IBCP
Price
$30.35
Change
+$0.27 (+0.90%)
Updated
Nov 19 closing price
Capitalization
628M
63 days until earnings call
Intraday BUY SELL Signals
MCBS
Price
$24.79
Change
+$0.08 (+0.32%)
Updated
Nov 19 closing price
Capitalization
631.67M
67 days until earnings call
Intraday BUY SELL Signals
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IBCP vs MCBS

Header iconIBCP vs MCBS Comparison
Open Charts IBCP vs MCBSBanner chart's image
Independent Bank
Price$30.35
Change+$0.27 (+0.90%)
Volume$124.1K
Capitalization628M
MetroCity Bankshares
Price$24.79
Change+$0.08 (+0.32%)
Volume$43.31K
Capitalization631.67M
IBCP vs MCBS Comparison Chart in %
IBCP
Daily Signal:
Gain/Loss:
MCBS
Daily Signal:
Gain/Loss:
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IBCP vs. MCBS commentary
Nov 20, 2025

To compare these two companies we present long-term analysis, their fundamental ratings and make comparative short-term technical analysis which are presented below. The conclusion is IBCP is a Hold and MCBS is a Hold.

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COMPARISON
Comparison
Nov 20, 2025
Stock price -- (IBCP: $30.35 vs. MCBS: $24.79)
Brand notoriety: IBCP and MCBS are both not notable
Both companies represent the Regional Banks industry
Current volume relative to the 65-day Moving Average: IBCP: 108% vs. MCBS: 108%
Market capitalization -- IBCP: $628M vs. MCBS: $631.67M
IBCP [@Regional Banks] is valued at $628M. MCBS’s [@Regional Banks] market capitalization is $631.67M. The market cap for tickers in the [@Regional Banks] industry ranges from $172.58B to $0. The average market capitalization across the [@Regional Banks] industry is $7.96B.

Long-Term Analysis

It is best to consider a long-term outlook for a ticker by using Fundamental Analysis (FA) ratings. The rating of 1 to 100, where 1 is best and 100 is worst, is divided into thirds. The first third (a green rating of 1-33) indicates that the ticker is undervalued; the second third (a grey number between 34 and 66) means that the ticker is valued fairly; and the last third (red number of 67 to 100) reflects that the ticker is undervalued. We use an FA Score to show how many ratings show the ticker to be undervalued (green) or overvalued (red).

IBCP’s FA Score shows that 3 FA rating(s) are green whileMCBS’s FA Score has 1 green FA rating(s).

  • IBCP’s FA Score: 3 green, 2 red.
  • MCBS’s FA Score: 1 green, 4 red.
According to our system of comparison, IBCP is a better buy in the long-term than MCBS.

Short-Term Analysis

It is best to consider a short-term outlook for a ticker by using Technical Analysis (TA) indicators. We use Odds of Success as the percentage of outcomes which confirm successful trade signals in the past.

If the Odds of Success (the likelihood of the continuation of a trend) for each indicator are greater than 50%, then the generated signal is confirmed. A green percentage from 90% to 51% indicates that the ticker is in a bullish trend. A red percentage from 90% - 51% indicates that the ticker is in a bearish trend. All grey percentages are below 50% and are considered not to confirm the trend signal.

IBCP’s TA Score shows that 4 TA indicator(s) are bullish while MCBS’s TA Score has 4 bullish TA indicator(s).

  • IBCP’s TA Score: 4 bullish, 4 bearish.
  • MCBS’s TA Score: 4 bullish, 4 bearish.
According to our system of comparison, IBCP is a better buy in the short-term than MCBS.

Price Growth

IBCP (@Regional Banks) experienced а -2.44% price change this week, while MCBS (@Regional Banks) price change was -5.13% for the same time period.

The average weekly price growth across all stocks in the @Regional Banks industry was -0.93%. For the same industry, the average monthly price growth was +1.61%, and the average quarterly price growth was +11.37%.

Reported Earning Dates

IBCP is expected to report earnings on Jan 22, 2026.

MCBS is expected to report earnings on Jan 26, 2026.

Industries' Descriptions

@Regional Banks (-0.93% weekly)

Regional banks have a smaller reach than major banks, and cater mostly to one region of a country, such as a state or within a group of states. They offer services often similar – albeit with some limitations/smaller scale – compared to major banks. Taking deposits, making loans, mortgages, leases, credit cards , fund management, insurance and investment banking. SunTrust Banks, State Street Corp., M&T Bank Corp. are some examples of U.S. regional banks.

