarter, holiday or vacation period, as well as a meteorological or growing season.

FUNDAMENTALS RATINGS
HBNC vs MSBI: Fundamental Ratings
HBNC
MSBI
OUTLOOK RATING
1..100
6877
VALUATION
overvalued / fair valued / undervalued
1..100
32
Undervalued
24
Undervalued
PROFIT vs RISK RATING
1..100
7038
SMR RATING
1..100
6728
PRICE GROWTH RATING
1..100
4538
P/E GROWTH RATING
1..100
9736
SEASONALITY SCORE
1..100
5085

Tickeron ratings are formulated such that a rating of 1 designates the most successful stocks in a given industry, while a rating of 100 points to the least successful stocks for that industry.

MSBI's Valuation (24) in the Regional Banks industry is in the same range as HBNC (32). This means that MSBI’s stock grew similarly to HBNC’s over the last 12 months.

MSBI's Profit vs Risk Rating (38) in the Regional Banks industry is in the same range as HBNC (70). This means that MSBI’s stock grew similarly to HBNC’s over the last 12 months.

MSBI's SMR Rating (28) in the Regional Banks industry is somewhat better than the same rating for HBNC (67). This means that MSBI’s stock grew somewhat faster than HBNC’s over the last 12 months.

MSBI's Price Growth Rating (38) in the Regional Banks industry is in the same range as HBNC (45). This means that MSBI’s stock grew similarly to HBNC’s over the last 12 months.

MSBI's P/E Growth Rating (36) in the Regional Banks industry is somewhat better than the same rating for HBNC (97). This means that MSBI’s stock grew somewhat faster than HBNC’s over the last 12 months.

TECHNICAL ANALYSIS
Technical Analysis
HBNCMSBI
RSI
ODDS (%)
Bullish Trend 1 day ago
76%
N/A
Stochastic
ODDS (%)
Bullish Trend 1 day ago
68%
Bullish Trend 1 day ago
67%
Momentum
ODDS (%)
Bullish Trend 1 day ago
73%
Bearish Trend 1 day ago
58%
MACD
ODDS (%)
Bullish Trend 1 day ago
67%
Bearish Trend 1 day ago
60%
TrendWeek
ODDS (%)
Bearish Trend 1 day ago
64%
Bearish Trend 1 day ago
62%
TrendMonth
ODDS (%)
Bearish Trend 1 day ago
62%
Bearish Trend 1 day ago
63%
Advances
ODDS (%)
Bullish Trend 13 days ago
65%
Bullish Trend 13 days ago
60%
Declines
ODDS (%)
Bearish Trend 15 days ago
67%
Bearish Trend 8 days ago
59%
BollingerBands
ODDS (%)
Bullish Trend 1 day ago
63%
Bullish Trend 1 day ago
66%
Aroon
ODDS (%)
Bearish Trend 1 day ago
67%
Bullish Trend 1 day ago
64%
COMPARISON
Comparison
Oct 14, 2026
Stock price -- (HBNC: $19.13 vs. MSBI: $32.16)
Brand notoriety: HBNC and MSBI are both not notable
Both companies represent the Regional Banks industry
Current volume relative to the 65-day Moving Average: HBNC: 79% vs. MSBI: 86%
Market capitalization -- HBNC: $977.6M vs. MSBI: $688.35M
HBNC [@Regional Banks] is valued at $977.6M. MSBI’s [@Regional Banks] market capitalization is $688.35M. The market cap for tickers in the [@Regional Banks] industry ranges from $22.65 to $173.74B. The average market capitalization across the [@Regional Banks] industry is $6.15B.

Long-Term Analysis

It is best to consider a long-term outlook for a ticker by using Fundamental Analysis (FA) ratings. The rating of 1 to 100, where 1 is best and 100 is worst, is divided into thirds. The first third (a green rating of 1-33) indicates that the ticker is undervalued; the second third (a grey number between 34 and 66) means that the ticker is valued fairly; and the last third (red number of 67 to 100) reflects that the ticker is overvalued. We use an FA Score to show how many ratings show the ticker to be undervalued (green) or overvalued (red).

