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HRI vs OMF
Which Stock Would AI Choose? Herc Holdings Inc. (HRI) vs. OneMain Holdings, Inc. (OMF) Stock Comparison
Key Takeaways
- HRI, an equipment rental firm in the industrials sector, shows high volatility with a beta of 1.82 and recent quarterly EPS of $0.03, amid broader market pressures.
- OMF, a consumer credit services provider, offers relative stability with a beta of 1.26, stronger recent EPS of $1.59, and a more attractive trailing P/E ratio of 9.13 (price-to-earnings).
- Both stocks have exhibited upward momentum in recent weeks, with OMF posting a notable 14% one-month gain despite year-to-date softness.
- HRI's market cap stands at $3.7 billion versus OMF's $7.1 billion, highlighting scale differences in their respective sectors.
- Investor sentiment around HRI has been cautious due to weak earnings, while OMF benefits from positive earnings reactions and buyback discussions.
Introduction
This stock comparison pits HRI from the industrials sector against OMF in financial services, two distinct plays on economic cycles. Equipment rental demand ties HRI to construction and infrastructure trends, while OMF's consumer lending exposure reflects interest rate sensitivity and credit health. Traders seeking sector diversification or investors evaluating relative performance in a volatile market may find value here, particularly amid recent earnings releases and shifting sentiment. This analysis draws on key metrics and market data for objective insights into their positioning.
HRI Overview and Recent Performance
Herc Holdings Inc. (HRI) specializes in equipment rental for construction, manufacturing, and other industries, operating as the third-largest player in a fragmented market. In recent market activity, the stock has traded around $111, rebounding from lows near $100 in early April, within a 52-week range of $88 to $188. This uptick follows broader industrials sector pressures, including a weak latest quarter with revenue of $1.21 billion but EPS dipping to $0.03, contributing to analyst caution and a Zacks Rank #5 (Strong Sell) designation. Sentiment has been influenced by year-to-date declines amid integration challenges from prior expansions, though short-term price momentum suggests potential stabilization.
OMF Overview and Recent Performance
OneMain Holdings, Inc. (OMF) focuses on personal loans and financial services for non-prime consumers, with a network of branches and digital offerings. The stock recently hovered near $60, up about 14% over the past month despite year-to-date softness, trading in a 52-week band of $44 to $72. Key drivers include solid Q4 results with revenue of $1.28 billion and EPS of $1.59, alongside discussions of dividend hikes and buybacks, bolstering sentiment. Recent weeks have seen valuation debates post-earnings, with shares reacting positively to sector tailwinds in credit services amid mixed economic signals.
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Head-to-Head Comparison
HRI and OMF diverge sharply in business models: HRI's cyclical equipment rental hinges on construction spending and capex cycles, exposing it to economic slowdowns, while OMF's lending model thrives on consumer credit demand but faces interest rate and delinquency risks. Growth drivers contrast too—HRI pursues M&A (mergers and acquisitions) synergies, yet recent weak earnings temper optimism; OMF leverages origination volumes and portfolio management for steadier expansion. Momentum favors both lately, but HRI's higher beta signals greater risk versus OMF's resilience. Sector-wise, industrials face infrastructure volatility, while credit services track rate cuts. Sentiment tilts toward OMF on valuation and capital returns, though HRI offers recovery upside.
Tickeron AI Verdict
Tickeron's AI tools currently lean toward OMF for its trend consistency, lower volatility, attractive valuation, and robust recent earnings profile relative to HRI's earnings challenges and heightened risk. Factors like superior EPS delivery and capital return signals position OMF favorably in probabilistic scans, though HRI could rebound with industrials strength. This reflects observable data patterns, not guarantees.
Disclaimer
The information on this webpage is provided for general informational and educational purposes only and is not intended as investment advice, a recommendation to purchase or sell any security, or an offer or solicitation related to investments. It does not consider your personal financial situation, goals, or risk profile, and all investing carries inherent risks, including the possibility of losing your entire investment. For more details, please review our full disclaimer. Disclaimers and Limitations
To compare these two companies we present long-term analysis, their fundamental ratings and make comparative short-term technical analysis which are presented below. The conclusion is HRI is a Hold and OMF is a Buy.
Long-Term Analysis
It is best to consider a long-term outlook for a ticker by using Fundamental Analysis (FA) ratings. The rating of 1 to 100, where 1 is best and 100 is worst, is divided into thirds. The first third (a green rating of 1-33) indicates that the ticker is undervalued; the second third (a grey number between 34 and 66) means that the ticker is valued fairly; and the last third (red number of 67 to 100) reflects that the ticker is undervalued. We use an FA Score to show how many ratings show the ticker to be undervalued (green) or overvalued (red).
HRI’s FA Score shows that 1 FA rating(s) are green whileOMF’s FA Score has 2 green FA rating(s).
- HRI’s FA Score: 1 green, 4 red.
- OMF’s FA Score: 2 green, 3 red.
Short-Term Analysis
It is best to consider a short-term outlook for a ticker by using Technical Analysis (TA) indicators. We use Odds of Success as the percentage of outcomes which confirm successful trade signals in the past.
If the Odds of Success (the likelihood of the continuation of a trend) for each indicator are greater than 50%, then the generated signal is confirmed. A green percentage from 90% to 51% indicates that the ticker is in a bullish trend. A red percentage from 90% - 51% indicates that the ticker is in a bearish trend. All grey percentages are below 50% and are considered not to confirm the trend signal.
