Advertisement
HBNC vs MSBI
To compare these two companies we present long-term analysis, their fundamental ratings and make comparative short-term technical analysis which are presented below. The conclusion is HBNC is a Buy and MSBI is a Hold.
HBNC in upward trend: 10-day moving average crossed above 50-day moving average on October 23, 2026
The 10-day moving average for HBNC crossed bullishly above the 50-day moving average on October 23, 2026. This indicates that the trend has shifted higher and could be considered a buy signal. In 10 of 13 past instances when the 10-day crossed above the 50-day, the stock continued to move higher over the following month. The odds of a continued upward trend are 77%.
Technical Analysis (Indicators)
Bullish Trend Analysis
The Momentum Indicator moved above the 0 level on October 20, 2026. You may want to consider a long position or call options on HBNC as a result. In 54 of 79 past instances where the momentum indicator moved above 0, the stock continued to climb. The odds of a continued upward trend are 68%.
HBNC moved above its 50-day moving average on October 20, 2026 date and that indicates a change from a downward trend to an upward trend.
Following a +2.35% 3-day Advance, the price is estimated to grow further. Considering data from situations where HBNC advanced for three days, in 189 of 299 cases, the price rose further within the following month. The odds of a continued upward trend are 63%.
The Aroon Indicator entered an Uptrend today. In 129 of 208 cases where HBNC Aroon's Indicator entered an Uptrend, the price rose further within the following month. The odds of a continued Uptrend are 62%.
Bearish Trend Analysis
The 10-day RSI Indicator for HBNC moved out of overbought territory on November 05, 2026. This could be a bearish sign for the stock. Traders may want to consider selling the stock or buying put options. Tickeron's A.I.dvisor looked at 32 similar instances where the indicator moved out of overbought territory. In 24 of the 32 cases, the stock moved lower in the following days. This puts the odds of a move lower at 75%.
The Stochastic Oscillator may be shifting from an upward trend to a downward trend. In 39 of 64 cases where HBNC's Stochastic Oscillator exited the overbought zone, the price fell further within the following month. The odds of a continued downward trend are 61%.
Following a 3-day decline, the stock is projected to fall further. Considering past instances where HBNC declined for three days, the price rose further in 50 of 62 cases within the following month. The odds of a continued downward trend are 66%.
HBNC broke above its upper Bollinger Band on October 22, 2026. This could be a sign that the stock is set to drop as the stock moves back below the upper band and toward the middle band. You may want to consider selling the stock or exploring put options.
Fundamental Analysis (Ratings)
The Tickeron Valuation Rating of 2 (best 1 - 100 worst) indicates that the company is seriously undervalued in the industry. This rating compares market capitalization estimated by our proprietary formula with the current market capitalization. This rating is based on the following metrics, as compared to industry averages: P/B Ratio (1.471) is normal, around the industry mean (1.262). P/E Ratio (-6.383) is within average values for comparable stocks, (13.480). Projected Growth (PEG Ratio) (0.280) is also within normal values, averaging (1.194). Dividend Yield (0.031) settles around the average of (0.035) among similar stocks. P/S Ratio (3.319) is also within normal values, averaging (3.740).
The Tickeron Price Growth Rating for this company is 41 (best 1 - 100 worst), indicating steady price growth. HBNC’s price grows at a higher rate over the last 12 months as compared to S&P 500 index constituents.
The Tickeron Seasonality Score of 50 (best 1 - 100 worst) indicates that the company is fair valued in the industry. The Tickeron Seasonality score describes the variance of predictable price changes around the same period every calendar year. These changes can be tied to a specific month, quarter, holiday or vacation period, as well as a meteorological or growing season.
The Tickeron Profit vs. Risk Rating rating for this company is 64 (best 1 - 100 worst), indicating well-balanced risk and returns. The average Profit vs. Risk Rating rating for the industry is 56, placing this stock slightly worse than average.
