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JCAP vs UPST
To compare these two companies we present long-term analysis, their fundamental ratings and make comparative short-term technical analysis which are presented below. The conclusion is JCAP is a Hold and UPST is a Hold.
JCAP in upward trend: price expected to rise as it breaks its lower Bollinger Band on September 22, 2026
JCAP may jump back above the lower band and head toward the middle band. Traders may consider buying the stock or exploring call options. In 10 of 11 cases where JCAP's price broke its lower Bollinger Band, its price rose further in the following month. The odds of a continued upward trend are 90%.
Technical Analysis (Indicators)
Bullish Trend Analysis
The RSI Oscillator points to a transition from a downward trend to an upward trend -- in cases where JCAP's RSI Indicator exited the oversold zone, 5 of 6 resulted in an increase in price. Tickeron's analysis proposes that the odds of a continued upward trend are 83%.
The Momentum Indicator moved above the 0 level on October 07, 2026. You may want to consider a long position or call options on JCAP as a result. In 13 of 19 past instances where the momentum indicator moved above 0, the stock continued to climb. The odds of a continued upward trend are 68%.
The Moving Average Convergence Divergence (MACD) for JCAP just turned positive on October 07, 2026. Looking at past instances where JCAP's MACD turned positive, the stock continued to rise in 5 of 7 cases over the following month. The odds of a continued upward trend are 71%.
Following a +3.06% 3-day Advance, the price is estimated to grow further. Considering data from situations where JCAP advanced for three days, in 51 of 64 cases, the price rose further within the following month. The odds of a continued upward trend are 80%.
Bearish Trend Analysis
The Stochastic Oscillator demonstrated that the ticker has stayed in the overbought zone for 4 days. The longer the ticker stays in the overbought zone, the sooner a price pull-back is expected.
JCAP moved below its 50-day moving average on September 16, 2026 date and that indicates a change from an upward trend to a downward trend.
The 10-day moving average for JCAP crossed bearishly below the 50-day moving average on September 23, 2026. This indicates that the trend has shifted lower and could be considered a sell signal. In 1 of 3 past instances when the 10-day crossed below the 50-day, the stock continued to move higher over the following month. The odds of a continued downward trend are 33%.
Following a 3-day decline, the stock is projected to fall further. Considering past instances where JCAP declined for three days, the price rose further in 50 of 62 cases within the following month. The odds of a continued downward trend are 66%.
The Aroon Indicator for JCAP entered a downward trend on October 12, 2026. This could indicate a strong downward move is ahead for the stock. Traders may want to consider selling the stock or buying put options.
Fundamental Analysis (Ratings)
The Tickeron Valuation Rating of 14 (best 1 - 100 worst) indicates that the company is seriously undervalued in the industry. This rating compares market capitalization estimated by our proprietary formula with the current market capitalization. This rating is based on the following metrics, as compared to industry averages: P/B Ratio (2.330) is normal, around the industry mean (3.945). P/E Ratio (3.973) is within average values for comparable stocks, (14.459). Projected Growth (PEG Ratio) (0.200) is also within normal values, averaging (3.918). Dividend Yield (0.050) settles around the average of (0.050) among similar stocks. P/S Ratio (1.775) is also within normal values, averaging (5.901).
The Tickeron SMR rating for this company is 31 (best 1 - 100 worst), indicating very strong sales and a profitable business model. SMR (Sales, Margin, Return on Equity) rating is based on comparative analysis of weighted Sales, Income Margin and Return on Equity values compared against S&P 500 index constituents. The weighted SMR value is a proprietary formula developed by Tickeron and represents an overall profitability measure for a stock.
The Tickeron Price Growth Rating for this company is 47 (best 1 - 100 worst), indicating steady price growth. JCAP’s price grows at a higher rate over the last 12 months as compared to S&P 500 index constituents.
The Tickeron Seasonality Score of 50 (best 1 - 100 worst) indicates that the company is fair valued in the industry. The Tickeron Seasonality score describes the variance of predictable price changes around the same period every calendar year. These changes can be tied to a specific month, quarter, holiday or vacation period, as well as a meteorological or growing season.
The Tickeron Profit vs. Risk Rating rating for this company is 77 (best 1 - 100 worst), indicating that the returns do not compensate for the risks. JCAP’s unstable profits reported over time resulted in significant Drawdowns within these last five years. A stable profit reduces stock drawdown and volatility. The average Profit vs. Risk Rating rating for the industry is 78, placing this stock better than average.
The Tickeron PE Growth Rating for this company is 92 (best 1 - 100 worst), pointing to worse than average earnings growth. The PE Growth rating is based on a comparative analysis of stock PE ratio increase over the last 12 months compared against S&P 500 index constituents.
UPST in upward trend: price may ascend as a result of having broken its lower Bollinger Band on September 28, 2026
UPST may jump back above the lower band and head toward the middle band. Traders may consider buying the stock or exploring call options. In 24 of 27 cases where UPST's price broke its lower Bollinger Band, its price rose further in the following month. The odds of a continued upward trend are 89%.
