IBCP
Price
$31.74
Change
-$0.43 (-1.34%)
Updated
Sep 12 closing price
Capitalization
657.32M
44 days until earnings call
MCBS
Price
$29.01
Change
-$0.30 (-1.02%)
Updated
Sep 12 closing price
Capitalization
740.85M
33 days until earnings call
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IBCP vs MCBS

Header iconIBCP vs MCBS Comparison
Open Charts IBCP vs MCBSBanner chart's image
Independent Bank
Price$31.74
Change-$0.43 (-1.34%)
Volume$93.78K
Capitalization657.32M
MetroCity Bankshares
Price$29.01
Change-$0.30 (-1.02%)
Volume$18.37K
Capitalization740.85M
IBCP vs MCBS Comparison Chart in %
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IBCP
Daily Signalchanged days ago
Gain/Loss if bought
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MCBS
Daily Signalchanged days ago
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IBCP vs. MCBS commentary
Sep 14, 2025

To compare these two companies we present long-term analysis, their fundamental ratings and make comparative short-term technical analysis which are presented below. The conclusion is IBCP is a Hold and MCBS is a Buy.

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COMPARISON
Comparison
Sep 14, 2025
Stock price -- (IBCP: $31.74 vs. MCBS: $29.01)
Brand notoriety: IBCP and MCBS are both not notable
Both companies represent the Regional Banks industry
Current volume relative to the 65-day Moving Average: IBCP: 120% vs. MCBS: 55%
Market capitalization -- IBCP: $657.32M vs. MCBS: $740.85M
IBCP [@Regional Banks] is valued at $657.32M. MCBS’s [@Regional Banks] market capitalization is $740.85M. The market cap for tickers in the [@Regional Banks] industry ranges from $168.67B to $0. The average market capitalization across the [@Regional Banks] industry is $7.98B.

Long-Term Analysis

It is best to consider a long-term outlook for a ticker by using Fundamental Analysis (FA) ratings. The rating of 1 to 100, where 1 is best and 100 is worst, is divided into thirds. The first third (a green rating of 1-33) indicates that the ticker is undervalued; the second third (a grey number between 34 and 66) means that the ticker is valued fairly; and the last third (red number of 67 to 100) reflects that the ticker is undervalued. We use an FA Score to show how many ratings show the ticker to be undervalued (green) or overvalued (red).

IBCP’s FA Score shows that 2 FA rating(s) are green whileMCBS’s FA Score has 1 green FA rating(s).

  • IBCP’s FA Score: 2 green, 3 red.
  • MCBS’s FA Score: 1 green, 4 red.
According to our system of comparison, IBCP is a better buy in the long-term than MCBS.

Short-Term Analysis

It is best to consider a short-term outlook for a ticker by using Technical Analysis (TA) indicators. We use Odds of Success as the percentage of outcomes which confirm successful trade signals in the past.

If the Odds of Success (the likelihood of the continuation of a trend) for each indicator are greater than 50%, then the generated signal is confirmed. A green percentage from 90% to 51% indicates that the ticker is in a bullish trend. A red percentage from 90% - 51% indicates that the ticker is in a bearish trend. All grey percentages are below 50% and are considered not to confirm the trend signal.

IBCP’s TA Score shows that 6 TA indicator(s) are bullish while MCBS’s TA Score has 5 bullish TA indicator(s).

  • IBCP’s TA Score: 6 bullish, 4 bearish.
  • MCBS’s TA Score: 5 bullish, 4 bearish.
According to our system of comparison, IBCP is a better buy in the short-term than MCBS.

Price Growth

IBCP (@Regional Banks) experienced а -3.29% price change this week, while MCBS (@Regional Banks) price change was -1.63% for the same time period.

The average weekly price growth across all stocks in the @Regional Banks industry was +0.33%. For the same industry, the average monthly price growth was +2.49%, and the average quarterly price growth was +13.97%.

Reported Earning Dates

IBCP is expected to report earnings on Oct 28, 2025.

MCBS is expected to report earnings on Oct 17, 2025.

Industries' Descriptions

@Regional Banks (+0.33% weekly)

Regional banks have a smaller reach than major banks, and cater mostly to one region of a country, such as a state or within a group of states. They offer services often similar – albeit with some limitations/smaller scale – compared to major banks. Taking deposits, making loans, mortgages, leases, credit cards , fund management, insurance and investment banking. SunTrust Banks, State Street Corp., M&T Bank Corp. are some examples of U.S. regional banks.