The Tickeron SMR rating for this company is 67 (best 1 - 100 worst), indicating weak sales and an unprofitable business model. SMR (Sales, Margin, Return on Equity) rating is based on comparative analysis of weighted Sales, Income Margin and Return on Equity values compared against S&P 500 index constituents. The weighted SMR value is a proprietary formula developed by Tickeron and represents an overall profitability measure for a stock.
The Tickeron PE Growth Rating for this company is 98 (best 1 - 100 worst), pointing to worse than average earnings growth. The PE Growth rating is based on a comparative analysis of stock PE ratio increase over the last 12 months compared against S&P 500 index constituents.
MSBI's Stochastic Oscillator is sitting in oversold zone for 3 days
The price of this ticker is presumed to bounce back soon, since the longer the ticker stays in the oversold zone, the more promptly an uptrend is expected.
Technical Analysis (Indicators)
Bullish Trend Analysis
Following a +2.27% 3-day Advance, the price is estimated to grow further. Considering data from situations where MSBI advanced for three days, in 183 of 305 cases, the price rose further within the following month. The odds of a continued upward trend are 60%.
Bearish Trend Analysis
The 10-day RSI Indicator for MSBI moved out of overbought territory on October 29, 2026. This could be a bearish sign for the stock. Traders may want to consider selling the stock or buying put options. Tickeron's A.I.dvisor looked at 43 similar instances where the indicator moved out of overbought territory. In 28 of the 43 cases, the stock moved lower in the following days. This puts the odds of a move lower at 65%.
The Momentum Indicator moved below the 0 level on November 05, 2026. You may want to consider selling the stock, shorting the stock, or exploring put options on MSBI as a result. In 49 of 78 cases where the Momentum Indicator fell below 0, the stock fell further within the subsequent month. The odds of a continued downward trend are 63%.
The Moving Average Convergence Divergence Histogram (MACD) for MSBI turned negative on November 05, 2026. This could be a sign that the stock is set to turn lower in the coming weeks. Traders may want to sell the stock or buy put options. Tickeron's A.I.dvisor looked at 44 similar instances when the indicator turned negative. In 27 of the 44 cases the stock turned lower in the days that followed. This puts the odds of success at 61%.
MSBI moved below its 50-day moving average on November 05, 2026 date and that indicates a change from an upward trend to a downward trend.
The 10-day moving average for MSBI crossed bearishly below the 50-day moving average on November 10, 2026. This indicates that the trend has shifted lower and could be considered a sell signal. In 10 of 18 past instances when the 10-day crossed below the 50-day, the stock continued to move higher over the following month. The odds of a continued downward trend are 56%.
Following a 3-day decline, the stock is projected to fall further. Considering past instances where MSBI declined for three days, the price rose further in 50 of 62 cases within the following month. The odds of a continued downward trend are 59%.
MSBI broke above its upper Bollinger Band on October 26, 2026. This could be a sign that the stock is set to drop as the stock moves back below the upper band and toward the middle band. You may want to consider selling the stock or exploring put options.
The Aroon Indicator for MSBI entered a downward trend on October 23, 2026. This could indicate a strong downward move is ahead for the stock. Traders may want to consider selling the stock or buying put options.
Fundamental Analysis (Ratings)
The Tickeron SMR rating for this company is 28 (best 1 - 100 worst), indicating very strong sales and a profitable business model. SMR (Sales, Margin, Return on Equity) rating is based on comparative analysis of weighted Sales, Income Margin and Return on Equity values compared against S&P 500 index constituents. The weighted SMR value is a proprietary formula developed by Tickeron and represents an overall profitability measure for a stock.
The Tickeron Valuation Rating of 33 (best 1 - 100 worst) indicates that the company is slightly undervalued in the industry. This rating compares market capitalization estimated by our proprietary formula with the current market capitalization. This rating is based on the following metrics, as compared to industry averages: P/B Ratio (1.434) is normal, around the industry mean (1.262). P/E Ratio (20.204) is within average values for comparable stocks, (13.480). Projected Growth (PEG Ratio) (0.470) is also within normal values, averaging (1.194). Dividend Yield (0.042) settles around the average of (0.035) among similar stocks. P/S Ratio (2.459) is also within normal values, averaging (3.740).
