JCAP
Price
$18.87
Change
+$0.02 (+0.11%)
Updated
Jul 13 closing price
Capitalization
1.16B
30 days until earnings call
Intraday BUY SELL Signals
PRAA
Price
$18.29
Change
-$0.20 (-1.08%)
Updated
Jul 13 closing price
Capitalization
697.6M
27 days until earnings call
Intraday BUY SELL Signals
Interact to see
Advertisement

JCAP vs PRAA

JCAP vs PRAA Comparison Chart in %
View a ticker or compare two or three
VS
JCAP vs. PRAA commentary
Jul 14, 2026

To compare these two companies we present long-term analysis, their fundamental ratings and make comparative short-term technical analysis which are presented below. The conclusion is JCAP is a Hold and PRAA is a StrongBuy.

Interact to see
Advertisement
COMPARISON
Comparison
Jul 14, 2026
Stock price -- (JCAP: $18.87 vs. PRAA: $18.29)
Brand notoriety: JCAP and PRAA are both not notable
Both companies represent the Savings Banks industry
Current volume relative to the 65-day Moving Average: JCAP: 98% vs. PRAA: 16%
Market capitalization -- JCAP: $1.16B vs. PRAA: $697.6M
JCAP [@Savings Banks] is valued at $1.16B. PRAA’s [@Savings Banks] market capitalization is $697.6M. The market cap for tickers in the [@Savings Banks] industry ranges from $680.35B to $0. The average market capitalization across the [@Savings Banks] industry is $33.36B.

Long-Term Analysis

It is best to consider a long-term outlook for a ticker by using Fundamental Analysis (FA) ratings. The rating of 1 to 100, where 1 is best and 100 is worst, is divided into thirds. The first third (a green rating of 1-33) indicates that the ticker is undervalued; the second third (a grey number between 34 and 66) means that the ticker is valued fairly; and the last third (red number of 67 to 100) reflects that the ticker is undervalued. We use an FA Score to show how many ratings show the ticker to be undervalued (green) or overvalued (red).

JCAP’s FA Score shows that 2 FA rating(s) are green whilePRAA’s FA Score has 0 green FA rating(s).

  • JCAP’s FA Score: 2 green, 3 red.
  • PRAA’s FA Score: 0 green, 5 red.
According to our system of comparison, JCAP is a better buy in the long-term than PRAA.

Short-Term Analysis

It is best to consider a short-term outlook for a ticker by using Technical Analysis (TA) indicators. We use Odds of Success as the percentage of outcomes which confirm successful trade signals in the past.

If the Odds of Success (the likelihood of the continuation of a trend) for each indicator are greater than 50%, then the generated signal is confirmed. A green percentage from 90% to 51% indicates that the ticker is in a bullish trend. A red percentage from 90% - 51% indicates that the ticker is in a bearish trend. All grey percentages are below 50% and are considered not to confirm the trend signal.

JCAP’s TA Score shows that 5 TA indicator(s) are bullish while PRAA’s TA Score has 5 bullish TA indicator(s).

  • JCAP’s TA Score: 5 bullish, 5 bearish.
  • PRAA’s TA Score: 5 bullish, 5 bearish.
According to our system of comparison, PRAA is a better buy in the short-term than JCAP.

Price Growth

JCAP (@Savings Banks) experienced а +1.73% price change this week, while PRAA (@Savings Banks) price change was -0.22% for the same time period.

The average weekly price growth across all stocks in the @Savings Banks industry was -3.70%. For the same industry, the average monthly price growth was +3.37%, and the average quarterly price growth was -1.47%.

Reported Earning Dates

JCAP is expected to report earnings on Aug 13, 2026.

PRAA is expected to report earnings on Aug 10, 2026.

Industries' Descriptions

@Savings Banks (-3.70% weekly)

A savings bank primary function is to take deposits and paying interest on those deposits. Originating in Europe during the 18th century, these banks were generally introduced to incentivize people of all stripes to save money and park them with banks. By the 1990s, the internet ushered in online savings banks that allowed savers to deposit/transact with banks digitally, without requiring to visit a branch office. Savings banks have potentially encouraged lower-income population to save and have access to a financial institution to earn interest on their money. New York Community Bancorp, Inc, Webster Financial Corporation, Washington Federal, Inc. are examples of savings banks.

SUMMARIES
Loading...
FUNDAMENTALS
Fundamentals
JCAP($1.16B) has a higher market cap than PRAA($698M). PRAA has higher P/E ratio than JCAP: PRAA (5.90) vs JCAP (3.66). PRAA YTD gains are higher at: 3.392 vs. JCAP (-13.274). JCAP has higher annual earnings (EBITDA): 207M vs. PRAA (-97.23M). PRAA has more cash in the bank: 240M vs. JCAP (26.2M). JCAP has less debt than PRAA: JCAP (1.44B) vs PRAA (3.81B). PRAA has higher revenues than JCAP: PRAA (1.26B) vs JCAP (635M).
JCAPPRAAJCAP / PRAA
Capitalization1.16B698M166%
EBITDA207M-97.23M-213%
Gain YTD-13.2743.392-391%
P/E Ratio3.665.9062%
Revenue635M1.26B50%
Total Cash26.2M240M11%
Total Debt1.44B3.81B38%
FUNDAMENTALS RATINGS
JCAP vs PRAA: Fundamental Ratings
JCAP
PRAA
OUTLOOK RATING
1..100
426
VALUATION
overvalued / fair valued / undervalued
1..100
13
Undervalued
37
Fair valued
PROFIT vs RISK RATING
1..100
74100
SMR RATING
1..100
2598
PRICE GROWTH RATING
1..100
4945
P/E GROWTH RATING
1..100
95100
SEASONALITY SCORE
1..100
6050

Tickeron ratings are formulated such that a rating of 1 designates the most successful stocks in a given industry, while a rating of 100 points to the least successful stocks for that industry.

