LU
Price
$2.89
Change
+$0.04 (+1.40%)
Updated
Aug 15 closing price
Capitalization
2.41B
9 days until earnings call
YRD
Price
$5.89
Change
-$0.01 (-0.17%)
Updated
Aug 15 closing price
Capitalization
508.93M
One day until earnings call
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LU vs YRD

Header iconLU vs YRD Comparison
Open Charts LU vs YRDBanner chart's image
Lufax Holding
Price$2.89
Change+$0.04 (+1.40%)
Volume$1.04M
Capitalization2.41B
Yiren Digital
Price$5.89
Change-$0.01 (-0.17%)
Volume$79.06K
Capitalization508.93M
LU vs YRD Comparison Chart in %
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LU
Daily Signalchanged days ago
Gain/Loss if bought
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YRD
Daily Signalchanged days ago
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LU vs. YRD commentary
Aug 17, 2025

To compare these two companies we present long-term analysis, their fundamental ratings and make comparative short-term technical analysis which are presented below. The conclusion is LU is a Hold and YRD is a Hold.

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COMPARISON
Comparison
Aug 17, 2025
Stock price -- (LU: $2.89 vs. YRD: $5.89)
Brand notoriety: LU and YRD are both not notable
Both companies represent the Savings Banks industry
Current volume relative to the 65-day Moving Average: LU: 45% vs. YRD: 81%
Market capitalization -- LU: $2.41B vs. YRD: $508.93M
LU [@Savings Banks] is valued at $2.41B. YRD’s [@Savings Banks] market capitalization is $508.93M. The market cap for tickers in the [@Savings Banks] industry ranges from $668.6B to $0. The average market capitalization across the [@Savings Banks] industry is $21.61B.

Long-Term Analysis

It is best to consider a long-term outlook for a ticker by using Fundamental Analysis (FA) ratings. The rating of 1 to 100, where 1 is best and 100 is worst, is divided into thirds. The first third (a green rating of 1-33) indicates that the ticker is undervalued; the second third (a grey number between 34 and 66) means that the ticker is valued fairly; and the last third (red number of 67 to 100) reflects that the ticker is undervalued. We use an FA Score to show how many ratings show the ticker to be undervalued (green) or overvalued (red).

LU’s FA Score shows that 2 FA rating(s) are green whileYRD’s FA Score has 1 green FA rating(s).

  • LU’s FA Score: 2 green, 3 red.
  • YRD’s FA Score: 1 green, 4 red.
According to our system of comparison, LU is a better buy in the long-term than YRD.

Short-Term Analysis

It is best to consider a short-term outlook for a ticker by using Technical Analysis (TA) indicators. We use Odds of Success as the percentage of outcomes which confirm successful trade signals in the past.

If the Odds of Success (the likelihood of the continuation of a trend) for each indicator are greater than 50%, then the generated signal is confirmed. A green percentage from 90% to 51% indicates that the ticker is in a bullish trend. A red percentage from 90% - 51% indicates that the ticker is in a bearish trend. All grey percentages are below 50% and are considered not to confirm the trend signal.

LU’s TA Score shows that 5 TA indicator(s) are bullish while YRD’s TA Score has 6 bullish TA indicator(s).

  • LU’s TA Score: 5 bullish, 5 bearish.
  • YRD’s TA Score: 6 bullish, 3 bearish.
According to our system of comparison, YRD is a better buy in the short-term than LU.

Price Growth

LU (@Savings Banks) experienced а +2.12% price change this week, while YRD (@Savings Banks) price change was +3.88% for the same time period.

The average weekly price growth across all stocks in the @Savings Banks industry was +2.49%. For the same industry, the average monthly price growth was +4.08%, and the average quarterly price growth was +19.58%.

Reported Earning Dates

LU is expected to report earnings on Aug 26, 2025.

YRD is expected to report earnings on Aug 18, 2025.

