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NAVI vs OPRT
To compare these two companies we present long-term analysis, their fundamental ratings and make comparative short-term technical analysis which are presented below. The conclusion is NAVI is a StrongBuy and OPRT is a Hold.
NAVI's RSI Oscillator stoops into oversold zone
The RSI Indicator for NAVI moved into overbought territory on November 10, 2026. Be on the watch for a price drop or consolidation in the future -- when this happens, think about selling the stock or exploring put options.
Technical Analysis (Indicators)
Bullish Trend Analysis
The Stochastic Oscillator is in the oversold zone. Keep an eye out for a move up in the foreseeable future.
Following a +14.25% 3-day Advance, the price is estimated to grow further. Considering data from situations where NAVI advanced for three days, in 192 of 317 cases, the price rose further within the following month. The odds of a continued upward trend are 61%.
NAVI may jump back above the lower band and head toward the middle band. Traders may consider buying the stock or exploring call options.
Bearish Trend Analysis
The Momentum Indicator moved below the 0 level on November 05, 2026. You may want to consider selling the stock, shorting the stock, or exploring put options on NAVI as a result. In 64 of 91 cases where the Momentum Indicator fell below 0, the stock fell further within the subsequent month. The odds of a continued downward trend are 70%.
The Moving Average Convergence Divergence Histogram (MACD) for NAVI turned negative on November 06, 2026. This could be a sign that the stock is set to turn lower in the coming weeks. Traders may want to sell the stock or buy put options. Tickeron's A.I.dvisor looked at 53 similar instances when the indicator turned negative. In 38 of the 53 cases the stock turned lower in the days that followed. This puts the odds of success at 72%.
NAVI moved below its 50-day moving average on November 02, 2026 date and that indicates a change from an upward trend to a downward trend.
The 10-day moving average for NAVI crossed bearishly below the 50-day moving average on October 06, 2026. This indicates that the trend has shifted lower and could be considered a sell signal. In 11 of 16 past instances when the 10-day crossed below the 50-day, the stock continued to move higher over the following month. The odds of a continued downward trend are 69%.
Following a 3-day decline, the stock is projected to fall further. Considering past instances where NAVI declined for three days, the price rose further in 50 of 62 cases within the following month. The odds of a continued downward trend are 65%.
Fundamental Analysis (Ratings)
The Tickeron Valuation Rating of 13 (best 1 - 100 worst) indicates that the company is seriously undervalued in the industry. This rating compares market capitalization estimated by our proprietary formula with the current market capitalization. This rating is based on the following metrics, as compared to industry averages: P/B Ratio (0.329) is normal, around the industry mean (3.902). NAVI has a moderately low P/E Ratio (-17.542) as compared to the industry average of (6.401). Projected Growth (PEG Ratio) (0.020) is also within normal values, averaging (3.918). Dividend Yield (0.076) settles around the average of (0.189) among similar stocks. P/S Ratio (1.550) is also within normal values, averaging (5.901).
The Tickeron SMR rating for this company is 19 (best 1 - 100 worst), indicating very strong sales and a profitable business model. SMR (Sales, Margin, Return on Equity) rating is based on comparative analysis of weighted Sales, Income Margin and Return on Equity values compared against S&P 500 index constituents. The weighted SMR value is a proprietary formula developed by Tickeron and represents an overall profitability measure for a stock.
The Tickeron PE Growth Rating for this company is 41 (best 1 - 100 worst), pointing to consistent earnings growth. The PE Growth rating is based on a comparative analysis of stock PE ratio increase over the last 12 months compared against S&P 500 index constituents.
The Tickeron Price Growth Rating for this company is 62 (best 1 - 100 worst), indicating fairly steady price growth. NAVI’s price grows at a lower rate over the last 12 months as compared to S&P 500 index constituents.
The Tickeron Seasonality Score of 85 (best 1 - 100 worst) indicates that the company is significantly overvalued in the industry. The Tickeron Seasonality score describes the variance of predictable price changes around the same period every calendar year. These changes can be tied to a specific month, quarter, holiday or vacation period, as well as a meteorological or growing season.
