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NEWT vs OXSQ
Which Stock Would AI Choose? NewtekOne (NEWT) vs. Oxford Square Capital (OXSQ) Stock Comparison
Key Takeaways
- Different business models: NEWT is a bank holding company serving small and medium-sized businesses, while OXSQ is a business development company (BDC) investing in syndicated loans and collateralized loan obligations (CLOs).
- Contrasting earnings quality: NewtekOne has reported solid profitability and growing deposits, whereas Oxford Square Capital has faced persistent net asset value (NAV) erosion and declining net investment income.
- Yield profile differs sharply: OXSQ offers a much higher headline dividend yield, but its payout has outpaced underlying earnings, raising sustainability questions.
- Momentum gap: NEWT has shown stronger relative performance in recent market activity, while OXSQ trades near multi-year lows.
- For deeper coverage, visit the NEWT Major News and NEWT Today's Price Move pages, plus OXSQ Major News and OXSQ Today's Price Move.
- To see which names automated strategies are prioritizing right now, explore Trending AI Robots.
Introduction
Investors comparing NEWT and OXSQ are effectively weighing two very different approaches to credit and income investing. NewtekOne operates as a technology-enabled bank holding company focused on small business lending and financial services, while Oxford Square Capital is a BDC that manages a portfolio of leveraged loans and CLO tranches. This stock comparison is most relevant to income-oriented investors, dividend hunters, and traders evaluating relative performance between a traditional banking franchise and a higher-yield, higher-risk credit vehicle. Understanding their market positioning, earnings trends, and risk profiles helps clarify which name may better fit a given investment mandate in the current market environment.
NEWT Overview and Recent Performance
NewtekOne (NEWT) is the holding company for Newtek Bank, National Association, providing lending, deposit, payment processing, payroll, and insurance services to independent business owners across the United States. The company has been executing a strategic shift toward a bank-centric model, holding more loans on its balance sheet to build recurring net interest income rather than relying primarily on gain-on-sale revenue.
In recent quarters, NewtekOne has posted steady results, with quarterly earnings near or slightly above analyst consensus and tangible book value expanding meaningfully since its conversion to a financial holding company. Deposit growth has been a standout theme, with non-affiliate deposits rising from roughly $142 million to approximately $2.2 billion over a multi-quarter period. The stock has outperformed the broader market over the past year. However, sentiment has been tempered by the withdrawal of near-term earnings-per-share guidance, a contracting net interest margin, and rising non-performing loans and credit-loss reserves in its small business loan portfolio. Analysts have trimmed price targets while maintaining constructive ratings, reflecting a balanced view of the transition's execution risk.
OXSQ Overview and Recent Performance
Oxford Square Capital (OXSQ) is a publicly traded business development company that invests principally in syndicated bank loans and, to a lesser extent, the debt and equity tranches of collateralized loan obligations (CLOs). As a BDC, it is structured to pass through most of its income to shareholders, which historically supported a substantial dividend yield.
Recent market activity has been challenging for Oxford Square Capital. Net asset value per share has declined steadily, and the company has recorded notable combined realized and unrealized losses, driven in part by markdowns in its CLO equity exposure amid software-sector credit stress. Net investment income has slipped, while the distribution remains elevated relative to earnings, and the stock has traded at a premium to its NAV. These factors have raised questions about the sustainability of the payout and weighed on investor sentiment. Still, the company has continued to deploy capital into first-lien, business-to-business loans and maintains its long-term, permanent-capital investment approach.
Trending AI Robots
Tickeron maintains a curated Trending AI Robots section featuring a selection of AI trading bots chosen for their suitability to current market conditions. While Tickeron hosts hundreds of AI-powered trading bots that collectively monitor and trade thousands of different tickers, only the strongest and most relevant strategies earn a place in this featured list. These bots span a wide range of trading styles, timeframes, risk profiles, and performance statistics, and each one follows its own distinct set of tickers and rules. Because their strategies differ so substantially, traders can review individual performance metrics and statistics to find approaches aligned with their own objectives. For those seeking data-driven insight into momentum and positioning, exploring the Trending AI Robots page offers a practical starting point.