Technical Analysis (Indicators)
Bullish Trend Analysis
The RSI Indicator points to a transition from a downward trend to an upward trend -- in cases where UPST's RSI Indicator exited the oversold zone, 30 of 37 resulted in an increase in price. Tickeron's analysis proposes that the odds of a continued upward trend are 81%.
The Stochastic Oscillator suggests the stock price trend may be in a reversal from a downward trend to an upward trend. 46 of 58 cases where UPST's Stochastic Oscillator exited the oversold zone resulted in an increase in price. Tickeron's analysis proposes that the odds of a continued upward trend are 79%.
The Moving Average Convergence Divergence (MACD) for UPST just turned positive on October 05, 2026. Looking at past instances where UPST's MACD turned positive, the stock continued to rise in 35 of 43 cases over the following month. The odds of a continued upward trend are 81%.
Following a +1.38% 3-day Advance, the price is estimated to grow further. Considering data from situations where UPST advanced for three days, in 236 of 279 cases, the price rose further within the following month. The odds of a continued upward trend are 85%.
Bearish Trend Analysis
The Momentum Indicator moved below the 0 level on October 14, 2026. You may want to consider selling the stock, shorting the stock, or exploring put options on UPST as a result. In 78 of 84 cases where the Momentum Indicator fell below 0, the stock fell further within the subsequent month. The odds of a continued downward trend are 90%.
Following a 3-day decline, the stock is projected to fall further. Considering past instances where UPST declined for three days, the price rose further in 50 of 62 cases within the following month. The odds of a continued downward trend are 90%.
The Aroon Indicator for UPST entered a downward trend on October 12, 2026. This could indicate a strong downward move is ahead for the stock. Traders may want to consider selling the stock or buying put options.
Fundamental Analysis (Ratings)
The Tickeron SMR rating for this company is 35 (best 1 - 100 worst), indicating strong sales and a profitable business model. SMR (Sales, Margin, Return on Equity) rating is based on comparative analysis of weighted Sales, Income Margin and Return on Equity values compared against S&P 500 index constituents. The weighted SMR value is a proprietary formula developed by Tickeron and represents an overall profitability measure for a stock.
The Tickeron Price Growth Rating for this company is 79 (best 1 - 100 worst), indicating slightly worse than average price growth. UPST’s price grows at a lower rate over the last 12 months as compared to S&P 500 index constituents.
The Tickeron Valuation Rating of 90 (best 1 - 100 worst) indicates that the company is significantly overvalued in the industry. This rating compares market capitalization estimated by our proprietary formula with the current market capitalization. This rating is based on the following metrics, as compared to industry averages: P/B Ratio (2.811) is normal, around the industry mean (3.945). UPST's P/E Ratio (44.288) is considerably higher than the industry average of (14.459). Projected Growth (PEG Ratio) (0.040) is also within normal values, averaging (3.918). Dividend Yield (0.000) settles around the average of (0.050) among similar stocks. P/S Ratio (2.160) is also within normal values, averaging (5.901).
The Tickeron PE Growth Rating for this company is 98 (best 1 - 100 worst), pointing to worse than average earnings growth. The PE Growth rating is based on a comparative analysis of stock PE ratio increase over the last 12 months compared against S&P 500 index constituents.
The Tickeron Profit vs. Risk Rating rating for this company is 100 (best 1 - 100 worst), indicating that the returns do not compensate for the risks. UPST’s unstable profits reported over time resulted in significant Drawdowns within these last five years. A stable profit reduces stock drawdown and volatility. The average Profit vs. Risk Rating rating for the industry is 78, placing this stock worse than average.
JCAP | UPST | ||
|---|---|---|---|
OUTLOOK RATING 1..100 | 27 | 16 | |
VALUATION overvalued / fair valued / undervalued 1..100 | 14 Undervalued | 90 Overvalued | |
PROFIT vs RISK RATING 1..100 | 77 | 100 | |
SMR RATING 1..100 | 31 | 35 | |
PRICE GROWTH RATING 1..100 | 47 | 79 | |
P/E GROWTH RATING 1..100 | 92 | 98 | |
SEASONALITY SCORE 1..100 | 50 | 7 |
Tickeron ratings are formulated such that a rating of 1 designates the most successful stocks in a given industry, while a rating of 100 points to the least successful stocks for that industry.
JCAP's Valuation (14) in the Real Estate Development industry is significantly better than the same rating for UPST (90) in the null industry. This means that JCAP’s stock grew significantly faster than UPST’s over the last 12 months.
JCAP's Profit vs Risk Rating (77) in the Real Estate Development industry is in the same range as UPST (100) in the null industry. This means that JCAP’s stock grew similarly to UPST’s over the last 12 months.
