ISTR
Price
$21.35
Change
-$0.17 (-0.79%)
Updated
Aug 7 closing price
Capitalization
160.03M
80 days until earnings call
UCB
Price
$29.47
Change
-$0.41 (-1.37%)
Updated
Aug 7 closing price
Capitalization
3.13B
74 days until earnings call
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ISTR vs UCB

Header iconISTR vs UCB Comparison
Open Charts ISTR vs UCBBanner chart's image
Investar Holding
Price$21.35
Change-$0.17 (-0.79%)
Volume$20.75K
Capitalization160.03M
United Community Banks
Price$29.47
Change-$0.41 (-1.37%)
Volume$509.59K
Capitalization3.13B
ISTR vs UCB Comparison Chart in %
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ISTR
Daily Signalchanged days ago
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UCB
Daily Signalchanged days ago
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ISTR vs. UCB commentary
Aug 08, 2025

To compare these two companies we present long-term analysis, their fundamental ratings and make comparative short-term technical analysis which are presented below. The conclusion is ISTR is a Hold and UCB is a StrongBuy.

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COMPARISON
Comparison
Aug 08, 2025
Stock price -- (ISTR: $21.26 vs. UCB: $29.47)
Brand notoriety: ISTR and UCB are both not notable
Both companies represent the Regional Banks industry
Current volume relative to the 65-day Moving Average: ISTR: 57% vs. UCB: 67%
Market capitalization -- ISTR: $160.03M vs. UCB: $3.13B
ISTR [@Regional Banks] is valued at $160.03M. UCB’s [@Regional Banks] market capitalization is $3.13B. The market cap for tickers in the [@Regional Banks] industry ranges from $133.96B to $0. The average market capitalization across the [@Regional Banks] industry is $6.06B.

Long-Term Analysis

It is best to consider a long-term outlook for a ticker by using Fundamental Analysis (FA) ratings. The rating of 1 to 100, where 1 is best and 100 is worst, is divided into thirds. The first third (a green rating of 1-33) indicates that the ticker is undervalued; the second third (a grey number between 34 and 66) means that the ticker is valued fairly; and the last third (red number of 67 to 100) reflects that the ticker is undervalued. We use an FA Score to show how many ratings show the ticker to be undervalued (green) or overvalued (red).

ISTR’s FA Score shows that 1 FA rating(s) are green whileUCB’s FA Score has 1 green FA rating(s).

  • ISTR’s FA Score: 1 green, 4 red.
  • UCB’s FA Score: 1 green, 4 red.
According to our system of comparison, ISTR is a better buy in the long-term than UCB.

Short-Term Analysis

It is best to consider a short-term outlook for a ticker by using Technical Analysis (TA) indicators. We use Odds of Success as the percentage of outcomes which confirm successful trade signals in the past.

If the Odds of Success (the likelihood of the continuation of a trend) for each indicator are greater than 50%, then the generated signal is confirmed. A green percentage from 90% to 51% indicates that the ticker is in a bullish trend. A red percentage from 90% - 51% indicates that the ticker is in a bearish trend. All grey percentages are below 50% and are considered not to confirm the trend signal.

ISTR’s TA Score shows that 5 TA indicator(s) are bullish while UCB’s TA Score has 5 bullish TA indicator(s).

  • ISTR’s TA Score: 5 bullish, 4 bearish.
  • UCB’s TA Score: 5 bullish, 5 bearish.
According to our system of comparison, ISTR is a better buy in the short-term than UCB.

Price Growth

ISTR (@Regional Banks) experienced а -2.03% price change this week, while UCB (@Regional Banks) price change was -3.38% for the same time period.

The average weekly price growth across all stocks in the @Regional Banks industry was +0.19%. For the same industry, the average monthly price growth was -0.01%, and the average quarterly price growth was +7.52%.

Reported Earning Dates

ISTR is expected to report earnings on Oct 27, 2025.

UCB is expected to report earnings on Oct 21, 2025.

Industries' Descriptions

@Regional Banks (+0.19% weekly)

Regional banks have a smaller reach than major banks, and cater mostly to one region of a country, such as a state or within a group of states. They offer services often similar – albeit with some limitations/smaller scale – compared to major banks. Taking deposits, making loans, mortgages, leases, credit cards , fund management, insurance and investment banking. SunTrust Banks, State Street Corp., M&T Bank Corp. are some examples of U.S. regional banks.