The Tickeron Profit vs. Risk Rating rating for this company is 36 (best 1 - 100 worst), indicating well-balanced risk and returns. The average Profit vs. Risk Rating rating for the industry is 56, placing this stock slightly better than average.
The Tickeron Price Growth Rating for this company is 39 (best 1 - 100 worst), indicating steady price growth. MSBI’s price grows at a higher rate over the last 12 months as compared to S&P 500 index constituents.
The Tickeron PE Growth Rating for this company is 49 (best 1 - 100 worst), pointing to consistent earnings growth. The PE Growth rating is based on a comparative analysis of stock PE ratio increase over the last 12 months compared against S&P 500 index constituents.
The Tickeron Seasonality Score of 65 (best 1 - 100 worst) indicates that the company is fair valued in the industry. The Tickeron Seasonality score describes the variance of predictable price changes around the same period every calendar year. These changes can be tied to a specific month, quarter, holiday or vacation period, as well as a meteorological or growing season.
HBNC | MSBI | ||
|---|---|---|---|
OUTLOOK RATING 1..100 | 31 | 36 | |
VALUATION overvalued / fair valued / undervalued 1..100 | 2 Undervalued | 33 Fair valued | |
PROFIT vs RISK RATING 1..100 | 64 | 36 | |
SMR RATING 1..100 | 67 | 28 | |
PRICE GROWTH RATING 1..100 | 41 | 39 | |
P/E GROWTH RATING 1..100 | 98 | 49 | |
SEASONALITY SCORE 1..100 | 50 | 65 |
Tickeron ratings are formulated such that a rating of 1 designates the most successful stocks in a given industry, while a rating of 100 points to the least successful stocks for that industry.
HBNC's Valuation (2) in the Regional Banks industry is in the same range as MSBI (33). This means that HBNC’s stock grew similarly to MSBI’s over the last 12 months.
MSBI's Profit vs Risk Rating (36) in the Regional Banks industry is in the same range as HBNC (64). This means that MSBI’s stock grew similarly to HBNC’s over the last 12 months.
MSBI's SMR Rating (28) in the Regional Banks industry is somewhat better than the same rating for HBNC (67). This means that MSBI’s stock grew somewhat faster than HBNC’s over the last 12 months.
MSBI's Price Growth Rating (39) in the Regional Banks industry is in the same range as HBNC (41). This means that MSBI’s stock grew similarly to HBNC’s over the last 12 months.
MSBI's P/E Growth Rating (49) in the Regional Banks industry is somewhat better than the same rating for HBNC (98). This means that MSBI’s stock grew somewhat faster than HBNC’s over the last 12 months.
| HBNC | MSBI | |
|---|---|---|
| RSI ODDS (%) | 2 days ago 75% | 2 days ago 65% |
| Stochastic ODDS (%) | 2 days ago 61% | 2 days ago 68% |
| Momentum ODDS (%) | 2 days ago 68% | 2 days ago 63% |
| MACD ODDS (%) | N/A | 2 days ago 61% |
| TrendWeek ODDS (%) | 2 days ago 64% | 2 days ago 62% |
| TrendMonth ODDS (%) | 2 days ago 61% | 2 days ago 59% |
| Advances ODDS (%) | 2 days ago 63% | 2 days ago 60% |
| Declines ODDS (%) | 6 days ago 66% | 13 days ago 59% |
| BollingerBands ODDS (%) | 2 days ago 69% | 2 days ago 57% |
| Aroon ODDS (%) | 2 days ago 62% | 2 days ago 62% |
Long-Term Analysis
It is best to consider a long-term outlook for a ticker by using Fundamental Analysis (FA) ratings. The rating of 1 to 100, where 1 is best and 100 is worst, is divided into thirds. The first third (a green rating of 1-33) indicates that the ticker is undervalued; the second third (a grey number between 34 and 66) means that the ticker is valued fairly; and the last third (red number of 67 to 100) reflects that the ticker is overvalued. We use an FA Score to show how many ratings show the ticker to be undervalued (green) or overvalued (red).