SUMMARIES
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FUNDAMENTALS
Fundamentals
MCBS($741M) has a higher market cap than IBCP($657M). MCBS has higher P/E ratio than IBCP: MCBS (11.29) vs IBCP (10.37). IBCP YTD gains are higher at: -6.632 vs. MCBS (-6.980). MCBS has more cash in the bank: 279M vs. IBCP (60.6M). IBCP has less debt than MCBS: IBCP (181M) vs MCBS (433M). IBCP has higher revenues than MCBS: IBCP (216M) vs MCBS (145M).
IBCPMCBSIBCP / MCBS
Capitalization657M741M89%
EBITDAN/AN/A-
Gain YTD-6.632-6.98095%
P/E Ratio10.3711.2992%
Revenue216M145M149%
Total Cash60.6M279M22%
Total Debt181M433M42%
FUNDAMENTALS RATINGS
IBCP vs MCBS: Fundamental Ratings
IBCP
MCBS
OUTLOOK RATING
1..100
6086
VALUATION
overvalued / fair valued / undervalued
1..100
50
Fair valued
62
Fair valued
PROFIT vs RISK RATING
1..100
2536
SMR RATING
1..100
2833
PRICE GROWTH RATING
1..100
5055
P/E GROWTH RATING
1..100
5275
SEASONALITY SCORE
1..100
5050

Tickeron ratings are formulated such that a rating of 1 designates the most successful stocks in a given industry, while a rating of 100 points to the least successful stocks for that industry.

IBCP's Valuation (50) in the Regional Banks industry is in the same range as MCBS (62) in the null industry. This means that IBCP’s stock grew similarly to MCBS’s over the last 12 months.

IBCP's Profit vs Risk Rating (25) in the Regional Banks industry is in the same range as MCBS (36) in the null industry. This means that IBCP’s stock grew similarly to MCBS’s over the last 12 months.

IBCP's SMR Rating (28) in the Regional Banks industry is in the same range as MCBS (33) in the null industry. This means that IBCP’s stock grew similarly to MCBS’s over the last 12 months.

IBCP's Price Growth Rating (50) in the Regional Banks industry is in the same range as MCBS (55) in the null industry. This means that IBCP’s stock grew similarly to MCBS’s over the last 12 months.

IBCP's P/E Growth Rating (52) in the Regional Banks industry is in the same range as MCBS (75) in the null industry. This means that IBCP’s stock grew similarly to MCBS’s over the last 12 months.

TECHNICAL ANALYSIS
Technical Analysis
IBCPMCBS
RSI
ODDS (%)
Bullish Trend 4 days ago
68%
N/A
Stochastic
ODDS (%)
Bullish Trend 2 days ago
69%
Bullish Trend 2 days ago
74%
Momentum
ODDS (%)
Bearish Trend 2 days ago
69%
Bearish Trend 2 days ago
59%
MACD
ODDS (%)
Bearish Trend 2 days ago
67%
Bearish Trend 2 days ago
66%
TrendWeek
ODDS (%)
Bearish Trend 2 days ago
67%
Bearish Trend 2 days ago
60%
TrendMonth
ODDS (%)
Bearish Trend 2 days ago
64%
Bullish Trend 2 days ago
68%
Advances
ODDS (%)
Bullish Trend 18 days ago
62%
Bullish Trend 18 days ago
68%
Declines
ODDS (%)
Bearish Trend 4 days ago
65%
Bearish Trend 4 days ago
59%
BollingerBands
ODDS (%)
Bullish Trend 2 days ago
71%
Bearish Trend 2 days ago
62%
Aroon
ODDS (%)
Bullish Trend 2 days ago
58%
Bullish Trend 2 days ago
68%
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IBCP
Daily Signalchanged days ago
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MCBS
Daily Signalchanged days ago
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IBCP and

Correlation & Price change

A.I.dvisor indicates that over the last year, IBCP has been closely correlated with BY. These tickers have moved in lockstep 89% of the time. This A.I.-generated data suggests there is a high statistical probability that if IBCP jumps, then BY could also see price increases.

1D
1W
1M
1Q
6M
1Y
5Y
Ticker /
NAME
Correlation
To IBCP
1D Price
Change %
IBCP100%
-1.34%
BY - IBCP
89%
Closely correlated
+0.17%
MCBS - IBCP
89%
Closely correlated
-1.02%
STBA - IBCP
88%
Closely correlated
-0.89%
MBWM - IBCP
88%
Closely correlated
-1.28%
IBOC - IBCP
88%
Closely correlated
-0.97%
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