Head-to-Head Comparison
The core contrast between these two names lies in their underlying economics. NEWT is an operating bank with a growing deposit base, positive earnings, and a tangible book value that has been rising, giving it a clearer path to compounding value. Its primary risks are credit quality in small business lending and the near-term earnings mix shift as it transitions toward recurring interest income.
OXSQ, by contrast, is an income vehicle whose fortunes are tied to the credit cycle and CLO valuations. It offers a far higher yield, but that yield has exceeded underlying net investment income, and NAV has eroded over time. Its sector exposure to software credit and CLO equity makes it more sensitive to rate volatility and credit-market stress. In terms of market positioning, NEWT has demonstrated stronger relative performance and a more stable fundamental trajectory, while OXSQ presents a higher-risk, higher-yield trade-off that may appeal primarily to investors comfortable with significant NAV and distribution risk.
Tickeron AI Verdict
Based on observable factors such as trend consistency, earnings stability, and fundamental momentum, Tickeron's AI would likely favor NEWT over OXSQ in the current environment. NewtekOne's growing deposit base, positive earnings, and improving tangible book value suggest a more stable, upward-trending profile, whereas Oxford Square Capital's declining NAV, elevated payout relative to income, and credit-sensitive portfolio introduce greater uncertainty. That said, OXSQ's substantial yield and potential for recovery in credit markets could attract more aggressive, income-focused strategies. Any AI-driven preference is inherently probabilistic and reflects relative positioning rather than a guaranteed outcome.
Disclaimer
The information on this webpage is provided for general informational and educational purposes only and is not intended as investment advice, a recommendation to purchase or sell any security, or an offer or solicitation related to investments. It does not consider your personal financial situation, goals, or risk profile, and all investing carries inherent risks, including the possibility of losing your entire investment. For more details, please review our full disclaimer.
To compare these two companies we present long-term analysis, their fundamental ratings and make comparative short-term technical analysis which are presented below. The conclusion is NEWT is a Hold and OXSQ is a StrongBuy.
NEWT's RSI Oscillator recovers from oversold territory
The RSI Oscillator for NEWT moved out of oversold territory on October 15, 2026. This could be a sign that the stock is shifting from a downward trend to an upward trend. Traders may want to buy the stock or call options. The A.I.dvisor looked at 36 similar instances when the indicator left oversold territory. In 32 of the 36 cases the stock moved higher. This puts the odds of a move higher at 89%.
Technical Analysis (Indicators)
Bullish Trend Analysis
The Stochastic Oscillator shows that the ticker has stayed in the oversold zone for 7 days. The price of this ticker is presumed to bounce back soon, since the longer the ticker stays in the oversold zone, the more promptly an upward trend is expected.
Following a +2.90% 3-day Advance, the price is estimated to grow further. Considering data from situations where NEWT advanced for three days, in 213 of 316 cases, the price rose further within the following month. The odds of a continued upward trend are 67%.
Bearish Trend Analysis
The Momentum Indicator moved below the 0 level on November 03, 2026. You may want to consider selling the stock, shorting the stock, or exploring put options on NEWT as a result. In 73 of 92 cases where the Momentum Indicator fell below 0, the stock fell further within the subsequent month. The odds of a continued downward trend are 79%.
The Moving Average Convergence Divergence Histogram (MACD) for NEWT turned negative on November 03, 2026. This could be a sign that the stock is set to turn lower in the coming weeks. Traders may want to sell the stock or buy put options. Tickeron's A.I.dvisor looked at 42 similar instances when the indicator turned negative. In 31 of the 42 cases the stock turned lower in the days that followed. This puts the odds of success at 74%.
