IBCP
Price
$32.81
Change
+$1.56 (+4.99%)
Updated
Aug 22 closing price
Capitalization
679.48M
65 days until earnings call
MCBS
Price
$30.09
Change
+$1.60 (+5.62%)
Updated
Aug 22 closing price
Capitalization
768.43M
54 days until earnings call
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IBCP vs MCBS

Header iconIBCP vs MCBS Comparison
Open Charts IBCP vs MCBSBanner chart's image
Independent Bank
Price$32.81
Change+$1.56 (+4.99%)
Volume$124.2K
Capitalization679.48M
MetroCity Bankshares
Price$30.09
Change+$1.60 (+5.62%)
Volume$60.9K
Capitalization768.43M
IBCP vs MCBS Comparison Chart in %
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IBCP
Daily Signalchanged days ago
Gain/Loss if bought
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MCBS
Daily Signalchanged days ago
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IBCP vs. MCBS commentary
Aug 25, 2025

To compare these two companies we present long-term analysis, their fundamental ratings and make comparative short-term technical analysis which are presented below. The conclusion is IBCP is a Buy and MCBS is a Buy.

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COMPARISON
Comparison
Aug 25, 2025
Stock price -- (IBCP: $32.81 vs. MCBS: $30.09)
Brand notoriety: IBCP and MCBS are both not notable
Both companies represent the Regional Banks industry
Current volume relative to the 65-day Moving Average: IBCP: 153% vs. MCBS: 140%
Market capitalization -- IBCP: $679.48M vs. MCBS: $768.43M
IBCP [@Regional Banks] is valued at $679.48M. MCBS’s [@Regional Banks] market capitalization is $768.43M. The market cap for tickers in the [@Regional Banks] industry ranges from $173.23B to $0. The average market capitalization across the [@Regional Banks] industry is $7.97B.

Long-Term Analysis

It is best to consider a long-term outlook for a ticker by using Fundamental Analysis (FA) ratings. The rating of 1 to 100, where 1 is best and 100 is worst, is divided into thirds. The first third (a green rating of 1-33) indicates that the ticker is undervalued; the second third (a grey number between 34 and 66) means that the ticker is valued fairly; and the last third (red number of 67 to 100) reflects that the ticker is undervalued. We use an FA Score to show how many ratings show the ticker to be undervalued (green) or overvalued (red).

IBCP’s FA Score shows that 2 FA rating(s) are green whileMCBS’s FA Score has 2 green FA rating(s).

  • IBCP’s FA Score: 2 green, 3 red.
  • MCBS’s FA Score: 2 green, 3 red.
According to our system of comparison, IBCP is a better buy in the long-term than MCBS.

Short-Term Analysis

It is best to consider a short-term outlook for a ticker by using Technical Analysis (TA) indicators. We use Odds of Success as the percentage of outcomes which confirm successful trade signals in the past.

If the Odds of Success (the likelihood of the continuation of a trend) for each indicator are greater than 50%, then the generated signal is confirmed. A green percentage from 90% to 51% indicates that the ticker is in a bullish trend. A red percentage from 90% - 51% indicates that the ticker is in a bearish trend. All grey percentages are below 50% and are considered not to confirm the trend signal.

IBCP’s TA Score shows that 5 TA indicator(s) are bullish while MCBS’s TA Score has 7 bullish TA indicator(s).

  • IBCP’s TA Score: 5 bullish, 5 bearish.
  • MCBS’s TA Score: 7 bullish, 3 bearish.
According to our system of comparison, MCBS is a better buy in the short-term than IBCP.

Price Growth

IBCP (@Regional Banks) experienced а +6.35% price change this week, while MCBS (@Regional Banks) price change was +6.59% for the same time period.

The average weekly price growth across all stocks in the @Regional Banks industry was +2.28%. For the same industry, the average monthly price growth was +3.21%, and the average quarterly price growth was +12.17%.

Reported Earning Dates

IBCP is expected to report earnings on Oct 28, 2025.

MCBS is expected to report earnings on Oct 17, 2025.

Industries' Descriptions

@Regional Banks (+2.28% weekly)

Regional banks have a smaller reach than major banks, and cater mostly to one region of a country, such as a state or within a group of states. They offer services often similar – albeit with some limitations/smaller scale – compared to major banks. Taking deposits, making loans, mortgages, leases, credit cards , fund management, insurance and investment banking. SunTrust Banks, State Street Corp., M&T Bank Corp. are some examples of U.S. regional banks.

