JCAP
Price
$22.29
Change
-$0.05 (-0.22%)
Updated
Aug 21 closing price
Capitalization
1.28B
81 days until earnings call
Intraday BUY SELL Signals
PRAA
Price
$19.58
Change
+$0.95 (+5.10%)
Updated
Aug 21 closing price
Capitalization
737.15M
78 days until earnings call
Intraday BUY SELL Signals
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JCAP vs PRAA

JCAP vs PRAA Comparison Chart in %
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JCAP vs. PRAA commentary
Aug 23, 2026

To compare these two companies we present long-term analysis, their fundamental ratings and make comparative short-term technical analysis which are presented below. The conclusion is JCAP is a Hold and PRAA is a Hold.

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COMPARISON
Comparison
Aug 23, 2026
Stock price -- (JCAP: $22.29 vs. PRAA: $19.58)
Brand notoriety: JCAP and PRAA are both not notable
Both companies represent the Savings Banks industry
Current volume relative to the 65-day Moving Average: JCAP: 94% vs. PRAA: 65%
Market capitalization -- JCAP: $1.28B vs. PRAA: $737.15M
JCAP [@Savings Banks] is valued at $1.28B. PRAA’s [@Savings Banks] market capitalization is $737.15M. The market cap for tickers in the [@Savings Banks] industry ranges from $698.09B to $0. The average market capitalization across the [@Savings Banks] industry is $35.05B.

Long-Term Analysis

It is best to consider a long-term outlook for a ticker by using Fundamental Analysis (FA) ratings. The rating of 1 to 100, where 1 is best and 100 is worst, is divided into thirds. The first third (a green rating of 1-33) indicates that the ticker is undervalued; the second third (a grey number between 34 and 66) means that the ticker is valued fairly; and the last third (red number of 67 to 100) reflects that the ticker is undervalued. We use an FA Score to show how many ratings show the ticker to be undervalued (green) or overvalued (red).

JCAP’s FA Score shows that 2 FA rating(s) are green whilePRAA’s FA Score has 0 green FA rating(s).

  • JCAP’s FA Score: 2 green, 3 red.
  • PRAA’s FA Score: 0 green, 5 red.
According to our system of comparison, JCAP is a better buy in the long-term than PRAA.

Short-Term Analysis

It is best to consider a short-term outlook for a ticker by using Technical Analysis (TA) indicators. We use Odds of Success as the percentage of outcomes which confirm successful trade signals in the past.

If the Odds of Success (the likelihood of the continuation of a trend) for each indicator are greater than 50%, then the generated signal is confirmed. A green percentage from 90% to 51% indicates that the ticker is in a bullish trend. A red percentage from 90% - 51% indicates that the ticker is in a bearish trend. All grey percentages are below 50% and are considered not to confirm the trend signal.

JCAP’s TA Score shows that 2 TA indicator(s) are bullish while PRAA’s TA Score has 3 bullish TA indicator(s).

  • JCAP’s TA Score: 2 bullish, 4 bearish.
  • PRAA’s TA Score: 3 bullish, 6 bearish.
According to our system of comparison, JCAP is a better buy in the short-term than PRAA.

Price Growth

JCAP (@Savings Banks) experienced а -7.12% price change this week, while PRAA (@Savings Banks) price change was -4.95% for the same time period.

The average weekly price growth across all stocks in the @Savings Banks industry was -1.71%. For the same industry, the average monthly price growth was +2.69%, and the average quarterly price growth was +9.50%.

Reported Earning Dates

JCAP is expected to report earnings on Nov 12, 2026.

PRAA is expected to report earnings on Nov 09, 2026.

Industries' Descriptions

@Savings Banks (-1.71% weekly)

A savings bank primary function is to take deposits and paying interest on those deposits. Originating in Europe during the 18th century, these banks were generally introduced to incentivize people of all stripes to save money and park them with banks. By the 1990s, the internet ushered in online savings banks that allowed savers to deposit/transact with banks digitally, without requiring to visit a branch office. Savings banks have potentially encouraged lower-income population to save and have access to a financial institution to earn interest on their money. New York Community Bancorp, Inc, Webster Financial Corporation, Washington Federal, Inc. are examples of savings banks.