The Tickeron Profit vs. Risk Rating rating for this company is 100 (best 1 - 100 worst), indicating that the returns do not compensate for the risks. NAVI’s unstable profits reported over time resulted in significant Drawdowns within these last five years. A stable profit reduces stock drawdown and volatility. The average Profit vs. Risk Rating rating for the industry is 80, placing this stock worse than average.
Momentum Indicator for OPRT turns positive, indicating new upward trend
OPRT saw its Momentum Indicator move above the 0 level on October 08, 2026. This is an indication that the stock could be shifting in to a new upward move. Traders may want to consider buying the stock or buying call options. Tickeron's A.I.dvisor looked at 80 similar instances where the indicator turned positive. In 67 of the 80 cases, the stock moved higher in the following days. The odds of a move higher are at 84%.
Technical Analysis (Indicators)
Bullish Trend Analysis
The Moving Average Convergence Divergence (MACD) for OPRT just turned positive on October 09, 2026. Looking at past instances where OPRT's MACD turned positive, the stock continued to rise in 33 of 40 cases over the following month. The odds of a continued upward trend are 82%.
Following a +3.01% 3-day Advance, the price is estimated to grow further. Considering data from situations where OPRT advanced for three days, in 211 of 270 cases, the price rose further within the following month. The odds of a continued upward trend are 78%.
The Aroon Indicator entered an Uptrend today. In 114 of 151 cases where OPRT Aroon's Indicator entered an Uptrend, the price rose further within the following month. The odds of a continued Uptrend are 75%.
Bearish Trend Analysis
The 10-day RSI Indicator for OPRT moved out of overbought territory on November 05, 2026. This could be a bearish sign for the stock. Traders may want to consider selling the stock or buying put options. Tickeron's A.I.dvisor looked at 30 similar instances where the indicator moved out of overbought territory. In 24 of the 30 cases, the stock moved lower in the following days. This puts the odds of a move lower at 80%.
The Stochastic Oscillator may be shifting from an upward trend to a downward trend. In 46 of 55 cases where OPRT's Stochastic Oscillator exited the overbought zone, the price fell further within the following month. The odds of a continued downward trend are 84%.
Following a 3-day decline, the stock is projected to fall further. Considering past instances where OPRT declined for three days, the price rose further in 50 of 62 cases within the following month. The odds of a continued downward trend are 81%.
OPRT broke above its upper Bollinger Band on November 04, 2026. This could be a sign that the stock is set to drop as the stock moves back below the upper band and toward the middle band. You may want to consider selling the stock or exploring put options.
Fundamental Analysis (Ratings)
The Tickeron PE Growth Rating for this company is 2 (best 1 - 100 worst), pointing to outstanding earnings growth. The PE Growth rating is based on a comparative analysis of stock PE ratio increase over the last 12 months compared against S&P 500 index constituents.
The Tickeron SMR rating for this company is 15 (best 1 - 100 worst), indicating very strong sales and a profitable business model. SMR (Sales, Margin, Return on Equity) rating is based on comparative analysis of weighted Sales, Income Margin and Return on Equity values compared against S&P 500 index constituents. The weighted SMR value is a proprietary formula developed by Tickeron and represents an overall profitability measure for a stock.
The Tickeron Price Growth Rating for this company is 34 (best 1 - 100 worst), indicating steady price growth. OPRT’s price grows at a higher rate over the last 12 months as compared to S&P 500 index constituents.
The Tickeron Seasonality Score of 41 (best 1 - 100 worst) indicates that the company is fair valued in the industry. The Tickeron Seasonality score describes the variance of predictable price changes around the same period every calendar year. These changes can be tied to a specific month, quarter, holiday or vacation period, as well as a meteorological or growing season.