Following a 3-day decline, the stock is projected to fall further. Considering past instances where NEWT declined for three days, the price rose further in 50 of 62 cases within the following month. The odds of a continued downward trend are 78%.
NEWT broke above its upper Bollinger Band on October 22, 2026. This could be a sign that the stock is set to drop as the stock moves back below the upper band and toward the middle band. You may want to consider selling the stock or exploring put options.
The Aroon Indicator for NEWT entered a downward trend on October 22, 2026. This could indicate a strong downward move is ahead for the stock. Traders may want to consider selling the stock or buying put options.
Fundamental Analysis (Ratings)
The Tickeron Valuation Rating of 16 (best 1 - 100 worst) indicates that the company is slightly undervalued in the industry. This rating compares market capitalization estimated by our proprietary formula with the current market capitalization. This rating is based on the following metrics, as compared to industry averages: P/B Ratio (0.846) is normal, around the industry mean (1.262). P/E Ratio (4.798) is within average values for comparable stocks, (13.479). Projected Growth (PEG Ratio) (0.000) is also within normal values, averaging (1.190). Dividend Yield (0.071) settles around the average of (0.035) among similar stocks. NEWT's P/S Ratio (1.216) is slightly lower than the industry average of (3.738).
The Tickeron SMR rating for this company is 36 (best 1 - 100 worst), indicating strong sales and a profitable business model. SMR (Sales, Margin, Return on Equity) rating is based on comparative analysis of weighted Sales, Income Margin and Return on Equity values compared against S&P 500 index constituents. The weighted SMR value is a proprietary formula developed by Tickeron and represents an overall profitability measure for a stock.
The Tickeron PE Growth Rating for this company is 37 (best 1 - 100 worst), pointing to consistent earnings growth. The PE Growth rating is based on a comparative analysis of stock PE ratio increase over the last 12 months compared against S&P 500 index constituents.
The Tickeron Price Growth Rating for this company is 59 (best 1 - 100 worst), indicating fairly steady price growth. NEWT’s price grows at a lower rate over the last 12 months as compared to S&P 500 index constituents.
The Tickeron Seasonality Score of 75 (best 1 - 100 worst) indicates that the company is slightly overvalued in the industry. The Tickeron Seasonality score describes the variance of predictable price changes around the same period every calendar year. These changes can be tied to a specific month, quarter, holiday or vacation period, as well as a meteorological or growing season.
The Tickeron Profit vs. Risk Rating rating for this company is 100 (best 1 - 100 worst), indicating that the returns do not compensate for the risks. NEWT’s unstable profits reported over time resulted in significant Drawdowns within these last five years. A stable profit reduces stock drawdown and volatility. The average Profit vs. Risk Rating rating for the industry is 56, placing this stock worse than average.
OXSQ sees MACD Histogram just turned negative
OXSQ saw its Moving Average Convergence Divergence Histogram (MACD) turn negative on October 26, 2026. This is a bearish signal that suggests the stock could decline going forward. Tickeron's A.I.dvisor looked at 51 instances where the indicator turned negative. In 33 of the 51 cases the stock moved lower in the days that followed. This puts the odds of a downward move at 65%.
Technical Analysis (Indicators)
Bearish Trend Analysis
The Momentum Indicator moved below the 0 level on October 26, 2026. You may want to consider selling the stock, shorting the stock, or exploring put options on OXSQ as a result. In 55 of 89 cases where the Momentum Indicator fell below 0, the stock fell further within the subsequent month. The odds of a continued downward trend are 62%.
OXSQ moved below its 50-day moving average on October 26, 2026 date and that indicates a change from an upward trend to a downward trend.
The 10-day moving average for OXSQ crossed bearishly below the 50-day moving average on October 28, 2026. This indicates that the trend has shifted lower and could be considered a sell signal. In 9 of 20 past instances when the 10-day crossed below the 50-day, the stock continued to move higher over the following month. The odds of a continued downward trend are 45%.