SUMMARIES
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FUNDAMENTALS
Fundamentals
MCBS($768M) has a higher market cap than IBCP($679M). MCBS has higher P/E ratio than IBCP: MCBS (11.71) vs IBCP (10.72). IBCP (-3.484) and MCBS (-3.517) have similar YTD gains . MCBS has more cash in the bank: 279M vs. IBCP (60.6M). IBCP has less debt than MCBS: IBCP (181M) vs MCBS (433M). IBCP has higher revenues than MCBS: IBCP (216M) vs MCBS (145M).
IBCPMCBSIBCP / MCBS
Capitalization679M768M88%
EBITDAN/AN/A-
Gain YTD-3.484-3.51799%
P/E Ratio10.7211.7192%
Revenue216M145M149%
Total Cash60.6M279M22%
Total Debt181M433M42%
FUNDAMENTALS RATINGS
IBCP vs MCBS: Fundamental Ratings
IBCP
MCBS
OUTLOOK RATING
1..100
1115
VALUATION
overvalued / fair valued / undervalued
1..100
37
Fair valued
63
Fair valued
PROFIT vs RISK RATING
1..100
2132
SMR RATING
1..100
2833
PRICE GROWTH RATING
1..100
5853
P/E GROWTH RATING
1..100
4865
SEASONALITY SCORE
1..100
8550

Tickeron ratings are formulated such that a rating of 1 designates the most successful stocks in a given industry, while a rating of 100 points to the least successful stocks for that industry.

IBCP's Valuation (37) in the Regional Banks industry is in the same range as MCBS (63) in the null industry. This means that IBCP’s stock grew similarly to MCBS’s over the last 12 months.

IBCP's Profit vs Risk Rating (21) in the Regional Banks industry is in the same range as MCBS (32) in the null industry. This means that IBCP’s stock grew similarly to MCBS’s over the last 12 months.

IBCP's SMR Rating (28) in the Regional Banks industry is in the same range as MCBS (33) in the null industry. This means that IBCP’s stock grew similarly to MCBS’s over the last 12 months.

MCBS's Price Growth Rating (53) in the null industry is in the same range as IBCP (58) in the Regional Banks industry. This means that MCBS’s stock grew similarly to IBCP’s over the last 12 months.

IBCP's P/E Growth Rating (48) in the Regional Banks industry is in the same range as MCBS (65) in the null industry. This means that IBCP’s stock grew similarly to MCBS’s over the last 12 months.

TECHNICAL ANALYSIS
Technical Analysis
IBCPMCBS
RSI
ODDS (%)
Bullish Trend 3 days ago
74%
Bullish Trend 3 days ago
59%
Stochastic
ODDS (%)
Bearish Trend 3 days ago
55%
Bearish Trend 3 days ago
60%
Momentum
ODDS (%)
Bullish Trend 3 days ago
67%
Bullish Trend 3 days ago
69%
MACD
ODDS (%)
Bullish Trend 3 days ago
73%
Bullish Trend 3 days ago
67%
TrendWeek
ODDS (%)
Bullish Trend 3 days ago
63%
Bullish Trend 3 days ago
66%
TrendMonth
ODDS (%)
Bearish Trend 3 days ago
64%
Bearish Trend 3 days ago
60%
Advances
ODDS (%)
Bullish Trend 6 days ago
62%
Bullish Trend 12 days ago
68%
Declines
ODDS (%)
Bearish Trend 10 days ago
65%
Bearish Trend 10 days ago
60%
BollingerBands
ODDS (%)
Bearish Trend 3 days ago
62%
Bearish Trend 3 days ago
69%
Aroon
ODDS (%)
Bearish Trend 3 days ago
66%
Bullish Trend 3 days ago
74%
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IBCP
Daily Signalchanged days ago
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MCBS
Daily Signalchanged days ago
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IBCP and

Correlation & Price change

A.I.dvisor indicates that over the last year, IBCP has been closely correlated with STBA. These tickers have moved in lockstep 89% of the time. This A.I.-generated data suggests there is a high statistical probability that if IBCP jumps, then STBA could also see price increases.

1D
1W
1M
1Q
6M
1Y
5Y
Ticker /
NAME
Correlation
To IBCP
1D Price
Change %
IBCP100%
+4.99%
STBA - IBCP
89%
Closely correlated
+5.11%
BY - IBCP
89%
Closely correlated
+5.01%
MCBS - IBCP
89%
Closely correlated
+5.62%
MBWM - IBCP
88%
Closely correlated
+5.52%
FCF - IBCP
88%
Closely correlated
+5.16%
More

MCBS and

Correlation & Price change

A.I.dvisor indicates that over the last year, MCBS has been closely correlated with SMBC. These tickers have moved in lockstep 89% of the time. This A.I.-generated data suggests there is a high statistical probability that if MCBS jumps, then SMBC could also see price increases.

1D
1W
1M
1Q
6M
1Y
5Y
Ticker /
NAME
Correlation
To MCBS
1D Price
Change %
MCBS100%
+5.62%
SMBC - MCBS
89%
Closely correlated
+5.63%
SBSI - MCBS
89%
Closely correlated
+5.05%
TCBK - MCBS
89%
Closely correlated
+5.50%
MBWM - MCBS
88%
Closely correlated
+5.52%
IBCP - MCBS
88%
Closely correlated
+4.99%
More