LPRO
Price
$3.13
Change
-$0.01 (-0.32%)
Updated
Jun 25, 10:34 AM (EDT)
Capitalization
369.76M
47 days until earnings call
Intraday BUY SELL Signals
UPST
Price
$32.65
Change
+$1.19 (+3.78%)
Updated
Jun 24 closing price
Capitalization
3.12B
47 days until earnings call
Intraday BUY SELL Signals
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LPRO vs UPST

LPRO vs UPST Comparison Chart in %
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LPRO vs. UPST commentary
Jun 25, 2026

To compare these two companies we present long-term analysis, their fundamental ratings and make comparative short-term technical analysis which are presented below. The conclusion is LPRO is a Buy and UPST is a Buy.

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COMPARISON
Comparison
Jun 25, 2026
Stock price -- (LPRO: $3.13 vs. UPST: $32.65)
Brand notoriety: LPRO and UPST are both not notable
Both companies represent the Savings Banks industry
Current volume relative to the 65-day Moving Average: LPRO: 127% vs. UPST: 101%
Market capitalization -- LPRO: $369.76M vs. UPST: $3.12B
LPRO [@Savings Banks] is valued at $369.76M. UPST’s [@Savings Banks] market capitalization is $3.12B. The market cap for tickers in the [@Savings Banks] industry ranges from $631.82B to $0. The average market capitalization across the [@Savings Banks] industry is $31.38B.

Long-Term Analysis

It is best to consider a long-term outlook for a ticker by using Fundamental Analysis (FA) ratings. The rating of 1 to 100, where 1 is best and 100 is worst, is divided into thirds. The first third (a green rating of 1-33) indicates that the ticker is undervalued; the second third (a grey number between 34 and 66) means that the ticker is valued fairly; and the last third (red number of 67 to 100) reflects that the ticker is undervalued. We use an FA Score to show how many ratings show the ticker to be undervalued (green) or overvalued (red).

LPRO’s FA Score shows that 1 FA rating(s) are green whileUPST’s FA Score has 0 green FA rating(s).

  • LPRO’s FA Score: 1 green, 4 red.
  • UPST’s FA Score: 0 green, 5 red.
According to our system of comparison, LPRO is a better buy in the long-term than UPST.

Short-Term Analysis

It is best to consider a short-term outlook for a ticker by using Technical Analysis (TA) indicators. We use Odds of Success as the percentage of outcomes which confirm successful trade signals in the past.

If the Odds of Success (the likelihood of the continuation of a trend) for each indicator are greater than 50%, then the generated signal is confirmed. A green percentage from 90% to 51% indicates that the ticker is in a bullish trend. A red percentage from 90% - 51% indicates that the ticker is in a bearish trend. All grey percentages are below 50% and are considered not to confirm the trend signal.

LPRO’s TA Score shows that 5 TA indicator(s) are bullish while UPST’s TA Score has 5 bullish TA indicator(s).

  • LPRO’s TA Score: 5 bullish, 4 bearish.
  • UPST’s TA Score: 5 bullish, 5 bearish.
According to our system of comparison, LPRO is a better buy in the short-term than UPST.

Price Growth

LPRO (@Savings Banks) experienced а +0.64% price change this week, while UPST (@Savings Banks) price change was +7.19% for the same time period.

The average weekly price growth across all stocks in the @Savings Banks industry was +1.10%. For the same industry, the average monthly price growth was +3.47%, and the average quarterly price growth was -1.43%.

Reported Earning Dates

LPRO is expected to report earnings on Aug 11, 2026.

UPST is expected to report earnings on Aug 11, 2026.

Industries' Descriptions

@Savings Banks (+1.10% weekly)

A savings bank primary function is to take deposits and paying interest on those deposits. Originating in Europe during the 18th century, these banks were generally introduced to incentivize people of all stripes to save money and park them with banks. By the 1990s, the internet ushered in online savings banks that allowed savers to deposit/transact with banks digitally, without requiring to visit a branch office. Savings banks have potentially encouraged lower-income population to save and have access to a financial institution to earn interest on their money. New York Community Bancorp, Inc, Webster Financial Corporation, Washington Federal, Inc. are examples of savings banks.

SUMMARIES
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FUNDAMENTALS
Fundamentals
UPST($3.13B) has a higher market cap than LPRO($370M). UPST has higher P/E ratio than LPRO: UPST (76.39) vs LPRO (70.00). LPRO YTD gains are higher at: 101.613 vs. UPST (-25.337). LPRO has less debt than UPST: LPRO (130M) vs UPST (1.94B). UPST has higher revenues than LPRO: UPST (1.12B) vs LPRO (89.3M).
LPROUPSTLPRO / UPST
Capitalization370M3.13B12%
EBITDA4.41MN/A-
Gain YTD101.613-25.337-401%
P/E Ratio70.0076.3992%
Revenue89.3M1.12B8%
Total Cash173MN/A-
Total Debt130M1.94B7%
FUNDAMENTALS RATINGS
LPRO: Fundamental Ratings
LPRO
OUTLOOK RATING
1..100
21
VALUATION
overvalued / fair valued / undervalued
1..100
100
Overvalued
PROFIT vs RISK RATING
1..100
100
SMR RATING
1..100
94
PRICE GROWTH RATING
1..100
35
P/E GROWTH RATING
1..100
10
SEASONALITY SCORE
1..100
n/a

Tickeron ratings are formulated such that a rating of 1 designates the most successful stocks in a given industry, while a rating of 100 points to the least successful stocks for that industry.

TECHNICAL ANALYSIS
Technical Analysis
LPROUPST
RSI
ODDS (%)
Bearish Trend 1 day ago
88%
Bearish Trend 1 day ago
85%
Stochastic
ODDS (%)
Bearish Trend 1 day ago
80%
Bearish Trend 1 day ago
82%
Momentum
ODDS (%)
Bullish Trend 1 day ago
76%
Bullish Trend 1 day ago
87%
MACD
ODDS (%)
Bullish Trend 1 day ago
81%
Bullish Trend 1 day ago
80%
TrendWeek
ODDS (%)
Bullish Trend 1 day ago
76%
Bullish Trend 1 day ago
87%
TrendMonth
ODDS (%)
Bullish Trend 1 day ago
71%
Bullish Trend 1 day ago
87%
Advances
ODDS (%)
Bullish Trend 4 days ago
75%
Bullish Trend 1 day ago
86%
Declines
ODDS (%)
Bearish Trend 25 days ago
87%
Bearish Trend 9 days ago
89%
BollingerBands
ODDS (%)
Bearish Trend 1 day ago
90%
Bearish Trend 1 day ago
81%
Aroon
ODDS (%)
Bullish Trend 1 day ago
71%
Bearish Trend 1 day ago
89%
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LPRO
Daily Signal:
Gain/Loss:
UPST
Daily Signal:
Gain/Loss:
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UPST and

Correlation & Price change

A.I.dvisor indicates that over the last year, UPST has been loosely correlated with AFRM. These tickers have moved in lockstep 62% of the time. This A.I.-generated data suggests there is some statistical probability that if UPST jumps, then AFRM could also see price increases.

1D
1W
1M
1Q
6M
1Y
5Y
Ticker /
NAME
Correlation
To UPST
1D Price
Change %
UPST100%
+3.78%
AFRM - UPST
62%
Loosely correlated
+8.12%
SOFI - UPST
61%
Loosely correlated
+0.12%
HAPN - UPST
54%
Loosely correlated
+2.64%
SYF - UPST
50%
Loosely correlated
+1.71%
SEZL - UPST
49%
Loosely correlated
+5.05%
More