Industries' Descriptions

@Savings Banks (+2.49% weekly)

A savings bank primary function is to take deposits and paying interest on those deposits. Originating in Europe during the 18th century, these banks were generally introduced to incentivize people of all stripes to save money and park them with banks. By the 1990s, the internet ushered in online savings banks that allowed savers to deposit/transact with banks digitally, without requiring to visit a branch office. Savings banks have potentially encouraged lower-income population to save and have access to a financial institution to earn interest on their money. New York Community Bancorp, Inc, Webster Financial Corporation, Washington Federal, Inc. are examples of savings banks.

SUMMARIES
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FUNDAMENTALS
Fundamentals
LU($2.41B) has a higher market cap than YRD($509M). LU has higher P/E ratio than YRD: LU (20.60) vs YRD (2.74). YRD YTD gains are higher at: 26.920 vs. LU (20.921). YRD has less debt than LU: YRD (37.8M) vs LU (47.6B). LU has higher revenues than YRD: LU (20.3B) vs YRD (5.98B).
LUYRDLU / YRD
Capitalization2.41B509M473%
EBITDAN/A1.38B-
Gain YTD20.92126.92078%
P/E Ratio20.602.74753%
Revenue20.3B5.98B339%
Total CashN/A4.04B-
Total Debt47.6B37.8M125,926%
FUNDAMENTALS RATINGS
YRD: Fundamental Ratings
YRD
OUTLOOK RATING
1..100
8
VALUATION
overvalued / fair valued / undervalued
1..100
88
Overvalued
PROFIT vs RISK RATING
1..100
68
SMR RATING
1..100
55
PRICE GROWTH RATING
1..100
57
P/E GROWTH RATING
1..100
10
SEASONALITY SCORE
1..100
n/a

Tickeron ratings are formulated such that a rating of 1 designates the most successful stocks in a given industry, while a rating of 100 points to the least successful stocks for that industry.

TECHNICAL ANALYSIS
Technical Analysis
LUYRD
RSI
ODDS (%)
Bearish Trend 3 days ago
86%
Bullish Trend 3 days ago
88%
Stochastic
ODDS (%)
Bullish Trend 3 days ago
79%
Bearish Trend 3 days ago
84%
Momentum
ODDS (%)
Bullish Trend 3 days ago
76%
Bullish Trend 3 days ago
76%
MACD
ODDS (%)
Bearish Trend 3 days ago
88%
Bullish Trend 3 days ago
73%
TrendWeek
ODDS (%)
Bullish Trend 3 days ago
76%
Bullish Trend 3 days ago
78%
TrendMonth
ODDS (%)
Bullish Trend 3 days ago
74%
Bearish Trend 3 days ago
82%
Advances
ODDS (%)
Bullish Trend 5 days ago
76%
Bullish Trend 5 days ago
79%
Declines
ODDS (%)
Bearish Trend 19 days ago
85%
Bearish Trend 3 days ago
78%
BollingerBands
ODDS (%)
Bearish Trend 3 days ago
84%
Bullish Trend 3 days ago
77%
Aroon
ODDS (%)
Bearish Trend 3 days ago
89%
Bullish Trend 3 days ago
88%
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LU
Daily Signalchanged days ago
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YRD
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YRD and

Correlation & Price change

A.I.dvisor indicates that over the last year, YRD has been loosely correlated with LX. These tickers have moved in lockstep 56% of the time. This A.I.-generated data suggests there is some statistical probability that if YRD jumps, then LX could also see price increases.

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Ticker /
NAME
Correlation
To YRD
1D Price
Change %
YRD100%
-0.17%
LX - YRD
56%
Loosely correlated
+0.75%
FINV - YRD
51%
Loosely correlated
+5.78%
LU - YRD
47%
Loosely correlated
+1.40%
QFIN - YRD
44%
Loosely correlated
-4.05%
XYF - YRD
44%
Loosely correlated
-3.65%
More