SUMMARIES
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FUNDAMENTALS
Fundamentals
MCBS($632M) and IBCP($628M) have the same market capitalization . MCBS (9.54) and IBCP (9.34) have similar P/E ratio . IBCP YTD gains are higher at: -9.953 vs. MCBS (-19.751). MCBS has more cash in the bank: 279M vs. IBCP (74.4M). IBCP has less debt than MCBS: IBCP (181M) vs MCBS (433M). IBCP has higher revenues than MCBS: IBCP (216M) vs MCBS (145M).
IBCPMCBSIBCP / MCBS
Capitalization628M632M99%
EBITDAN/AN/A-
Gain YTD-9.953-19.75150%
P/E Ratio9.349.5498%
Revenue216M145M149%
Total Cash74.4M279M27%
Total Debt181M433M42%
FUNDAMENTALS RATINGS
IBCP vs MCBS: Fundamental Ratings
IBCP
MCBS
OUTLOOK RATING
1..100
1184
VALUATION
overvalued / fair valued / undervalued
1..100
28
Undervalued
51
Fair valued
PROFIT vs RISK RATING
1..100
2645
SMR RATING
1..100
2733
PRICE GROWTH RATING
1..100
7277
P/E GROWTH RATING
1..100
7583
SEASONALITY SCORE
1..100
5050

Tickeron ratings are formulated such that a rating of 1 designates the most successful stocks in a given industry, while a rating of 100 points to the least successful stocks for that industry.

IBCP's Valuation (28) in the Regional Banks industry is in the same range as MCBS (51) in the null industry. This means that IBCP’s stock grew similarly to MCBS’s over the last 12 months.

IBCP's Profit vs Risk Rating (26) in the Regional Banks industry is in the same range as MCBS (45) in the null industry. This means that IBCP’s stock grew similarly to MCBS’s over the last 12 months.

IBCP's SMR Rating (27) in the Regional Banks industry is in the same range as MCBS (33) in the null industry. This means that IBCP’s stock grew similarly to MCBS’s over the last 12 months.

IBCP's Price Growth Rating (72) in the Regional Banks industry is in the same range as MCBS (77) in the null industry. This means that IBCP’s stock grew similarly to MCBS’s over the last 12 months.

IBCP's P/E Growth Rating (75) in the Regional Banks industry is in the same range as MCBS (83) in the null industry. This means that IBCP’s stock grew similarly to MCBS’s over the last 12 months.

TECHNICAL ANALYSIS
Technical Analysis
IBCPMCBS
RSI
ODDS (%)
N/A
Bullish Trend 1 day ago
47%
Stochastic
ODDS (%)
Bullish Trend 1 day ago
68%
Bullish Trend 1 day ago
75%
Momentum
ODDS (%)
Bearish Trend 1 day ago
66%
Bearish Trend 1 day ago
57%
MACD
ODDS (%)
Bearish Trend 1 day ago
69%
Bearish Trend 1 day ago
62%
TrendWeek
ODDS (%)
Bearish Trend 1 day ago
67%
Bearish Trend 1 day ago
62%
TrendMonth
ODDS (%)
Bearish Trend 1 day ago
63%
Bearish Trend 1 day ago
61%
Advances
ODDS (%)
Bullish Trend 11 days ago
60%
Bullish Trend 11 days ago
67%
Declines
ODDS (%)
Bearish Trend 23 days ago
65%
Bearish Trend 3 days ago
59%
BollingerBands
ODDS (%)
Bullish Trend 1 day ago
61%
Bullish Trend 1 day ago
62%
Aroon
ODDS (%)
Bullish Trend 1 day ago
63%
Bearish Trend 1 day ago
67%
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IBCP
Daily Signal:
Gain/Loss:
MCBS
Daily Signal:
Gain/Loss:
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IBCP and

Correlation & Price change

A.I.dvisor indicates that over the last year, IBCP has been closely correlated with BY. These tickers have moved in lockstep 85% of the time. This A.I.-generated data suggests there is a high statistical probability that if IBCP jumps, then BY could also see price increases.

1D
1W
1M
1Q
6M
1Y
5Y
Ticker /
NAME
Correlation
To IBCP
1D Price
Change %
IBCP100%
+0.90%
BY - IBCP
85%
Closely correlated
+1.13%
CTBI - IBCP
85%
Closely correlated
+1.23%
MBWM - IBCP
85%
Closely correlated
+0.73%
BUSE - IBCP
85%
Closely correlated
+0.67%
UVSP - IBCP
85%
Closely correlated
+0.80%
More

MCBS and

Correlation & Price change

A.I.dvisor indicates that over the last year, MCBS has been closely correlated with FMBH. These tickers have moved in lockstep 86% of the time. This A.I.-generated data suggests there is a high statistical probability that if MCBS jumps, then FMBH could also see price increases.

1D
1W
1M
1Q
6M
1Y
5Y
Ticker /
NAME
Correlation
To MCBS
1D Price
Change %
MCBS100%
+0.32%
FMBH - MCBS
86%
Closely correlated
+1.20%
CTBI - MCBS
84%
Closely correlated
+1.23%
MBWM - MCBS
83%
Closely correlated
+0.73%
IBCP - MCBS
83%
Closely correlated
+0.90%
PFIS - MCBS
83%
Closely correlated
+1.27%
More