OFG
Price
$42.65
Change
+$0.16 (+0.38%)
Updated
Oct 3 closing price
Capitalization
1.9B
16 days until earnings call
UCB
Price
$31.51
Change
+$0.36 (+1.16%)
Updated
Oct 3 closing price
Capitalization
3.83B
16 days until earnings call
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OFG vs UCB

Header iconOFG vs UCB Comparison
Open Charts OFG vs UCBBanner chart's image
OFG Ban
Price$42.65
Change+$0.16 (+0.38%)
Volume$174.75K
Capitalization1.9B
United Community Banks
Price$31.51
Change+$0.36 (+1.16%)
Volume$1.01M
Capitalization3.83B
OFG vs UCB Comparison Chart in %
OFG
Daily Signalchanged days ago
Gain/Loss if bought
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UCB
Daily Signalchanged days ago
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OFG vs. UCB commentary
Oct 06, 2025

To compare these two companies we present long-term analysis, their fundamental ratings and make comparative short-term technical analysis which are presented below. The conclusion is OFG is a Hold and UCB is a Hold.

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COMPARISON
Comparison
Oct 06, 2025
Stock price -- (OFG: $42.65 vs. UCB: $31.51)
Brand notoriety: OFG and UCB are both not notable
Both companies represent the Regional Banks industry
Current volume relative to the 65-day Moving Average: OFG: 78% vs. UCB: 171%
Market capitalization -- OFG: $1.9B vs. UCB: $3.83B
OFG [@Regional Banks] is valued at $1.9B. UCB’s [@Regional Banks] market capitalization is $3.83B. The market cap for tickers in the [@Regional Banks] industry ranges from $167.13B to $0. The average market capitalization across the [@Regional Banks] industry is $7.9B.

Long-Term Analysis

It is best to consider a long-term outlook for a ticker by using Fundamental Analysis (FA) ratings. The rating of 1 to 100, where 1 is best and 100 is worst, is divided into thirds. The first third (a green rating of 1-33) indicates that the ticker is undervalued; the second third (a grey number between 34 and 66) means that the ticker is valued fairly; and the last third (red number of 67 to 100) reflects that the ticker is undervalued. We use an FA Score to show how many ratings show the ticker to be undervalued (green) or overvalued (red).

OFG’s FA Score shows that 2 FA rating(s) are green whileUCB’s FA Score has 1 green FA rating(s).

  • OFG’s FA Score: 2 green, 3 red.
  • UCB’s FA Score: 1 green, 4 red.
According to our system of comparison, OFG is a better buy in the long-term than UCB.

Short-Term Analysis

It is best to consider a short-term outlook for a ticker by using Technical Analysis (TA) indicators. We use Odds of Success as the percentage of outcomes which confirm successful trade signals in the past.

If the Odds of Success (the likelihood of the continuation of a trend) for each indicator are greater than 50%, then the generated signal is confirmed. A green percentage from 90% to 51% indicates that the ticker is in a bullish trend. A red percentage from 90% - 51% indicates that the ticker is in a bearish trend. All grey percentages are below 50% and are considered not to confirm the trend signal.

OFG’s TA Score shows that 3 TA indicator(s) are bullish while UCB’s TA Score has 4 bullish TA indicator(s).

  • OFG’s TA Score: 3 bullish, 4 bearish.
  • UCB’s TA Score: 4 bullish, 6 bearish.
According to our system of comparison, OFG is a better buy in the short-term than UCB.

Price Growth

OFG (@Regional Banks) experienced а -3.89% price change this week, while UCB (@Regional Banks) price change was -1.01% for the same time period.

The average weekly price growth across all stocks in the @Regional Banks industry was -0.44%. For the same industry, the average monthly price growth was +0.68%, and the average quarterly price growth was +19.54%.

Reported Earning Dates

OFG is expected to report earnings on Oct 22, 2025.

UCB is expected to report earnings on Oct 22, 2025.