SUMMARIES
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FUNDAMENTALS
Fundamentals
UCB($3.13B) has a higher market cap than ISTR($160M). UCB has higher P/E ratio than ISTR: UCB (16.42) vs ISTR (9.67). ISTR YTD gains are higher at: -2.071 vs. UCB (-7.234). UCB has more cash in the bank: 201M vs. ISTR (27.1M). ISTR has less debt than UCB: ISTR (289M) vs UCB (325M). UCB has higher revenues than ISTR: UCB (872M) vs ISTR (82.4M).
ISTRUCBISTR / UCB
Capitalization160M3.13B5%
EBITDAN/AN/A-
Gain YTD-2.071-7.23429%
P/E Ratio9.6716.4259%
Revenue82.4M872M9%
Total Cash27.1M201M13%
Total Debt289M325M89%
FUNDAMENTALS RATINGS
ISTR vs UCB: Fundamental Ratings
ISTR
UCB
OUTLOOK RATING
1..100
7957
VALUATION
overvalued / fair valued / undervalued
1..100
27
Undervalued
61
Fair valued
PROFIT vs RISK RATING
1..100
5355
SMR RATING
1..100
5013
PRICE GROWTH RATING
1..100
4858
P/E GROWTH RATING
1..100
6783
SEASONALITY SCORE
1..100
4075

Tickeron ratings are formulated such that a rating of 1 designates the most successful stocks in a given industry, while a rating of 100 points to the least successful stocks for that industry.

ISTR's Valuation (27) in the Regional Banks industry is somewhat better than the same rating for UCB (61). This means that ISTR’s stock grew somewhat faster than UCB’s over the last 12 months.

ISTR's Profit vs Risk Rating (53) in the Regional Banks industry is in the same range as UCB (55). This means that ISTR’s stock grew similarly to UCB’s over the last 12 months.

UCB's SMR Rating (13) in the Regional Banks industry is somewhat better than the same rating for ISTR (50). This means that UCB’s stock grew somewhat faster than ISTR’s over the last 12 months.

ISTR's Price Growth Rating (48) in the Regional Banks industry is in the same range as UCB (58). This means that ISTR’s stock grew similarly to UCB’s over the last 12 months.

ISTR's P/E Growth Rating (67) in the Regional Banks industry is in the same range as UCB (83). This means that ISTR’s stock grew similarly to UCB’s over the last 12 months.

TECHNICAL ANALYSIS
Technical Analysis
ISTRUCB
RSI
ODDS (%)
Bearish Trend 1 day ago
53%
Bearish Trend 1 day ago
77%
Stochastic
ODDS (%)
Bullish Trend 1 day ago
61%
Bullish Trend 1 day ago
65%
Momentum
ODDS (%)
Bearish Trend 1 day ago
51%
Bearish Trend 1 day ago
68%
MACD
ODDS (%)
Bearish Trend 1 day ago
58%
Bearish Trend 1 day ago
71%
TrendWeek
ODDS (%)
Bearish Trend 1 day ago
62%
Bearish Trend 1 day ago
69%
TrendMonth
ODDS (%)
Bearish Trend 1 day ago
65%
Bearish Trend 1 day ago
65%
Advances
ODDS (%)
Bullish Trend 10 days ago
62%
Bullish Trend 22 days ago
61%
Declines
ODDS (%)
Bearish Trend 2 days ago
58%
Bearish Trend 1 day ago
70%
BollingerBands
ODDS (%)
Bullish Trend 1 day ago
58%
Bullish Trend 1 day ago
64%
Aroon
ODDS (%)
Bullish Trend 1 day ago
63%
Bullish Trend 1 day ago
51%
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ISTR
Daily Signalchanged days ago
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UCB
Daily Signalchanged days ago
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ISTR and

Correlation & Price change

A.I.dvisor indicates that over the last year, ISTR has been closely correlated with BY. These tickers have moved in lockstep 77% of the time. This A.I.-generated data suggests there is a high statistical probability that if ISTR jumps, then BY could also see price increases.

1D
1W
1M
1Q
6M
1Y
5Y
Ticker /
NAME
Correlation
To ISTR
1D Price
Change %
ISTR100%
-1.21%
BY - ISTR
77%
Closely correlated
-0.59%
CATY - ISTR
77%
Closely correlated
-0.53%
SHBI - ISTR
76%
Closely correlated
-1.04%
UCB - ISTR
76%
Closely correlated
-1.37%
MCBS - ISTR
76%
Closely correlated
-0.28%
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