SUMMARIES
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FUNDAMENTALS
Fundamentals
JCAP($1.28B) has a higher market cap than PRAA($737M). PRAA has higher P/E ratio than JCAP: PRAA (5.90) vs JCAP (4.20). PRAA YTD gains are higher at: 10.684 vs. JCAP (2.444). JCAP has higher annual earnings (EBITDA): 207M vs. PRAA (-97.23M). PRAA has more cash in the bank: 240M vs. JCAP (26.2M). JCAP has less debt than PRAA: JCAP (1.44B) vs PRAA (3.81B). PRAA has higher revenues than JCAP: PRAA (1.26B) vs JCAP (635M).
JCAPPRAAJCAP / PRAA
Capitalization1.28B737M174%
EBITDA207M-97.23M-213%
Gain YTD2.44410.68423%
P/E Ratio4.205.9071%
Revenue635M1.26B50%
Total Cash26.2M240M11%
Total Debt1.44B3.81B38%
FUNDAMENTALS RATINGS
JCAP vs PRAA: Fundamental Ratings
JCAP
PRAA
OUTLOOK RATING
1..100
5050
VALUATION
overvalued / fair valued / undervalued
1..100
16
Undervalued
41
Fair valued
PROFIT vs RISK RATING
1..100
61100
SMR RATING
1..100
2597
PRICE GROWTH RATING
1..100
4138
P/E GROWTH RATING
1..100
95100
SEASONALITY SCORE
1..100
5050

Tickeron ratings are formulated such that a rating of 1 designates the most successful stocks in a given industry, while a rating of 100 points to the least successful stocks for that industry.

JCAP's Valuation (16) in the Real Estate Development industry is in the same range as PRAA (41) in the Miscellaneous Commercial Services industry. This means that JCAP’s stock grew similarly to PRAA’s over the last 12 months.

JCAP's Profit vs Risk Rating (61) in the Real Estate Development industry is somewhat better than the same rating for PRAA (100) in the Miscellaneous Commercial Services industry. This means that JCAP’s stock grew somewhat faster than PRAA’s over the last 12 months.

JCAP's SMR Rating (25) in the Real Estate Development industry is significantly better than the same rating for PRAA (97) in the Miscellaneous Commercial Services industry. This means that JCAP’s stock grew significantly faster than PRAA’s over the last 12 months.

PRAA's Price Growth Rating (38) in the Miscellaneous Commercial Services industry is in the same range as JCAP (41) in the Real Estate Development industry. This means that PRAA’s stock grew similarly to JCAP’s over the last 12 months.

JCAP's P/E Growth Rating (95) in the Real Estate Development industry is in the same range as PRAA (100) in the Miscellaneous Commercial Services industry. This means that JCAP’s stock grew similarly to PRAA’s over the last 12 months.

TECHNICAL ANALYSIS
Technical Analysis
JCAPPRAA
RSI
ODDS (%)
Bearish Trend 3 days ago
80%
Bearish Trend 3 days ago
90%
Stochastic
ODDS (%)
Bearish Trend 3 days ago
46%
Bearish Trend 3 days ago
80%
Momentum
ODDS (%)
N/A
Bearish Trend 3 days ago
76%
MACD
ODDS (%)
N/A
Bullish Trend 3 days ago
63%
TrendWeek
ODDS (%)
Bearish Trend 3 days ago
70%
Bearish Trend 3 days ago
76%
TrendMonth
ODDS (%)
Bullish Trend 3 days ago
68%
Bullish Trend 3 days ago
66%
Advances
ODDS (%)
Bullish Trend 10 days ago
81%
Bullish Trend 10 days ago
67%
Declines
ODDS (%)
Bearish Trend 3 days ago
67%
Bearish Trend 4 days ago
77%
BollingerBands
ODDS (%)
Bearish Trend 3 days ago
69%
Bearish Trend 3 days ago
74%
Aroon
ODDS (%)
Bullish Trend 3 days ago
79%
Bearish Trend 3 days ago
66%
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JCAP
Daily Signal:
Gain/Loss:
PRAA
Daily Signal:
Gain/Loss:
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JCAP and

Correlation & Price change

A.I.dvisor indicates that over the last year, JCAP has been loosely correlated with PRAA. These tickers have moved in lockstep 45% of the time. This A.I.-generated data suggests there is some statistical probability that if JCAP jumps, then PRAA could also see price increases.

1D
1W
1M
1Q
6M
1Y
5Y
Ticker /
NAME
Correlation
To JCAP
1D Price
Change %
JCAP100%
-0.22%
PRAA - JCAP
45%
Loosely correlated
+5.10%
ECPG - JCAP
40%
Loosely correlated
+3.13%
RM - JCAP
36%
Loosely correlated
+2.34%
ATLC - JCAP
36%
Loosely correlated
+2.59%
OPFI - JCAP
35%
Loosely correlated
-2.51%
More

PRAA and

Correlation & Price change

A.I.dvisor indicates that over the last year, PRAA has been loosely correlated with ECPG. These tickers have moved in lockstep 58% of the time. This A.I.-generated data suggests there is some statistical probability that if PRAA jumps, then ECPG could also see price increases.

1D
1W
1M
1Q
6M
1Y
5Y
Ticker /
NAME
Correlation
To PRAA
1D Price
Change %
PRAA100%
+5.10%
ECPG - PRAA
58%
Loosely correlated
+3.13%
UHAL - PRAA
49%
Loosely correlated
-0.20%
NAVI - PRAA
47%
Loosely correlated
+3.85%
HAPN - PRAA
47%
Loosely correlated
+2.50%
R - PRAA
47%
Loosely correlated
+0.76%
More