JCAP's SMR Rating (31) in the Real Estate Development industry is in the same range as UPST (35) in the null industry. This means that JCAP’s stock grew similarly to UPST’s over the last 12 months.
JCAP's Price Growth Rating (47) in the Real Estate Development industry is in the same range as UPST (79) in the null industry. This means that JCAP’s stock grew similarly to UPST’s over the last 12 months.
JCAP's P/E Growth Rating (92) in the Real Estate Development industry is in the same range as UPST (98) in the null industry. This means that JCAP’s stock grew similarly to UPST’s over the last 12 months.
| JCAP | UPST | |
|---|---|---|
| RSI ODDS (%) | 2 days ago 83% | 1 day ago 81% |
| Stochastic ODDS (%) | 2 days ago 53% | 1 day ago 79% |
| Momentum ODDS (%) | 2 days ago 68% | 1 day ago 90% |
| MACD ODDS (%) | 2 days ago 71% | 1 day ago 81% |
| TrendWeek ODDS (%) | 2 days ago 76% | 1 day ago 90% |
| TrendMonth ODDS (%) | 2 days ago 61% | 1 day ago 88% |
| Advances ODDS (%) | 2 days ago 80% | 7 days ago 85% |
| Declines ODDS (%) | 6 days ago 66% | 3 days ago 90% |
| BollingerBands ODDS (%) | 2 days ago 90% | 1 day ago 89% |
| Aroon ODDS (%) | 2 days ago 46% | 1 day ago 87% |
Long-Term Analysis
It is best to consider a long-term outlook for a ticker by using Fundamental Analysis (FA) ratings. The rating of 1 to 100, where 1 is best and 100 is worst, is divided into thirds. The first third (a green rating of 1-33) indicates that the ticker is undervalued; the second third (a grey number between 34 and 66) means that the ticker is valued fairly; and the last third (red number of 67 to 100) reflects that the ticker is overvalued. We use an FA Score to show how many ratings show the ticker to be undervalued (green) or overvalued (red).
JCAP’s FA Score shows that 2 FA rating(s) are green while UPST’s FA Score has 0 green FA rating(s).
- JCAP’s FA Score: 2 green, 3 red.
- UPST’s FA Score: 0 green, 5 red.
Short-Term Analysis
It is best to consider a short-term outlook for a ticker by using Technical Analysis (TA) indicators. We use Odds of Success as the percentage of outcomes which confirm successful trade signals in the past.
If the Odds of Success (the likelihood of the continuation of a trend) for each indicator are greater than 50%, then the generated signal is confirmed. A green percentage from 90% to 51% indicates that the ticker is in a bullish trend. A red percentage from 90% - 51% indicates that the ticker is in a bearish trend. All grey percentages are below 50% and are considered not to confirm the trend signal.
JCAP’s TA Score shows that 5 TA indicator(s) are bullish while UPST’s TA Score has 5 bullish TA indicator(s).
- JCAP’s TA Score: 5 bullish, 5 bearish.
- UPST’s TA Score: 5 bullish, 3 bearish.
Price Growth
JCAP (@Savings Banks) experienced а +1.40% price change this week, while UPST (@Savings Banks) price change was -5.33% for the same time period.
The average weekly price growth across all stocks in the @Savings Banks industry was -2.85%. For the same industry, the average monthly price growth was -8.91%, and the average quarterly price growth was -9.94%.
Reported Earning Dates
JCAP is expected to report earnings on Nov 12, 2026.
UPST is expected to report earnings on Nov 03, 2026.
Industries' Descriptions
@Savings Banks (-2.85% weekly)A savings bank primary function is to take deposits and paying interest on those deposits. Originating in Europe during the 18th century, these banks were generally introduced to incentivize people of all stripes to save money and park them with banks. By the 1990s, the internet ushered in online savings banks that allowed savers to deposit/transact with banks digitally, without requiring to visit a branch office. Savings banks have potentially encouraged lower-income population to save and have access to a financial institution to earn interest on their money. New York Community Bancorp, Inc, Webster Financial Corporation, Washington Federal, Inc. are examples of savings banks.
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JCAP and
Correlation & Price change
A.I.dvisor indicates that over the last year, JCAP has been loosely correlated with ECPG. These tickers have moved in lockstep 45% of the time. This A.I.-generated data suggests there is some statistical probability that if JCAP jumps, then ECPG could also see price increases.
| Ticker / NAME | Correlation To JCAP | 1D Price Change % | ||
|---|---|---|---|---|
| JCAP | 100% | +0.93% | ||
| ECPG - JCAP | 45% Loosely correlated | +4.71% | ||
| PRAA - JCAP | 45% Loosely correlated | +2.40% | ||
| ATLC - JCAP | 40% Loosely correlated | +0.16% | ||
| SOFI - JCAP | 37% Loosely correlated | +0.07% | ||
| UPST - JCAP | 36% Loosely correlated | +0.34% | ||
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