Following a 3-day decline, the stock is projected to fall further. Considering past instances where OXSQ declined for three days, the price rose further in 50 of 62 cases within the following month. The odds of a continued downward trend are 56%.
Bullish Trend Analysis
The RSI Indicator shows that the ticker has stayed in the oversold zone for 8 days. The price of this ticker is presumed to bounce back soon, since the longer the ticker stays in the oversold zone, the more promptly an Uptrend is expected.
The Stochastic Oscillator shows that the ticker has stayed in the oversold zone for 11 days. The price of this ticker is presumed to bounce back soon, since the longer the ticker stays in the oversold zone, the more promptly an upward trend is expected.
Following a +1.52% 3-day Advance, the price is estimated to grow further. Considering data from situations where OXSQ advanced for three days, in 119 of 234 cases, the price rose further within the following month. The odds of a continued upward trend are 51%.
OXSQ may jump back above the lower band and head toward the middle band. Traders may consider buying the stock or exploring call options.
The Aroon Indicator entered an Uptrend today. In 73 of 200 cases where OXSQ Aroon's Indicator entered an Uptrend, the price rose further within the following month. The odds of a continued Uptrend are 37%.
Fundamental Analysis (Ratings)
The Tickeron Valuation Rating of 5 (best 1 - 100 worst) indicates that the company is seriously undervalued in the industry. This rating compares market capitalization estimated by our proprietary formula with the current market capitalization. This rating is based on the following metrics, as compared to industry averages: P/B Ratio (0.697) is normal, around the industry mean (2.412). P/E Ratio (-2.032) is within average values for comparable stocks, (-2.386). Projected Growth (PEG Ratio) (0.000) is also within normal values, averaging (1.319). Dividend Yield (0.160) settles around the average of (0.270) among similar stocks. OXSQ's P/S Ratio (74.139) is slightly higher than the industry average of (15.694).
The Tickeron PE Growth Rating for this company is 12 (best 1 - 100 worst), pointing to outstanding earnings growth. The PE Growth rating is based on a comparative analysis of stock PE ratio increase over the last 12 months compared against S&P 500 index constituents.
The Tickeron Price Growth Rating for this company is 88 (best 1 - 100 worst), indicating slightly worse than average price growth. OXSQ’s price grows at a lower rate over the last 12 months as compared to S&P 500 index constituents.
The Tickeron SMR rating for this company is 96 (best 1 - 100 worst), indicating weak sales and an unprofitable business model. SMR (Sales, Margin, Return on Equity) rating is based on comparative analysis of weighted Sales, Income Margin and Return on Equity values compared against S&P 500 index constituents. The weighted SMR value is a proprietary formula developed by Tickeron and represents an overall profitability measure for a stock.
The Tickeron Profit vs. Risk Rating rating for this company is 100 (best 1 - 100 worst), indicating that the returns do not compensate for the risks. OXSQ’s unstable profits reported over time resulted in significant Drawdowns within these last five years. A stable profit reduces stock drawdown and volatility. The average Profit vs. Risk Rating rating for the industry is 80, placing this stock worse than average.
NEWT | OXSQ | ||
|---|---|---|---|
OUTLOOK RATING 1..100 | 15 | 63 | |
VALUATION overvalued / fair valued / undervalued 1..100 | 16 Undervalued | 5 Undervalued | |
PROFIT vs RISK RATING 1..100 | 100 | 100 | |
SMR RATING 1..100 | 36 | 96 | |
PRICE GROWTH RATING 1..100 | 59 | 88 | |
P/E GROWTH RATING 1..100 | 37 | 12 | |
SEASONALITY SCORE 1..100 | 75 | 50 |
Tickeron ratings are formulated such that a rating of 1 designates the most successful stocks in a given industry, while a rating of 100 points to the least successful stocks for that industry.