The Tickeron Valuation Rating of 43 (best 1 - 100 worst) indicates that the company is fair valued in the industry. This rating compares market capitalization estimated by our proprietary formula with the current market capitalization. This rating is based on the following metrics, as compared to industry averages: P/B Ratio (1.278) is normal, around the industry mean (3.902). OPRT has a moderately high P/E Ratio (27.585) as compared to the industry average of (6.401). Projected Growth (PEG Ratio) (0.460) is also within normal values, averaging (3.918). Dividend Yield (0.000) settles around the average of (0.189) among similar stocks. P/S Ratio (0.957) is also within normal values, averaging (5.901).
The Tickeron Profit vs. Risk Rating rating for this company is 100 (best 1 - 100 worst), indicating that the returns do not compensate for the risks. OPRT’s unstable profits reported over time resulted in significant Drawdowns within these last five years. A stable profit reduces stock drawdown and volatility. The average Profit vs. Risk Rating rating for the industry is 80, placing this stock worse than average.
NAVI | OPRT | ||
|---|---|---|---|
OUTLOOK RATING 1..100 | 57 | 42 | |
VALUATION overvalued / fair valued / undervalued 1..100 | 13 Undervalued | 43 Fair valued | |
PROFIT vs RISK RATING 1..100 | 100 | 100 | |
SMR RATING 1..100 | 19 | 15 | |
PRICE GROWTH RATING 1..100 | 62 | 34 | |
P/E GROWTH RATING 1..100 | 41 | 2 | |
SEASONALITY SCORE 1..100 | 85 | 41 |
Tickeron ratings are formulated such that a rating of 1 designates the most successful stocks in a given industry, while a rating of 100 points to the least successful stocks for that industry.
NAVI's Valuation (13) in the Finance Or Rental Or Leasing industry is in the same range as OPRT (43) in the null industry. This means that NAVI’s stock grew similarly to OPRT’s over the last 12 months.
NAVI's Profit vs Risk Rating (100) in the Finance Or Rental Or Leasing industry is in the same range as OPRT (100) in the null industry. This means that NAVI’s stock grew similarly to OPRT’s over the last 12 months.
OPRT's SMR Rating (15) in the null industry is in the same range as NAVI (19) in the Finance Or Rental Or Leasing industry. This means that OPRT’s stock grew similarly to NAVI’s over the last 12 months.
OPRT's Price Growth Rating (34) in the null industry is in the same range as NAVI (62) in the Finance Or Rental Or Leasing industry. This means that OPRT’s stock grew similarly to NAVI’s over the last 12 months.
OPRT's P/E Growth Rating (2) in the null industry is somewhat better than the same rating for NAVI (41) in the Finance Or Rental Or Leasing industry. This means that OPRT’s stock grew somewhat faster than NAVI’s over the last 12 months.
| NAVI | OPRT | |
|---|---|---|
| RSI ODDS (%) | 2 days ago 90% | 2 days ago 80% |
| Stochastic ODDS (%) | 2 days ago 71% | 2 days ago 84% |
| Momentum ODDS (%) | 2 days ago 70% | 3 days ago 84% |
| MACD ODDS (%) | 2 days ago 72% | 2 days ago 82% |
| TrendWeek ODDS (%) | 2 days ago 68% | 2 days ago 80% |
| TrendMonth ODDS (%) | 2 days ago 68% | 2 days ago 82% |
| Advances ODDS (%) | 13 days ago 61% | 2 days ago 78% |
| Declines ODDS (%) | 2 days ago 65% | 6 days ago 81% |
| BollingerBands ODDS (%) | 2 days ago 64% | 2 days ago 84% |
| Aroon ODDS (%) | N/A | 2 days ago 75% |
Long-Term Analysis
It is best to consider a long-term outlook for a ticker by using Fundamental Analysis (FA) ratings. The rating of 1 to 100, where 1 is best and 100 is worst, is divided into thirds. The first third (a green rating of 1-33) indicates that the ticker is undervalued; the second third (a grey number between 34 and 66) means that the ticker is valued fairly; and the last third (red number of 67 to 100) reflects that the ticker is overvalued. We use an FA Score to show how many ratings show the ticker to be undervalued (green) or overvalued (red).