HBNC’s FA Score shows that 1 FA rating(s) are green while MSBI’s FA Score has 2 green FA rating(s).

  • HBNC’s FA Score: 1 green, 4 red.
  • MSBI’s FA Score: 2 green, 3 red.
According to our system of comparison, MSBI is a better buy in the long-term than HBNC.

Short-Term Analysis

It is best to consider a short-term outlook for a ticker by using Technical Analysis (TA) indicators. We use Odds of Success as the percentage of outcomes which confirm successful trade signals in the past.

If the Odds of Success (the likelihood of the continuation of a trend) for each indicator are greater than 50%, then the generated signal is confirmed. A green percentage from 90% to 51% indicates that the ticker is in a bullish trend. A red percentage from 90% - 51% indicates that the ticker is in a bearish trend. All grey percentages are below 50% and are considered not to confirm the trend signal.

HBNC’s TA Score shows that 6 TA indicator(s) are bullish while MSBI’s TA Score has 4 bullish TA indicator(s).

  • HBNC’s TA Score: 6 bullish, 2 bearish.
  • MSBI’s TA Score: 4 bullish, 5 bearish.
According to our system of comparison, HBNC is a better buy in the short-term than MSBI.

Price Growth

HBNC (@Regional Banks) experienced а -0.93% price change this week, while MSBI (@Regional Banks) price change was -1.89% for the same time period.

The average weekly price growth across all stocks in the @Regional Banks industry was -0.60%. For the same industry, the average monthly price growth was -4.75%, and the average quarterly price growth was +3.81%.

Reported Earning Dates

HBNC is expected to report earnings on Oct 21, 2026.

MSBI is expected to report earnings on Oct 22, 2026.

Industries' Descriptions

@Regional Banks (-0.60% weekly)

Regional banks have a smaller reach than major banks, and cater mostly to one region of a country, such as a state or within a group of states. They offer services often similar – albeit with some limitations/smaller scale – compared to major banks. Taking deposits, making loans, mortgages, leases, credit cards , fund management, insurance and investment banking. SunTrust Banks, State Street Corp., M&T Bank Corp. are some examples of U.S. regional banks.

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HBNC
Daily Signal:
Gain/Loss:
MSBI
Daily Signal:
Gain/Loss:
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HBNC and

Correlation & Price change

A.I.dvisor indicates that over the last year, HBNC has been closely correlated with BY. These tickers have moved in lockstep 86% of the time. This A.I.-generated data suggests there is a high statistical probability that if HBNC jumps, then BY could also see price increases.

1D
1W
1M
1Q
6M
1Y
5Y
Ticker /
NAME
Correlation
To HBNC
1D Price
Change %
HBNC100%
-0.73%
BY - HBNC
86%
Closely correlated
-0.14%
UVSP - HBNC
85%
Closely correlated
-0.93%
BUSE - HBNC
84%
Closely correlated
-0.27%
FMBH - HBNC
83%
Closely correlated
-0.71%
ORRF - HBNC
83%
Closely correlated
-0.34%
More

MSBI and

Correlation & Price change

A.I.dvisor indicates that over the last year, MSBI has been closely correlated with IBCP. These tickers have moved in lockstep 71% of the time. This A.I.-generated data suggests there is a high statistical probability that if MSBI jumps, then IBCP could also see price increases.

1D
1W
1M
1Q
6M
1Y
5Y
Ticker /
NAME
Correlation
To MSBI
1D Price
Change %
MSBI100%
-0.59%
IBCP - MSBI
71%
Closely correlated
-1.15%
EFSC - MSBI
71%
Closely correlated
-0.59%
UVSP - MSBI
71%
Closely correlated
-0.93%
QCRH - MSBI
70%
Closely correlated
-0.33%
HBNC - MSBI
70%
Closely correlated
-0.73%
More