OXSQ's Valuation (5) in the null industry is in the same range as NEWT (16). This means that OXSQ’s stock grew similarly to NEWT’s over the last 12 months.
OXSQ's Profit vs Risk Rating (100) in the null industry is in the same range as NEWT (100). This means that OXSQ’s stock grew similarly to NEWT’s over the last 12 months.
NEWT's SMR Rating (36) in the null industry is somewhat better than the same rating for OXSQ (96). This means that NEWT’s stock grew somewhat faster than OXSQ’s over the last 12 months.
NEWT's Price Growth Rating (59) in the null industry is in the same range as OXSQ (88). This means that NEWT’s stock grew similarly to OXSQ’s over the last 12 months.
OXSQ's P/E Growth Rating (12) in the null industry is in the same range as NEWT (37). This means that OXSQ’s stock grew similarly to NEWT’s over the last 12 months.
| NEWT | OXSQ | |
|---|---|---|
| RSI ODDS (%) | 2 days ago 89% | 2 days ago 66% |
| Stochastic ODDS (%) | 2 days ago 68% | 2 days ago 59% |
| Momentum ODDS (%) | 2 days ago 79% | 2 days ago 62% |
| MACD ODDS (%) | 2 days ago 74% | 2 days ago 65% |
| TrendWeek ODDS (%) | 2 days ago 74% | 2 days ago 55% |
| TrendMonth ODDS (%) | 2 days ago 75% | 2 days ago 54% |
| Advances ODDS (%) | 4 days ago 67% | about 1 month ago 51% |
| Declines ODDS (%) | 2 days ago 78% | 2 days ago 56% |
| BollingerBands ODDS (%) | 2 days ago 76% | 2 days ago 61% |
| Aroon ODDS (%) | 2 days ago 70% | 2 days ago 37% |
Long-Term Analysis
It is best to consider a long-term outlook for a ticker by using Fundamental Analysis (FA) ratings. The rating of 1 to 100, where 1 is best and 100 is worst, is divided into thirds. The first third (a green rating of 1-33) indicates that the ticker is undervalued; the second third (a grey number between 34 and 66) means that the ticker is valued fairly; and the last third (red number of 67 to 100) reflects that the ticker is overvalued. We use an FA Score to show how many ratings show the ticker to be undervalued (green) or overvalued (red).
NEWT’s FA Score shows that 1 FA rating(s) are green while OXSQ’s FA Score has 2 green FA rating(s).
- NEWT’s FA Score: 1 green, 4 red.
- OXSQ’s FA Score: 2 green, 3 red.
Short-Term Analysis
It is best to consider a short-term outlook for a ticker by using Technical Analysis (TA) indicators. We use Odds of Success as the percentage of outcomes which confirm successful trade signals in the past.
If the Odds of Success (the likelihood of the continuation of a trend) for each indicator are greater than 50%, then the generated signal is confirmed. A green percentage from 90% to 51% indicates that the ticker is in a bullish trend. A red percentage from 90% - 51% indicates that the ticker is in a bearish trend. All grey percentages are below 50% and are considered not to confirm the trend signal.
NEWT’s TA Score shows that 3 TA indicator(s) are bullish while OXSQ’s TA Score has 5 bullish TA indicator(s).
- NEWT’s TA Score: 3 bullish, 5 bearish.
- OXSQ’s TA Score: 5 bullish, 5 bearish.
Price Growth
NEWT (@Regional Banks) experienced а -2.00% price change this week, while OXSQ (@Investment Managers) price change was -9.59% for the same time period.
The average weekly price growth across all stocks in the @Regional Banks industry was -1.16%. For the same industry, the average monthly price growth was +2.48%, and the average quarterly price growth was +11.87%.
The average weekly price growth across all stocks in the @Investment Managers industry was -2.51%. For the same industry, the average monthly price growth was -2.71%, and the average quarterly price growth was -1.65%.