NAVI’s FA Score shows that 2 FA rating(s) are green while OPRT’s FA Score has 2 green FA rating(s).
- NAVI’s FA Score: 2 green, 3 red.
- OPRT’s FA Score: 2 green, 3 red.
Short-Term Analysis
It is best to consider a short-term outlook for a ticker by using Technical Analysis (TA) indicators. We use Odds of Success as the percentage of outcomes which confirm successful trade signals in the past.
If the Odds of Success (the likelihood of the continuation of a trend) for each indicator are greater than 50%, then the generated signal is confirmed. A green percentage from 90% to 51% indicates that the ticker is in a bullish trend. A red percentage from 90% - 51% indicates that the ticker is in a bearish trend. All grey percentages are below 50% and are considered not to confirm the trend signal.
NAVI’s TA Score shows that 4 TA indicator(s) are bullish while OPRT’s TA Score has 4 bullish TA indicator(s).
- NAVI’s TA Score: 4 bullish, 5 bearish.
- OPRT’s TA Score: 4 bullish, 4 bearish.
Price Growth
NAVI (@Savings Banks) experienced а -18.34% price change this week, while OPRT (@Savings Banks) price change was +16.04% for the same time period.
The average weekly price growth across all stocks in the @Savings Banks industry was -5.24%. For the same industry, the average monthly price growth was -6.57%, and the average quarterly price growth was -10.04%.
Reported Earning Dates
NAVI is expected to report earnings on Jan 26, 2027.
OPRT is expected to report earnings on Feb 18, 2027.
Industries' Descriptions
@Savings Banks (-5.24% weekly)A savings bank primary function is to take deposits and paying interest on those deposits. Originating in Europe during the 18th century, these banks were generally introduced to incentivize people of all stripes to save money and park them with banks. By the 1990s, the internet ushered in online savings banks that allowed savers to deposit/transact with banks digitally, without requiring to visit a branch office. Savings banks have potentially encouraged lower-income population to save and have access to a financial institution to earn interest on their money. New York Community Bancorp, Inc, Webster Financial Corporation, Washington Federal, Inc. are examples of savings banks.
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NAVI and
Correlation & Price change
A.I.dvisor indicates that over the last year, NAVI has been loosely correlated with HAPN. These tickers have moved in lockstep 58% of the time. This A.I.-generated data suggests there is some statistical probability that if NAVI jumps, then HAPN could also see price increases.
| Ticker / NAME | Correlation To NAVI | 1D Price Change % | ||
|---|---|---|---|---|
| NAVI | 100% | -13.97% | ||
| HAPN - NAVI | 58% Loosely correlated | -3.39% | ||
| R - NAVI | 56% Loosely correlated | +0.99% | ||
| URI - NAVI | 54% Loosely correlated | -1.89% | ||
| AER - NAVI | 52% Loosely correlated | +0.47% | ||
| OBDC - NAVI | 51% Loosely correlated | -0.09% | ||
More | ||||
OPRT and
Correlation & Price change
A.I.dvisor indicates that over the last year, OPRT has been loosely correlated with CTOS. These tickers have moved in lockstep 45% of the time. This A.I.-generated data suggests there is some statistical probability that if OPRT jumps, then CTOS could also see price increases.
| Ticker / NAME | Correlation To OPRT | 1D Price Change % | ||
|---|---|---|---|---|
| OPRT | 100% | +0.26% | ||
| CTOS - OPRT | 45% Loosely correlated | +0.60% | ||
| OMF - OPRT | 44% Loosely correlated | -0.27% | ||
| ALLY - OPRT | 43% Loosely correlated | -2.23% | ||
| NAVI - OPRT | 42% Loosely correlated | -13.97% | ||
| WLFC - OPRT | 40% Loosely correlated | -1.44% | ||
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