JCAP's Valuation (13) in the Real Estate Development industry is in the same range as PRAA (37) in the Miscellaneous Commercial Services industry. This means that JCAP’s stock grew similarly to PRAA’s over the last 12 months.

JCAP's Profit vs Risk Rating (74) in the Real Estate Development industry is in the same range as PRAA (100) in the Miscellaneous Commercial Services industry. This means that JCAP’s stock grew similarly to PRAA’s over the last 12 months.

JCAP's SMR Rating (25) in the Real Estate Development industry is significantly better than the same rating for PRAA (98) in the Miscellaneous Commercial Services industry. This means that JCAP’s stock grew significantly faster than PRAA’s over the last 12 months.

PRAA's Price Growth Rating (45) in the Miscellaneous Commercial Services industry is in the same range as JCAP (49) in the Real Estate Development industry. This means that PRAA’s stock grew similarly to JCAP’s over the last 12 months.

JCAP's P/E Growth Rating (95) in the Real Estate Development industry is in the same range as PRAA (100) in the Miscellaneous Commercial Services industry. This means that JCAP’s stock grew similarly to PRAA’s over the last 12 months.

TECHNICAL ANALYSIS
Technical Analysis
JCAPPRAA
RSI
ODDS (%)
Bearish Trend 1 day ago
78%
Bearish Trend 1 day ago
82%
Stochastic
ODDS (%)
Bearish Trend 1 day ago
73%
Bearish Trend 1 day ago
78%
Momentum
ODDS (%)
Bearish Trend 1 day ago
65%
Bearish Trend 1 day ago
75%
MACD
ODDS (%)
Bullish Trend 1 day ago
33%
Bullish Trend 7 days ago
64%
TrendWeek
ODDS (%)
Bullish Trend 1 day ago
75%
Bearish Trend 1 day ago
75%
TrendMonth
ODDS (%)
Bullish Trend 1 day ago
62%
Bullish Trend 1 day ago
67%
Advances
ODDS (%)
Bullish Trend 1 day ago
78%
Bullish Trend 5 days ago
67%
Declines
ODDS (%)
Bearish Trend 23 days ago
71%
Bearish Trend 27 days ago
75%
BollingerBands
ODDS (%)
Bearish Trend 1 day ago
80%
Bearish Trend 1 day ago
72%
Aroon
ODDS (%)
Bullish Trend 1 day ago
74%
Bullish Trend 1 day ago
62%
View a ticker or compare two or three
Interact to see
Advertisement
JCAP
Daily Signal:
Gain/Loss:
PRAA
Daily Signal:
Gain/Loss:
Interesting Tickers
1D
1W
1M
1Q
6M
1Y
5Y
1 Day
MFs / NAMEPrice $Chg $Chg %
HQIRX21.93N/A
N/A
Hartford Equity Income R3
MWEGX32.92N/A
N/A
MFS Global Equity R1
NELAX67.28N/A
N/A
Nuveen Equity Long/Short A
OCMPX16.54N/A
N/A
Lazard International Quality Gr Open
FAOOX67.95-0.75
-1.09%
American Funds Invmt Co of Amer 529-F-3

JCAP and

Correlation & Price change

A.I.dvisor indicates that over the last year, JCAP has been loosely correlated with PRAA. These tickers have moved in lockstep 42% of the time. This A.I.-generated data suggests there is some statistical probability that if JCAP jumps, then PRAA could also see price increases.

1D
1W
1M
1Q
6M
1Y
5Y
Ticker /
NAME
Correlation
To JCAP
1D Price
Change %
JCAP100%
+0.11%
PRAA - JCAP
42%
Loosely correlated
-1.08%
ECPG - JCAP
36%
Loosely correlated
-1.80%
OPRT - JCAP
35%
Loosely correlated
-4.99%
SOFI - JCAP
35%
Loosely correlated
-3.46%
ATLC - JCAP
34%
Loosely correlated
-2.67%
More

PRAA and

Correlation & Price change

A.I.dvisor indicates that over the last year, PRAA has been loosely correlated with ECPG. These tickers have moved in lockstep 57% of the time. This A.I.-generated data suggests there is some statistical probability that if PRAA jumps, then ECPG could also see price increases.

1D
1W
1M
1Q
6M
1Y
5Y
Ticker /
NAME
Correlation
To PRAA
1D Price
Change %
PRAA100%
-1.08%
ECPG - PRAA
57%
Loosely correlated
-1.80%
UHAL - PRAA
49%
Loosely correlated
+1.13%
NAVI - PRAA
48%
Loosely correlated
+2.31%
HAPN - PRAA
47%
Loosely correlated
-3.64%
R - PRAA
47%
Loosely correlated
-1.34%
More