Reported Earning Dates
NEWT is expected to report earnings on Mar 02, 2027.
OXSQ is expected to report earnings on Mar 23, 2027.
Industries' Descriptions
@Regional Banks (-1.16% weekly)Regional banks have a smaller reach than major banks, and cater mostly to one region of a country, such as a state or within a group of states. They offer services often similar – albeit with some limitations/smaller scale – compared to major banks. Taking deposits, making loans, mortgages, leases, credit cards , fund management, insurance and investment banking. SunTrust Banks, State Street Corp., M&T Bank Corp. are some examples of U.S. regional banks.
@Investment Managers (-2.51% weekly)Investment Managers manage financial assets and other investments of clients. Management includes designing a short- or long-term strategy for buying/holding and selling of portfolio holdings. It can also include tax services and other aspects of financial planning as well. While it is perceived that the industry is faced with growing competition from robo-advisors/digital platforms and passive/ index-tracking funds, many investors still find value in actively managed in-person services that investment management companies often emphasize on. At the same time, many wealth managers are also incorporating digital initiatives/low cost options in addition to their in-person customized services. Their main sources of revenues are fees as a percentage of assets under management, in addition to a certain portion of clients’ gains from asset appreciation. BlackRock, Inc., Blackstone Group Inc and Brookfield Asset Management are some of the major investment management companies.
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NEWT and
Correlation & Price change
A.I.dvisor indicates that over the last year, NEWT has been loosely correlated with LOB. These tickers have moved in lockstep 62% of the time. This A.I.-generated data suggests there is some statistical probability that if NEWT jumps, then LOB could also see price increases.
| Ticker / NAME | Correlation To NEWT | 1D Price Change % | ||
|---|---|---|---|---|
| NEWT | 100% | -0.55% | ||
| LOB - NEWT | 62% Loosely correlated | -0.29% | ||
| TCPC - NEWT | 61% Loosely correlated | +0.48% | ||
| AUB - NEWT | 61% Loosely correlated | -0.40% | ||
| CNOB - NEWT | 60% Loosely correlated | +0.12% | ||
| NBHC - NEWT | 60% Loosely correlated | +0.27% | ||
More | ||||
OXSQ and
Correlation & Price change
A.I.dvisor indicates that over the last year, OXSQ has been loosely correlated with NEWT. These tickers have moved in lockstep 43% of the time. This A.I.-generated data suggests there is some statistical probability that if OXSQ jumps, then NEWT could also see price increases.
| Ticker / NAME | Correlation To OXSQ | 1D Price Change % | ||
|---|---|---|---|---|
| OXSQ | 100% | -1.31% | ||
| NEWT - OXSQ | 43% Loosely correlated | -0.55% | ||
| MSDL - OXSQ | 32% Poorly correlated | -0.43% | ||
| TRIN - OXSQ | 29% Poorly correlated | N/A | ||
| HRZN - OXSQ | 28% Poorly correlated | +0.66% | ||
| BCSF - OXSQ | 27% Poorly correlated | +0.36% | ||
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| 1 Day | |||
|---|---|---|---|
| ETFs / NAME | Price $ | Chg $ | Chg % |
| IVEP | 23.74 | 0.77 | +3.33% |
| Dan IVES Wedbush AI Power & Infrastructure ETF (IVEP) | |||
| VOT | 293.17 | 5.97 | +2.08% |
| Vanguard Morningstar Mid-Cap Growth ETF (VOT) | |||
| SYZ | 29.56 | 0.26 | +0.90% |
| Lazard US Systematic Small Cap Equity ETF (SYZ) | |||
| LOWV | 84.90 | 0.61 | +0.72% |
| AB US Low Volatility Equity ETF (LOWV) | |||
| LEMB | 42.07 | -0.11 | -0.26% |
| iShares J.P. Morgan EM Local Currency Bond ETF (LEMB) | |||