HRI’s TA Score shows that 4 TA indicator(s) are bullish while OMF’s TA Score has 6 bullish TA indicator(s).
- HRI’s TA Score: 4 bullish, 3 bearish.
- OMF’s TA Score: 6 bullish, 3 bearish.
Price Growth
HRI (@Finance/Rental/Leasing) experienced а +1.24% price change this week, while OMF (@Savings Banks) price change was +0.97% for the same time period.
The average weekly price growth across all stocks in the @Finance/Rental/Leasing industry was +0.45%. For the same industry, the average monthly price growth was +11.61%, and the average quarterly price growth was +26.77%.
The average weekly price growth across all stocks in the @Savings Banks industry was -0.17%. For the same industry, the average monthly price growth was +3.44%, and the average quarterly price growth was -4.05%.
Reported Earning Dates
HRI is expected to report earnings on Jul 16, 2026.
OMF is expected to report earnings on Jul 29, 2026.
Industries' Descriptions
@Finance/Rental/Leasing (+0.45% weekly)A leasing company (e.g. United Rentals, Inc. ) is typically the legal owner of the asset for the duration of the lease, while the lessee has operating control over the asset while also having some share of the economic risks and returns from the change in the valuation of the underlying asset. Per capita disposable income and corporate earnings or cash flow could be some of the critical metrics for this business – the higher the values of these metrics, the potentially greater ability of consumers/businesses to afford apartments/office spaces for rent. Other finance companies include credit/debit card payment processing companies (e.g. Visa Inc. and Mastercard), private label credit cards providers (e.g. Synchrony Financial) and automobile finance companies (e.g. Credit Acceptance Corporation).
@Savings Banks (-0.17% weekly)A savings bank primary function is to take deposits and paying interest on those deposits. Originating in Europe during the 18th century, these banks were generally introduced to incentivize people of all stripes to save money and park them with banks. By the 1990s, the internet ushered in online savings banks that allowed savers to deposit/transact with banks digitally, without requiring to visit a branch office. Savings banks have potentially encouraged lower-income population to save and have access to a financial institution to earn interest on their money. New York Community Bancorp, Inc, Webster Financial Corporation, Washington Federal, Inc. are examples of savings banks.
| HRI | OMF | HRI / OMF | |
| Capitalization | 5.12B | 6.73B | 76% |
| EBITDA | 1.66B | N/A | - |
| Gain YTD | 4.421 | -10.501 | -42% |
| P/E Ratio | 4153.67 | 8.68 | 47,864% |
| Revenue | 4.61B | 5.05B | 91% |
| Total Cash | 43M | N/A | - |
| Total Debt | 9.64B | 22.4B | 43% |
HRI | OMF | ||
|---|---|---|---|
OUTLOOK RATING 1..100 | 15 | 20 | |
VALUATION overvalued / fair valued / undervalued 1..100 | 97 Overvalued | 10 Undervalued | |
PROFIT vs RISK RATING 1..100 | 74 | 43 | |
SMR RATING 1..100 | 92 | 10 | |
PRICE GROWTH RATING 1..100 | 40 | 48 | |
P/E GROWTH RATING 1..100 | 1 | 75 | |
SEASONALITY SCORE 1..100 | 38 | 50 |
Tickeron ratings are formulated such that a rating of 1 designates the most successful stocks in a given industry, while a rating of 100 points to the least successful stocks for that industry.
OMF's Valuation (10) in the Finance Or Rental Or Leasing industry is significantly better than the same rating for HRI (97). This means that OMF’s stock grew significantly faster than HRI’s over the last 12 months.
OMF's Profit vs Risk Rating (43) in the Finance Or Rental Or Leasing industry is in the same range as HRI (74). This means that OMF’s stock grew similarly to HRI’s over the last 12 months.
OMF's SMR Rating (10) in the Finance Or Rental Or Leasing industry is significantly better than the same rating for HRI (92). This means that OMF’s stock grew significantly faster than HRI’s over the last 12 months.
HRI's Price Growth Rating (40) in the Finance Or Rental Or Leasing industry is in the same range as OMF (48). This means that HRI’s stock grew similarly to OMF’s over the last 12 months.
HRI's P/E Growth Rating (1) in the Finance Or Rental Or Leasing industry is significantly better than the same rating for OMF (75). This means that HRI’s stock grew significantly faster than OMF’s over the last 12 months.
| HRI | OMF | |
|---|---|---|
| RSI ODDS (%) | N/A | N/A |
| Stochastic ODDS (%) | 2 days ago 73% | 2 days ago 60% |
| Momentum ODDS (%) | 2 days ago 76% | 2 days ago 72% |
| MACD ODDS (%) | 2 days ago 78% | 2 days ago 72% |
| TrendWeek ODDS (%) | 2 days ago 76% | 2 days ago 66% |
| TrendMonth ODDS (%) | 2 days ago 76% | 2 days ago 60% |
| Advances ODDS (%) | 9 days ago 74% | 2 days ago 64% |
| Declines ODDS (%) | 7 days ago 76% | 21 days ago 69% |
| BollingerBands ODDS (%) | 2 days ago 65% | 2 days ago 83% |
| Aroon ODDS (%) | 2 days ago 70% | 2 days ago 58% |
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HRI and
Correlation & Price change
A.I.dvisor indicates that over the last year, HRI has been loosely correlated with URI. These tickers have moved in lockstep 65% of the time. This A.I.-generated data suggests there is some statistical probability that if HRI jumps, then URI could also see price increases.