HBNC’s FA Score shows that 1 FA rating(s) are green while MSBI’s FA Score has 2 green FA rating(s).
- HBNC’s FA Score: 1 green, 4 red.
- MSBI’s FA Score: 2 green, 3 red.
Short-Term Analysis
It is best to consider a short-term outlook for a ticker by using Technical Analysis (TA) indicators. We use Odds of Success as the percentage of outcomes which confirm successful trade signals in the past.
If the Odds of Success (the likelihood of the continuation of a trend) for each indicator are greater than 50%, then the generated signal is confirmed. A green percentage from 90% to 51% indicates that the ticker is in a bullish trend. A red percentage from 90% - 51% indicates that the ticker is in a bearish trend. All grey percentages are below 50% and are considered not to confirm the trend signal.
HBNC’s TA Score shows that 5 TA indicator(s) are bullish while MSBI’s TA Score has 2 bullish TA indicator(s).
- HBNC’s TA Score: 5 bullish, 4 bearish.
- MSBI’s TA Score: 2 bullish, 8 bearish.
Price Growth
HBNC (@Regional Banks) experienced а +1.38% price change this week, while MSBI (@Regional Banks) price change was -2.35% for the same time period.
The average weekly price growth across all stocks in the @Regional Banks industry was -1.23%. For the same industry, the average monthly price growth was +2.41%, and the average quarterly price growth was +11.80%.
Reported Earning Dates
HBNC is expected to report earnings on Jan 27, 2027.
MSBI is expected to report earnings on Jan 28, 2027.
Industries' Descriptions
@Regional Banks (-1.23% weekly)Regional banks have a smaller reach than major banks, and cater mostly to one region of a country, such as a state or within a group of states. They offer services often similar – albeit with some limitations/smaller scale – compared to major banks. Taking deposits, making loans, mortgages, leases, credit cards , fund management, insurance and investment banking. SunTrust Banks, State Street Corp., M&T Bank Corp. are some examples of U.S. regional banks.
Advertisement
HBNC and
Correlation & Price change
A.I.dvisor indicates that over the last year, HBNC has been closely correlated with BY. These tickers have moved in lockstep 86% of the time. This A.I.-generated data suggests there is a high statistical probability that if HBNC jumps, then BY could also see price increases.
| Ticker / NAME | Correlation To HBNC | 1D Price Change % | ||
|---|---|---|---|---|
| HBNC | 100% | +0.61% | ||
| BY - HBNC | 86% Closely correlated | -0.08% | ||
| GSBC - HBNC | 85% Closely correlated | -0.28% | ||
| EFSC - HBNC | 84% Closely correlated | -0.56% | ||
| BUSE - HBNC | 84% Closely correlated | -0.14% | ||
| SMBC - HBNC | 84% Closely correlated | -0.60% | ||
More | ||||
MSBI and
Correlation & Price change
A.I.dvisor indicates that over the last year, MSBI has been closely correlated with EFSC. These tickers have moved in lockstep 76% of the time. This A.I.-generated data suggests there is a high statistical probability that if MSBI jumps, then EFSC could also see price increases.
| Ticker / NAME | Correlation To MSBI | 1D Price Change % | ||
|---|---|---|---|---|
| MSBI | 100% | +0.46% | ||
| EFSC - MSBI | 76% Closely correlated | -0.56% | ||
| QCRH - MSBI | 75% Closely correlated | -0.26% | ||
| HBNC - MSBI | 74% Closely correlated | +0.61% | ||
| FMBH - MSBI | 74% Closely correlated | -0.50% | ||
| MBWM - MSBI | 74% Closely correlated | -0.44% | ||
More | ||||