MCBS
Price
$35.60
Change
+$0.10 (+0.28%)
Updated
Aug 21 closing price
Capitalization
1.02B
54 days until earnings call
Intraday BUY SELL Signals
UNB
Price
$23.99
Change
+$0.19 (+0.80%)
Updated
Aug 21 closing price
Capitalization
118.65M
59 days until earnings call
Intraday BUY SELL Signals
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MCBS vs UNB

MCBS vs UNB Comparison Chart in %
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MCBS vs. UNB commentary
Aug 23, 2026

To compare these two companies we present long-term analysis, their fundamental ratings and make comparative short-term technical analysis which are presented below. The conclusion is MCBS is a Hold and UNB is a Hold.

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COMPARISON
Comparison
Aug 23, 2026
Stock price -- (MCBS: $35.60 vs. UNB: $23.99)
Brand notoriety: MCBS and UNB are both not notable
Both companies represent the Regional Banks industry
Current volume relative to the 65-day Moving Average: MCBS: 57% vs. UNB: 13%
Market capitalization -- MCBS: $1.02B vs. UNB: $118.65M
MCBS [@Regional Banks] is valued at $1.02B. UNB’s [@Regional Banks] market capitalization is $118.65M. The market cap for tickers in the [@Regional Banks] industry ranges from $142.82B to $0. The average market capitalization across the [@Regional Banks] industry is $6.34B.

Long-Term Analysis

It is best to consider a long-term outlook for a ticker by using Fundamental Analysis (FA) ratings. The rating of 1 to 100, where 1 is best and 100 is worst, is divided into thirds. The first third (a green rating of 1-33) indicates that the ticker is undervalued; the second third (a grey number between 34 and 66) means that the ticker is valued fairly; and the last third (red number of 67 to 100) reflects that the ticker is undervalued. We use an FA Score to show how many ratings show the ticker to be undervalued (green) or overvalued (red).

MCBS’s FA Score shows that 1 FA rating(s) are green whileUNB’s FA Score has 1 green FA rating(s).

  • MCBS’s FA Score: 1 green, 4 red.
  • UNB’s FA Score: 1 green, 4 red.
According to our system of comparison, MCBS is a better buy in the long-term than UNB.

Short-Term Analysis

It is best to consider a short-term outlook for a ticker by using Technical Analysis (TA) indicators. We use Odds of Success as the percentage of outcomes which confirm successful trade signals in the past.

If the Odds of Success (the likelihood of the continuation of a trend) for each indicator are greater than 50%, then the generated signal is confirmed. A green percentage from 90% to 51% indicates that the ticker is in a bullish trend. A red percentage from 90% - 51% indicates that the ticker is in a bearish trend. All grey percentages are below 50% and are considered not to confirm the trend signal.

MCBS’s TA Score shows that 3 TA indicator(s) are bullish while UNB’s TA Score has 4 bullish TA indicator(s).

  • MCBS’s TA Score: 3 bullish, 4 bearish.
  • UNB’s TA Score: 4 bullish, 5 bearish.
According to our system of comparison, UNB is a better buy in the short-term than MCBS.

Price Growth

MCBS (@Regional Banks) experienced а -1.77% price change this week, while UNB (@Regional Banks) price change was -1.96% for the same time period.

The average weekly price growth across all stocks in the @Regional Banks industry was -2.32%. For the same industry, the average monthly price growth was +0.91%, and the average quarterly price growth was +9.01%.

Reported Earning Dates

MCBS is expected to report earnings on Oct 16, 2026.

UNB is expected to report earnings on Oct 21, 2026.

Industries' Descriptions

@Regional Banks (-2.32% weekly)

Regional banks have a smaller reach than major banks, and cater mostly to one region of a country, such as a state or within a group of states. They offer services often similar – albeit with some limitations/smaller scale – compared to major banks. Taking deposits, making loans, mortgages, leases, credit cards , fund management, insurance and investment banking. SunTrust Banks, State Street Corp., M&T Bank Corp. are some examples of U.S. regional banks.