Industries' Descriptions

@Regional Banks (-0.44% weekly)

Regional banks have a smaller reach than major banks, and cater mostly to one region of a country, such as a state or within a group of states. They offer services often similar – albeit with some limitations/smaller scale – compared to major banks. Taking deposits, making loans, mortgages, leases, credit cards , fund management, insurance and investment banking. SunTrust Banks, State Street Corp., M&T Bank Corp. are some examples of U.S. regional banks.

SUMMARIES
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FUNDAMENTALS
Fundamentals
UCB($3.83B) has a higher market cap than OFG($1.9B). UCB has higher P/E ratio than OFG: UCB (14.16) vs OFG (10.00). OFG YTD gains are higher at: 2.952 vs. UCB (-0.041). OFG has more cash in the bank: 377M vs. UCB (202M). UCB has less debt than OFG: UCB (155M) vs OFG (476M). UCB has higher revenues than OFG: UCB (953M) vs OFG (667M).
OFGUCBOFG / UCB
Capitalization1.9B3.83B50%
EBITDAN/AN/A-
Gain YTD2.952-0.041-7,208%
P/E Ratio10.0014.1671%
Revenue667M953M70%
Total Cash377M202M187%
Total Debt476M155M307%
FUNDAMENTALS RATINGS
OFG vs UCB: Fundamental Ratings
OFG
UCB
OUTLOOK RATING
1..100
6860
VALUATION
overvalued / fair valued / undervalued
1..100
34
Fair valued
81
Overvalued
PROFIT vs RISK RATING
1..100
1252
SMR RATING
1..100
1513
PRICE GROWTH RATING
1..100
5652
P/E GROWTH RATING
1..100
4781
SEASONALITY SCORE
1..100
8585

Tickeron ratings are formulated such that a rating of 1 designates the most successful stocks in a given industry, while a rating of 100 points to the least successful stocks for that industry.

OFG's Valuation (34) in the Major Banks industry is somewhat better than the same rating for UCB (81) in the Regional Banks industry. This means that OFG’s stock grew somewhat faster than UCB’s over the last 12 months.

OFG's Profit vs Risk Rating (12) in the Major Banks industry is somewhat better than the same rating for UCB (52) in the Regional Banks industry. This means that OFG’s stock grew somewhat faster than UCB’s over the last 12 months.

UCB's SMR Rating (13) in the Regional Banks industry is in the same range as OFG (15) in the Major Banks industry. This means that UCB’s stock grew similarly to OFG’s over the last 12 months.

UCB's Price Growth Rating (52) in the Regional Banks industry is in the same range as OFG (56) in the Major Banks industry. This means that UCB’s stock grew similarly to OFG’s over the last 12 months.

OFG's P/E Growth Rating (47) in the Major Banks industry is somewhat better than the same rating for UCB (81) in the Regional Banks industry. This means that OFG’s stock grew somewhat faster than UCB’s over the last 12 months.

TECHNICAL ANALYSIS
Technical Analysis
OFGUCB
RSI
ODDS (%)
N/A
Bearish Trend 3 days ago
78%
Stochastic
ODDS (%)
Bullish Trend 3 days ago
72%
Bullish Trend 3 days ago
61%
Momentum
ODDS (%)
Bearish Trend 3 days ago
59%
Bearish Trend 3 days ago
71%
MACD
ODDS (%)
Bearish Trend 3 days ago
54%
Bearish Trend 3 days ago
68%
TrendWeek
ODDS (%)
Bearish Trend 3 days ago
59%
Bearish Trend 3 days ago
68%
TrendMonth
ODDS (%)
Bearish Trend 3 days ago
54%
Bearish Trend 3 days ago
65%
Advances
ODDS (%)
Bullish Trend 10 days ago
65%
Bullish Trend 3 days ago
59%
Declines
ODDS (%)
Bearish Trend 4 days ago
56%
Bearish Trend 5 days ago
69%
BollingerBands
ODDS (%)
N/A
Bullish Trend 3 days ago
67%
Aroon
ODDS (%)
Bullish Trend 3 days ago
71%
Bearish Trend 3 days ago
66%
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OFG
Daily Signalchanged days ago
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UCB
Daily Signalchanged days ago
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