SUMMARIES
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FUNDAMENTALS
Fundamentals
MCBS($1.03B) has a higher market cap than UNB($119M). MCBS has higher P/E ratio than UNB: MCBS (12.36) vs UNB (9.26). MCBS YTD gains are higher at: 37.598 vs. UNB (5.619). MCBS has more cash in the bank: 279M vs. UNB (4.5M). UNB has less debt than MCBS: UNB (327M) vs MCBS (440M). MCBS has higher revenues than UNB: MCBS (168M) vs UNB (54.2M).
MCBSUNBMCBS / UNB
Capitalization1.03B119M861%
EBITDAN/AN/A-
Gain YTD37.5985.619669%
P/E Ratio12.369.26133%
Revenue168M54.2M310%
Total Cash279M4.5M6,197%
Total Debt440M327M135%
FUNDAMENTALS RATINGS
MCBS vs UNB: Fundamental Ratings
MCBS
UNB
OUTLOOK RATING
1..100
5050
VALUATION
overvalued / fair valued / undervalued
1..100
66
Overvalued
13
Undervalued
PROFIT vs RISK RATING
1..100
30100
SMR RATING
1..100
4653
PRICE GROWTH RATING
1..100
4558
P/E GROWTH RATING
1..100
3481
SEASONALITY SCORE
1..100
5015

Tickeron ratings are formulated such that a rating of 1 designates the most successful stocks in a given industry, while a rating of 100 points to the least successful stocks for that industry.

UNB's Valuation (13) in the Regional Banks industry is somewhat better than the same rating for MCBS (66) in the null industry. This means that UNB’s stock grew somewhat faster than MCBS’s over the last 12 months.

MCBS's Profit vs Risk Rating (30) in the null industry is significantly better than the same rating for UNB (100) in the Regional Banks industry. This means that MCBS’s stock grew significantly faster than UNB’s over the last 12 months.

MCBS's SMR Rating (46) in the null industry is in the same range as UNB (53) in the Regional Banks industry. This means that MCBS’s stock grew similarly to UNB’s over the last 12 months.

MCBS's Price Growth Rating (45) in the null industry is in the same range as UNB (58) in the Regional Banks industry. This means that MCBS’s stock grew similarly to UNB’s over the last 12 months.

MCBS's P/E Growth Rating (34) in the null industry is somewhat better than the same rating for UNB (81) in the Regional Banks industry. This means that MCBS’s stock grew somewhat faster than UNB’s over the last 12 months.

TECHNICAL ANALYSIS
Technical Analysis
MCBSUNB
RSI
ODDS (%)
N/A
N/A
Stochastic
ODDS (%)
Bullish Trend 3 days ago
73%
Bearish Trend 3 days ago
62%
Momentum
ODDS (%)
Bearish Trend 3 days ago
57%
Bullish Trend 3 days ago
56%
MACD
ODDS (%)
Bearish Trend 3 days ago
59%
Bullish Trend 3 days ago
59%
TrendWeek
ODDS (%)
Bearish Trend 3 days ago
62%
Bearish Trend 3 days ago
64%
TrendMonth
ODDS (%)
Bearish Trend 3 days ago
63%
Bearish Trend 3 days ago
61%
Advances
ODDS (%)
Bullish Trend 3 days ago
67%
Bullish Trend 13 days ago
66%
Declines
ODDS (%)
Bearish Trend 6 days ago
58%
Bearish Trend 6 days ago
63%
BollingerBands
ODDS (%)
Bullish Trend 3 days ago
49%
Bearish Trend 3 days ago
63%
Aroon
ODDS (%)
Bearish Trend 3 days ago
65%
Bearish Trend 3 days ago
61%
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MCBS
Daily Signal:
Gain/Loss:
UNB
Daily Signal:
Gain/Loss:
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MCBS and

Correlation & Price change

A.I.dvisor indicates that over the last year, MCBS has been closely correlated with FCBC. These tickers have moved in lockstep 81% of the time. This A.I.-generated data suggests there is a high statistical probability that if MCBS jumps, then FCBC could also see price increases.

1D
1W
1M
1Q
6M
1Y
5Y
Ticker /
NAME
Correlation
To MCBS
1D Price
Change %
MCBS100%
+0.28%
FCBC - MCBS
81%
Closely correlated
+0.32%
FMBH - MCBS
81%
Closely correlated
+0.04%
IBCP - MCBS
80%
Closely correlated
-0.35%
MBWM - MCBS
79%
Closely correlated
-0.32%
CCNE - MCBS
79%
Closely correlated
+0.18%
More

UNB and

Correlation & Price change

A.I.dvisor indicates that over the last year, UNB has been loosely correlated with CBFV. These tickers have moved in lockstep 45% of the time. This A.I.-generated data suggests there is some statistical probability that if UNB jumps, then CBFV could also see price increases.

1D
1W
1M
1Q
6M
1Y
5Y
Ticker /
NAME
Correlation
To UNB
1D Price
Change %
UNB100%
+0.80%
CBFV - UNB
45%
Loosely correlated
-0.05%
MCBS - UNB
45%
Loosely correlated
+0.28%
SBSI - UNB
42%
Loosely correlated
+0.31%
FSBW - UNB
41%
Loosely correlated
-0.31%
FRME - UNB
41%
Loosely correlated
+0.21%
More